08831 Zip Code Detailed Profile




Cities: Concordia, NJ (2.10%), Whittingham, NJ (1.98%), Rossmoor, NJ (1.81%), Clearbrook Park, NJ (1.74%), Jamesburg, NJ (1.74%)
County: Middlesex County, NJ
Estimated zip code population in 2013: 46,818
Zip code population in 2010: 45,620
Zip code population in 2000: 34,370

Houses and condos: 20,654
Renter-occupied apartments: 2,294
% of renters here:

12%
State:

36%
Mar. 2013 cost of living index in zip code 08831: 123.1 (high, U.S. average is 100)

Land area: 50.3 sq. mi.
Water area: 0.4 sq. mi.
Population density: 930 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 08831
Zip code 08831 (Concordia, New Jersey) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

2.0% ($6,374)
New Jersey:

2.4% ($7,331)
Median real estate property taxes paid for housing units with mortgages in 2013: $7,348 (1.9%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $5,469 (2.3%)

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Males: 22,136  (47.3%)
Females: 24,682  (52.7%)

For population 25 years and over in 08831:

For population 15 years and over in 08831:

Zip code 08831 compared to state average:

  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Median age significantly above state average.
  • Renting percentage significantly below state average.
  • Length of stay since moving in below state average.
  • House age below state average.
  • Races in zip code 08831

  • Zip code 08831 races chart
    • 34,779White population
    • 1,982Black population
    • 35American Indian population
    • 5,199Asian population
    • 4Native Hawaiian and Other Pacific Islander population
    • 85Some other race population
    • 492Two or more races population
    • 3,044Hispanic or Latino population

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123
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Urban population: 42,899
Rural population: 3,918

Estimated median house/condo value in 2013: $324,300
08831:

$324,300
New Jersey:

$307,700



According to our research of New Jersey and other state lists there were 9 registered sex offenders living in 08831 zip code as of August 28, 2015.
The ratio of number of residents in zip code 08831 to the number of sex offenders is 5,563 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is a lot smaller than the state average.


Median resident age:
This zip code:

50.7 years
New Jersey median age:

39.4 years
Average household size:
This zip code:

2.4 people
New Jersey:

2.7 people

Averages for the 2012 tax year for zip code 08831, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $87,391 (Individual Income Tax Returns)
Here:

$87,391
State:

$79,688

Salary/wage: $81,068 (reported on 67.3% of returns)
Here:

$81,068
State:

$68,122
(% of AGI for various income ranges: 48.2% for AGIs below $25k, 49.4% for AGIs $25k-50k, 49.9% for AGIs $50k-75k, 53.5% for AGIs $75k-100k, 68.3% for AGIs $100k-200k, 67.5% for AGIs over 200k)

Taxable interest for individuals: $2,378 (reported on 58.6% of returns)
This zip code:

$2,378
New Jersey:

$2,193
(% of AGI for various income ranges: 4.6% for AGIs below $25k, 2.8% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 1.2% for AGIs $100k-200k, 1.1% for AGIs over 200k)

Ordinary dividends: $6,239 (reported on 44.5% of returns)
Here:

$6,239
State:

$6,828
(% of AGI for various income ranges: 6.4% for AGIs below $25k, 4.3% for AGIs $25k-50k, 4.1% for AGIs $50k-75k, 3.8% for AGIs $75k-100k, 2.5% for AGIs $100k-200k, 2.8% for AGIs over 200k)

Net capital gain/loss in AGI: +$7,749 (reported on 36.2% of returns)
Here:

+$7,749
State:

+$15,358
(% of AGI for various income ranges: 0.3% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 1.0% for AGIs $100k-200k, 8.5% for AGIs over 200k)

Profit/loss from business: +$20,178 (reported on 12.6% of returns)
Here:

+$20,178
State:

+$19,577
(% of AGI for various income ranges: 5.0% for AGIs below $25k, 3.1% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 2.3% for AGIs $100k-200k, 3.7% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $16,569 (reported on 26.0% of returns)
08831:

$16,569
New Jersey:

$18,214
(% of AGI for various income ranges: 11.7% for AGIs below $25k, 8.2% for AGIs $25k-50k, 7.5% for AGIs $50k-75k, 6.9% for AGIs $75k-100k, 4.8% for AGIs $100k-200k, 2.2% for AGIs over 200k)

Self-employment retirement plans: $21,532 (reported on 1.1% of returns)
08831:

$21,532
New Jersey:

$24,511
(% of AGI for various income ranges: 0.2% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.2% for AGIs $100k-200k, 0.5% for AGIs over 200k)

Total itemized deductions: $28,702 (23% of AGI, reported on 59.6% of returns)
Here:

$28,702
State:

$30,827

Here:

23.3% of AGI
State:

21.2% of AGI
(% of AGI for various income ranges: 33.9% for AGIs below $25k, 22.8% for AGIs $25k-50k, 20.8% for AGIs $50k-75k, 20.8% for AGIs $75k-100k, 19.9% for AGIs $100k-200k, 16.2% for AGIs over 200k)

Charity contributions: $2,723 (reported on 52.6% of returns)
Here:

$2,723
State:

$3,451
(% of AGI for various income ranges: 1.7% for AGIs below $25k, 1.7% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 1.7% for AGIs $100k-200k, 1.5% for AGIs over 200k)

Taxes paid: $13,928 (reported on 59.4% of returns)
08831:

$13,928
State:

$15,801
(% of AGI for various income ranges: 11.2% for AGIs below $25k, 7.8% for AGIs $25k-50k, 8.1% for AGIs $50k-75k, 8.8% for AGIs $75k-100k, 9.7% for AGIs $100k-200k, 10.0% for AGIs over 200k)

Earned income credit: $1,620 (reported on 4.5% of returns)
Here:

$1,620
State:

$2,182
(% of AGI for various income ranges: 1.6% for AGIs below $25k, 0.3% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 08831, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $67,846 (Individual Income Tax Returns)
Here:

$67,846
State:

$64,921

Salary/wage: $65,946 (reported on 64.3% of returns)
Here:

$65,946
State:

$57,755
(% of AGI for various income ranges: 111.7% for AGIs below $10k, 40.0% for AGIs $10k-25k, 50.8% for AGIs $25k-50k, 53.5% for AGIs $50k-75k, 60.8% for AGIs $75k-100k, 69.0% for AGIs over 100k)

Taxable interest for individuals: $3,120 (reported on 74.7% of returns)
This zip code:

$3,120
New Jersey:

$2,068
(% of AGI for various income ranges: 26.5% for AGIs below $10k, 9.8% for AGIs $10k-25k, 6.2% for AGIs $25k-50k, 4.5% for AGIs $50k-75k, 3.6% for AGIs $75k-100k, 1.8% for AGIs over 100k)

Taxable dividends: $4,310 (reported on 53.7% of returns)
Here:

$4,310
State:

$3,959
(% of AGI for various income ranges: 19.3% for AGIs below $10k, 8.0% for AGIs $10k-25k, 5.2% for AGIs $25k-50k, 4.5% for AGIs $50k-75k, 3.2% for AGIs $75k-100k, 2.3% for AGIs over 100k)

Net capital gain/loss: +$7,168 (reported on 44.4% of returns)
Here:

+$7,168
State:

+$13,591
(% of AGI for various income ranges: -12.2% for AGIs below $10k, -0.2% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 7.9% for AGIs over 100k)

Profit/loss from business: +$15,916 (reported on 11.7% of returns)
Here:

+$15,916
State:

+$17,520
(% of AGI for various income ranges: 7.7% for AGIs below $10k, 3.5% for AGIs $10k-25k, 3.3% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 2.6% for AGIs $75k-100k, 2.7% for AGIs over 100k)

IRA payment deduction: $3,673 (reported on 3.0% of returns)
08831:

$3,673
New Jersey:

$3,270
(% of AGI for various income ranges: 0.3% for AGIs below $10k, 0.2% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $14,835 (reported on 1.2% of returns)
Here:

$14,835
New Jersey:

$17,258
(% of AGI for various income ranges: 0.1% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.4% for AGIs over 100k)

Total itemized deductions: $22,056 (23% of AGI, reported on 58.8% of returns)
Here:

$22,056
State:

$23,924

Here:

23.4% of AGI
State:

21.1% of AGI
(% of AGI for various income ranges: 73.9% for AGIs below $10k, 30.9% for AGIs $10k-25k, 22.3% for AGIs $25k-50k, 20.6% for AGIs $50k-75k, 20.4% for AGIs $75k-100k, 16.3% for AGIs over 100k)

Charity contributions deductions: $2,597 (3% of AGI, reported on 55.3% of returns)
Here:

$2,597
State:

$3,242

Here:

2.7% of AGI
State:

2.7% of AGI
(% of AGI for various income ranges: 3.4% for AGIs below $10k, 2.5% for AGIs $10k-25k, 2.3% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 1.9% for AGIs over 100k)

Total tax: $10,968 (reported on 82.1% of returns)
08831:

$10,968
State:

$12,321
(% of AGI for various income ranges: 3.5% for AGIs below $10k, 3.5% for AGIs $10k-25k, 7.2% for AGIs $25k-50k, 9.3% for AGIs $50k-75k, 10.2% for AGIs $75k-100k, 17.3% for AGIs over 100k)

Earned income credit: $1,361 (reported on 3.3% of returns)
Here:

$1,361
State:

$1,711

Percentage of individuals using paid preparers for their 2004 taxes: 67.9%
Here:

68%
State:

65%
(% for various income ranges: 58.2% for AGIs below $10k, 66.5% for AGIs $10k-25k, 68.5% for AGIs $25k-50k, 72.4% for AGIs $50k-75k, 71.1% for AGIs $75k-100k, 70.1% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$67,676
New Jersey:

$70,165
Concordia, NJ (08831) map Nearest zip codes: 08828, 08535, 08810, 08884, 07726, 08512.
Percentage of family households:
This zip code:

38.6%
New Jersey:

52.3%
Percentage of households with unmarried partners:
This zip code:

2.9%
New Jersey:

5.5%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 453
Household did not receive Food Stamps/SNAP in the past 12 months: 18,881


Women who had a birth in the past 12 months: 436 (366 now married, 70 unmarried)
Women who did not have a birth in the past 12 months: 7,250 (4,423 now married, 2,827 unmarried)


Housing units in zip code 08831 with a mortgage: 9,207 (224 second mortgage, 1,386 home equity loan, 65 both second mortgage and home equity loan)
Houses without a mortgage: 7,833

Median monthly owner costs for units with a mortgage: $2,542
Median monthly owner costs for units without a mortgage: S967

Residents with income below the poverty level in 2013:
This zip code:

5.1%
Whole state:

11.4%
Residents with income below 50% of the poverty level in 2013:
This zip code:

1.9%
Whole state:

6.4%
Median number of rooms in houses and condos:
Here:

6.4
State:

6.8
Median number of rooms in apartments:
Here:

3.9
State:

4.1
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 08831: Forsgate Country Club (A), Old Bridge Airport Raceway Park (B), Rossmoor Golf Course (C), Old Church (D), Rhode Hall (E), Pine Grove Camps (F), Old Bridge Raceway Park Ambulance (G), Jamesburg First Aid Squad (H), Monroe Municipal Ambulance (I), Monroe Township Volunteer Fire Company 1 (J), Monroe Township Fire District 3 Station 23b (K), Monroe Township Fire District 2 Station 57 (L), Monroe Township Fire District 3 Station 23A (M), Monroe Township Fire Department Administration (N), Jamesburg Volunteer Fire Department (O). Display/hide their locations on the map

    Churches in zip code 08831 include: Fresh Ponds Chapel (A), Presbyterian Church of Jamesburg (B), Saint James Roman Catholic Church (C), Saint John's Baptist Church (D). Display/hide their locations on the map

    Cemeteries: Fernwood Cemetery (1), Hoffman Cemetery (2), Saint James Cemetery (3), Trinity Cemetery (4), Degel Yehudo Cemetery (5), Floral Park Cemetery (6), Holy Cross Burial Park (7). Display/hide their locations on the map

    Reservoir: Lake Manalapan (A). Display/hide its location on the map

    Streams, rivers, and creeks: Barclay Brook (A). Display/hide its location on the map

    Park in zip code 08831: Thompson Park (1). Display/hide its location on the map

    Tourist attractions (not listed on the city page) : Display World Inc (Museums; 608 Spotswood Englishtow) (1), Bon Voyage Travel (Tours & Charters; 7 York Court) (2). Display/hide their approximate locations on the map

Year house built

  • 2792010 or later
  • 4,8402000 to 2009
  • 3,3721990 to 1999
  • 3,8831980 to 1989
  • 2,7431970 to 1979
  • 2,6281960 to 1969
  • 1,5091950 to 1959
  • 4021940 to 1949
  • 9981939 or earlier

Zip code 08831 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Concordia, NJ (08831)

  • 24no bedroom
  • 5161 bedroom
  • 7,6202 bedrooms
  • 3,9493 bedrooms
  • 3,7494 bedrooms
  • 1,1825+ bedrooms

Bedrooms in renter-occupied apartments in Concordia, NJ (08831)

  • 245no bedroom
  • 7971 bedroom
  • 8892 bedrooms
  • 2173 bedrooms
  • 1464 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Concordia, NJ (08831) in owner-occupied houses/condos

  • 803no vehicle
  • 6,2111 vehicle
  • 7,0572 vehicles
  • 1,8753 vehicles
  • 6434 vehicles
  • 4515+ vehicles

Cars and other vehicles available in Concordia, NJ (08831) in renter-occupied apartments

  • 480no vehicle
  • 1,1401 vehicle
  • 5572 vehicles
  • 1173 vehicles
  • 04 vehicles
  • 05+ vehicles

Median gross rent in 2013: $1,265.


Median price asked for vacant for-sale houses and condos in 2013: $250,384.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $324,300
08831:

$324,300
New Jersey:

$307,700
Lower value quartile - upper value quartile: $180,000 - $484,900

Mean price in 2013:

Detached houses: $356,587
Townhouses or other attached units: $239,444
In 2-unit structures: $249,367
In 3-to-4-unit structures: $206,012
In 5-or-more-unit structures: $220,096
Mobile homes: $67,687

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 10.0%

Neighborhoods in zip code 08831:

Percentage of zip code residents living and working in this county: 54.8%

Household type by relationship:

Households: 45,745

Size of family households: 6,978 2-persons, 2,164 3-persons, 2,329 4-persons, 965 5-persons, 372 6-persons, 137 7-or-more-persons

Size of nonfamily households: 5,862 1-person, 501 2-persons, 26 3-persons

7,119 married couples with children.
1,131 single-parent households (198 men, 933 women).

78.3% of residents of 08831 zip code speak English at home.
3.6% of residents speak Spanish at home (50% very well, 26% well, 22% not well, 1% not at all).
11.1% of residents speak other Indo-European language at home (70% very well, 20% well, 8% not well, 1% not at all).
5.6% of residents speak Asian or Pacific Island language at home (70% very well, 20% well, 5% not well, 5% not at all).
1.4% of residents speak other language at home (86% very well, 11% well, 3% not well).

Foreign born population: 8,003 (17.1%)
(67.1% of them are naturalized citizens)
This zip code:

17.1%
Whole state:

21.6%

Most common places of birth for the foreign-born residents

  • 25%India
  • 7%Philippines
  • 7%China, excluding Hong Kong and Taiwan
  • 6%Poland
  • 4%Mexico
  • 3%Ecuador
  • 3%Russia

Most common first ancestries reported in 08831 (%)

  • 26%Other groups
  • 17%Italian
  • 9%Polish
  • 9%Irish
  • 7%American
  • 6%German
  • 5%Russian

Year of entry for the foreign-born population

  • 1492010 or later
  • 2,1232000 to 2009
  • 2,3221990 to 1999
  • 3,875Before 1990

Zip code 08831 topographic map

Major facilities with environmental interests located in this zip code:


Zip code 08831 marital status for males
Zip code 08831 marital status for females

Housing units lacking complete plumbing facilities: 0.9%
Housing units lacking complete kitchen facilities: 3.5%

Most commonly used house heating fuel

  • 65%Utility gas
  • 28%Electricity
  • 5%Fuel oil, kerosene, etc.
  • 1%Bottled, tank, or LP gas
  • 1%No fuel used

Population in 1990: 15,743. Population change in the 1990s: +18,627 (+118.3%).

Place of birth for U.S.-born residents:


62% of the 08831 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 46% lived in this county.
   Out of people who lived in different counties, 50% lived in New Jersey.

94% of the 08831 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 43% moved from this county.
   Out of people who lived in different houses, 26% moved from different county within same state.
   Out of people who lived in different houses, 24% moved from different state.
   Out of people who lived in different houses, 6% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 203
Here:

4.9%
New Jersey:

10.0%
Students in private schools in grades 9 to 12 (high school): 171
Here:

8.8%
New Jersey:

11.0%
Students in private undergraduate colleges: 474
Here:

28.7%
New Jersey:

24.8%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 123,889Architecture and engineering occupations
  • 106,216Management occupations
  • 103,454Computer and mathematical occupations
  • 102,035Law enforcement workers including supervisors
  • 101,827Life, physical, and social science occupations
  • 87,644Business and financial operations occupations

Companies with federal contracts located in this zip code:

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 362 people in nursing facilities/skilled-nursing facilities
  • 238 people in correctional facilities intended for juveniles
  • 112 people in group homes intended for adults
  • 81 people in residential treatment centers for adults

People in group quarters in 2000:

  • 532 people in training schools for juvenile delinquents
  • 464 people in nursing homes
  • 53 people in other noninstitutional group quarters
  • 45 people in other group homes
  • 32 people in other nonhousehold living situations
  • 17 people in homes for the mentally retarded
  • 2 people in religious group quarters

Fatal accident statistics in 2011:

  • Fatal accident count: 4
  • Vehicles involved in fatal accidents: 7
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 4
  • Persons involved in fatal accidents: 12
  • Pedestrians involved in fatal accidents: 0

Fatal accident statistics in 2010:

  • Fatal accident count: 4
  • Vehicles involved in fatal accidents: 9
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 4
  • Persons involved in fatal accidents: 15
  • Pedestrians involved in fatal accidents: 1
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 9 full and 8 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED138$272,037719$264,1032,676$302,43892$103,4712$1,079,00052$224,1590$0
APPLICATIONS APPROVED, NOT ACCEPTED18$313,918132$268,179270$294,45312$53,4480$07$164,0770$0
APPLICATIONS DENIED47$289,983131$306,527891$324,35481$91,1240$022$210,2172$216,015
APPLICATIONS WITHDRAWN21$261,929125$267,348558$318,69623$226,6360$010$169,3120$0
FILES CLOSED FOR INCOMPLETENESS15$359,32735$316,804152$347,8935$174,0200$01$77,0500$0
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 9 full and 8 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED69$303,28828$324,770
APPLICATIONS APPROVED, NOT ACCEPTED21$277,03717$377,080
APPLICATIONS DENIED16$248,81618$351,274
APPLICATIONS WITHDRAWN2$422,8859$423,633
FILES CLOSED FOR INCOMPLETENESS3$241,4900$0

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 08831 among deceased individuals
NameCountLived (average)
John25278.1 years
Mary23181.5 years
Joseph21678.3 years
William18977.4 years
Helen16183.8 years
Robert13675.1 years
Charles13178.7 years
George12079.6 years
Ruth11381.9 years
Edward11377.1 years
Most common last names in zip code 08831 among deceased individuals
Last nameCountLived (average)
Smith5381.1 years
Miller3675.8 years
Cohen3681.8 years
Johnson3381.8 years
Goldberg2983.0 years
Brown2976.2 years
Schwartz2584.2 years
Friedman2485.0 years
Reid2474.0 years
Jones2377.9 years
Businesses in zip code 08831
NameCountNameCount
7-Eleven1Jones New York1
Baskin-Robbins1MasterBrand Cabinets7
CVS2Nike1
Curves1Rite Aid2
Domino's Pizza1Stop & Shop1
Dunkin Donuts2Subway2
FedEx7U-Haul1
GNC2UPS6
Holiday Inn1

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