02038 Zip Code Detailed Profile




Estimated zip code population in 2013: 32,064
Zip code population in 2010: 31,635
Zip code population in 2000: 29,560

Houses and condos: 11,411
Renter-occupied apartments: 2,278
% of renters here:

21%
State:

38%
Mar. 2013 cost of living index in zip code 02038: 132.3 (high, U.S. average is 100)

Land area: 26.6 sq. mi.
Water area: 0.4 sq. mi.
Population density: 1,204 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 02038
Zip code 02038 (Franklin Town, Massachusetts) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

1.1% ($4,267)
Massachusetts:

1.2% ($3,955)
Median real estate property taxes paid for housing units with mortgages in 2013: $4,344 (1.1%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $4,023 (1.1%)

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Males: 15,854  (49.4%)
Females: 16,210  (50.6%)

For population 25 years and over in 02038:

For population 15 years and over in 02038:

Zip code 02038 compared to state average:

  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Foreign-born population percentage below state average.
  • Renting percentage below state average.
  • Number of rooms per house above state average.
  • House age below state average.
  • Races in zip code 02038

  • Zip code 02038 races chart
    • 28,926White population
    • 416Black population
    • 23American Indian population
    • 1,193Asian population
    • 4Native Hawaiian and Other Pacific Islander population
    • 46Some other race population
    • 407Two or more races population
    • 620Hispanic or Latino population

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Urban population: 30,250
Rural population: 1,813

Estimated median house/condo value in 2013: $380,900
02038:

$380,900
Massachusetts:

$327,200



According to our research of Massachusetts and other state lists there was 1 registered sex offender living in 02038 zip code as of August 30, 2015.
The ratio of number of residents in zip code 02038 to the number of sex offenders is 30,495 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is near the state average.


Median resident age:
This zip code:

37.8 years
Massachusetts median age:

39.4 years
Average household size:
This zip code:

2.8 people
Massachusetts:

2.5 people

Averages for the 2012 tax year for zip code 02038, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $92,922 (Individual Income Tax Returns)
Here:

$92,922
State:

$81,425

Salary/wage: $85,814 (reported on 88.8% of returns)
Here:

$85,814
State:

$64,752
(% of AGI for various income ranges: 75.2% for AGIs below $25k, 77.6% for AGIs $25k-50k, 76.8% for AGIs $50k-75k, 79.8% for AGIs $75k-100k, 87.1% for AGIs $100k-200k, 80.4% for AGIs over 200k)

Taxable interest for individuals: $1,025 (reported on 47.1% of returns)
This zip code:

$1,025
Massachusetts:

$2,136
(% of AGI for various income ranges: 1.3% for AGIs below $25k, 0.6% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.3% for AGIs $100k-200k, 0.6% for AGIs over 200k)

Ordinary dividends: $4,534 (reported on 31.7% of returns)
Here:

$4,534
State:

$9,473
(% of AGI for various income ranges: 1.9% for AGIs below $25k, 1.0% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 0.9% for AGIs $100k-200k, 2.5% for AGIs over 200k)

Net capital gain/loss in AGI: +$7,181 (reported on 24.5% of returns)
Here:

+$7,181
State:

+$31,437
(% of AGI for various income ranges: 0.1% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.7% for AGIs $100k-200k, 4.0% for AGIs over 200k)

Profit/loss from business: +$18,515 (reported on 12.9% of returns)
Here:

+$18,515
State:

+$20,662
(% of AGI for various income ranges: 4.6% for AGIs below $25k, 4.2% for AGIs $25k-50k, 3.3% for AGIs $50k-75k, 3.4% for AGIs $75k-100k, 2.5% for AGIs $100k-200k, 1.8% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $16,394 (reported on 10.8% of returns)
02038:

$16,394
Massachusetts:

$18,892
(% of AGI for various income ranges: 4.2% for AGIs below $25k, 3.0% for AGIs $25k-50k, 3.2% for AGIs $50k-75k, 2.7% for AGIs $75k-100k, 2.0% for AGIs $100k-200k, 1.0% for AGIs over 200k)

Self-employment retirement plans: $18,124 (reported on 1.1% of returns)
02038:

$18,124
Massachusetts:

$20,669
(% of AGI for various income ranges: 0.3% for AGIs $50k-75k, 0.2% for AGIs $100k-200k, 0.3% for AGIs over 200k)

Total itemized deductions: $26,948 (18% of AGI, reported on 51.5% of returns)
Here:

$26,948
State:

$28,907

Here:

17.8% of AGI
State:

18.2% of AGI
(% of AGI for various income ranges: 15.6% for AGIs below $25k, 12.1% for AGIs $25k-50k, 14.9% for AGIs $50k-75k, 17.9% for AGIs $75k-100k, 17.3% for AGIs $100k-200k, 12.6% for AGIs over 200k)

Charity contributions: $2,456 (reported on 45.0% of returns)
Here:

$2,456
State:

$4,208
(% of AGI for various income ranges: 0.6% for AGIs below $25k, 0.7% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 1.2% for AGIs $100k-200k, 1.4% for AGIs over 200k)

Taxes paid: $12,814 (reported on 51.5% of returns)
02038:

$12,814
State:

$13,303
(% of AGI for various income ranges: 3.5% for AGIs below $25k, 4.1% for AGIs $25k-50k, 5.7% for AGIs $50k-75k, 7.2% for AGIs $75k-100k, 8.1% for AGIs $100k-200k, 7.2% for AGIs over 200k)

Earned income credit: $1,630 (reported on 5.9% of returns)
Here:

$1,630
State:

$1,971
(% of AGI for various income ranges: 2.4% for AGIs below $25k, 0.5% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 02038, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $75,238 (Individual Income Tax Returns)
Here:

$75,238
State:

$62,877

Salary/wage: $69,423 (reported on 89.0% of returns)
Here:

$69,423
State:

$52,969
(% of AGI for various income ranges: 155.5% for AGIs below $10k, 69.1% for AGIs $10k-25k, 80.7% for AGIs $25k-50k, 82.7% for AGIs $50k-75k, 88.2% for AGIs $75k-100k, 80.7% for AGIs over 100k)

Taxable interest for individuals: $1,035 (reported on 64.2% of returns)
This zip code:

$1,035
Massachusetts:

$1,945
(% of AGI for various income ranges: 7.6% for AGIs below $10k, 2.3% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 0.7% for AGIs over 100k)

Taxable dividends: $1,904 (reported on 37.2% of returns)
Here:

$1,904
State:

$5,323
(% of AGI for various income ranges: 7.2% for AGIs below $10k, 1.5% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 1.0% for AGIs over 100k)

Net capital gain/loss: +$13,696 (reported on 29.6% of returns)
Here:

+$13,696
State:

+$20,377
(% of AGI for various income ranges: -3.4% for AGIs below $10k, 0.3% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 8.4% for AGIs over 100k)

Profit/loss from business: +$16,249 (reported on 14.6% of returns)
Here:

+$16,249
State:

+$17,837
(% of AGI for various income ranges: 10.1% for AGIs below $10k, 6.5% for AGIs $10k-25k, 4.3% for AGIs $25k-50k, 3.9% for AGIs $50k-75k, 3.4% for AGIs $75k-100k, 2.6% for AGIs over 100k)

IRA payment deduction: $3,075 (reported on 3.5% of returns)
02038:

$3,075
Massachusetts:

$3,100
(% of AGI for various income ranges: 0.7% for AGIs below $10k, 0.3% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $13,227 (reported on 1.4% of returns)
Here:

$13,227
Massachusetts:

$14,516
(% of AGI for various income ranges: 0.2% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.3% for AGIs over 100k)

Total itemized deductions: $23,203 (20% of AGI, reported on 56.3% of returns)
Here:

$23,203
State:

$22,573

Here:

20.2% of AGI
State:

19.5% of AGI
(% of AGI for various income ranges: 27.5% for AGIs below $10k, 14.0% for AGIs $10k-25k, 15.8% for AGIs $25k-50k, 20.7% for AGIs $50k-75k, 21.4% for AGIs $75k-100k, 16.1% for AGIs over 100k)

Charity contributions deductions: $2,824 (2% of AGI, reported on 52.8% of returns)
Here:

$2,824
State:

$3,295

Here:

2.4% of AGI
State:

2.7% of AGI
(% of AGI for various income ranges: 1.0% for AGIs below $10k, 1.2% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 2.2% for AGIs over 100k)

Total tax: $12,294 (reported on 84.1% of returns)
02038:

$12,294
State:

$11,494
(% of AGI for various income ranges: 6.4% for AGIs below $10k, 5.2% for AGIs $10k-25k, 8.2% for AGIs $25k-50k, 8.8% for AGIs $50k-75k, 9.3% for AGIs $75k-100k, 17.0% for AGIs over 100k)

Earned income credit: $1,333 (reported on 4.4% of returns)
Here:

$1,333
State:

$1,518

Percentage of individuals using paid preparers for their 2004 taxes: 53.8%
Here:

54%
State:

58%
(% for various income ranges: 42.6% for AGIs below $10k, 53.0% for AGIs $10k-25k, 55.6% for AGIs $25k-50k, 60.0% for AGIs $50k-75k, 56.5% for AGIs $75k-100k, 56.0% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$99,194
Massachusetts:

$66,768
Franklin Town, MA (02038) map Nearest zip codes: 02093, 02019, 02053, 02056, 02054, 02762.
Percentage of family households:
This zip code:

62.1%
Massachusetts:

48.3%
Percentage of households with unmarried partners:
This zip code:

2.9%
Massachusetts:

6.2%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 565
Household did not receive Food Stamps/SNAP in the past 12 months: 10,449


Women who had a birth in the past 12 months: 348 (317 now married, 31 unmarried)
Women who did not have a birth in the past 12 months: 7,575 (4,305 now married, 3,270 unmarried)


Housing units in zip code 02038 with a mortgage: 7,176 (378 second mortgage, 1,608 home equity loan, 111 both second mortgage and home equity loan)
Houses without a mortgage: 1,560

Median monthly owner costs for units with a mortgage: $2,372
Median monthly owner costs for units without a mortgage: S747

Residents with income below the poverty level in 2013:
This zip code:

4.3%
Whole state:

11.9%
Residents with income below 50% of the poverty level in 2013:
This zip code:

2.3%
Whole state:

6.5%
Median number of rooms in houses and condos:
Here:

7.5
State:

6.5
Median number of rooms in apartments:
Here:

3.7
State:

4.2
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 02038: Forge Park-495 Station (A), Franklin-Dean College Station (B), Fairmount Fruit Farm (C), Camp Hayaston (D), Franklin Plaza (E), Shoppers Fair (F), Forge Industrial Park (G), Franklin Fire Department Station 2 (H), Franklin Fire Department Station 1 Headquarters (I), Tri-County Regional Vocational Technical School Library (J), E Ross Anderson Library (K), Franklin Public Library (L), Keller-Sullivan School Library (M). Display/hide their locations on the map

    Shopping Centers: Indian Rock Shopping Center (1), Franklin Plaza Shopping Center (2), Franklin Village Shopping Center (3), Shoppers Fair Shopping Center (4). Display/hide their locations on the map

    Churches in zip code 02038 include: Saint Johns Episcopal Church (A), Grace Baptist Church (B), Franklin United Methodist Church (C), Franklin Federated Church (D), Franklin Baptist Church (E), First Universalist Society (F), Christian Science Society (G), Union Church (H). Display/hide their locations on the map

    Cemeteries: Union Street Cemetery (1), Saint Marys Cemetery (2). Display/hide their locations on the map

    Lakes, reservoirs, and swamps: Beaver Pond (A), Spruce Pond (B), Uncas Pond (C), Charles River Reservoir (D), Sanford Mill Pond (E), Franklin Reservoirs (F), Rays Pond (G), Spring Pond (H). Display/hide their locations on the map

    Streams, rivers, and creeks: Shepards Brook (A), Cress Brook (B), Chicken Brook (C), Dix Brook (D), Miscoe Brook (E). Display/hide their locations on the map

    Parks in zip code 02038 include: Dean Junior College Historic District (1), Dean Junior College Longley Field (2). Display/hide their locations on the map

Year house built

  • 372010 or later
  • 1,3872000 to 2009
  • 2,8291990 to 1999
  • 2,2911980 to 1989
  • 9401970 to 1979
  • 1,5001960 to 1969
  • 6521950 to 1959
  • 1851940 to 1949
  • 1,5901939 or earlier

Zip code 02038 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Franklin Town, MA (02038)

  • 0no bedroom
  • 1821 bedroom
  • 1,3342 bedrooms
  • 3,1663 bedrooms
  • 3,4834 bedrooms
  • 5715+ bedrooms

Bedrooms in renter-occupied apartments in Franklin Town, MA (02038)

  • 208no bedroom
  • 7361 bedroom
  • 1,0382 bedrooms
  • 2323 bedrooms
  • 484 bedrooms
  • 165+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Franklin Town, MA (02038) in owner-occupied houses/condos

  • 129no vehicle
  • 1,7311 vehicle
  • 4,6702 vehicles
  • 1,5143 vehicles
  • 5724 vehicles
  • 1205+ vehicles

Cars and other vehicles available in Franklin Town, MA (02038) in renter-occupied apartments

  • 458no vehicle
  • 1,1821 vehicle
  • 5932 vehicles
  • 83 vehicles
  • 184 vehicles
  • 195+ vehicles

Median gross rent in 2013: $1,109.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $380,900
02038:

$380,900
Massachusetts:

$327,200
Lower value quartile - upper value quartile: $292,900 - $499,500

Mean price in 2013:

Detached houses: $429,426
Here:

$429,426
State:

$401,982

Townhouses or other attached units: $269,299
Here:

$269,299
State:

$361,981

In 2-unit structures: $276,902
Here:

$276,902
State:

$330,410

In 3-to-4-unit structures: $208,117
Here:

$208,117
State:

$354,453

In 5-or-more-unit structures: $162,711
Here:

$162,711
State:

$330,502

Owners and renters by unit type in %

Housing units in structures:


Unemployment: 7.2%

Percentage of zip code residents living and working in this county: 50.3%

Household type by relationship:

Households: 31,063

Size of family households: 2,789 2-persons, 1,882 3-persons, 2,442 4-persons, 867 5-persons, 291 6-persons, 64 7-or-more-persons

Size of nonfamily households: 2,340 1-person, 326 2-persons, 13 3-persons

7,525 married couples with children.
991 single-parent households (237 men, 754 women).

91.0% of residents of 02038 zip code speak English at home.
1.3% of residents speak Spanish at home (79% very well, 8% well, 12% not well).
3.6% of residents speak other Indo-European language at home (75% very well, 13% well, 12% not well).
3.1% of residents speak Asian or Pacific Island language at home (64% very well, 31% well, 5% not well).
1.0% of residents speak other language at home (75% very well, 14% well, 11% not well).

Foreign born population: 2,267 (7.1%)
(56.4% of them are naturalized citizens)
This zip code:

7.1%
Whole state:

15.6%

Most common places of birth for the foreign-born residents

  • 16%India
  • 11%China, excluding Hong Kong and Taiwan
  • 8%Italy
  • 8%Canada
  • 5%Bulgaria
  • 5%Vietnam
  • 3%Korea

Most common first ancestries reported in 02038 (%)

  • 25%Irish
  • 18%Italian
  • 10%Other groups
  • 6%English
  • 5%German
  • 4%American
  • 3%Polish

Year of entry for the foreign-born population

  • 1682010 or later
  • 5922000 to 2009
  • 7531990 to 1999
  • 1,227Before 1990

Zip code 02038 topographic map

Major facilities with environmental interests located in this zip code:

Fire-safe hotels and motels in zip code 02038:

All 4 fire-safe hotels and motels in zip code 02038

Zip code 02038 marital status for males
Zip code 02038 marital status for females

Housing units lacking complete plumbing facilities: 0.4%
Housing units lacking complete kitchen facilities: 0.4%

Most commonly used house heating fuel

  • 58%Utility gas
  • 27%Fuel oil, kerosene, etc.
  • 13%Electricity
  • 1%Bottled, tank, or LP gas

Population in 1990: 22,128. Population change in the 1990s: +7,432 (+33.6%).

Place of birth for U.S.-born residents:


60% of the 02038 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 51% lived in this county.
   Out of people who lived in different counties, 50% lived in Massachusetts.

92% of the 02038 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 49% moved from this county.
   Out of people who lived in different houses, 37% moved from different county within same state.
   Out of people who lived in different houses, 12% moved from different state.
   Out of people who lived in different houses, 1% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 288
Here:

6.9%
Massachusetts:

9.2%
Students in private schools in grades 9 to 12 (high school): 208
Here:

9.6%
Massachusetts:

10.8%
Students in private undergraduate colleges: 1,557
Here:

65.1%
Massachusetts:

45.6%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 95,040Architecture and engineering occupations
  • 91,010Management occupations
  • 84,867Business and financial operations occupations
  • 81,953Computer and mathematical occupations
  • 71,667Law enforcement workers including supervisors
  • 65,417Health diagnosing and treating practitioners and other technical occupations

Companies with biggest federal contracts located in this zip code (FRANKLIN, MA):

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 788 people in college/university student housing
  • 72 people in nursing facilities/skilled-nursing facilities
  • 7 people in residential treatment centers for juveniles (non-correctional)
  • 6 people in group homes intended for adults
  • 2 people in other noninstitutional facilities

People in group quarters in 2000:

  • 552 people in college dormitories (includes college quarters off campus)
  • 66 people in nursing homes
  • 7 people in homes for the mentally retarded
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 8 full tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED199$309,634572$273,7652,872$267,322189$164,8830$052$179,706
APPLICATIONS APPROVED, NOT ACCEPTED8$360,41428$255,129166$264,22012$44,9830$04$238,913
APPLICATIONS DENIED10$305,13928$285,617361$289,05418$199,6832$3,373,82016$254,987
APPLICATIONS WITHDRAWN10$286,02560$263,315395$265,47930$195,7720$08$196,635
FILES CLOSED FOR INCOMPLETENESS2$353,00012$301,319140$258,8482$198,4600$00$0

Detailed HMDA statistics for the following Tracts: 4421.01 , 4421.02, 4421.03, 4422.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 8 full tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED92$297,40548$296,778
APPLICATIONS APPROVED, NOT ACCEPTED18$348,91918$293,496
APPLICATIONS DENIED4$301,3954$249,825
APPLICATIONS WITHDRAWN8$425,5054$351,708
FILES CLOSED FOR INCOMPLETENESS4$358,9280$0

Detailed PMIC statistics for the following Tracts: 4421.01 , 4421.02, 4421.03, 4422.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 02038 among deceased individuals
NameCountLived (average)
Mary19880.6 years
John14973.2 years
Joseph10378.3 years
William9772.9 years
James8072.5 years
Helen6580.0 years
Robert6571.5 years
George5875.3 years
Margaret5877.5 years
Charles5175.7 years
Most common last names in zip code 02038 among deceased individuals
Last nameCountLived (average)
Mucciarone3675.7 years
Debaggis2276.6 years
Smith2279.3 years
Sullivan1976.5 years
Johnson1980.7 years
Anderson1875.0 years
Cataldo1684.6 years
Chelotti1578.4 years
Bertone1579.5 years
Murphy1576.4 years
Businesses in zip code 02038
NameCountNameCount
7-Eleven1Marriott1
AT&T1Marshalls1
AutoZone1MasterBrand Cabinets7
Bath & Body Works1McDonald's1
Burger King1Men's Wearhouse1
CVS2Nike2
Circle K1Panera Bread1
DHL1Penske1
Decora Cabinetry2RadioShack1
Domino's Pizza1Rite Aid1
DressBarn1Shaw's1
Dressbarn1Sprint Nextel1
Dunkin Donuts4Stop & Shop1
Famous Footwear1Subway1
FedEx6T-Mobile1
Ford1Taco Bell1
GNC1The Room Place1
GameStop1U-Haul2
H&R Block1UPS8
Hawthorn1Verizon Wireless1
Hilton1Walgreens1
Lane Furniture1YMCA1

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