Estimated median household income in 2007: $61,990
| This zip code: | $61,990 | | Pennsylvania: | $48,576 |
Nearest zip codes: 19602, 19604, 19601, 19611, 19508, 19607.
Reading Zip Code Map
Housing units in zip code 19606 with a mortgage: 6,178 (539 second mortgage, 1,059 home equity loan, 25 both second mortgage and home equity loan)
Houses without a mortgage: 2,614
Median monthly owner costs for units with a mortgage: $1,375
Median monthly owner costs for units without a mortgage: $490
Residents with income below the poverty level in 2007:
| This zip code: | 4.6% | | Whole state: | 11.6% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 2.2% | | Whole state: | 5.1% |
Median number of rooms in houses and condos:
| Here: | 6.8 | | State: | 6.4 |
Median number of rooms in apartments:
| Here: | 4.3 | | State: | 4.2 |
Year house built: |
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- 1999 to March 2000: 187
- 1995 to 1998: 614
- 1990 to 1994: 986
- 1980 to 1989: 1,650
- 1970 to 1979: 1,480
- 1960 to 1969: 1,395
- 1950 to 1959: 1,550
- 1940 to 1949: 1,183
- 1939 or earlier: 3,123
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Bedrooms in owner-occupied houses in Lorane, PA (19606): |
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- no bedroom: 13
- 1 bedrooms: 158
- 2 bedrooms: 1,552
- 3 bedrooms: 5,141
- 4 bedrooms: 2,382
- 5 or more bedrooms: 442
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 8
- 1 bedrooms: 655
- 2 bedrooms: 826
- 3 bedrooms: 410
- 4 bedrooms: 62
- 5 or more bedrooms: 9
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Vehicles available in 19606 zip code in owner-occupied houses/condos: |
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- no vehicle: 426
- 1 vehicle: 2,573
- 2 vehicles: 4,527
- 3 vehicles: 1,512
- 4 vehicles: 492
- 5 or more vehicles: 158
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 291
- 1 vehicle: 1,000
- 2 vehicles: 580
- 3 vehicles: 66
- 4 vehicles: 11
- 5 or more vehicles: 22
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 19606:
- Less than $10,000: 76
- $10,000 to $14,999: 38
- $15,000 to $19,999: 48
- $20,000 to $24,999: 51
- $25,000 to $29,999: 41
- $30,000 to $34,999: 32
- $35,000 to $39,999: 22
- $40,000 to $49,999: 130
- $50,000 to $59,999: 129
- $60,000 to $69,999: 137
- $70,000 to $79,999: 147
- $80,000 to $89,999: 200
- $90,000 to $99,999: 240
- $100,000 to $124,999: 931
- $125,000 to $149,999: 1,401
- $150,000 to $174,999: 1,400
- $175,000 to $199,999: 1,371
- $200,000 to $249,999: 1,846
- $250,000 to $299,999: 699
- $300,000 to $399,999: 478
- $400,000 to $499,999: 157
- $500,000 to $749,999: 205
- $750,000 to $999,999: 17
- $1,000,000 or more: 12
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Rent paid by renters in 2007 in zip code 19606:
- Less than $100: 17
- $150 to $199: 10
- $200 to $249: 16
- $250 to $299: 19
- $300 to $349: 49
- $350 to $399: 82
- $400 to $449: 145
- $450 to $499: 121
- $500 to $549: 235
- $550 to $599: 302
- $600 to $649: 290
- $650 to $699: 207
- $700 to $749: 148
- $750 to $799: 117
- $800 to $899: 223
- $900 to $999: 20
- $1,000 to $1,249: 19
- $1,250 to $1,499: 20
- $1,500 to $1,999: 49
- No cash rent: 156
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Median price asked for vacant for-sale houses and condos in 2007: $131,455.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $174,947
- Black or African American householders: $158,106
- Asian householders: $125,406
- Some other race householders: $67,689
- Two or more races householders: $240,184
- Hispanic or Latino householders: $78,644
Estimated median house or condo value in 2007: $174,800 (it was $105,700 in 2000)
| 19606: | $174,800 | | Pennsylvania: | $155,000 |
Lower value quartile - upper value quartile: $146,732 - $214,114
Mean price in 2007:
Detached houses: $219,854| Here: | $219,854 | | State: | $224,371 |
Townhouses or other attached units: $138,947| Here: | $138,947 | | State: | $160,289 |
In 2-unit structures: $180,264| Here: | $180,264 | | State: | $153,822 |
In 3-to-4-unit structures: $116,164| Here: | $116,164 | | State: | $204,155 |
In 5-or-more-unit structures: $137,958| Here: | $137,958 | | State: | $211,072 |
Mobile homes: $22,371| Here: | $22,371 | | State: | $35,442 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 7,577
- One, attached: 2,729
- Two: 237
- 3 or 4: 348
- 5 to 9: 319
- 10 to 19: 222
- 20 to 49: 245
- 50 or more: 105
- Mobile homes: 386

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Means of transportation to work
- Drove a car alone: 13,433 (87%)
- Carpooled: 1,191 (8%)
- Bus or trolley bus: 151 (1%)
- Railroad: 6 (0%)
- Motorcycle: 40 (0%)
- Bicycle: 39 (0%)
- Walked: 212 (1%)
- Other means: 26 (0%)
- Worked at home: 395 (3%)
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Travel time to work
- Less than 5 minutes: 409
- 5 to 9 minutes: 1410
- 10 to 14 minutes: 2702
- 15 to 19 minutes: 3529
- 20 to 24 minutes: 3094
- 25 to 29 minutes: 915
- 30 to 34 minutes: 1182
- 35 to 39 minutes: 135
- 40 to 44 minutes: 189
- 45 to 59 minutes: 618
- 60 to 89 minutes: 649
- 90 or more minutes: 266
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Percentage of zip code residents living and working in this county: 85.1%
Household type by relationship
Households: 29,694
- In family households: 25,746 (6,928 male householders, 1,472 female householders)
7,112 spouses, 8,948 children (8,128 natural, 271 adopted, 549 stepchildren), 252 grandchildren, 58 brothers or sisters, 198 parents, 321 other relatives, 457 non-relatives
- In nonfamily households: 3,948 (1,377 male householders (1,038 living alone)), 1,883 female householders (1,640 living alone)), 688 nonrelatives
- In group quarters: 207 (189 institutionalized population)
Size of family households: 3,625 2-persons, 2,024 3-persons, 1,703 4-persons, 754 5-persons, 199 6-persons, 95 7-or-more-persons.
Size of nonfamily households: 2,678 1-person, 492 2-persons, 65 3-persons, 16 4-persons, 9 5-persons.
5,575 married couples with children.
1,200 single-parent households (355 men, 845 women).
93.3% of residents of 19606 zip code speak English at home.
2.2% of residents speak Spanish at home (69% very well, 17% well, 10% not well, 5% not at all).
3.8% of residents speak other Indo-European language at home (82% very well, 13% well, 4% not well, 1% not at all).
0.5% of residents speak Asian or Pacific Island language at home (45% very well, 43% well, 12% not well).
0.3% of residents speak other language at home (75% very well, 24% well, 1% not well).
Foreign born population: 911 (3.1%)
(59.3% of them are naturalized citizens)
| This zip code: | 3.1% | | Whole state: | 4.1% |
Most common places of birth for the foreign-born residents:
- Italy (13%)
- Romania (8%)
- Germany (7%)
- Vietnam (6%)
- Other Western Africa (5%)
- Mexico (4%)
- United Kingdom (4%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 140
- 1990 to 1994: 122
- 1985 to 1989: 65
- 1980 to 1984: 48
- 1975 to 1979: 110
- 1970 to 1974: 110
- 1970 to 1974: 91
- 1965 to 1969: 225
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White population: 28,235
Black population: 514
American Indian population: 28
Asian population: 339
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 363
Two or more races population: 276

First ancestries reported:
|  German: 8903 |
|  Italian: 2672 |
|  Irish: 2451 |
|  Polish: 2412 |
|  Other groups: 1814 |
|  English: 1279 |
|  United States or American: 1147 |
|  Pennsylvania German: 689 |
|  Dutch: 629 |
|  Slovak: 377 |
|  Welsh: 375 |
|  French (except Basque): 338 |
|  Greek: 258 |
|  Scottish: 242 |
|  Russian: 240 |
|  Scotch-Irish: 235 |
|  Ukrainian: 216 |
|  European: 156 |
|  Hungarian: 120 |
|  Norwegian: 115 |
|  Arab:: 113 |
|  Swedish: 89 |
|  Lithuanian: 83 |
|  Romanian: 83 |
|  French Canadian: 80 |
|  Egyptian: 71 |
|  Austrian: 70 |
|  Subsaharan African:: 70 |
|  African: 56 |
|  British: 48 |
|  West Indian (excluding Hispanic groups):: 46 |
|  Czech: 45 |
|  Czechoslovakian: 44 |
|  Swiss: 43 |
|  Lebanese: 42 |
|  Jamaican: 36 |
|  Australian: 27 |
|  Eastern European: 21 |
|  Canadian: 20 |
|  Yugoslavian: 17 |
|  South African: 14 |
|  Brazilian: 12 |
|  Danish: 11 |
|  Belgian: 11 |
|  Latvian: 10 |
|  Croatian: 10 |
|  Finnish: 9 |
|  Slovene: 8 |
|  Trinidadian and Tobagonian: 8 |
|  Portuguese: 7 |
|  Slavic: 7 |
|  New Zealander: 7 |
|  Scandinavian: 7 |
|  West Indian: 2 |

Public primary/middle schools in zip code 19606 not listed on the city page:- REIFFTON SCH (Students: 641; Grades: 05 - 06)
- JACKSONWALD EL SCH (Students: 619; Grades: KG - 04)
- LORANE EL SCH (Students: 512; Grades: KG - 04)
- MARTIN LUTHER LAUSCH EL CTR (Students: 377; Grades: KG - 04)
Private primary/middle schools not listed on the city page:- WINSTON HALL (Students: 31; Location: 2249 FAIRVIEW AVE, MT PENN, PA; Grades: PK - 1)
- TRINITY LEARNING CENTER (Students: 11; Location: 705 FRIEDENSBURG RD, READING, PA; Grades: KG - KG)
- JACKSONWALD LEARNING CTR (Students: 10; Location: 250 CHURCH LANE RD, READING, PA; Grades: KG - KG)
Facitilies with environmental interests located in this zip code:
- BERKS CNTY INTERMEDIATE UNIT (2900 SAINT LAWRENCE AVE in READING, PA)
(Integrated Compliance Information System) - ICIS-03-1989-0808, FORMAL ENFORCEMENT ACTION
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
STATE MASTER (Pennsylvania database) - RCRIS-PAD010580041, HAZARDOUS WASTE PROGRAM
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: ELEMENTARY AND SECONDARY SCHOOLS
Organizations: OPERNAME (CONTACT/OPERATOR)
, YARDLEY ASSOCIATES (CONTACT/OWNER)
- ANTIETAM VALLEY MUNICIPAL AUTH (200 N 25TH ST in READING, PA)
ENFORCEMENT/COMPLIANCE ACTIVITY (Integrated Compliance Information System) - ICIS-03-1989-1467, FORMAL ENFORCEMENT ACTION
(Integrated Compliance Information System) - ICIS-03-1989-1467, FORMAL ENFORCEMENT ACTION
- ATLANTIC SVC STA (4621 PERKIOMEN AVE-TANKS in READING, PA)
STATE MASTER (Pennsylvania database) - RCRIS-PAD987348158, HAZARDOUS WASTE PROGRAM
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: OPERNAME (CONTACT/OPERATOR)
, ATLANTIC REFINING & MARKETING (CONTACT/OWNER)
, ATLANTIC REFINING & MARKETING CORPORATION (CONTACT/OWNER)
- ANTIETAM MS/HS (100 ANTIETAM RD in READING, PA)
(Geographic Names Information System)
(National Center for Education Statistics) - STATE ID-0820
Organizations: ANTIETAM SD (SCHOOL DISTRICT)
Alternative names: ANTIETAM SCHOOL
- ANTIETAM VALLEY MUN AUTH (WWTP in READING, PA)
National Pollutant Discharge Elimination System MAJOR (Tracking pollutant discharge elimination systems) - permit
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: SEWERAGE SYSTEMS
Alternative names: ANTIETAM VALLEY MUNIC AUTH, ANTIETAM VALLEY MUNICIPAL AUTHORITY, ANTIETEM VALLEY MUNICIPAL AUTH
- ADAMS DRY CLEANERS (436 S 18TH ST in READING, PA)
AIR MINOR (AIRS/AFS)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: DRYCLEANING PLANTS, EXCEPT RUG CLEANING
Organizations: VARADY MARK (CONTACT/OWNER)
Alternative names: ADAMS DRY CLNRS
- ALLOY PIPING SPECIALITIES INC (812 BYRAM ST in READING, PA)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: OPERNAME (CONTACT/OPERATOR)
- ANTIETAM SCHOOL DISTRICT (100 ANTIETAM ROAD in READING, PA)
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
Alternative names: ANTIETAM S.D. 1, ANTIETAM S.D.- JR/SR HIGH SCHOOL
Median worth of mobile homes: $15,476
Housing units lacking complete plumbing facilities: 1%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Utility gas (53%)
- Fuel oil, kerosene, etc. (35%)
- Electricity (9%)
- Bottled, tank, or LP gas (2%)
- Wood (1%)
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Place of birth for U.S.-born residents:
- This state: 24354
- Northeast: 1966
- Midwest: 716
- South: 1219
- West: 354
67% of the 19606 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 73% lived in this county.
Out of people who lived in different counties, 55% lived in Pennsylvania.
Population in 1990: 27,732. Population change in the 1990s: +2,023 (+7.3%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 613
| Here: | 16.4% | | Pennsylvania: | 16.0% |
Students in private schools in grades 9 to 12 (high school): 160
| Here: | 9.9% | | Pennsylvania: | 13.1% |
Students in private undergraduate colleges: 299
| Here: | 32.9% | | Pennsylvania: | 37.3% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code (READING, PA):
- POLLOCK RESEARCH & DESIGN INC (11 VANGUARD DR; small business): $2,487,573 in 27 contracts from 2002 to 2006
Contracts for Winches, Hoists, Cranes, and Derricks, Inspection Services (including commercial testing and lab services, except medical/dental) -- Materials Handling Equipment, Laboratory Testing Services, Inspection Services (including commercial testing and lab services, except medical/dental) -- Maintenance and Repair Shop Equipment, and more by Army, Bureau of Engraving and Printing, Air Force, U.S. Coast Guard, and others Signed by year: 2000: $0; 2001: $0; 2002: $-130; 2003: $239,755; 2004: $92,374; 2005: $478,905; 2006: $1,676,669.
Biggest contracts:
$814,513 with Army for Winches, Hoists, Cranes, and Derricks. Taking place in MD. Signed on 2006-04-12. Completion date: 2005-11-30.
$519,909 with Army for Winches, Hoists, Cranes, and Derricks. Signed on 2006-06-30. Completion date: 2007-06-29.
$354,220 with Army for Winches, Hoists, Cranes, and Derricks. Taking place in MD. Signed on 2005-09-29. Completion date: 2005-11-30.
$280,814 with Army for Inspection Services (including commercial testing and lab services, except medical/dental) -- Materials Handling Equipment. Taking place in TX. Signed on 2006-03-01. Completion date: 2006-01-31.
- CERATECH INC (1 BIRCHMONT DR; small business)
$99,525 with Air Force for Miscellaneous Construction Materials. Taking place in VA. Signed on 2006-01-24. Completion date: 2006-02-13.
- LUDGATE ENGINEERING CORP (LINCOLN CORPORATE CENTER; small business): $15,900 in 2 contracts in 2003
$7,950 with Army for Land Surveys, Cadastral Services (non-construction). Taking place in MD. Signed on 2003-11-21. Completion date: 2004-01-31.
$7,950 with U.S. Army Corps of Engineers - civil program financing only for Land Surveys, Cadastral Services (non-construction). Taking place in MD. Signed on 2003-11-21. Completion date: 2004-01-31.
- PENNCRAFT ENTERPRISES INC (541 S 18 1/2 ST)
$10,375 with Defense Logistics Agency for Miscellaneous Items. Taking place in NC. Signed on 2005-05-23. Completion date: 2005-06-02.
- EXETER SUPPLY CO INC (117 PROSPECT ST; small business)
$8,127 with Army for Valves, Powered. Signed on 2003-04-11. Completion date: 2003-05-12.
Top industries in this zip code by the number of employees in 2005:
- Accommodation and Food Services: Limited-Service Restaurants (50-99 employees: 2 establishments, 20-49 employees: 8 establishments, 10-19 employees: 2 establishments, 1-4 employees: 9 establishments)
- Accommodation and Food Services: Full-Service Restaurants (20-49: 8, 10-19: 5, 5-9: 7, 1-4: 8)
- Health Care and Social Assistance: Nursing Care Facilities (100-249: 2, 10-19: 1, 1-4: 6)
- Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (50-99: 1, 20-49: 2, 10-19: 3, 5-9: 9, 1-4: 4)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 191 people in nursing homes
- 9 people in religious group quarters
- 8 people in homes for the mentally retarded
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 5 full and 14 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 136 | $147,733 | 1,117 | $128,038 | 1,333 | $121,510 | 430 | $42,744 | 8 | $175,730 | 189 | $86,387 | 20 | $57,524 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $104,757 | 115 | $119,763 | 255 | $125,983 | 65 | $48,705 | 0 | $0 | 21 | $102,096 | 12 | $58,020 |
| APPLICATIONS DENIED | 15 | $133,707 | 189 | $132,283 | 1,088 | $130,750 | 328 | $47,356 | 0 | $0 | 63 | $78,097 | 21 | $63,946 |
| APPLICATIONS WITHDRAWN | 8 | $138,649 | 121 | $141,158 | 432 | $141,478 | 48 | $62,396 | 0 | $0 | 31 | $78,983 | 2 | $26,740 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $185,840 | 66 | $145,595 | 123 | $153,929 | 12 | $57,221 | 0 | $0 | 6 | $113,545 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 5 full and 14 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 135 | $137,307 | 1,415 | $114,599 | 1,727 | $106,345 | 535 | $39,078 | 8 | $3,481,289 | 249 | $75,481 | 21 | $59,811 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $94,963 | 129 | $105,956 | 320 | $113,155 | 69 | $33,427 | 1 | $97,620 | 34 | $52,378 | 16 | $37,724 |
| APPLICATIONS DENIED | 13 | $101,486 | 250 | $108,542 | 1,059 | $121,088 | 302 | $36,410 | 0 | $0 | 79 | $57,644 | 26 | $61,057 |
| APPLICATIONS WITHDRAWN | 16 | $174,829 | 140 | $112,460 | 639 | $131,559 | 42 | $56,483 | 0 | $0 | 25 | $86,515 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 50 | $110,466 | 138 | $161,646 | 6 | $55,513 | 0 | $0 | 4 | $146,088 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 5 full and 14 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 76 | $121,369 | 1,460 | $117,032 | 1,862 | $105,366 | 428 | $44,537 | 9 | $146,918 | 205 | $82,762 | 29 | $41,373 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $122,068 | 115 | $96,193 | 324 | $110,733 | 43 | $41,615 | 0 | $0 | 16 | $55,639 | 23 | $56,192 |
| APPLICATIONS DENIED | 8 | $89,679 | 215 | $93,286 | 1,127 | $113,412 | 331 | $34,294 | 0 | $0 | 73 | $40,840 | 40 | $55,696 |
| APPLICATIONS WITHDRAWN | 4 | $108,525 | 106 | $123,203 | 856 | $131,814 | 98 | $86,324 | 0 | $0 | 36 | $81,225 | 5 | $78,156 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $310,865 | 44 | $115,784 | 134 | $136,049 | 13 | $70,954 | 0 | $0 | 5 | $140,084 | 2 | $63,840 |
Aggregated Statistics For Year 2004 (Based on 5 full and 14 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 93 | $110,920 | 1,355 | $114,832 | 1,905 | $99,240 | 330 | $33,592 | 8 | $641,588 | 204 | $65,399 | 24 | $46,163 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $52,600 | 125 | $110,912 | 407 | $96,738 | 50 | $28,509 | 0 | $0 | 21 | $58,471 | 21 | $52,163 |
| APPLICATIONS DENIED | 8 | $108,163 | 183 | $94,643 | 1,177 | $104,846 | 302 | $34,312 | 1 | $484,110 | 80 | $44,973 | 41 | $39,520 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 85 | $115,925 | 947 | $113,809 | 75 | $46,565 | 1 | $29,480 | 16 | $75,751 | 1 | $106,590 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $115,455 | 25 | $117,198 | 133 | $111,885 | 18 | $30,493 | 0 | $0 | 3 | $49,397 | 2 | $8,915 |
Aggregated Statistics For Year 2003 (Based on 5 full and 14 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 118 | $94,908 | 1,113 | $104,841 | 3,351 | $102,571 | 167 | $29,692 | 1 | $163,800 | 163 | $64,092 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $57,045 | 86 | $119,303 | 575 | $101,238 | 58 | $33,414 | 1 | $56,000 | 38 | $74,039 |
| APPLICATIONS DENIED | 13 | $127,333 | 160 | $83,267 | 1,022 | $92,251 | 142 | $26,745 | 1 | $117,260 | 38 | $68,896 |
| APPLICATIONS WITHDRAWN | 4 | $70,430 | 71 | $110,578 | 783 | $105,852 | 39 | $34,311 | 0 | $0 | 17 | $69,575 |
| FILES CLOSED FOR INCOMPLETENESS | 6 | $95,050 | 28 | $144,847 | 101 | $111,399 | 17 | $29,604 | 0 | $0 | 4 | $72,213 |
Aggregated Statistics For Year 2002 (Based on 2 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 54 | $69,429 | 284 | $69,768 | 535 | $82,258 | 76 | $18,933 | 5 | $119,322 | 83 | $61,498 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $53,073 | 21 | $53,762 | 102 | $67,665 | 18 | $22,982 | 0 | $0 | 7 | $50,630 |
| APPLICATIONS DENIED | 8 | $67,488 | 38 | $47,355 | 323 | $72,491 | 34 | $26,161 | 0 | $0 | 24 | $47,390 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 15 | $81,419 | 212 | $78,883 | 10 | $33,479 | 0 | $0 | 3 | $57,437 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 11 | $60,641 | 37 | $87,307 | 1 | $31,490 | 0 | $0 | 2 | $36,400 |
Aggregated Statistics For Year 2001 (Based on 2 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 115 | $68,882 | 263 | $75,379 | 402 | $71,861 | 80 | $19,149 | 5 | $89,778 | 67 | $50,695 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $67,490 | 22 | $72,644 | 68 | $62,561 | 15 | $25,799 | 0 | $0 | 4 | $51,230 |
| APPLICATIONS DENIED | 13 | $60,978 | 51 | $56,668 | 264 | $58,830 | 35 | $14,040 | 3 | $456,833 | 10 | $28,782 |
| APPLICATIONS WITHDRAWN | 4 | $71,215 | 20 | $62,491 | 152 | $75,529 | 8 | $19,520 | 0 | $0 | 4 | $39,748 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $45,860 | 0 | $0 | 23 | $65,820 | 2 | $13,530 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 64 | $66,790 | 221 | $74,310 | 170 | $51,477 | 75 | $18,062 | 4 | $983,895 | 66 | $39,002 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 17 | $66,021 | 57 | $51,217 | 34 | $21,221 | 0 | $0 | 2 | $24,670 |
| APPLICATIONS DENIED | 2 | $50,805 | 49 | $51,728 | 254 | $57,913 | 73 | $20,526 | 0 | $0 | 13 | $48,742 |
| APPLICATIONS WITHDRAWN | 6 | $61,643 | 30 | $53,939 | 121 | $60,318 | 15 | $40,519 | 0 | $0 | 12 | $42,822 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 4 | $104,483 | 31 | $66,872 | 2 | $28,710 | 0 | $0 | 2 | $48,155 |
Aggregated Statistics For Year 1999 (Based on 2 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 74 | $86,410 | 453 | $85,872 | 442 | $75,567 | 137 | $24,340 | 2 | $109,860 | 36 | $56,608 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $83,710 | 32 | $65,882 | 135 | $59,027 | 37 | $19,637 | 0 | $0 | 4 | $32,980 |
| APPLICATIONS DENIED | 8 | $67,369 | 95 | $73,273 | 268 | $70,530 | 80 | $19,294 | 1 | $28,000 | 8 | $47,834 |
| APPLICATIONS WITHDRAWN | 1 | $28,800 | 55 | $88,459 | 182 | $69,375 | 25 | $40,211 | 0 | $0 | 6 | $44,875 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 6 | $56,758 | 33 | $90,904 | 2 | $17,550 | 0 | $0 | 3 | $90,113 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 5 full and 14 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 397 | $143,075 | 84 | $169,777 | 28 | $85,881 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 44 | $156,020 | 30 | $180,759 | 3 | $121,113 |
| APPLICATIONS DENIED | 1 | $111,940 | 1 | $150,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 18 | $130,526 | 7 | $162,674 | 2 | $85,755 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $131,560 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 5 full and 14 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 338 | $133,593 | 84 | $167,181 | 32 | $97,466 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 67 | $123,505 | 16 | $180,666 | 5 | $47,022 |
| APPLICATIONS DENIED | 8 | $231,075 | 4 | $123,050 | 4 | $91,868 |
| APPLICATIONS WITHDRAWN | 15 | $125,802 | 10 | $163,069 | 1 | $26,860 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 5 full and 14 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 372 | $124,797 | 94 | $138,234 | 47 | $79,071 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 53 | $122,414 | 34 | $135,395 | 9 | $70,132 |
| APPLICATIONS DENIED | 2 | $37,100 | 1 | $67,780 | 2 | $57,555 |
| APPLICATIONS WITHDRAWN | 25 | $118,135 | 7 | $181,673 | 1 | $27,970 |
| FILES CLOSED FOR INCOMPLETENESS | 8 | $85,743 | 4 | $158,890 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 5 full and 14 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 424 | $124,978 | 110 | $125,080 | 30 | $80,126 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 72 | $116,668 | 36 | $121,498 | 3 | $69,760 |
| APPLICATIONS DENIED | 10 | $108,860 | 0 | $0 | 1 | $62,900 |
| APPLICATIONS WITHDRAWN | 12 | $126,464 | 5 | $109,940 | 5 | $105,402 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $46,260 | 4 | $118,740 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 5 full and 14 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 433 | $114,668 | 333 | $119,853 | 39 | $69,074 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 57 | $139,637 | 66 | $103,232 | 3 | $78,380 |
| APPLICATIONS DENIED | 8 | $66,064 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 6 | $153,820 | 15 | $85,204 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 7 | $151,037 | 13 | $179,845 | 2 | $131,020 |
Aggregated Statistics For Year 2002 (Based on 2 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 156 | $70,008 | 56 | $103,600 | 19 | $40,696 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $67,000 | 6 | $102,227 | 0 | $0 |
| APPLICATIONS DENIED | 6 | $57,105 | 5 | $102,430 | 1 | $62,400 |
| APPLICATIONS WITHDRAWN | 6 | $108,547 | 8 | $97,163 | 3 | $102,413 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 105 | $91,327 | 59 | $85,496 | 12 | $49,492 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 15 | $92,605 | 1 | $165,440 | 1 | $56,670 |
| APPLICATIONS DENIED | 1 | $49,800 | 4 | $108,645 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $105,845 | 3 | $63,447 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 87 | $80,311 | 17 | $78,748 | 6 | $44,912 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 14 | $89,196 | 1 | $70,760 | 1 | $20,970 |
| APPLICATIONS DENIED | 1 | $24,240 | 3 | $54,170 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $55,225 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 2 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 197 | $100,163 | 61 | $94,712 | 2 | $77,575 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 26 | $86,905 | 5 | $112,238 | 0 | $0 |
| APPLICATIONS DENIED | 10 | $89,423 | 4 | $103,470 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 7 | $86,210 | 1 | $191,330 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 5 | $99,366 | 1 | $72,480 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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