What's so bad with working longer if you are not prepared for retirement?? (social security, retired)

[SaraR.]

Just curious.

If the average Social Security Check is around $1300-$1500, what is so bad about working a p/t job along with SS??

"In the period, 1.4 million women filed for Social Security benefits, and their average award was $1,231.50. Men, however, were awarded $1,583.77, on average." for the year 2017
https://www.fool.com/retirement/2017...urity-che.aspx


Half of Americans depend on SS for the majority of their income....https://www.cbpp.org/research/social...ocial-security


The jobs available tend to decrease, yes.
Security Guards, Caregivers, Fast Food, housekeeping, H&R Block, Retail, Seasonal jobs.

Is it often because Seniors have limited options when it comes to employment after a certain age?

Majority of jobs are minimum wage, a step down for most Seniors.


Why can't someone work 20 hrs a week, have all their needs met, and feel retired?

Is 20-25 hrs that much work for those who are on SS only and want to add to it?

[ChessieMom]

"What is so bad about working a p/t job along with SS??"

Who says it is?? Work if you need to or want to. Nothing" bad" about it.

[suziq38]

I think that if you are working, even though it is only part-time, you are still working and NOT retired.

That being said, I still work two to three part-time days a week caring for my 8 month old grandson. I love every minute and I am not paid.

[NewbieHere]

Nothing wrong with it. In my bridge club, a 66 year old female is working at 3 part time jobs, a 73 is working 4 days a week.

[SunGrins]

I never got the memo that said it was bad. I did it for seven years.

[ComoAmero]

Nothing wrong with it at all. I've never heard anybody say that it was wrong or bad.

[ysr_racer]

I worked for Verizon Wireless for 25 years, and hated every day of it. If you like your job, nothing wrong with staying there.

[SaraR.]

Just my impression. Clearly it's false

[jrkliny]

Originally Posted by SaraR.

..........


The jobs available tend to decrease, yes.
Security Guards, Caregivers, Fast Food, housekeeping, H&R Block, Retail, Seasonal jobs.

Is it often because Seniors have limited options when it comes to employment after a certain age?

Majority of jobs are minimum wage, a step down for most Seniors.

..........

That is sad. It seems you are at retirement age, have spent a lifetime working and gained no or few skills that are employable? What did you do for a lifetime of work that left you without any skills of interest to employers? Did you invest in your career, your education, your technical skills?

When I was late in my career, I had the most opportunities ever. Even after retirement I got unsolicited job offers. All were way, way beyond minimum wage.

[Effielin]

I don't think its a matter of being "bad." I just don't think continuing to work is always possible, regardless of how low your SS check is. Sometimes, people are just not able to continue working because of health issues. I am still working full time however, I type all day.. and its becoming obvious my typing days are about over. Right now my work is accommodating my disability, but I don't know for how long that will last.


So my point is, you shouldn't PLAN on working til the bitter end.. it may not be possible.