I ran out of benenfits 4/10 so I guess your talking about me.
Of course I continue to apply apply apply but of course no job yet.
I've sold and am selling my family heirlooms for pennies on the dollar if I can even get anything for them...no ones buying right now.
I had a smidge of savings left so until last month I was able to pay my modest mortgage. I have a friend who's a lawyer helping me for free with fighting foreclosure. My case is different as the mortgage is only on the mobile home and not the land it sits on. There are no deeds of record and my MH is treated like a car/RV for titleing. At the first of Nov. we requested a document proving they could foreclose and have yet to get a legal copy, they send me a "made up one" without exhibit A listing the mortgages...so who knows...If they show up to haul off my home I will become homeless...I had requested they put my 15 year mortgage that I've paid 10 years on on hold until I get a job or it sells, the 10 acres it sits on is worth way more than I owe but of course they are being short sited. If we have not heard from them we will go to court the first of Dec. to keep them from damaging my property if they attempt to remove my MH...they'd have to tear down fencing, cut down trees and destroy my barn/shed in order to remove it and that is illegal.
I'm 60 single female with no children so the only benefit I get is $200 a month in food stamps that has kept me from staving.
Monday and tomorrow I will spend most of my day at two differnt churches trying to get help with my electric bill (I'm all elect).
I'm fortunate that I have one friend who's lent me some money that I will pay back when I sell my land, but she only has so much to give.
I would give anything to find a job, I HATE what I'm going through and at 60 I never expected to be in this position. I planned meticulously, no credit cards, I got a small inheritance and bought this land and put a modest 15 year mortgage on my MH that would have been paid off when I turned 65. I never made much money so I didn't have a lot of saving...
So in the end I will join the homeless soon. I do have my land for at least another couple of years...I didn't pay the property tax last year and I can't afford it this year either. So I'll be in a tent freezing my a$$ off soon.
I have no family so that's out.
and as the OP state will I "buckle down and take a menial job"...what a joke
...I apply to everything I can physically do at 60 and have for months and months. Sigh...yahno that very simple math problem people have a problem with 5 people for every 1 job means 4 people with no job and so far I've not hit the job lottery for that 1 job.