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Old 02-12-2013, 08:15 AM
 
Location: Brentwood, Tennessee
39,024 posts, read 37,656,456 times
Reputation: 73622

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Quote:
Originally Posted by Memphis1979 View Post
Which is why we drive to Kentucky twice a month and buy groceries and whatever else we need. No tax on groceries, and the sales tax is cheaper.

Best of both worlds.
Then all your tax revenue goes to Kentucky and the town you live in gets NOTHING with which to pave roads, pay police and fire or build parks.


Brilliant plan.
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Old 02-12-2013, 08:34 AM
 
2,063 posts, read 6,239,867 times
Reputation: 2712
Quote:
Originally Posted by N.Cal View Post
I moved from San Francisco to Nashville, same vehicle, same everything and my insurance nearly doubled.
Something is very strange about that claim. You may want to check on what is insured and if the company or you made a very serious mistake for your insurance to be doubled without changes to your coverage or having a serious accident.

While I don't feel any strong need to be a cheerleader for the area because I don't want people to think it is the next "in place" to move to and ruin it, your claim goes counter to what everyone else who has made the same move has told me. I have yet to meet someone moving here from CA that found anything more expensive (rent, housing cost, insurance, vehicle registration, car inspections, taxes) and many things of similar cost (clothing, appliances, cars).

Rather than making claims that can't be substantiated here, for either higher or lower costs, we can compare state to state numbers quite easily for a reality check and see the truth for ourselves. Some states are just barely more expensive than TN and a handful are cheaper. Here are a few links showing that California insurance rates are consistently within the top 10 for most cost and TN is consistently in the top 10 for least cost.

Car Insurance Comparison by State

This one is from 2010 but shows similar numbers: Car Insurance Comparison by State

Compare car insurance premiums on 750 models - MSN Money This one showed a difference of anywhere from around $200-375 on the 6 car models I compared for both states, with California always the more expensive. You can compare you own but it takes some time.
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Old 02-12-2013, 08:44 AM
 
3,106 posts, read 2,729,238 times
Reputation: 4411
Quote:
Originally Posted by J&Em View Post
Something is very strange about that claim. You may want to check on what is insured and if the company or you made a very serious mistake for your insurance to be doubled without changes to your coverage or having a serious accident.

While I don't feel any strong need to be a cheerleader for the area because I don't want people to think it is the next "in place" to move to and ruin it, your claim goes counter to what everyone else who has made the same move has told me. I have yet to meet someone moving here from CA that found anything more expensive (rent, housing cost, insurance, vehicle registration, car inspections, taxes) and many things of similar cost (clothing, appliances, cars).

Rather than making claims that can't be substantiated here, for either higher or lower costs, we can compare state to state numbers quite easily for a reality check and see the truth for ourselves. Some states are just barely more expensive than TN and a handful are cheaper. Here are a few links showing that California insurance rates are consistently within the top 10 for most cost and TN is consistently in the top 10 for least cost.

Car Insurance Comparison by State

This one is from 2010 but shows similar numbers: Car Insurance Comparison by State

Compare car insurance premiums on 750 models - MSN Money This one showed a difference of anywhere from around $200-375 on the 6 car models I compared for both states, with California always the more expensive. You can compare you own but it takes some time.
Your numbers are nice, but I did get quotes from multiple companies and prices ranged all over the place but I am still paying MORE than I paid in SF and actually less coverage.
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Old 02-12-2013, 01:41 PM
 
52,619 posts, read 75,426,573 times
Reputation: 11627
RememberMee and Blue502, that is some good information and is along the lines of what I was looking for.
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Old 02-13-2013, 05:34 AM
 
2,170 posts, read 4,267,552 times
Reputation: 1351
Quote:
Originally Posted by Wmsn4Life View Post
Then all your tax revenue goes to Kentucky and the town you live in gets NOTHING with which to pave roads, pay police and fire or build parks.


Brilliant plan.
That's why as much as I like Green Hills I do most of my shopping in Cool Springs so my sales tax stays local. The drive is about the same for me to either.
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Old 02-13-2013, 10:27 AM
 
6,385 posts, read 10,362,926 times
Reputation: 6528
Quote:
Originally Posted by septimus View Post
That's why as much as I like Green Hills I do most of my shopping in Cool Springs so my sales tax stays local. The drive is about the same for me to either.
Well regardless of where you shop in TN, more than 70% of your sales tax winds up with the state (which in turn, can end up in your home county). Local option is direct...so I can understand that philosophy...but you shouldn't feel guilty spending outside of your county.
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Old 02-13-2013, 03:07 PM
 
Location: Brentwood, Tennessee
39,024 posts, read 37,656,456 times
Reputation: 73622
There is some state-shared revenue, but it makes no sense to waste gas money to drive out of county for groceries if there are comparable grocery options in your hometown.

At best, you would most likely break even.
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Old 02-13-2013, 03:13 PM
 
6,385 posts, read 10,362,926 times
Reputation: 6528
Quote:
Originally Posted by Wmsn4Life View Post
There is some state-shared revenue, but it makes no sense to waste gas money to drive out of county for groceries if there are comparable grocery options in your hometown.

At best, you would most likely break even.
Well in terms of things like groceries, I would certainly agree. Shop where it is convenient.

And again, I do think it is generally a good idea to shop in your home county for the reason laid out above. I'm just saying one shouldn't feel guilty about spending money in another county...especially in the case that the other county has a store or something that you do not have in your home county.
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Old 02-13-2013, 03:34 PM
 
Location: Brentwood, Tennessee
39,024 posts, read 37,656,456 times
Reputation: 73622
Quote:
Originally Posted by nashvols View Post
Well in terms of things like groceries, I would certainly agree. Shop where it is convenient.

And again, I do think it is generally a good idea to shop in your home county for the reason laid out above. I'm just saying one shouldn't feel guilty about spending money in another county...especially in the case that the other county has a store or something that you do not have in your home county.
I agree, but this poster was shopping in Kentucky.

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Old 02-13-2013, 03:55 PM
 
6,385 posts, read 10,362,926 times
Reputation: 6528
Quote:
Originally Posted by Wmsn4Life View Post
I agree, but this poster was shopping in Kentucky.

Well in cases like that, I absolutely agree.
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