Profiles 07043 houses, apartments, residents, cars, jobs...
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Median resident age: This zip code:
39.1 yearsNew Jersey median age:
38.7 years
Average household size: This zip code:
2.8 peopleNew Jersey:
2.7 people
Averages for the 2004 tax year for zip code 07043, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $155,349 (Individual Income Tax Returns)
Here:
$155,349State:
$64,921
Salary/wage: $138,344 (reported on 76.5% of returns )
Here:
$138,344State:
$57,755
(% of AGI for various income ranges: 307.1% for AGIs below $10k , 58.6% for AGIs $10k-25k , 69.2% for AGIs $25k-50k , 63.0% for AGIs $50k-75k , 71.1% for AGIs $75k-100k , 68.0% for AGIs over 100k )
Taxable interest for individuals: $3,775 (reported on 73.0% of returns )
This zip code:
$3,775New Jersey:
$2,068
(% of AGI for various income ranges: 43.8% for AGIs below $10k , 5.9% for AGIs $10k-25k , 3.0% for AGIs $25k-50k , 2.3% for AGIs $50k-75k , 2.2% for AGIs $75k-100k , 1.6% for AGIs over 100k )
Taxable dividends: $7,145 (reported on 62.8% of returns )
(% of AGI for various income ranges: 76.5% for AGIs below $10k , 8.5% for AGIs $10k-25k , 5.2% for AGIs $25k-50k , 5.4% for AGIs $50k-75k , 3.5% for AGIs $75k-100k , 2.5% for AGIs over 100k )
Net capital gain/loss: +$22,744 (reported on 55.1% of returns )
Here:
+$22,744State:
+$13,591
(% of AGI for various income ranges: -27.0% for AGIs below $10k , 3.3% for AGIs $10k-25k , 1.1% for AGIs $25k-50k , 2.4% for AGIs $50k-75k , 1.3% for AGIs $75k-100k , 9.0% for AGIs over 100k )
Profit/loss from business: +$35,567 (reported on 23.3% of returns )
Here:
+$35,567State:
+$17,520
(% of AGI for various income ranges: 26.0% for AGIs below $10k , 10.4% for AGIs $10k-25k , 8.2% for AGIs $25k-50k , 7.4% for AGIs $50k-75k , 6.4% for AGIs $75k-100k , 5.0% for AGIs over 100k )
IRA payment deduction: $3,515 (reported on 3.5% of returns )
07043:
$3,515New Jersey:
$3,270
(% of AGI for various income ranges: 0.6% for AGIs $10k-25k , 0.4% for AGIs $25k-50k , 0.3% for AGIs $50k-75k , 0.2% for AGIs $75k-100k , 0.0% for AGIs over 100k )
Self-employed pension: $21,727 (reported on 6.5% of returns )
Here:
$21,727New Jersey:
$17,258
Total itemized deductions: $42,550 (19% of AGI, reported on 66.2% of returns )
Here:
$42,550State:
$23,924
Here:
19.0% of AGIState:
21.1% of AGI
(% of AGI for various income ranges: 121.5% for AGIs below $10k , 34.3% for AGIs $10k-25k , 26.6% for AGIs $25k-50k , 26.2% for AGIs $50k-75k , 28.9% for AGIs $75k-100k , 16.6% for AGIs over 100k )
Charity contributions deductions: $5,567 (2% of AGI, reported on 61.8% of returns )
Here:
2.4% of AGIState:
2.7% of AGI
(% of AGI for various income ranges: 3.4% for AGIs below $10k , 2.2% for AGIs $10k-25k , 2.6% for AGIs $25k-50k , 2.6% for AGIs $50k-75k , 2.9% for AGIs $75k-100k , 2.1% for AGIs over 100k )
Total tax: $38,039 (reported on 84.5% of returns )
07043:
$38,039State:
$12,321
(% of AGI for various income ranges: 17.4% for AGIs below $10k , 5.3% for AGIs $10k-25k , 8.5% for AGIs $25k-50k , 10.3% for AGIs $50k-75k , 10.7% for AGIs $75k-100k , 22.2% for AGIs over 100k )
Earned income credit: $1,047 (reported on 2.2% of returns )
Percentage of individuals using paid preparers for their 2004 taxes: 71.5%
(% for various income ranges: 65.6% for AGIs below $10k , 64.0% for AGIs $10k-25k , 64.7% for AGIs $25k-50k , 72.9% for AGIs $50k-75k , 69.5% for AGIs $75k-100k , 77.5% for AGIs over 100k )
Estimated median household income in 2010: This zip code:
$135,845New Jersey:
$69,400
Nearest zip codes: 07009 , 07042 , 07028 , 07013 , 07044 , 07003 .
Montclair Zip Code Map
Percentage of family households: This zip code:
63.3%New Jersey:
53.5%
Percentage of households with unmarried partners: This zip code:
4.7%New Jersey:
5.0%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
Lesbian couples: 0.5% of all households
Gay men: 0.7% of all households
Housing units in zip code 07043 with a mortgage: 2,688 (218 second mortgage , 754 home equity loan , 270 both second mortgage and home equity loan )
Houses without a mortgage: 848Median monthly owner costs for units with a mortgage: $3,516
Median monthly owner costs for units without a mortgage: $999
Residents with income below the poverty level in 2010:
This zip code:
5.9%Whole state:
9.5%
Residents with income below 50% of the poverty level in 2010:
This zip code:
3.2%Whole state:
5.3%
Median number of rooms in houses and condos:
Median number of rooms in apartments:
Click to draw/clear zip code borders
Notable locations in this zip code not listed on our city pages:
Notable locations in zip code 07043: Upper Montclair Station (A) , Bond House (B) , President's House (C) , Alderice House (D) , Center for Continuing Education (E) , Gilbreth House (F) , Freeman Hall (G) , Russ Hall (H) , Alumni House (I) , Chapin Hall (J) , Panzer Gym (K) , College Hall (L) , The Alexander Kasser Theater (M) , Morehead Halll (N) , Stone Hall (O) , Bohn Hall (P) , Newman House (Q) , McEachern Hall (R) , Montclair Fire Department Station 2 (S) . Display/hide their locations on the map
Churches in zip code 07043 include: Saint James Episcopal Church (A) , Friends Meeting House (B) , Montclair Community Church (C) , Montclair Heights Reformed Church (D) , Union Congregational Church (E) . Display/hide their locations on the map
Cemeteries: Immaculate Conception Cemetery (1) , Mount Hebron Cemetery (2) . Display/hide their locations on the map
Parks in zip code 07043 include: Pearl Brook Park (1) , Mountainside Park (2) , Anderson Park (3) , Alonzo F Bonsal Wildlife Preserve (4) , Yantacaw Brook Park (5) , Sprague Field (6) , Alumni Green (7) , Tuers Park (8) . Display/hide their locations on the map
Year house built
2005 or later: 271
2000 to 2004: 114
1990 to 1999: 150
1980 to 1989: 151
1970 to 1979: 238
1960 to 1969: 702
1950 to 1959: 525
1940 to 1949: 398
1939 or earlier: 2,744
Bedrooms in houses/apartments in 07043
Owner-occupied
Renter-occupied
no bedroom : 446
1 bedroom : 237
2 bedrooms : 462
3 bedrooms : 958
4 bedrooms : 1,171
5+ bedrooms : 1,074
no bedroom : 640
1 bedroom : 470
2 bedrooms : 435
3 bedrooms : 188
4 bedrooms : 288
5+ bedrooms : 134
Cars and other vehicles available in 07043 in houses/condos/apartments
Owner-occupied
Renter-occupied
no vehicle : 248
1 vehicle : 932
2 vehicles : 2,097
3 vehicles : 342
4 vehicles : 200
5+ vehicles : 164
no vehicle : 308
1 vehicle : 628
2 vehicles : 245
3 vehicles : 156
4 vehicles : 27
5+ vehicles : 10
Estimated household income distribution in 2009:
Estimate of home value of owner-occupied houses/condos in 2010 in zip code 07043:
Less than $10,000: 249
$30,000 to $34,999: 21
$40,000 to $49,999: 135
$50,000 to $59,999: 12
$60,000 to $69,999: 220
$70,000 to $79,999: 125
$90,000 to $99,999: 50
$100,000 to $124,999: 88
$125,000 to $149,999: 71
$150,000 to $174,999: 128
$175,000 to $199,999: 149
$200,000 to $249,999: 187
$250,000 to $299,999: 199
$300,000 to $399,999: 397
$400,000 to $499,999: 340
$500,000 to $749,999: 1,425
$750,000 to $999,999: 774
$1,000,000 or more: 448
Rent paid by renters in 2010 in zip code 07043:
$150 to $199: 168
$250 to $299: 44
$700 to $749: 132
$800 to $899: 455
$900 to $999: 170
$1,000 to $1,249: 653
$1,250 to $1,499: 233
$1,500 to $1,999: 325
$2,000 or more: 207
No cash rent: 153
Median price asked for vacant for-sale houses and condos in 2010: $763,158.
Estimated median house (or condo) value in 2010 for: White Non-Hispanic householders: $638,711
Black or African American householders: $560,535
American Indian or Alaska Native householders: $205,007
Asian householders: $508,235
Some other race householders: $522,085
Two or more races householders: $410,014
Hispanic or Latino householders: $632,151
Estimated median house or condo value in 2010: $618,120
07043:
$618,120New Jersey:
$350,300
Lower value quartile - upper value quartile: $465,708 - $775,113
Mean price in 2010: Detached houses: $765,740Here:
$765,740State:
$430,018
Owners and renters by unit type in %
Breakdown of mean house values by ages of householders
Housing units in structures:
One, detached: 3,385
One, attached: 114
Two: 434
3 or 4: 533
5 to 9: 264
10 to 19: 241
20 to 49: 603
50 or more: 577
Mobile homes: 100
Means of transportation to work
Drove a car alone: 3,052 (52%)
Carpooled: 225 (4%)
Bus or trolley bus: 836 (14%)
Subway or elevated: 456 (8%)
Railroad: 813 (14%)
Taxi: 122 (2%)
Bicycle: 326 (6%)
Walked: 247 (4%)
Other means: 286 (5%)
Worked at home: 646 (11%)
Travel time to work (commute)
Less than 5 minutes: 251
5 to 9 minutes: 351
10 to 14 minutes: 518
15 to 19 minutes: 462
20 to 24 minutes: 579
25 to 29 minutes: 244
30 to 34 minutes: 613
35 to 39 minutes: 190
40 to 44 minutes: 213
45 to 59 minutes: 712
60 to 89 minutes: 1,281
90 or more minutes: 407
Percentage of zip code residents living and working in this county: 41.3%
Household type by relationship:
Households: 11,595
In family households: 10,332 (2,631 male householders, 602 female householders )
2,879 spouses, 3,782 children (3,510 natural, 206 adopted, 66 stepchildren ), 94 grandchildren, 46 brothers or sisters, 26 parents, 88 other relatives, 184 non-relatives
In nonfamily households: 1,263 (303 male householders (206 living alone )), 719 female householders (634 living alone )), 241 nonrelatives In group quarters: 399 (6 institutionalized population )
Size of family households: 1,200 2-persons , 644 3-persons , 999 4-persons , 383 5-persons , 174 6-persons
Size of nonfamily households: 753 1-person , 198 2-persons , 144 3-persons , 37 4-persons , 43 5-persons , 89 6-persons
3,331 married couples with children.
823 single-parent households (349 men , 474 women ).
86.5% of residents of 07043 zip code speak English at home.
11.5% of residents speak Spanish at home (44% very well, 31% well, 24% not well, 1% not at all ).
24.5% of residents speak other Indo-European language at home (30% very well, 27% well, 14% not well, 29% not at all ).
13.2% of residents speak Asian or Pacific Island language at home (34% very well, 31% well, 34% not well, 1% not at all ).
9.5% of residents speak other language at home (67% very well, 30% well, 4% not well ).
Foreign born population: 1,493 (12.0%)
(61.3%
of them are naturalized citizens )
This zip code:
12.0%Whole state:
20.6%
Most common places of birth for the foreign-born residents:
Germany (8%)
India (7%)
United Kingdom (6%)
Canada (6%)
Ireland (5%)
Russia (5%)
China, excluding Hong Kong and Taiwan (4%)
Year of entry for the foreign-born population
2000 or later : 518
1990 to 1999 : 397
1980 to 1989 : 411
Before 1980 : 421
Races in zip code 07043:
White population: 10,182
Black population: 1,062
American Indian population: 39
Asian population: 836
Native Hawaiian and Other Pacific Islander population: 74
Some other race population: 438
Two or more races population: 625
Hispanic or Latino population: 790
First ancestries reported:
Other groups: 2,239
Irish: 1,452
Italian: 1,114
Polish: 891
English: 817
German: 797
Russian: 636
American: 560
Haitian: 534
European: 387
West Indian (except Hispanic groups): 352
Canadian: 300
Eastern European: 295
Swiss: 283
Jamaican: 257
New Zealander: 244
Slovak: 224
Scottish: 206
Iranian: 175
Bulgarian: 175
British: 172
Greek: 168
Albanian: 153
Yugoslavian: 152
Guyanese: 148
French (except Basque): 148
Ukrainian: 119
British West Indian: 115
Palestinian: 113
Arab: 102
Norwegian: 98
Armenian: 98
Other Arab: 93
Israeli: 84
Scotch-Irish: 84
Belgian: 74
Syrian: 72
Portuguese: 70
Brazilian: 66
Subsaharan African: 64
Nigerian: 63
Slavic: 63
Austrian: 63
Ghanaian: 60
Finnish: 59
Swedish: 59
Czech: 58
Lebanese: 56
Lithuanian: 52
Hungarian: 51
Danish: 51
Dutch: 49
Serbian: 47
Barbadian: 44
French Canadian: 44
Maltese: 43
Croatian: 43
Romanian: 42
Egyptian: 38
Czechoslovakian: 37
African: 36
Pennsylvania German: 35
Bermudan: 31
Turkish: 30
Australian: 30
Welsh: 30
Alsatian: 29
South African: 28
Carpatho Rusyn: 26
West Indian: 25
Macedonian: 22
Scandinavian: 21
Arab: 20
Northern European: 18
Latvian: 17
Private high school not listed on the city page: LACORDAIRE ACADEMY (Students: 109; Location: 155 LORRAINE AVENUE, UPPER MONTCLAI, NJ; Grades: 9 - 12; Girls only )
Private primary/middle schools not listed on the city page: ST CASSIAN ELEMENTARY SCHOOL (Students: 213; Location: 190 LORRAINE AVENUE, UPPER MONTCLAI, NJ; Grades: PK - 8)
LACORDAIRE ACADEMY ELEMENTARY (Students: 125; Location: 153 LORRAINE AVE, UPPER MONTCLAI, NJ; Grades: PK - 8)
Facilities with environmental interests located in this zip code:
GETTY SERVICE STATION #95737 (575 VALLEY RD in MONTCLAIR, NJ)
STATE MASTER (New Jersey environmental info) - NJEMS-001478, STATE CLEANUP SITE, NJEMS-84555300000, EPCRA, NJEMS-A0958, AIR PROGRAM
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: GASOLINE SERVICE STATIONS
Organizations: GETTY PETROLEUM MARKETING INC
Alternative names: GETTY PETROLEUM CORP 95373
FUNDS AUTO BODY (554 VALLEY RD in MONTCLAIR, NJ)
STATE MASTER (New Jersey environmental info) - NJEMS-80051800000, EPCRA, NJEMS-G0576, AIR PROGRAM, NJEMS-NJD053977229, HAZARDOUS WASTE PROGRAM
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: TOP, BODY, AND UPHOLSTERY REPAIR SHOPS AND PAINT SHOPS
Organizations: FUNDS AUTO REPAIR
BAHTO & SON (623 VALLEY RD in UPPER MONTCLAIR, NJ)
STATE MASTER (New Jersey environmental info) - NJEMS-34319400000, EPCRA
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: DRYCLEANING PLANTS, EXCEPT RUG CLEANING
Alternative names: BAHTO & SON DRY CLEANERS
BELLAIRE HOUSE CONDOMINIUMS (530 VALLEY RD in MONTCLAIR, NJ)
STATE MASTER (New Jersey environmental info) - NJEMS-019007, STATE CLEANUP SITE, NJEMS-07518, AIR PROGRAM
(Resource Conservation and Recovery Act (tracking hazardous waste))
EXXON CO USA 31062 (572 VALLEY RD in UPPER MONTCLAIR, NJ)
(Resource Conservation and Recovery Act (tracking hazardous waste))
PARK ST PARTNERSHIP (256 PARK ST in MONTCLAIR, NJ)
(Resource Conservation and Recovery Act (tracking hazardous waste))
PLAZA CLEANERS (254 PARK AVE in UPPER MONTCLAIR, NJ)
AIR MINOR (AIRS/AFS)
Business SIC classification: LAUNDRY AND GARMENT SERVICES
HEPBURN RICHARD & JULIA (114 CLAREWILL AVE in UPPER MONTCLAIR, NJ)
(Resource Conservation and Recovery Act (tracking hazardous waste))
FOREIGN AIDE (207 BELLVUE AVE in UPPER MONTCLAIR, NJ)
(Resource Conservation and Recovery Act (tracking hazardous waste))
NEWMAN JAKE - PRIVATE RESIDENCE (78 INWOOD AVE in MONTCLAIR, NJ)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: JAKE NEWMAN (CONTACT/OWNER)
Housing units lacking complete plumbing facilities: 10.0%
Housing units lacking complete kitchen facilities: 8.4%
Most commonly used house heating fuel:
Utility gas (67%)
Fuel oil, kerosene, etc. (13%)
Electricity (9%)
Bottled, tank, or LP gas (5%)
Other fuel (4%)
No fuel used (3%)
Population in 1990: 11,891. Population change in the 1990s: +24 (+0.2%).
Place of birth for U.S.-born residents:
This state: 5,080
Northeast: 3,867
Midwest: 576
South: 628
West: 273
64% of the 07043 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 42% lived in this county.
Out of people who lived in different counties, 50% lived in New Jersey.
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 702
Here:
28.9%New Jersey:
11.1%
Students in private schools in grades 9 to 12 (high school): 398
Here:
36.0%New Jersey:
11.8%
Students in private undergraduate colleges: 260
Here:
9.5%New Jersey:
27.8%
Educational Attainment (%)
School Enrollment by Level of School (%)
Companies with federal contracts located in this zip code:
MONTCLAIR STATE UNIVERSITY (IN (1 NORMAL AVE in MONTCLAIR, NJ) : $426,471 in 7 contracts from 2003 to 2006
Contracts for Space Science and Applications -- Basic Research (R&D), Educational Services, by NASA, Army, National Labor Relations BoardSigned by year: 2000: $0; 2001: $0; 2002: $0; 2003: $11,649; 2004: $180,038; 2005: $97,668; 2006: $137,116.
Biggest contracts:
$176,932 with NASA for Space Science and Applications -- Basic Research (R&D). Signed on 2004-06-04. Effective on 2004-06-01. Completion date: 2007-05-31.
$97,668, same as above. Signed on 2005-11-14. Effective on 2004-06-01. Completion date: 2007-05-31.
$69,763, same as above. Signed on 2006-02-24. Effective on 2004-06-01. Completion date: 2007-05-31.
$67,253, same as above. Signed on 2006-08-01. Effective on 2004-06-01. Completion date: 2007-05-31.
Top industries in this zip code by the number of employees in 2005:
Accommodation and Food Services: Food Service Contractors (100-249 employees: 1 establishment)
Accommodation and Food Services: Full-Service Restaurants (50-99: 1, 10-19: 3, 5-9: 4, 1-4: 7)
Accommodation and Food Services: Limited-Service Restaurants (20-49: 1, 10-19: 2, 5-9: 4, 1-4: 5)
Other Services (except Public Administration): Religious Organizations (20-49: 1, 10-19: 2, 5-9: 1, 1-4: 3)
Finance and Insurance: Mortgage and Nonmortgage Loan Brokers (50-99: 1)
Health Care and Social Assistance: Offices of Dentists (10-19: 4, 1-4: 5)
Educational Services: Elementary and Secondary Schools (20-49: 2, 1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters:
365 people in college dormitories (includes college quarters off campus)
18 people in other noninstitutional group quarters
10 people in religious group quarters
4 people in nursing homes
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009(Based on 5 full and 4 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans B) Conventional Home Purchase Loans C) Refinancings D) Home Improvement Loans F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 30 $436,604 161 $478,880 744 $382,059 22 $181,245 3 $473,177
APPLICATIONS APPROVED, NOT ACCEPTED 0 $0 40 $526,745 56 $392,509 1 $11,030 1 $239,040
APPLICATIONS DENIED 7 $422,716 14 $429,190 140 $421,712 5 $82,826 5 $354,020
APPLICATIONS WITHDRAWN 6 $458,787 26 $563,034 100 $386,622 5 $186,488 0 $0
FILES CLOSED FOR INCOMPLETENESS 0 $0 5 $340,656 29 $428,337 0 $0 1 $384,000
Aggregated Statistics For Year 2008(Based on 5 full and 4 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans B) Conventional Home Purchase Loans C) Refinancings D) Home Improvement Loans E) Loans on Dwellings For 5+ Families F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 10 $503,341 239 $469,687 256 $366,239 34 $271,592 3 $271,540 13 $244,875
APPLICATIONS APPROVED, NOT ACCEPTED 0 $0 36 $505,641 54 $311,962 11 $147,217 1 $525,000 4 $288,845
APPLICATIONS DENIED 3 $523,977 45 $507,051 88 $359,422 26 $103,356 0 $0 7 $323,934
APPLICATIONS WITHDRAWN 2 $227,500 32 $403,323 61 $375,403 7 $127,749 0 $0 6 $307,110
FILES CLOSED FOR INCOMPLETENESS 0 $0 6 $404,433 9 $367,810 5 $293,846 0 $0 1 $128,670
Aggregated Statistics For Year 2007(Based on 5 full and 4 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans B) Conventional Home Purchase Loans C) Refinancings D) Home Improvement Loans E) Loans on Dwellings For 5+ Families F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 2 $474,770 311 $446,351 244 $421,108 52 $127,381 1 $240,000 12 $306,517
APPLICATIONS APPROVED, NOT ACCEPTED 0 $0 53 $414,119 53 $330,325 13 $81,216 0 $0 4 $448,145
APPLICATIONS DENIED 2 $427,380 40 $436,143 92 $358,784 28 $89,460 0 $0 9 $380,461
APPLICATIONS WITHDRAWN 0 $0 23 $423,357 57 $347,856 10 $89,890 0 $0 7 $450,909
FILES CLOSED FOR INCOMPLETENESS 0 $0 5 $533,486 24 $404,928 2 $59,495 0 $0 0 $0
Aggregated Statistics For Year 2006(Based on 5 full and 4 partial tracts)
B) Conventional Home Purchase Loans C) Refinancings D) Home Improvement Loans E) Loans on Dwellings For 5+ Families F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 369 $462,998 307 $355,585 79 $130,051 4 $1,090,760 34 $417,629
APPLICATIONS APPROVED, NOT ACCEPTED 45 $405,273 53 $327,716 13 $99,451 0 $0 6 $300,120
APPLICATIONS DENIED 28 $394,815 80 $434,522 25 $121,422 0 $0 9 $275,368
APPLICATIONS WITHDRAWN 33 $591,512 85 $358,903 5 $195,196 0 $0 5 $567,736
FILES CLOSED FOR INCOMPLETENESS 7 $389,740 19 $342,151 3 $463,607 0 $0 0 $0
Aggregated Statistics For Year 2005(Based on 5 full and 4 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans B) Conventional Home Purchase Loans C) Refinancings D) Home Improvement Loans E) Loans on Dwellings For 5+ Families F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) G) Loans On Manufactured Home Dwelling (A B C & D)
Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 2 $193,360 389 $457,893 447 $350,528 75 $224,667 4 $1,205,343 32 $292,851 0 $0
APPLICATIONS APPROVED, NOT ACCEPTED 0 $0 50 $473,212 68 $303,614 17 $75,911 0 $0 5 $522,232 0 $0
APPLICATIONS DENIED 0 $0 38 $506,712 141 $332,701 16 $153,568 0 $0 18 $243,781 1 $60,980
APPLICATIONS WITHDRAWN 0 $0 28 $427,163 120 $332,049 18 $378,357 0 $0 5 $456,550 0 $0
FILES CLOSED FOR INCOMPLETENESS 0 $0 1 $330,000 25 $329,680 5 $38,906 0 $0 0 $0 0 $0
Aggregated Statistics For Year 2004(Based on 5 full and 4 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans B) Conventional Home Purchase Loans C) Refinancings D) Home Improvement Loans E) Loans on Dwellings For 5+ Families F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) G) Loans On Manufactured Home Dwelling (A B C & D)
Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 2 $218,900 392 $408,173 473 $313,635 76 $171,341 1 $485,000 25 $222,234 1 $60,980
APPLICATIONS APPROVED, NOT ACCEPTED 1 $125,000 63 $426,355 66 $262,463 14 $161,510 0 $0 1 $364,550 0 $0
APPLICATIONS DENIED 0 $0 32 $402,986 93 $326,498 22 $220,265 0 $0 6 $147,848 0 $0
APPLICATIONS WITHDRAWN 0 $0 27 $391,049 120 $283,508 5 $151,118 0 $0 5 $155,234 0 $0
FILES CLOSED FOR INCOMPLETENESS 0 $0 12 $457,768 20 $305,041 0 $0 0 $0 2 $514,520 0 $0
Aggregated Statistics For Year 2003(Based on 5 full and 4 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans B) Conventional Home Purchase Loans C) Refinancings D) Home Improvement Loans E) Loans on Dwellings For 5+ Families F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 3 $291,063 394 $380,984 1,759 $272,388 54 $91,763 3 $801,010 32 $288,458
APPLICATIONS APPROVED, NOT ACCEPTED 0 $0 50 $357,203 195 $222,141 18 $84,600 0 $0 4 $241,195
APPLICATIONS DENIED 2 $140,805 17 $279,843 191 $297,109 27 $79,423 1 $2,073,320 2 $217,030
APPLICATIONS WITHDRAWN 0 $0 41 $312,863 191 $320,567 8 $58,918 0 $0 2 $334,925
FILES CLOSED FOR INCOMPLETENESS 0 $0 6 $403,665 63 $271,939 1 $328,260 0 $0 2 $174,050
Aggregated Statistics For Year 2002(Based on 5 full and 4 partial tracts)
B) Conventional Home Purchase Loans C) Refinancings D) Home Improvement Loans E) Loans on Dwellings For 5+ Families F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 360 $365,586 1,281 $268,626 116 $81,787 6 $519,425 31 $230,517
APPLICATIONS APPROVED, NOT ACCEPTED 27 $407,356 149 $251,160 33 $59,525 0 $0 3 $204,580
APPLICATIONS DENIED 11 $395,231 121 $210,488 37 $121,955 1 $262,210 5 $243,926
APPLICATIONS WITHDRAWN 28 $376,099 139 $246,860 13 $71,415 1 $426,860 0 $0
FILES CLOSED FOR INCOMPLETENESS 2 $297,480 38 $339,887 3 $167,920 0 $0 0 $0
Aggregated Statistics For Year 2001(Based on 5 full and 4 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans B) Conventional Home Purchase Loans C) Refinancings D) Home Improvement Loans E) Loans on Dwellings For 5+ Families F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 2 $127,030 287 $326,228 676 $248,467 54 $68,344 2 $360,520 37 $219,737
APPLICATIONS APPROVED, NOT ACCEPTED 1 $134,160 36 $284,992 85 $186,648 29 $57,783 0 $0 4 $223,110
APPLICATIONS DENIED 0 $0 23 $295,660 101 $213,466 26 $57,628 0 $0 6 $296,880
APPLICATIONS WITHDRAWN 1 $115,250 13 $344,268 102 $195,928 27 $61,276 0 $0 0 $0
FILES CLOSED FOR INCOMPLETENESS 0 $0 5 $509,548 45 $212,281 6 $59,940 0 $0 0 $0
Aggregated Statistics For Year 2000(Based on 5 full and 4 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans B) Conventional Home Purchase Loans C) Refinancings D) Home Improvement Loans F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 4 $167,128 358 $259,009 116 $214,142 73 $51,779 4 $196,905
APPLICATIONS APPROVED, NOT ACCEPTED 0 $0 24 $305,937 41 $150,603 26 $45,469 0 $0
APPLICATIONS DENIED 0 $0 23 $228,381 75 $216,202 30 $80,857 2 $267,090
APPLICATIONS WITHDRAWN 0 $0 34 $203,698 43 $96,659 25 $38,568 3 $40,920
FILES CLOSED FOR INCOMPLETENESS 0 $0 3 $483,073 15 $203,998 5 $56,922 2 $145,000
Aggregated Statistics For Year 1999(Based on 3 full and 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans B) Conventional Home Purchase Loans C) Refinancings D) Home Improvement Loans E) Loans on Dwellings For 5+ Families F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 4 $187,093 213 $263,696 264 $217,320 23 $52,804 3 $865,100 8 $193,609
APPLICATIONS APPROVED, NOT ACCEPTED 0 $0 17 $211,308 39 $191,164 5 $33,960 0 $0 1 $145,080
APPLICATIONS DENIED 0 $0 6 $198,528 29 $174,265 11 $49,492 0 $0 1 $32,130
APPLICATIONS WITHDRAWN 1 $225,420 15 $198,260 41 $183,471 8 $81,163 0 $0 2 $184,170
FILES CLOSED FOR INCOMPLETENESS 0 $0 3 $256,110 13 $234,992 4 $67,255 0 $0 2 $217,625
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009(Based on 5 full and 4 partial tracts)
A) Conventional Home Purchase Loans B) Refinancings
Number Average Value Number Average Value
LOANS ORIGINATED 13 $419,335 8 $473,154
APPLICATIONS APPROVED, NOT ACCEPTED 2 $430,760 0 $0
APPLICATIONS DENIED 0 $0 2 $142,790
APPLICATIONS WITHDRAWN 4 $593,968 2 $398,400
FILES CLOSED FOR INCOMPLETENESS 2 $413,495 0 $0
Aggregated Statistics For Year 2008(Based on 5 full and 4 partial tracts)
A) Conventional Home Purchase Loans B) Refinancings C) Non-occupant Loans on < 5 Family Dwellings (A & B)
Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 30 $412,252 1 $394,980 0 $0
APPLICATIONS APPROVED, NOT ACCEPTED 6 $463,805 4 $447,628 0 $0
APPLICATIONS DENIED 6 $508,592 0 $0 0 $0
APPLICATIONS WITHDRAWN 5 $690,740 0 $0 0 $0
FILES CLOSED FOR INCOMPLETENESS 5 $500,436 0 $0 2 $576,120
Aggregated Statistics For Year 2007(Based on 5 full and 4 partial tracts)
A) Conventional Home Purchase Loans B) Refinancings C) Non-occupant Loans on < 5 Family Dwellings (A & B)
Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 21 $383,010 0 $0 1 $541,910
APPLICATIONS APPROVED, NOT ACCEPTED 3 $570,587 4 $327,995 0 $0
APPLICATIONS DENIED 0 $0 1 $738,000 0 $0
APPLICATIONS WITHDRAWN 3 $483,477 0 $0 0 $0
FILES CLOSED FOR INCOMPLETENESS 0 $0 0 $0 0 $0
Aggregated Statistics For Year 2006(Based on 5 full and 4 partial tracts)
A) Conventional Home Purchase Loans B) Refinancings C) Non-occupant Loans on < 5 Family Dwellings (A & B)
Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 11 $361,861 2 $311,705 1 $270,000
APPLICATIONS APPROVED, NOT ACCEPTED 0 $0 0 $0 0 $0
APPLICATIONS DENIED 0 $0 0 $0 0 $0
APPLICATIONS WITHDRAWN 1 $542,720 4 $542,713 0 $0
FILES CLOSED FOR INCOMPLETENESS 0 $0 0 $0 0 $0
Aggregated Statistics For Year 2005(Based on 5 full and 4 partial tracts)
A) Conventional Home Purchase Loans B) Refinancings C) Non-occupant Loans on < 5 Family Dwellings (A & B)
Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 11 $325,854 3 $447,763 1 $405,000
APPLICATIONS APPROVED, NOT ACCEPTED 5 $437,386 0 $0 0 $0
APPLICATIONS DENIED 0 $0 0 $0 0 $0
APPLICATIONS WITHDRAWN 0 $0 0 $0 0 $0
FILES CLOSED FOR INCOMPLETENESS 0 $0 0 $0 0 $0
Aggregated Statistics For Year 2004(Based on 5 full and 4 partial tracts)
A) Conventional Home Purchase Loans B) Refinancings C) Non-occupant Loans on < 5 Family Dwellings (A & B)
Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 23 $280,648 3 $506,557 2 $175,515
APPLICATIONS APPROVED, NOT ACCEPTED 5 $319,470 0 $0 1 $348,000
APPLICATIONS DENIED 0 $0 0 $0 0 $0
APPLICATIONS WITHDRAWN 1 $165,870 0 $0 0 $0
FILES CLOSED FOR INCOMPLETENESS 0 $0 0 $0 0 $0
Aggregated Statistics For Year 2003(Based on 5 full and 4 partial tracts)
A) Conventional Home Purchase Loans B) Refinancings C) Non-occupant Loans on < 5 Family Dwellings (A & B)
Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 36 $297,360 14 $290,651 2 $147,450
APPLICATIONS APPROVED, NOT ACCEPTED 8 $325,273 7 $280,137 0 $0
APPLICATIONS DENIED 2 $517,585 0 $0 0 $0
APPLICATIONS WITHDRAWN 3 $290,417 1 $285,000 0 $0
FILES CLOSED FOR INCOMPLETENESS 0 $0 0 $0 0 $0
Aggregated Statistics For Year 2002(Based on 5 full and 4 partial tracts)
A) Conventional Home Purchase Loans B) Refinancings C) Non-occupant Loans on < 5 Family Dwellings (A & B)
Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 28 $280,438 10 $295,375 1 $93,480
APPLICATIONS APPROVED, NOT ACCEPTED 8 $294,424 4 $293,285 0 $0
APPLICATIONS DENIED 1 $649,650 2 $55,775 0 $0
APPLICATIONS WITHDRAWN 2 $378,045 0 $0 0 $0
FILES CLOSED FOR INCOMPLETENESS 2 $519,185 0 $0 0 $0
Aggregated Statistics For Year 2001(Based on 5 full and 4 partial tracts)
A) Conventional Home Purchase Loans B) Refinancings
Number Average Value Number Average Value
LOANS ORIGINATED 34 $258,947 10 $220,267
APPLICATIONS APPROVED, NOT ACCEPTED 5 $274,802 2 $242,040
APPLICATIONS DENIED 2 $411,350 0 $0
APPLICATIONS WITHDRAWN 0 $0 0 $0
FILES CLOSED FOR INCOMPLETENESS 0 $0 0 $0
Aggregated Statistics For Year 2000(Based on 5 full and 4 partial tracts)
A) Conventional Home Purchase Loans B) Refinancings C) Non-occupant Loans on < 5 Family Dwellings (A & B)
Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 75 $277,699 1 $241,210 1 $146,350
APPLICATIONS APPROVED, NOT ACCEPTED 6 $214,512 4 $139,618 0 $0
APPLICATIONS DENIED 2 $288,840 0 $0 0 $0
APPLICATIONS WITHDRAWN 2 $321,145 0 $0 0 $0
FILES CLOSED FOR INCOMPLETENESS 0 $0 0 $0 0 $0
Aggregated Statistics For Year 1999(Based on 3 full and 2 partial tracts)
A) Conventional Home Purchase Loans B) Refinancings
Number Average Value Number Average Value
LOANS ORIGINATED 51 $262,803 7 $187,629
APPLICATIONS APPROVED, NOT ACCEPTED 8 $243,853 3 $174,503
APPLICATIONS DENIED 0 $0 1 $170,570
APPLICATIONS WITHDRAWN 0 $0 0 $0
FILES CLOSED FOR INCOMPLETENESS 0 $0 0 $0
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
Most common first names in zip code 07043 among deceased individuals
Name Count Lived (average)
John 105 76.0 years
Mary 100 82.9 years
William 79 76.6 years
Helen 64 83.3 years
Margaret 56 82.1 years
James 56 74.7 years
Joseph 53 78.5 years
Elizabeth 53 82.2 years
Robert 52 74.7 years
George 50 80.1 years
Most common last names in zip code 07043 among deceased individuals
Last name Count Lived (average)
Smith 23 79.7 years
Johnson 19 79.4 years
Miller 17 82.8 years
Moore 14 79.7 years
Martin 14 70.9 years
Brown 13 77.8 years
Taylor 10 80.3 years
Jones 9 88.1 years
Allen 9 82.2 years
Edwards 9 75.5 years
Businesses in zip code 07043
Name Count Name Count
CVS 1 Nike 1
Cold Stone Creamery 1 Starbucks 1
Dunkin Donuts 1 Talbots 1
FedEx 4 True Value 1
Gap 1 UPS 3
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