Estimated median household income in 2007: $48,727
| This zip code: | $48,727 | | New York: | $53,514 |
Nearest zip codes: 12209, 12206, 12203, 12210, 12202, 12207.
Albany Zip Code Map
Housing units in zip code 12208 with a mortgage: 2,465 (192 second mortgage, 326 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 1,317
Median monthly owner costs for units with a mortgage: $1,534
Median monthly owner costs for units without a mortgage: $669
Residents with income below the poverty level in 2007:
| This zip code: | 15.4% | | Whole state: | 13.7% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 7.1% | | Whole state: | 6.1% |
Median number of rooms in houses and condos:
| Here: | 6.5 | | State: | 6.3 |
Median number of rooms in apartments:
| Here: | 4.2 | | State: | 3.6 |
Year house built: |
|
- 1999 to March 2000: 63
- 1995 to 1998: 148
- 1990 to 1994: 229
- 1980 to 1989: 555
- 1970 to 1979: 829
- 1960 to 1969: 898
- 1950 to 1959: 1,265
- 1940 to 1949: 1,413
- 1939 or earlier: 4,619
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Bedrooms in owner-occupied houses in Albany, NY (12208): |
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- no bedroom: 0
- 1 bedrooms: 65
- 2 bedrooms: 640
- 3 bedrooms: 2,419
- 4 bedrooms: 1,053
- 5 or more bedrooms: 283
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 259
- 1 bedrooms: 1,689
- 2 bedrooms: 1,606
- 3 bedrooms: 1,299
- 4 bedrooms: 92
- 5 or more bedrooms: 54
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Vehicles available in 12208 zip code in owner-occupied houses/condos: |
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- no vehicle: 267
- 1 vehicle: 1,904
- 2 vehicles: 1,887
- 3 vehicles: 315
- 4 vehicles: 70
- 5 or more vehicles: 17
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 1,365
- 1 vehicle: 2,299
- 2 vehicles: 1,010
- 3 vehicles: 267
- 4 vehicles: 27
- 5 or more vehicles: 31
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Estimated household income distribution in 2007:

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Rent paid by renters in 2007 in zip code 12208:
- Less than $100: 56
- $100 to $149: 44
- $150 to $199: 59
- $200 to $249: 96
- $250 to $299: 43
- $300 to $349: 97
- $350 to $399: 59
- $400 to $449: 224
- $450 to $499: 361
- $500 to $549: 403
- $550 to $599: 195
- $600 to $649: 550
- $650 to $699: 695
- $700 to $749: 464
- $750 to $799: 380
- $800 to $899: 468
- $900 to $999: 267
- $1,000 to $1,249: 268
- $1,250 to $1,499: 186
- $1,500 to $1,999: 8
- No cash rent: 77
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Median price asked for vacant for-sale houses and condos in 2007: $184,680.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $200,810
- Black or African American householders: $196,461
- American Indian or Alaska Native householders: $135,927
- Asian householders: $313,902
- Two or more races householders: $177,249
- Hispanic or Latino householders: $283,998
Estimated median house or condo value in 2007: $200,629 (it was $110,700 in 2000)
| 12208: | $200,629 | | New York: | $311,000 |
Lower value quartile - upper value quartile: $136,500 - $230,000
Mean price in 2007:
Detached houses: $215,218| Here: | $215,218 | | State: | $352,556 |
Townhouses or other attached units: $294,397| Here: | $294,397 | | State: | $476,263 |
In 2-unit structures: $189,890| Here: | $189,890 | | State: | $482,362 |
In 3-to-4-unit structures: $218,284| Here: | $218,284 | | State: | $552,553 |
In 5-or-more-unit structures: $74,985| Here: | $74,985 | | State: | $503,284 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 4,135
- One, attached: 318
- Two: 2,266
- 3 or 4: 1,018
- 5 to 9: 976
- 10 to 19: 440
- 20 to 49: 220
- 50 or more: 640
- Mobile homes: 6

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Means of transportation to work
- Drove a car alone: 7,447 (69%)
- Carpooled: 1,170 (11%)
- Bus or trolley bus: 986 (9%)
- Subway or elevated: 6 (0%)
- Taxi: 39 (0%)
- Bicycle: 57 (1%)
- Walked: 835 (8%)
- Other means: 5 (0%)
- Worked at home: 236 (2%)
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Travel time to work
- Less than 5 minutes: 334
- 5 to 9 minutes: 1177
- 10 to 14 minutes: 2291
- 15 to 19 minutes: 2788
- 20 to 24 minutes: 1725
- 25 to 29 minutes: 409
- 30 to 34 minutes: 948
- 35 to 39 minutes: 88
- 40 to 44 minutes: 164
- 45 to 59 minutes: 228
- 60 to 89 minutes: 258
- 90 or more minutes: 135
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Percentage of zip code residents living and working in this county: 87.2%
Household type by relationship
Households: 19,859
- In family households: 12,530 (2,727 male householders, 1,481 female householders)
3,017 spouses, 4,301 children (4,041 natural, 158 adopted, 102 stepchildren), 239 grandchildren, 241 brothers or sisters, 113 parents, 117 other relatives, 294 non-relatives
- In nonfamily households: 7,329 (2,296 male householders (1,565 living alone)), 3,070 female householders (2,357 living alone)), 1,963 nonrelatives
- In group quarters: 1,239 (700 institutionalized population)
Size of family households: 1,986 2-persons, 1,002 3-persons, 754 4-persons, 312 5-persons, 144 6-persons, 10 7-or-more-persons.
Size of nonfamily households: 3,922 1-person, 994 2-persons, 394 3-persons, 48 4-persons, 8 5-persons.
2,218 married couples with children.
1,062 single-parent households (194 men, 868 women).
88.0% of residents of 12208 zip code speak English at home.
2.8% of residents speak Spanish at home (65% very well, 24% well, 12% not well).
5.9% of residents speak other Indo-European language at home (67% very well, 22% well, 11% not well, 1% not at all).
2.3% of residents speak Asian or Pacific Island language at home (61% very well, 24% well, 12% not well, 3% not at all).
1.0% of residents speak other language at home (76% very well, 10% well, 9% not well, 5% not at all).
Foreign born population: 1,805 (8.5%)
(55.5% of them are naturalized citizens)
| This zip code: | 8.5% | | Whole state: | 20.4% |
Most common places of birth for the foreign-born residents:
- China, excluding Hong Kong and Taiwan (8%)
- India (7%)
- Russia (5%)
- Poland (5%)
- Other Eastern Africa (5%)
- Canada (5%)
- Germany (5%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 534
- 1990 to 1994: 312
- 1985 to 1989: 146
- 1980 to 1984: 146
- 1975 to 1979: 119
- 1970 to 1974: 87
- 1970 to 1974: 98
- 1965 to 1969: 363
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White population: 17,275
Black population: 2,408
American Indian population: 65
Asian population: 695
Native Hawaiian and Other Pacific Islander population: 4
Some other race population: 311
Two or more races population: 549

First ancestries reported:
|  Irish: 3824 |
|  Other groups: 3685 |
|  Italian: 2795 |
|  German: 1605 |
|  English: 838 |
|  Polish: 708 |
|  Russian: 675 |
|  United States or American: 591 |
|  French (except Basque): 376 |
|  French Canadian: 247 |
|  Subsaharan African:: 226 |
|  Dutch: 225 |
|  Greek: 190 |
|  European: 180 |
|  Scottish: 180 |
|  Scotch-Irish: 170 |
|  West Indian (excluding Hispanic groups):: 159 |
|  Ukrainian: 146 |
|  African: 121 |
|  Welsh: 108 |
|  Hungarian: 89 |
|  British: 88 |
|  Jamaican: 79 |
|  Eastern European: 75 |
|  Lithuanian: 75 |
|  Swedish: 69 |
|  Arab:: 68 |
|  Austrian: 57 |
|  Swiss: 49 |
|  Portuguese: 48 |
|  Afghan: 46 |
|  Romanian: 44 |
|  Norwegian: 41 |
|  Albanian: 35 |
|  Other Subsaharan African: 34 |
|  Haitian: 32 |
|  Israeli: 31 |
|  Canadian: 29 |
|  Slovak: 28 |
|  Armenian: 28 |
|  West Indian: 26 |
|  Egyptian: 25 |
|  Danish: 25 |
|  Kenyan: 25 |
|  Finnish: 24 |
|  Yugoslavian: 23 |
|  Zimbabwean: 18 |
|  Czechoslovakian: 18 |
|  Latvian: 17 |
|  Syrian: 16 |
|  Czech: 14 |
|  Iranian: 14 |
|  Ugandan: 13 |
|  Slavic: 12 |
|  Trinidadian and Tobagonian: 12 |
|  Guyanese: 11 |
|  Serbian: 11 |
|  Moroccan: 11 |
|  Barbadian: 10 |
|  Celtic: 9 |
|  Turkish: 9 |
|  Lebanese: 9 |
|  Ghanian: 8 |
|  Ethiopian: 7 |
|  Palestinian: 7 |

Public primary/middle school in zip code 12208 not listed on the city page:- CAPITAL DISTRICT CHLDRN & YOUTH SVCS (Students: 6; Location: 75 NEW SCOTLAND AVE, ALBANY, NY; Grades: UG - UG)
Private primary/middle schools not listed on the city page:- PARSONS CHILD & FAMILY CENTER (Students: 146; Location: 60 ACADEMY ROAD, ALBANY, NY; Grades: UG - UG)
- KEVIN G LANGAN SCHOOL (Students: 105; Location: 314 SO MANNING BLVD, ALBANY, NY; Grades: UG - UG)
- MAIMONIDES HEBREW DAY SCHOOL (Students: 85; Location: PO BOX 8806, ALBANY, NY; Grades: PK - 11)
- PINE HILLS MONTESSORI DAY CARE (Students: 29; Location: 715 MORRIS ST, ALBANY, NY; Grades: PK - KG)
Facitilies with environmental interests located in this zip code:
- ALBANY MEDICAL CENTER (43 NEW SCOTLAND AVE in ALBANY, NY)
AIR MINOR (AIRS/AFS)
STATE MASTER (New York facility tracking) - REFUSE DISPOSAL, AIR PROGRAM, RADIOACTIVE MATERIALS, HAZARDOUS WASTE PROGRAM, SOLID WASTE PROGRAM
(Integrated Compliance Information System) - ICIS-02-1989-0412, FORMAL ENFORCEMENT ACTION, ICIS-02-1999-1042,
HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
Large Quantity Generators, more that 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: GENERAL MEDICAL AND SURGICAL HOSPITALS
Organizations: ALBANY MEDICAL CTR (CONTACT/OPERATOR)
Alternative names: ALBANY MEDICAL COLLEGE, ALBANY MEDICAL CENTER HOS
- CHILDS HOSPITAL (25 HACKETT BLVD in ALBANY, NY)
AIR MINOR (AIRS/AFS)
STATE MASTER (New York facility tracking) - REFUSE DISPOSAL, AIR PROGRAM,
Organizations: ALBANY MEDICAL CENTER (LEGALLY RESPONSIBLE PARTY)
- GETTY SERVICE STATION (1066 MADISON AVENUE in ALBANY, NY)
STATE MASTER (New York facility tracking) - AIR PROGRAM
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: GASOLINE SERVICE STATIONS
Organizations: GETTY PETROLEUM MARKETING INC (LEGALLY RESPONSIBLE PARTY)
Alternative names: GETTY PETROLEUM CORP
- AMERICAN RED CROSS (2 CLARA BARTON RD in ALBANY, NY)
(Integrated Compliance Information System) - ICIS-02-2000-1034, FORMAL ENFORCEMENT ACTION
Business SIC classification: SPECIAL TRADE CONTRACTORS
- ALBANY COUNTY MENTAL HEALTH AC (543 WARREN ST in ALBANY, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- ALBANY MEDICAL CENTER (25 HACKETT BLVD in ALBANY, NY)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
- ALBANY PUBLIC SCHOOL #19 (369 NEW SCOTLAND RD in ALBANY, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- ALBANY PUBLIC SCHOOLS - SUNSHINE SCHOOL (DELAWARE & MORTON AVES in ALBANY, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- ALBANY ACADEMY FOR GIRLS (145 ACADEMY RD in ALBANY, NY)
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
- ALBANY COLLEGE OF PHARMACY (106 NEW SCOTLAND AVE in ALBANY, NY)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
- ALBANY LAW SCHOOL (80 NEW SCOTLAND AVE in ALBANY, NY)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
Median worth of mobile homes: $0
Housing units lacking complete plumbing facilities: 1%
Housing units lacking complete kitchen facilities: 2%
Most commonly used house heating fuel: |
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- Utility gas (73%)
- Electricity (13%)
- Fuel oil, kerosene, etc. (12%)
- Bottled, tank, or LP gas (1%)
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Place of birth for U.S.-born residents:
- This state: 15783
- Northeast: 1615
- Midwest: 411
- South: 840
- West: 278
49% of the 12208 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 53% lived in this county.
Out of people who lived in different counties, 73% lived in New York.
Population in 1990: 22,041. Population change in the 1990s: -734 (-3.3%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 426
| Here: | 26.4% | | New York: | 14.0% |
Students in private schools in grades 9 to 12 (high school): 238
| Here: | 26.0% | | New York: | 13.2% |
Students in private undergraduate colleges: 844
| Here: | 44.5% | | New York: | 38.2% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code (ALBANY, NY):
- ALBANY MEDICAL COLLEGE (47 NEW SCOTLAND AVE): $142,699 in 2 contracts from 1999 to 2006
$80,699 with Army for Educational Services. Signed on 2006-02-10. Completion date: 2006-09-29.
$62,000 with Army for Tuition, Registration, and Membership Fees. Signed on 1999-10-14. Completion date: 1999-11-30.
- N & S CLEANERS INC (781 MADISON AVE; small business): $26,517 in 6 contracts from 2002 to 2006
Contracts for Laundry and DryCleaning Services by Army Signed by year: 2000: $0; 2001: $0; 2002: $6,174; 2003: $6,444; 2004: $7,121; 2005: $0; 2006: $6,778.
Biggest contracts:
$7,121 with Army for Laundry and DryCleaning Services. Signed on 2004-10-01. Completion date: 2005-09-30.
$6,778, same as above. Signed on 2006-01-24. Completion date: 2006-09-30.
$6,547, same as above. Signed on 2003-10-24. Completion date: 2004-09-30.
$6,174, same as above. Signed on 2002-10-31. Completion date: 2003-09-30.
- GORDON ELKIN (70 KAKELY ST; small business): $14,560 in 2 contracts in 2003
$14,560 with Army for Optometry Services. Signed on 2003-10-22. Completion date: 2004-09-30.
$0, same as above. Signed on 2003-10-22. Completion date: 2004-09-30.
- ALBANY LAW SCHOOL INC, THE (80 NEW SCOTLAND)
$8,245 with Navy for Tuition, Registration, and Membership Fees. Signed on 2005-08-17. Completion date: 2005-12-31.
Top industries in this zip code by the number of employees in 2005:
- Health Care and Social Assistance: General Medical and Surgical Hospitals (over 1000 employees: 3 establishments, 100-249 employees: 1 establishment)
- Educational Services: Colleges, Universities, and Professional Schools (over 1000: 1, 250-499: 2)
- Management of Companies and Enterprises: Corporate, Subsidiary, and Regional Managing Offices (500-999: 1, 250-499: 2)
- Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (50-99: 2, 20-49: 10, 10-19: 18, 5-9: 16, 1-4: 23)
- Health Care and Social Assistance: Psychiatric and Substance Abuse Hospitals (500-999: 1)
- Educational Services: Junior Colleges (250-499: 1, 100-249: 1)
- Other Services (except Public Administration): Religious Organizations (100-249: 1, 50-99: 3, 20-49: 2, 5-9: 8, 1-4: 5)
- Health Care and Social Assistance: Nursing Care Facilities (100-249: 3)
- Health Care and Social Assistance: Other Residential Care Facilities (250-499: 1, 20-49: 1, 10-19: 1)
- Educational Services: Elementary and Secondary Schools (100-249: 1, 50-99: 1, 20-49: 2, 10-19: 1, 5-9: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 417 people in college dormitories (includes college quarters off campus)
- 269 people in nursing homes
- 181 people in mental (psychiatric) hospitals or wards
- 116 people in religious group quarters
- 68 people in training schools for juvenile delinquents
- 57 people in schools, hospitals, or wards for the mentally retarded
- 49 people in homes for the mentally ill
- 31 people in homes for the mentally retarded
- 17 people in homes or halfway houses for drug/alcohol abuse
- 12 people in homes for abused, dependent, and neglected children
- 12 people in other noninstitutional group quarters
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 full and 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 65 | $173,303 | 589 | $150,205 | 405 | $142,084 | 111 | $77,687 | 10 | $4,055,743 | 163 | $135,950 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $175,343 | 74 | $107,020 | 97 | $158,803 | 32 | $55,522 | 0 | $0 | 46 | $111,507 | 1 | $17,020 |
| APPLICATIONS DENIED | 4 | $162,190 | 133 | $138,470 | 290 | $155,735 | 105 | $53,272 | 0 | $0 | 104 | $121,682 | 1 | $15,950 |
| APPLICATIONS WITHDRAWN | 6 | $175,095 | 46 | $132,274 | 129 | $152,978 | 11 | $41,942 | 0 | $0 | 28 | $143,344 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $102,110 | 30 | $153,328 | 48 | $185,452 | 4 | $40,605 | 0 | $0 | 15 | $129,422 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 full and 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 73 | $170,850 | 826 | $132,533 | 494 | $129,172 | 123 | $61,585 | 3 | $1,022,280 | 255 | $116,787 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $207,345 | 79 | $107,815 | 83 | $137,930 | 26 | $54,723 | 0 | $0 | 40 | $119,453 | 2 | $44,175 |
| APPLICATIONS DENIED | 9 | $165,206 | 111 | $116,297 | 309 | $140,702 | 133 | $53,993 | 2 | $358,675 | 94 | $124,895 | 4 | $60,995 |
| APPLICATIONS WITHDRAWN | 11 | $156,682 | 98 | $127,976 | 157 | $147,485 | 23 | $135,576 | 0 | $0 | 41 | $118,854 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 28 | $166,074 | 89 | $173,548 | 7 | $82,573 | 2 | $297,120 | 11 | $104,405 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 full and 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 49 | $148,116 | 940 | $129,931 | 698 | $121,864 | 145 | $46,322 | 16 | $631,649 | 321 | $112,798 | 2 | $18,870 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $106,505 | 96 | $114,436 | 94 | $114,829 | 34 | $37,666 | 0 | $0 | 20 | $142,417 | 1 | $8,510 |
| APPLICATIONS DENIED | 2 | $168,240 | 152 | $110,639 | 387 | $121,051 | 139 | $56,033 | 2 | $338,205 | 73 | $103,955 | 2 | $35,630 |
| APPLICATIONS WITHDRAWN | 8 | $146,344 | 68 | $131,365 | 300 | $136,821 | 28 | $134,279 | 0 | $0 | 36 | $137,495 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $77,650 | 55 | $147,818 | 104 | $133,611 | 6 | $28,435 | 0 | $0 | 16 | $111,677 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 full and 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 78 | $122,742 | 820 | $119,846 | 776 | $104,281 | 91 | $47,668 | 29 | $543,234 | 327 | $96,105 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $148,260 | 82 | $120,691 | 103 | $103,974 | 15 | $33,067 | 0 | $0 | 22 | $102,465 | 0 | $0 |
| APPLICATIONS DENIED | 9 | $114,621 | 100 | $118,600 | 310 | $99,172 | 79 | $38,721 | 3 | $373,647 | 77 | $99,420 | 4 | $41,103 |
| APPLICATIONS WITHDRAWN | 6 | $142,682 | 93 | $120,586 | 278 | $107,370 | 29 | $50,755 | 2 | $86,790 | 54 | $107,480 | 3 | $111,887 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 44 | $107,362 | 57 | $106,799 | 2 | $15,325 | 0 | $0 | 26 | $103,155 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 full and 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 103 | $115,640 | 713 | $104,593 | 1,349 | $101,052 | 56 | $26,624 | 9 | $488,037 | 287 | $83,317 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $135,102 | 55 | $107,853 | 200 | $98,229 | 14 | $29,657 | 0 | $0 | 51 | $75,275 |
| APPLICATIONS DENIED | 4 | $94,408 | 76 | $103,710 | 348 | $93,248 | 43 | $25,143 | 0 | $0 | 77 | $75,848 |
| APPLICATIONS WITHDRAWN | 12 | $120,500 | 41 | $107,311 | 248 | $111,269 | 10 | $25,287 | 0 | $0 | 27 | $100,679 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $137,050 | 15 | $96,892 | 39 | $110,272 | 4 | $21,438 | 0 | $0 | 7 | $79,049 |
Aggregated Statistics For Year 2002 (Based on 2 full and 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 128 | $107,901 | 567 | $98,812 | 800 | $99,064 | 53 | $25,363 | 6 | $170,577 | 175 | $79,966 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $61,875 | 59 | $103,912 | 78 | $92,385 | 12 | $16,899 | 4 | $114,625 | 16 | $77,843 |
| APPLICATIONS DENIED | 15 | $92,016 | 78 | $89,825 | 224 | $102,744 | 45 | $38,008 | 0 | $0 | 52 | $69,265 |
| APPLICATIONS WITHDRAWN | 13 | $99,925 | 60 | $92,666 | 154 | $88,273 | 7 | $16,534 | 0 | $0 | 14 | $83,196 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 15 | $121,786 | 29 | $115,830 | 0 | $0 | 0 | $0 | 4 | $117,930 |
Aggregated Statistics For Year 2001 (Based on 2 full and 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 163 | $96,438 | 559 | $94,638 | 532 | $92,882 | 50 | $39,543 | 9 | $152,470 | 107 | $69,312 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $80,600 | 39 | $82,335 | 55 | $66,432 | 13 | $41,802 | 0 | $0 | 7 | $64,321 |
| APPLICATIONS DENIED | 9 | $73,679 | 69 | $78,808 | 209 | $74,822 | 27 | $21,646 | 0 | $0 | 46 | $75,259 |
| APPLICATIONS WITHDRAWN | 23 | $86,727 | 48 | $82,413 | 127 | $80,329 | 19 | $23,010 | 0 | $0 | 16 | $66,305 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 8 | $105,273 | 22 | $113,821 | 1 | $530 | 0 | $0 | 4 | $57,413 |
Aggregated Statistics For Year 2000 (Based on 2 full and 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 141 | $93,664 | 437 | $92,603 | 148 | $81,267 | 92 | $17,928 | 10 | $251,964 | 89 | $82,144 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $107,445 | 39 | $82,229 | 27 | $75,199 | 32 | $18,984 | 0 | $0 | 3 | $59,947 |
| APPLICATIONS DENIED | 9 | $79,773 | 59 | $75,211 | 174 | $68,702 | 92 | $17,731 | 0 | $0 | 39 | $65,548 |
| APPLICATIONS WITHDRAWN | 12 | $96,399 | 37 | $81,071 | 86 | $70,668 | 13 | $21,598 | 0 | $0 | 12 | $90,080 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $125,310 | 9 | $70,954 | 28 | $80,551 | 4 | $36,975 | 0 | $0 | 6 | $84,485 |
Aggregated Statistics For Year 1999 (Based on 1 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 89 | $91,131 | 215 | $89,929 | 232 | $82,227 | 65 | $12,460 | 3 | $110,520 | 43 | $63,915 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 14 | $72,078 | 37 | $69,396 | 13 | $16,244 | 0 | $0 | 7 | $70,886 |
| APPLICATIONS DENIED | 8 | $78,591 | 31 | $70,025 | 93 | $75,923 | 28 | $22,241 | 0 | $0 | 19 | $71,801 |
| APPLICATIONS WITHDRAWN | 10 | $80,897 | 29 | $95,574 | 88 | $77,170 | 11 | $44,127 | 0 | $0 | 12 | $65,095 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $78,750 | 2 | $118,110 | 18 | $76,841 | 0 | $0 | 0 | $0 | 5 | $84,628 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 146 | $177,938 | 16 | $196,057 | 26 | $152,648 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 27 | $157,222 | 13 | $176,742 | 7 | $123,481 |
| APPLICATIONS DENIED | 3 | $234,420 | 2 | $282,540 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 9 | $192,121 | 4 | $141,455 | 2 | $153,915 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $167,830 | 3 | $251,763 | 3 | $119,347 |
Aggregated Statistics For Year 2006 (Based on 2 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 162 | $162,964 | 16 | $166,273 | 21 | $141,026 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 22 | $157,273 | 6 | $226,047 | 7 | $155,594 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $171,710 | 4 | $201,035 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 184 | $145,367 | 40 | $153,377 | 38 | $114,504 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 50 | $143,515 | 19 | $148,779 | 17 | $152,426 |
| APPLICATIONS DENIED | 2 | $157,585 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 14 | $133,468 | 4 | $135,753 | 2 | $151,690 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $119,377 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 212 | $131,824 | 23 | $132,382 | 44 | $107,577 | 2 | $235,290 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 49 | $136,405 | 17 | $147,041 | 10 | $91,856 | 0 | $0 |
| APPLICATIONS DENIED | 19 | $75,542 | 2 | $184,810 | 16 | $63,138 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 5 | $151,136 | 5 | $116,194 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $74,825 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 207 | $113,539 | 122 | $120,409 | 45 | $93,192 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 44 | $122,966 | 57 | $122,684 | 14 | $114,400 |
| APPLICATIONS DENIED | 6 | $98,610 | 0 | $0 | 4 | $91,990 |
| APPLICATIONS WITHDRAWN | 8 | $100,028 | 5 | $134,504 | 1 | $32,970 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 192 | $111,756 | 59 | $130,931 | 46 | $96,794 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 54 | $105,656 | 26 | $116,224 | 11 | $95,177 |
| APPLICATIONS DENIED | 9 | $93,858 | 3 | $126,703 | 10 | $93,556 |
| APPLICATIONS WITHDRAWN | 8 | $96,758 | 2 | $106,305 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 6 | $86,072 | 2 | $113,215 | 4 | $94,143 |
Aggregated Statistics For Year 2001 (Based on 2 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 150 | $96,307 | 26 | $108,781 | 32 | $75,267 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 23 | $95,325 | 8 | $119,573 | 4 | $102,145 |
| APPLICATIONS DENIED | 21 | $83,774 | 5 | $97,270 | 13 | $73,508 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $84,133 | 1 | $89,510 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 137 | $91,459 | 10 | $102,823 | 30 | $75,870 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 20 | $69,525 | 2 | $116,295 | 5 | $56,510 |
| APPLICATIONS DENIED | 2 | $79,500 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $128,915 | 2 | $43,785 | 2 | $43,785 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $94,290 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 65 | $100,214 | 14 | $103,805 | 4 | $75,748 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $142,343 | 8 | $120,560 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $69,550 | 0 | $0 | 1 | $35,850 |
| APPLICATIONS WITHDRAWN | 2 | $147,845 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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