Estimated median household income in 2007: $33,308
| This zip code: | $33,308 | | Pennsylvania: | $48,576 |
Nearest zip codes: 15437, 26525, 15459, 15470, 15445, 15436.
Housing units in zip code 15440 with a mortgage: 46 (9 second mortgage, 0 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 9
Median monthly owner costs for units with a mortgage: $691
Median monthly owner costs for units without a mortgage: $241
Residents with income below the poverty level in 2007:
| This zip code: | 1.4% | | Whole state: | 11.6% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 1.4% | | Whole state: | 5.1% |
Median number of rooms in houses and condos:
| Here: | 5.7 | | State: | 6.4 |
Median number of rooms in apartments:
| Here: | 0.0 | | State: | 4.2 |
Year house built: |
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- 1999 to March 2000: 0
- 1995 to 1998: 17
- 1990 to 1994: 0
- 1980 to 1989: 15
- 1970 to 1979: 31
- 1960 to 1969: 10
- 1950 to 1959: 7
- 1940 to 1949: 5
- 1939 or earlier: 50
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Bedrooms in owner-occupied houses in 15440: |
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- no bedroom: 0
- 1 bedrooms: 0
- 2 bedrooms: 31
- 3 bedrooms: 78
- 4 bedrooms: 0
- 5 or more bedrooms: 0
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 0
- 2 bedrooms: 0
- 3 bedrooms: 0
- 4 bedrooms: 0
- 5 or more bedrooms: 0
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Vehicles available in 15440 zip code in owner-occupied houses/condos: |
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- no vehicle: 0
- 1 vehicle: 51
- 2 vehicles: 40
- 3 vehicles: 18
- 4 vehicles: 0
- 5 or more vehicles: 0
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 0
- 1 vehicle: 0
- 2 vehicles: 0
- 3 vehicles: 0
- 4 vehicles: 0
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 15440:
- Less than $10,000: 6
- $10,000 to $14,999: 3
- $15,000 to $19,999: 1
- $25,000 to $29,999: 3
- $30,000 to $34,999: 2
- $40,000 to $49,999: 1
- $50,000 to $59,999: 8
- $60,000 to $69,999: 1
- $70,000 to $79,999: 3
- $80,000 to $89,999: 1
- $90,000 to $99,999: 1
- $100,000 to $124,999: 18
- $125,000 to $149,999: 49
- $150,000 to $174,999: 13
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Median price asked for vacant for-sale houses and condos in 2007: $0.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $133,090
Estimated median house or condo value in 2007: $124,832 (it was $80,100 in 2000)
| 15440: | $124,832 | | Pennsylvania: | $155,000 |
Lower value quartile - upper value quartile: $0 - $0
Mean price in 2007:
Detached houses: $122,424| Here: | $122,424 | | State: | $224,371 |
Mobile homes: $9,167| Here: | $9,167 | | State: | $35,442 |
Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 107
- Mobile homes: 15
- Boats, RVs, vans, etc.: 13

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Means of transportation to work
- Drove a car alone: 104 (85%)
- Carpooled: 19 (15%)
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Travel time to work
- Less than 5 minutes: 0
- 5 to 9 minutes: 0
- 10 to 14 minutes: 11
- 15 to 19 minutes: 13
- 20 to 24 minutes: 25
- 25 to 29 minutes: 7
- 30 to 34 minutes: 10
- 35 to 39 minutes: 26
- 40 to 44 minutes: 8
- 45 to 59 minutes: 0
- 60 to 89 minutes: 17
- 90 or more minutes: 6
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Percentage of zip code residents living and working in this county: 36.6%
Household type by relationship
Households: 290
- In family households: 265 (73 male householders, 14 female householders)
85 spouses, 84 children (79 natural, 5 adopted, 0 stepchildren), 0 grandchildren, 0 brothers or sisters, 0 parents, 0 other relatives, 9 non-relatives
- In nonfamily households: 25 (0 male householders (0 living alone)), 25 female householders (25 living alone)), 0 nonrelatives
Size of family households: 37 2-persons, 24 3-persons, 26 4-persons.
Size of nonfamily households: 25 1-person.
52 married couples with children.
20 single-parent households (6 men, 14 women).
98.1% of residents of 15440 zip code speak English at home.
1.9% of residents speak Spanish at home (100% very well).
White population: 330
Black population: 0
American Indian population: 0
Asian population: 3
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 0
Two or more races population: 0

First ancestries reported:
|  German: 56 |
|  Dutch: 31 |
|  Irish: 29 |
|  Slovak: 25 |
|  Polish: 19 |
|  United States or American: 18 |
|  Scotch-Irish: 8 |
|  Lebanese: 5 |
|  Arab:: 5 |
Median worth of mobile homes: $12,581
Housing units lacking complete plumbing facilities: 19%
Housing units lacking complete kitchen facilities: 10%
Most commonly used house heating fuel: |
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- Fuel oil, kerosene, etc. (61%)
- Utility gas (18%)
- Bottled, tank, or LP gas (16%)
- Electricity (5%)
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Place of birth for U.S.-born residents:
- This state: 223
- Northeast: 0
- Midwest: 10
- South: 57
- West: 0
78% of the 15440 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 58% lived in this county.
Out of people who lived in different counties, 100% lived in Pennsylvania.
Population in 1990: 94. Population change in the 1990s: +239 (+254.3%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 0
| Here: | 0.0% | | Pennsylvania: | 16.0% |
Students in private schools in grades 9 to 12 (high school): 0
| Here: | 0.0% | | Pennsylvania: | 13.1% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Construction: Masonry Contractors (1-4 employees: 1 establishment)
- Other Services (except Public Administration): Religious Organizations (1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $99,330 | 6 | $121,583 | 8 | $118,654 | 5 | $45,728 | 3 | $104,627 | 3 | $66,300 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $120,760 | 2 | $118,175 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $80,125 | 12 | $102,912 | 4 | $67,063 | 1 | $99,570 | 3 | $89,137 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $98,130 | 3 | $99,610 | 1 | $49,600 | 1 | $63,690 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 1 | $117,630 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 4 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $107,066 | 11 | $115,628 | 6 | $36,140 | 4 | $90,783 | 3 | $67,183 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $101,495 | 2 | $202,330 | 0 | $0 | 1 | $120,760 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $113,720 | 13 | $105,683 | 4 | $56,468 | 1 | $95,840 | 3 | $80,227 |
| APPLICATIONS WITHDRAWN | 1 | $172,050 | 5 | $178,000 | 1 | $33,710 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $126,180 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 4 partial tracts)
|
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $118,248 | 12 | $89,267 | 6 | $30,442 | 3 | $102,863 | 3 | $38,127 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $61,520 | 3 | $105,110 | 1 | $50,930 | 0 | $0 | 1 | $47,680 |
| APPLICATIONS DENIED | 2 | $85,665 | 17 | $87,212 | 6 | $35,237 | 1 | $126,060 | 5 | $65,956 |
| APPLICATIONS WITHDRAWN | 1 | $54,660 | 8 | $113,176 | 1 | $122,450 | 0 | $0 | 1 | $105,710 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $92,105 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 4 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $90,249 | 14 | $76,661 | 7 | $37,634 | 2 | $82,955 | 1 | $55,620 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $98,245 | 5 | $77,394 | 1 | $33,590 | 1 | $44,790 | 1 | $68,990 |
| APPLICATIONS DENIED | 3 | $79,743 | 18 | $81,671 | 3 | $30,220 | 1 | $88,980 | 4 | $61,345 |
| APPLICATIONS WITHDRAWN | 2 | $81,870 | 10 | $97,223 | 1 | $22,270 | 0 | $0 | 2 | $63,210 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $100,293 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 4 partial tracts)
|
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $87,874 | 24 | $88,504 | 7 | $33,420 | 3 | $97,323 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $58,510 | 5 | $98,608 | 2 | $33,590 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $57,490 | 16 | $91,926 | 4 | $36,090 | 1 | $77,780 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 8 | $100,248 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $234,180 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 4 partial tracts)
|
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $79,840 | 15 | $81,350 | 6 | $24,802 | 2 | $78,440 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 5 | $81,920 | 1 | $32,390 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $47,620 | 14 | $76,652 | 3 | $32,507 | 1 | $52,010 |
| APPLICATIONS WITHDRAWN | 1 | $98,490 | 11 | $78,249 | 1 | $31,060 | 1 | $32,510 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $109,080 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 4 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $95,092 | 15 | $63,836 | 4 | $26,488 | 1 | $99,330 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $39,070 | 5 | $66,582 | 1 | $31,060 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $47,678 | 13 | $72,101 | 3 | $23,640 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 5 | $66,316 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $84,400 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 4 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $75,612 | 10 | $59,261 | 6 | $15,492 | 1 | $110,170 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $52,855 | 4 | $56,408 | 1 | $13,360 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $57,310 | 10 | $67,207 | 4 | $13,938 | 1 | $12,880 |
| APPLICATIONS WITHDRAWN | 1 | $87,770 | 3 | $90,340 | 1 | $15,170 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $77,180 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $68,183 | 5 | $58,346 | 3 | $17,990 | 1 | $39,910 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $38,880 | 1 | $70,740 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $70,650 | 5 | $61,530 | 2 | $16,560 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $59,320 | 2 | $82,395 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
2627.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 1 | $144,360 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $82,110 | 1 | $104,630 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $116,430 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $113,900 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 1 | $87,290 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $58,515 | 1 | $84,280 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $100,290 | 1 | $45,390 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $99,090 | 1 | $46,720 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 1 | $82,110 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
2627.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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