Estimated median household income in 2007: $65,945
| This zip code: | $65,945 | | New York: | $53,514 |
Nearest zip codes: 10952, 10954, 10956, 10965, 07645, 10970.
Housing units in zip code 10977 with a mortgage: 4,826 (455 second mortgage, 484 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 1,293
Median monthly owner costs for units with a mortgage: $2,625
Median monthly owner costs for units without a mortgage: $1,008
Residents with income below the poverty level in 2007:
| This zip code: | 16.8% | | Whole state: | 13.7% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 8.6% | | Whole state: | 6.1% |
Median number of rooms in houses and condos:
| Here: | 7.1 | | State: | 6.3 |
Median number of rooms in apartments:
| Here: | 3.8 | | State: | 3.6 |
Year house built: |
|
- 1999 to March 2000: 143
- 1995 to 1998: 561
- 1990 to 1994: 664
- 1980 to 1989: 1,433
- 1970 to 1979: 3,191
- 1960 to 1969: 4,495
- 1950 to 1959: 1,765
- 1940 to 1949: 599
- 1939 or earlier: 1,221
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Bedrooms in owner-occupied houses in Spring Valley, NY (10977): |
|
- no bedroom: 0
- 1 bedrooms: 559
- 2 bedrooms: 955
- 3 bedrooms: 2,192
- 4 bedrooms: 3,011
- 5 or more bedrooms: 843
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 325
- 1 bedrooms: 2,399
- 2 bedrooms: 1,862
- 3 bedrooms: 844
- 4 bedrooms: 464
- 5 or more bedrooms: 189
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Vehicles available in 10977 zip code in owner-occupied houses/condos: |
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- no vehicle: 262
- 1 vehicle: 1,882
- 2 vehicles: 3,641
- 3 vehicles: 1,350
- 4 vehicles: 360
- 5 or more vehicles: 65
|
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 1,751
- 1 vehicle: 2,627
- 2 vehicles: 1,405
- 3 vehicles: 228
- 4 vehicles: 7
- 5 or more vehicles: 65
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 10977:
- Less than $10,000: 11
- $10,000 to $14,999: 6
- $15,000 to $19,999: 6
- $20,000 to $24,999: 11
- $25,000 to $29,999: 13
- $30,000 to $34,999: 22
- $35,000 to $39,999: 26
- $40,000 to $49,999: 60
- $50,000 to $59,999: 39
- $60,000 to $69,999: 106
- $70,000 to $79,999: 88
- $80,000 to $89,999: 41
- $90,000 to $99,999: 29
- $100,000 to $124,999: 121
- $125,000 to $149,999: 49
- $150,000 to $174,999: 83
- $175,000 to $199,999: 131
- $200,000 to $249,999: 363
- $250,000 to $299,999: 636
- $300,000 to $399,999: 1,633
- $400,000 to $499,999: 1,876
- $500,000 to $749,999: 1,830
- $750,000 to $999,999: 379
- $1,000,000 or more: 129
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Rent paid by renters in 2007 in zip code 10977:
- Less than $100: 54
- $100 to $149: 65
- $150 to $199: 166
- $200 to $249: 112
- $250 to $299: 32
- $300 to $349: 48
- $350 to $399: 38
- $400 to $449: 67
- $450 to $499: 136
- $500 to $549: 83
- $550 to $599: 115
- $600 to $649: 236
- $650 to $699: 250
- $700 to $749: 426
- $750 to $799: 587
- $800 to $899: 926
- $900 to $999: 707
- $1,000 to $1,249: 1,412
- $1,250 to $1,499: 398
- $1,500 to $1,999: 203
- $2,000 or more: 101
- No cash rent: 253
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Median price asked for vacant for-sale houses and condos in 2007: $474,085.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $467,342
- Black or African American householders: $383,482
- Asian householders: $421,198
- Some other race householders: $411,927
- Two or more races householders: $395,071
- Hispanic or Latino householders: $436,579
Estimated median house or condo value in 2007: $447,633 (it was $198,500 in 2000)
| 10977: | $447,633 | | New York: | $311,000 |
Lower value quartile - upper value quartile: $201,461 - $484,736
Mean price in 2007:
Detached houses: $438,492| Here: | $438,492 | | State: | $352,556 |
Townhouses or other attached units: $343,077| Here: | $343,077 | | State: | $476,263 |
In 2-unit structures: $370,603| Here: | $370,603 | | State: | $482,362 |
In 3-to-4-unit structures: $620,546| Here: | $620,546 | | State: | $552,553 |
In 5-or-more-unit structures: $108,008| Here: | $108,008 | | State: | $503,284 |
Mobile homes: $110,600| Here: | $110,600 | | State: | $40,766 |
Owners and renters by unit type in %
|
Breakdown of mean house values by ages of householders
|
Housing units in structures:
- One, detached: 6,700
- One, attached: 1,124
- Two: 1,053
- 3 or 4: 907
- 5 to 9: 918
- 10 to 19: 834
- 20 to 49: 774
- 50 or more: 1,737
- Mobile homes: 25

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Means of transportation to work
- Drove a car alone: 12,791 (63%)
- Carpooled: 3,239 (16%)
- Bus or trolley bus: 1,756 (9%)
- Subway or elevated: 29 (0%)
- Railroad: 197 (1%)
- Taxi: 415 (2%)
- Bicycle: 36 (0%)
- Walked: 912 (5%)
- Other means: 237 (1%)
- Worked at home: 541 (3%)
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Travel time to work
- Less than 5 minutes: 298
- 5 to 9 minutes: 1522
- 10 to 14 minutes: 2907
- 15 to 19 minutes: 3300
- 20 to 24 minutes: 2759
- 25 to 29 minutes: 700
- 30 to 34 minutes: 2023
- 35 to 39 minutes: 378
- 40 to 44 minutes: 787
- 45 to 59 minutes: 1655
- 60 to 89 minutes: 2061
- 90 or more minutes: 1222
|
Percentage of zip code residents living and working in this county: 61.4%
Household type by relationship
Households: 47,798
- In family households: 44,638 (8,146 male householders, 2,995 female householders)
8,446 spouses, 18,876 children (18,163 natural, 367 adopted, 346 stepchildren), 937 grandchildren, 914 brothers or sisters, 695 parents, 1,908 other relatives, 1,721 non-relatives
- In nonfamily households: 3,160 (1,083 male householders (871 living alone)), 1,432 female householders (1,221 living alone)), 645 nonrelatives
- In group quarters: 1,203 (676 institutionalized population)
Size of family households: 3,104 2-persons, 2,235 3-persons, 2,250 4-persons, 1,382 5-persons, 913 6-persons, 1,257 7-or-more-persons.
Size of nonfamily households: 2,092 1-person, 345 2-persons, 39 3-persons, 15 4-persons, 7 5-persons, 7 6-persons, 10 7-or-more-persons.
12,308 married couples with children.
2,553 single-parent households (503 men, 2,050 women).
49.3% of residents of 10977 zip code speak English at home.
10.6% of residents speak Spanish at home (39% very well, 19% well, 27% not well, 15% not at all).
31.4% of residents speak other Indo-European language at home (49% very well, 29% well, 18% not well, 5% not at all).
5.7% of residents speak Asian or Pacific Island language at home (63% very well, 26% well, 7% not well, 3% not at all).
3.0% of residents speak other language at home (65% very well, 21% well, 13% not well, 1% not at all).
Foreign born population: 15,559 (31.6%)
(43.0% of them are naturalized citizens)
| This zip code: | 31.6% | | Whole state: | 20.4% |
Most common places of birth for the foreign-born residents:
- Haiti (33%)
- Guatemala (8%)
- Philippines (7%)
- Jamaica (7%)
- India (6%)
- Ecuador (5%)
- Poland (2%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 3,669
- 1990 to 1994: 2,821
- 1985 to 1989: 2,870
- 1980 to 1984: 2,026
- 1975 to 1979: 1,227
- 1970 to 1974: 1,106
- 1970 to 1974: 668
- 1965 to 1969: 1,172
|
|
White population: 25,121
Black population: 16,451
American Indian population: 137
Asian population: 3,409
Native Hawaiian and Other Pacific Islander population: 77
Some other race population: 1,864
Two or more races population: 2,152

First ancestries reported:
|  Other groups: 18869 |
|  West Indian (excluding Hispanic groups):: 8409 |
|  Haitian: 6660 |
|  United States or American: 2677 |
|  Italian: 1886 |
|  Irish: 1550 |
|  Jamaican: 1481 |
|  Polish: 1477 |
|  Russian: 1291 |
|  German: 765 |
|  Subsaharan African:: 712 |
|  Hungarian: 617 |
|  English: 439 |
|  African: 392 |
|  Eastern European: 343 |
|  European: 279 |
|  Israeli: 207 |
|  Nigerian: 202 |
|  Ukrainian: 200 |
|  French (except Basque): 159 |
|  Scottish: 133 |
|  West Indian: 118 |
|  Czech: 109 |
|  Austrian: 106 |
|  Dutch: 103 |
|  Greek: 99 |
|  Guyanese: 90 |
|  Brazilian: 87 |
|  Portuguese: 87 |
|  Romanian: 85 |
|  Albanian: 82 |
|  Lithuanian: 82 |
|  Iranian: 75 |
|  Barbadian: 66 |
|  Ghanian: 58 |
|  Norwegian: 57 |
|  Arab:: 56 |
|  Czechoslovakian: 54 |
|  British West Indian: 51 |
|  Turkish: 50 |
|  Canadian: 48 |
|  British: 42 |
|  Yugoslavian: 41 |
|  Swedish: 40 |
|  Swiss: 32 |
|  Lebanese: 32 |
|  Scandinavian: 31 |
|  Kenyan: 29 |
|  Finnish: 29 |
|  Armenian: 27 |
|  Slovak: 22 |
|  Scotch-Irish: 22 |
|  Belgian: 22 |
|  Latvian: 21 |
|  French Canadian: 20 |
|  Trinidadian and Tobagonian: 20 |
|  Welsh: 16 |
|  Icelander: 14 |
|  Cape Verdean: 11 |
|  Ethiopian: 10 |
|  Liberian: 10 |
|  Palestinian: 9 |
|  Bulgarian: 9 |
|  Slavic: 8 |
|  Danish: 8 |
|  Syrian: 8 |
|  Arab/Arabic: 7 |
|  U.S. Virgin Islander: 7 |
|  Other West Indian: 6 |
|  Slovene: 3 |
|  Serbian: 2 |
Major facitilies with environmental interests located in this zip code:
- GROUP HOME ( in SPRING VALLEY, NY)
(National Center for Education Statistics) - STATE ID-500402890001
(National Center for Education Statistics) - STATE ID-500402890099
(National Center for Education Statistics) - STATE ID-500402890103
Organizations: EAST RAMAPO CSD (SPRING VALLEY) (SCHOOL DISTRICT)
- CHOS CLEANERS INC (33 CHURCH STREET SUITE 2 in SPRING VALLEY, NY)
AIR MINOR (AIRS/AFS)
STATE MASTER (New York facility tracking) - AIR PROGRAM
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: DRYCLEANING PLANTS, EXCEPT RUG CLEANING
Business NAICS classification: DRYCLEANING AND LAUNDRY SERVICES (EXCEPT COIN-OPERATED).
Organizations: SEOKBONG CHO (CONTACT/OWNER)
- CLEAN RITE CLEANERS (74 EAST ECKERSON ROAD in SPRING VALLEY, NY)
AIR MINOR (AIRS/AFS)
STATE MASTER (New York facility tracking) - AIR PROGRAM
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: DRYCLEANING PLANTS, EXCEPT RUG CLEANING
Organizations: JOHN LIBIZZI REALTY CORP (CONTACT/OWNER)
, GEUN SU RYOO (CONTACT/OWNER)
- COUNTRY CLUB CLEANERS (11 EAST CENTRAL AVE in SPRING VALLEY, NY)
AIR MINOR (AIRS/AFS)
STATE MASTER (New York facility tracking) - AIR PROGRAM
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: DRYCLEANING PLANTS, EXCEPT RUG CLEANING
Business NAICS classification: DRYCLEANING AND LAUNDRY SERVICES (EXCEPT COIN-OPERATED).
Alternative names: COUNTRY CLUB CLEANERS CENTER, PLAZA 59 DRY CLEANERS
- CHESTNUT RIDGE CLEANERS (787 CHESTNUT RIDGE RD in CHESTNUT RIDGE, NY)
STATE MASTER (New York facility tracking) - AIR PROGRAM, HAZARDOUS WASTE PROGRAM
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: DRYCLEANING PLANTS, EXCEPT RUG CLEANING
Business NAICS classification: DRYCLEANING AND LAUNDRY SERVICES (EXCEPT COIN-OPERATED).
Alternative names: PANACHE CLEANERS
- AGAPE SCHOOL ( in CHESTNUT RIDGE, NY)
(National Center for Education Statistics) - STATE ID-500414020003
Organizations: EDWIN GOULD ACADEMY-RAMAPO UFSD (SCHOOL DISTRICT)
- AMOCO (140 EAST ROUTE 59 in SPRING VALLEY, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: BILL WOLF PETROLEUM CORP (CONTACT/OWNER)
, INTREPID MAINTENANCE CORP (CONTACT/OWNER)
Alternative names: 140 ROUTE 59
- HEMPSTEAD ES ( in SPRING VALLEY, NY)
(National Center for Education Statistics) - STATE ID-500402060003
Organizations: EAST RAMAPO CSD (SPRING VALLEY) (SCHOOL DISTRICT)
- IMANI SCHOOL ( in CHESTNUT RIDGE, NY)
(National Center for Education Statistics) - STATE ID-500414020004
Organizations: EDWIN GOULD ACADEMY-RAMAPO UFSD (SCHOOL DISTRICT)
- CHESTNUT RIDGE MS ( in CHESTNUT RIDGE, NY)
(National Center for Education Statistics) - STATE ID-500402060013
Organizations: EAST RAMAPO CSD (SPRING VALLEY) (SCHOOL DISTRICT)
- AMOCO SERVICE STATION (168 N MAIN STREET in SPRING VALLEY, NY)
(Integrated Compliance Information System) - ICIS-02-2004-7504, FORMAL ENFORCEMENT ACTION
- CREST HILL CLEANERS (269 NORTH MAIN STREET in SPRING VALLEY, NY)
AIR MINOR (AIRS/AFS)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: DRYCLEANING PLANTS, EXCEPT RUG CLEANING
Alternative names: CRESTHILL CLEANERS
Fire-safe hotels and motels in zip code 10977
- Econo Lodge, Rt 59, Spring Valley, NY 10977, Phone: (914) 623-3838
- Fairfield Inn, 100 Spring Valley Marketplace, Spring Valley, NY 10977, Phone: (845) 426-2000, Fax: (845) 426-2008
All 2 fire-safe hotels and motels in zip code 10977
Median worth of mobile homes: $81,513
Housing units lacking complete plumbing facilities: 1%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
|
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- Utility gas (84%)
- Electricity (9%)
- Fuel oil, kerosene, etc. (4%)
- Bottled, tank, or LP gas (2%)
- No fuel used (1%)
|
Place of birth for U.S.-born residents:
- This state: 27519
- Northeast: 2227
- Midwest: 442
- South: 2062
- West: 367
65% of the 10977 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 66% lived in this county.
Out of people who lived in different counties, 71% lived in New York.
Population in 1990: 43,435. Population change in the 1990s: +5,776 (+13.3%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 3,618
| Here: | 47.3% | | New York: | 14.0% |
Students in private schools in grades 9 to 12 (high school): 1,495
| Here: | 40.2% | | New York: | 13.2% |
Students in private undergraduate colleges: 1,037
| Here: | 42.4% | | New York: | 38.2% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- LECROY CORPORATION (700 CHESTNUT RIDGE RD in CHESTNUT RIDGE, NY; small business): $14,372,067 in 144 contracts from 1999 to 2006
Contracts for Electrical and Electronic Properties Measuring and Testing Instruments, Combination and Miscellaneous Instruments, Communications Security Equipment and Components, Services -- Basic Research (R&D), and more by Air Force, Navy, Virginia Contracting Activity, Army, and others Signed by year: 2000: $3,800,362; 2001: $5,038,556; 2002: $928,900; 2003: $1,087,720; 2004: $2,389,389; 2005: $789,766; 2006: $223,347.
Biggest contracts:
$2,985,195 with Air Force for Electrical and Electronic Properties Measuring and Testing Instruments. Signed on 2000-05-25. Completion date: 2000-06-15.
$2,197,245, same as above. Signed on 2001-08-13. Completion date: 2002-01-31.
$2,141,390, same as above. Signed on 2001-06-05. Completion date: 2001-10-31.
$1,026,000, same as above. Signed on 2004-06-22. Completion date: 2007-09-30.
- ROCKLAND TREE EXPERT CO INC (11 MCNAMARA RD in SPRING VALLEY, NY; small business): $2,115,761 in 42 contracts from 1999 to 2006
Contracts for Landscaping/Groundskeeping Services, Site Preparation, Tree Thinning Services by Army, National Park Service Signed by year: 2000: $307,700; 2001: $249,405; 2002: $225,958; 2003: $476,821; 2004: $175,608; 2005: $307,510; 2006: $234,164.
Biggest contracts:
$148,740 with Army for Landscaping/Groundskeeping Services. Signed on 2006-04-03. Completion date: 2003-09-30.
$117,640, same as above. Signed on 2003-09-17. Completion date: 2003-11-28.
$102,518, same as above. Signed on 2005-01-24. Completion date: 2003-09-30.
$99,612, same as above. Signed on 2003-12-04. Completion date: 2003-09-30.
- GROUNDSCARE LTD (787 CHESTNUT RIDGE RD in CHESTNUT RIDGE, NY; small business): $1,229,937 in 11 contracts from 2002 to 2004
Contracts for Landscaping/Groundskeeping Services by Army Signed by year: 2000: $0; 2001: $0; 2002: $437,722; 2003: $611,917; 2004: $180,298; 2005: $0; 2006: $0.
Biggest contracts:
$474,307 with Army for Landscaping/Groundskeeping Services. Signed on 2004-02-18. Completion date: 2003-02-28.
$470,043, same as above. Signed on 2003-02-24. Completion date: 2003-02-28.
$458,399, same as above. Signed on 2004-04-29. Completion date: 2003-02-28.
$437,722, same as above. Signed on 2002-03-21. Completion date: 2003-02-28.
- U S POLYCHEMICAL HOLDING CORP (584-586 CHESTNUT RIDGE RD in CHESTNUT RIDGE, NY; small business): $32,039 in 4 contracts from 2004 to 2005
$14,097 with Defense Logistics Agency for Miscellaneous Chemical Specialties. Signed on 2005-07-19. Completion date: 2005-08-15.
$8,971, same as above. Signed on 2005-02-03. Completion date: 2005-02-28.
$4,635, same as above. Signed on 2005-02-03. Completion date: 2005-02-28.
$4,336, same as above. Signed on 2004-10-05. Completion date: 2004-11-04.
- HEMISPHERIC AIR STRUCTURES SYS (96 SCOTLAND HILL RD in SPRING VALLEY, NY; small business)
$11,740 with Air Force for Warehousing and Storage Services. Signed on 2006-04-10. Completion date: 2006-04-14.
- PARKER HANNIFIN CORPORATION (200 RAM RIDGE ROAD in CHESTNUT RIDGE, NY): $10,460 in 3 contracts from 2003 to 2004
$5,400 with Army for Pipe, Tube and Rigid Tubing. Signed on 2003-12-16. Completion date: 2004-01-31.
$3,810, same as above. Signed on 2004-01-14. Completion date: 2004-02-28.
$1,250, same as above. Signed on 2004-01-14. Completion date: 2004-02-28.
- INTERNATIONAL ADVANCED MATERIA (2 N COLE AVE in SPRING VALLEY, NY; small business)
$8,890 with Army for Wire, Nonelectrical, Nonferrous Base Metal. Signed on 2003-04-24. Completion date: 2003-05-28.
- SARAFAN AUTO SUPPLY, INC (23 NORTH MADISON AVENUE in SPRING VALLEY, NY; small business)
$5,000 with Army for Vehicular Cab, Body, and Frame Structural Components. Taking place in KS. Signed on 2001-12-17. Completion date: 2001-12-28.
Top industries in this zip code by the number of employees in 2005:
- Finance and Insurance: Mortgage and Nonmortgage Loan Brokers (over 1000 employees: 1 establishment, 5-9 employees: 2 establishments, 1-4 employees: 2 establishments)
- Other Services (except Public Administration): Religious Organizations (250-499: 1, 100-249: 1, 50-99: 1, 20-49: 1, 10-19: 3, 5-9: 2, 1-4: 20)
- Utilities: Electric Power Distribution (250-499: 1, 100-249: 2)
- Educational Services: Elementary and Secondary Schools (100-249: 1, 50-99: 1, 20-49: 4, 10-19: 3, 1-4: 1)
- Health Care and Social Assistance: Child Day Care Services (100-249: 1, 50-99: 1, 20-49: 1, 10-19: 3, 5-9: 4, 1-4: 7)
- Health Care and Social Assistance: Other Residential Care Facilities (100-249: 1, 50-99: 1, 20-49: 2, 10-19: 2, 1-4: 1)
- Health Care and Social Assistance: Home Health Care Services (100-249: 1, 50-99: 1, 20-49: 2, 1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 623 people in nursing homes
- 169 people in residential treatment centers for emotionally disturbed children
- 124 people in other noninstitutional group quarters
- 108 people in other group homes
- 98 people in homes for the mentally retarded
- 88 people in homes for the mentally ill
- 48 people in college dormitories (includes college quarters off campus)
- 18 people in schools, hospitals, or wards for the mentally retarded
- 7 people in other nonhousehold living situations
- 5 people in religious group quarters
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 5 full and 18 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $214,015 | 675 | $283,815 | 817 | $281,715 | 179 | $124,409 | 2 | $1,512,810 | 138 | $323,049 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 130 | $279,318 | 261 | $279,094 | 72 | $75,880 | 4 | $1,012,520 | 39 | $290,767 | 2 | $53,870 |
| APPLICATIONS DENIED | 2 | $212,780 | 324 | $293,470 | 1,034 | $317,633 | 272 | $131,622 | 7 | $792,044 | 115 | $316,763 | 8 | $104,693 |
| APPLICATIONS WITHDRAWN | 6 | $348,565 | 115 | $304,311 | 367 | $305,736 | 76 | $143,941 | 4 | $506,808 | 15 | $350,357 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 72 | $306,242 | 184 | $329,439 | 17 | $128,276 | 0 | $0 | 6 | $316,372 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 5 full and 18 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $305,527 | 962 | $251,074 | 1,321 | $266,244 | 246 | $115,161 | 8 | $609,703 | 206 | $281,456 | 2 | $65,865 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 202 | $242,746 | 435 | $257,302 | 77 | $109,409 | 0 | $0 | 44 | $234,158 | 2 | $56,030 |
| APPLICATIONS DENIED | 2 | $224,450 | 421 | $259,147 | 1,079 | $288,897 | 221 | $93,093 | 8 | $484,749 | 125 | $292,294 | 9 | $160,973 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 179 | $284,783 | 777 | $285,083 | 55 | $166,596 | 3 | $785,100 | 66 | $306,306 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 92 | $260,961 | 190 | $300,812 | 13 | $190,263 | 0 | $0 | 16 | $358,094 | 2 | $41,790 |
Aggregated Statistics For Year 2005 (Based on 5 full and 18 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 1,240 | $254,520 | 1,546 | $263,021 | 201 | $145,826 | 12 | $2,517,697 | 275 | $257,884 | 1 | $28,710 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 202 | $253,482 | 332 | $270,395 | 58 | $91,880 | 0 | $0 | 35 | $239,817 | 2 | $98,200 |
| APPLICATIONS DENIED | 4 | $204,765 | 438 | $241,312 | 987 | $270,065 | 252 | $101,446 | 5 | $1,244,790 | 109 | $267,468 | 15 | $55,359 |
| APPLICATIONS WITHDRAWN | 3 | $319,367 | 305 | $289,948 | 1,009 | $265,366 | 107 | $188,841 | 0 | $0 | 90 | $298,490 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $259,000 | 74 | $243,247 | 213 | $281,739 | 17 | $134,476 | 0 | $0 | 14 | $228,325 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 5 full and 18 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $189,822 | 1,083 | $249,004 | 1,732 | $231,625 | 148 | $123,458 | 11 | $1,378,875 | 289 | $253,584 | 2 | $52,465 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $162,670 | 176 | $241,713 | 509 | $221,570 | 68 | $95,535 | 0 | $0 | 57 | $219,084 | 2 | $22,430 |
| APPLICATIONS DENIED | 0 | $0 | 323 | $237,691 | 990 | $242,853 | 210 | $78,049 | 8 | $468,396 | 106 | $239,312 | 9 | $38,809 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 175 | $251,370 | 967 | $230,531 | 92 | $85,959 | 0 | $0 | 58 | $222,778 | 3 | $153,950 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 50 | $256,143 | 204 | $242,922 | 18 | $112,686 | 0 | $0 | 7 | $219,530 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 5 full and 18 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 30 | $219,078 | 1,099 | $217,495 | 2,911 | $196,821 | 121 | $53,063 | 13 | $875,585 | 308 | $199,973 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $165,935 | 188 | $215,663 | 670 | $189,061 | 52 | $46,689 | 0 | $0 | 66 | $185,730 |
| APPLICATIONS DENIED | 4 | $278,105 | 250 | $171,450 | 1,295 | $197,184 | 144 | $38,269 | 4 | $752,475 | 126 | $192,293 |
| APPLICATIONS WITHDRAWN | 3 | $194,717 | 156 | $218,031 | 805 | $199,249 | 72 | $50,695 | 1 | $3,600,000 | 49 | $204,501 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $90,680 | 71 | $222,533 | 189 | $196,389 | 4 | $47,808 | 0 | $0 | 21 | $200,441 |
Aggregated Statistics For Year 2002 (Based on 4 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 17 | $199,282 | 540 | $191,395 | 1,016 | $177,836 | 65 | $54,711 | 4 | $1,890,500 | 138 | $159,764 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $156,644 | 116 | $189,648 | 294 | $168,111 | 34 | $55,401 | 0 | $0 | 35 | $175,960 |
| APPLICATIONS DENIED | 4 | $171,928 | 142 | $179,195 | 578 | $167,436 | 129 | $39,379 | 4 | $285,683 | 53 | $169,490 |
| APPLICATIONS WITHDRAWN | 6 | $192,652 | 70 | $158,649 | 540 | $169,152 | 64 | $48,363 | 2 | $673,350 | 22 | $123,376 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $77,530 | 32 | $169,205 | 148 | $186,141 | 3 | $90,320 | 2 | $493,790 | 13 | $148,958 |
Aggregated Statistics For Year 2001 (Based on 4 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 50 | $161,080 | 552 | $169,383 | 728 | $169,152 | 82 | $51,709 | 8 | $479,800 | 99 | $126,892 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $152,503 | 76 | $180,356 | 178 | $155,710 | 48 | $58,076 | 0 | $0 | 17 | $135,728 |
| APPLICATIONS DENIED | 11 | $174,185 | 143 | $145,773 | 521 | $144,266 | 188 | $25,723 | 4 | $494,580 | 45 | $126,458 |
| APPLICATIONS WITHDRAWN | 12 | $184,597 | 68 | $160,433 | 467 | $140,772 | 79 | $46,109 | 0 | $0 | 9 | $125,694 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $77,530 | 27 | $168,289 | 98 | $165,733 | 6 | $34,958 | 0 | $0 | 5 | $143,212 |
Aggregated Statistics For Year 2000 (Based on 4 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 74 | $153,782 | 444 | $160,041 | 288 | $130,566 | 68 | $45,004 | 19 | $758,228 | 63 | $126,357 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 9 | $154,022 | 91 | $126,295 | 154 | $133,676 | 56 | $47,542 | 0 | $0 | 7 | $204,523 |
| APPLICATIONS DENIED | 17 | $157,823 | 228 | $147,340 | 412 | $118,534 | 166 | $48,798 | 2 | $328,425 | 60 | $133,493 |
| APPLICATIONS WITHDRAWN | 25 | $168,927 | 73 | $140,515 | 426 | $109,407 | 32 | $47,503 | 3 | $315,057 | 17 | $110,078 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 17 | $128,427 | 161 | $150,373 | 6 | $52,117 | 0 | $0 | 2 | $130,345 |
Aggregated Statistics For Year 1999 (Based on 1 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 69 | $145,688 | 338 | $151,173 | 380 | $136,858 | 72 | $24,653 | 5 | $1,042,448 | 51 | $104,209 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $141,820 | 57 | $152,543 | 175 | $126,286 | 29 | $32,235 | 0 | $0 | 13 | $104,687 |
| APPLICATIONS DENIED | 11 | $134,148 | 118 | $134,046 | 300 | $130,760 | 79 | $30,559 | 3 | $2,910,737 | 26 | $111,883 |
| APPLICATIONS WITHDRAWN | 12 | $144,691 | 62 | $150,611 | 281 | $120,549 | 20 | $66,998 | 2 | $20,008,755 | 9 | $185,622 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $143,880 | 19 | $140,254 | 62 | $132,462 | 3 | $98,963 | 0 | $0 | 3 | $100,530 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 5 full and 18 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 156 | $237,223 | 42 | $356,711 | 2 | $320,385 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 46 | $266,675 | 30 | $353,453 | 7 | $316,723 |
| APPLICATIONS DENIED | 17 | $291,643 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 34 | $291,318 | 6 | $305,500 | 2 | $266,645 |
| FILES CLOSED FOR INCOMPLETENESS | 7 | $198,964 | 2 | $381,880 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 5 full and 16 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 159 | $215,769 | 24 | $359,093 | 3 | $376,757 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 28 | $214,220 | 12 | $373,804 | 2 | $300,765 |
| APPLICATIONS DENIED | 4 | $282,135 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 12 | $288,828 | 6 | $334,492 | 4 | $279,215 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $122,000 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 5 full and 16 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 167 | $184,518 | 17 | $338,359 | 5 | $235,324 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 73 | $199,152 | 7 | $210,371 | 10 | $242,027 |
| APPLICATIONS DENIED | 15 | $228,601 | 2 | $118,510 | 4 | $124,795 |
| APPLICATIONS WITHDRAWN | 17 | $195,859 | 4 | $231,288 | 1 | $124,120 |
| FILES CLOSED FOR INCOMPLETENESS | 5 | $239,534 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 5 full and 18 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 224 | $215,933 | 33 | $287,989 | 8 | $205,195 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 67 | $218,284 | 29 | $210,161 | 10 | $252,948 |
| APPLICATIONS DENIED | 16 | $210,738 | 5 | $117,752 | 3 | $163,807 |
| APPLICATIONS WITHDRAWN | 16 | $253,103 | 0 | $0 | 1 | $361,980 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $77,660 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 5 full and 18 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 315 | $203,167 | 82 | $240,551 | 15 | $182,521 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 81 | $204,182 | 23 | $247,566 | 9 | $224,701 |
| APPLICATIONS DENIED | 15 | $117,829 | 6 | $245,665 | 2 | $122,385 |
| APPLICATIONS WITHDRAWN | 11 | $299,178 | 1 | $256,530 | 1 | $167,090 |
| FILES CLOSED FOR INCOMPLETENESS | 8 | $216,576 | 4 | $272,773 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 4 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 199 | $190,836 | 47 | $231,737 | 23 | $160,449 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 108 | $176,937 | 33 | $196,461 | 9 | $158,213 |
| APPLICATIONS DENIED | 6 | $207,200 | 2 | $122,100 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 3 | $196,340 | 1 | $272,990 |
| FILES CLOSED FOR INCOMPLETENESS | 11 | $173,535 | 3 | $277,130 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 4 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 200 | $173,457 | 63 | $192,843 | 13 | $125,565 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 68 | $182,482 | 26 | $181,181 | 11 | $148,908 |
| APPLICATIONS DENIED | 16 | $167,024 | 4 | $222,713 | 4 | $147,240 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 6 | $161,648 | 2 | $198,380 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 4 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 171 | $166,763 | 32 | $161,630 | 10 | $151,888 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 48 | $157,346 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 13 | $167,066 | 4 | $195,628 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 6 | $175,747 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 127 | $164,447 | 46 | $150,651 | 3 | $139,363 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 18 | $167,294 | 13 | $151,798 | 1 | $83,670 |
| APPLICATIONS DENIED | 18 | $172,078 | 2 | $176,145 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 8 | $148,883 | 2 | $201,120 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $117,923 | 0 | $0 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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