Estimated median household income in 2007: $42,377
| This zip code: | $42,377 | | Pennsylvania: | $48,576 |
Nearest zip codes: 19611, 19610, 19609, 19602, 19601, 19540.
Reading Zip Code Map
Housing units in zip code 19607 with a mortgage: 3,498 (197 second mortgage, 830 home equity loan, 6 both second mortgage and home equity loan)
Houses without a mortgage: 2,304
Median monthly owner costs for units with a mortgage: $1,209
Median monthly owner costs for units without a mortgage: $436
Residents with income below the poverty level in 2007:
| This zip code: | 6.8% | | Whole state: | 11.6% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 3.0% | | Whole state: | 5.1% |
Median number of rooms in houses and condos:
| Here: | 6.3 | | State: | 6.4 |
Median number of rooms in apartments:
| Here: | 4.1 | | State: | 4.2 |
Year house built: |
|
- 1999 to March 2000: 67
- 1995 to 1998: 235
- 1990 to 1994: 347
- 1980 to 1989: 1,181
- 1970 to 1979: 1,787
- 1960 to 1969: 1,274
- 1950 to 1959: 1,665
- 1940 to 1949: 956
- 1939 or earlier: 1,973
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Bedrooms in owner-occupied houses in Reading, PA (19607): |
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- no bedroom: 0
- 1 bedrooms: 152
- 2 bedrooms: 1,355
- 3 bedrooms: 3,333
- 4 bedrooms: 1,310
- 5 or more bedrooms: 190
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Bedrooms in renter-occupied apartments and housing units: |
|
- no bedroom: 62
- 1 bedrooms: 1,041
- 2 bedrooms: 1,272
- 3 bedrooms: 318
- 4 bedrooms: 70
- 5 or more bedrooms: 31
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Vehicles available in 19607 zip code in owner-occupied houses/condos: |
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- no vehicle: 389
- 1 vehicle: 2,112
- 2 vehicles: 2,809
- 3 vehicles: 859
- 4 vehicles: 149
- 5 or more vehicles: 22
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 396
- 1 vehicle: 1,458
- 2 vehicles: 761
- 3 vehicles: 110
- 4 vehicles: 33
- 5 or more vehicles: 36
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 19607:
- Less than $10,000: 11
- $10,000 to $14,999: 5
- $25,000 to $29,999: 1
- $30,000 to $34,999: 10
- $35,000 to $39,999: 12
- $40,000 to $49,999: 17
- $50,000 to $59,999: 31
- $60,000 to $69,999: 37
- $70,000 to $79,999: 86
- $80,000 to $89,999: 135
- $90,000 to $99,999: 239
- $100,000 to $124,999: 1,235
- $125,000 to $149,999: 1,344
- $150,000 to $174,999: 829
- $175,000 to $199,999: 562
- $200,000 to $249,999: 505
- $250,000 to $299,999: 274
- $300,000 to $399,999: 118
- $400,000 to $499,999: 42
- $500,000 to $749,999: 68
- $750,000 to $999,999: 44
- $1,000,000 or more: 34
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Median price asked for vacant for-sale houses and condos in 2007: $145,934.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $143,286
- Black or African American householders: $64,581
- Asian householders: $157,997
- Some other race householders: $150,347
- Two or more races householders: $140,196
- Hispanic or Latino householders: $158,144
Estimated median house or condo value in 2007: $142,845 (it was $97,100 in 2000)
| 19607: | $142,845 | | Pennsylvania: | $155,000 |
Lower value quartile - upper value quartile: $44,700 - $99,500
Mean price in 2007:
Detached houses: $164,297| Here: | $164,297 | | State: | $224,371 |
Townhouses or other attached units: $118,665| Here: | $118,665 | | State: | $160,289 |
In 2-unit structures: $166,872| Here: | $166,872 | | State: | $153,822 |
In 3-to-4-unit structures: $149,911| Here: | $149,911 | | State: | $204,155 |
In 5-or-more-unit structures: $185,966| Here: | $185,966 | | State: | $211,072 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 4,738
- One, attached: 2,184
- Two: 333
- 3 or 4: 318
- 5 to 9: 549
- 10 to 19: 553
- 20 to 49: 292
- 50 or more: 490
- Mobile homes: 28

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Means of transportation to work
- Drove a car alone: 8,986 (85%)
- Carpooled: 920 (9%)
- Bus or trolley bus: 74 (1%)
- Taxi: 11 (0%)
- Motorcycle: 8 (0%)
- Bicycle: 16 (0%)
- Walked: 279 (3%)
- Other means: 17 (0%)
- Worked at home: 266 (3%)
|

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Travel time to work
- Less than 5 minutes: 402
- 5 to 9 minutes: 1421
- 10 to 14 minutes: 2000
- 15 to 19 minutes: 2667
- 20 to 24 minutes: 1547
- 25 to 29 minutes: 409
- 30 to 34 minutes: 606
- 35 to 39 minutes: 171
- 40 to 44 minutes: 200
- 45 to 59 minutes: 363
- 60 to 89 minutes: 363
- 90 or more minutes: 162
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Neighborhoods in zip code 19607:
Percentage of zip code residents living and working in this county: 87.0%
Household type by relationship
Households: 19,771
- In family households: 15,398 (4,655 male householders, 847 female householders)
4,647 spouses, 4,523 children (4,185 natural, 91 adopted, 247 stepchildren), 146 grandchildren, 51 brothers or sisters, 106 parents, 171 other relatives, 252 non-relatives
- In nonfamily households: 4,373 (1,424 male householders (1,006 living alone)), 2,194 female householders (1,987 living alone)), 755 nonrelatives
- In group quarters: 751 (321 institutionalized population)
Size of family households: 2,925 2-persons, 1,220 3-persons, 914 4-persons, 313 5-persons, 130 6-persons.
Size of nonfamily households: 2,993 1-person, 574 2-persons, 32 3-persons, 14 4-persons, 5 6-persons.
2,695 married couples with children.
779 single-parent households (184 men, 595 women).
92.9% of residents of 19607 zip code speak English at home.
2.3% of residents speak Spanish at home (56% very well, 28% well, 11% not well, 5% not at all).
3.8% of residents speak other Indo-European language at home (74% very well, 21% well, 5% not well).
1.0% of residents speak Asian or Pacific Island language at home (23% very well, 45% well, 24% not well, 7% not at all).
Foreign born population: 940 (4.5%)
(50.5% of them are naturalized citizens)
| This zip code: | 4.5% | | Whole state: | 4.1% |
Most common places of birth for the foreign-born residents:
- Italy (11%)
- Vietnam (8%)
- United Kingdom (7%)
- Brazil (7%)
- Ukraine (6%)
- Dominican Republic (5%)
- China, excluding Hong Kong and Taiwan (5%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 157
- 1990 to 1994: 176
- 1985 to 1989: 90
- 1980 to 1984: 42
- 1975 to 1979: 58
- 1970 to 1974: 64
- 1970 to 1974: 38
- 1965 to 1969: 315
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White population: 19,490
Black population: 358
American Indian population: 14
Asian population: 330
Native Hawaiian and Other Pacific Islander population: 4
Some other race population: 261
Two or more races population: 230

First ancestries reported:
|  German: 5697 |
|  Italian: 2375 |
|  Polish: 1711 |
|  Other groups: 1392 |
|  Irish: 1344 |
|  United States or American: 1021 |
|  English: 732 |
|  Pennsylvania German: 687 |
|  Ukrainian: 309 |
|  French (except Basque): 276 |
|  Dutch: 233 |
|  Welsh: 201 |
|  Greek: 163 |
|  Slovak: 161 |
|  Scotch-Irish: 131 |
|  European: 117 |
|  Scottish: 115 |
|  Swiss: 115 |
|  Lithuanian: 81 |
|  Hungarian: 69 |
|  Russian: 62 |
|  Czechoslovakian: 55 |
|  Czech: 49 |
|  West Indian (excluding Hispanic groups):: 49 |
|  French Canadian: 48 |
|  Austrian: 43 |
|  Jamaican: 30 |
|  Subsaharan African:: 29 |
|  African: 29 |
|  Swedish: 28 |
|  British: 27 |
|  Romanian: 25 |
|  Norwegian: 24 |
|  Danish: 19 |
|  Haitian: 19 |
|  Canadian: 18 |
|  Brazilian: 14 |
|  Armenian: 13 |
|  Slavic: 12 |
|  Croatian: 10 |
|  Portuguese: 8 |
|  Yugoslavian: 6 |
|  Slovene: 5 |

Private primary/middle schools not listed on the city page:- ALVERNIA MONTESSORI SCHOOL (Students: 66; Location: 460 ST BERNARDINE STREET, READING, PA; Grades: PK - KG)
- READING SDA JR ACADEMY (Students: 60; Location: 309 KENHORST BLVD, READING, PA; Grades: 1 - 11)
Facitilies with environmental interests located in this zip code:
- ATLANTIC SHILLINGTON SVC STA (405 W LANCASTER AVE in SHILLINGTON, PA)
STATE MASTER (Pennsylvania database) - RCRIS-PAD982678401, HAZARDOUS WASTE PROGRAM
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: OPERNAME (CONTACT/OPERATOR)
, ATLANTIC REF & MKT CO (CONTACT/OWNER)
, ATLANTIC REFINING & MARKETING CORPORATION (CONTACT/OWNER)
Alternative names: ATLANTIC SERVICE STATION
- AW GOLDEN CADILLAC PONTIAC (801 LANCASTER AVE in READING, PA)
STATE MASTER (Pennsylvania database) - RCRIS-PAD008939142, HAZARDOUS WASTE PROGRAM
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: OPERNAME (CONTACT/OPERATOR)
, OWNERNAME (CONTACT/OWNER)
Alternative names: GOLDEN A W CADILLAC PONTIAC
- BELL TELEPHONE OF PA SHILLINGTON SXS (216 W WALNUT ST in SHILLINGTON, PA)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: OPERNAME (CONTACT/OPERATOR)
, OWNERNAME (CONTACT/OWNER)
- BERK-TEK INC (RT 10 MORGANTOWN ROAD in READING, PA)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: OPERNAME (CONTACT/OPERATOR)
- AUTO PRO, INC. (714 MT. VIEW RD. in READING, PA)
AIR MINOR (AIRS/AFS)
Business SIC classification: AUTOMOTIVE REPAIR SHOPS
- BEAR ALIGNMENT DISCOUNT TIRE (1347 LANCASTER AVE in READING, PA)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: OPERNAME (CONTACT/OPERATOR)
, BLUM MEL (CONTACT/OWNER)
Median worth of mobile homes: $0
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel: |
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- Utility gas (51%)
- Fuel oil, kerosene, etc. (32%)
- Electricity (15%)
- Bottled, tank, or LP gas (1%)
- Other fuel (1%)
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Place of birth for U.S.-born residents:
- This state: 16824
- Northeast: 1182
- Midwest: 418
- South: 837
- West: 160
64% of the 19607 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 69% lived in this county.
Out of people who lived in different counties, 65% lived in Pennsylvania.
Population in 1990: 19,281. Population change in the 1990s: +1,406 (+7.3%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 181
| Here: | 11.4% | | Pennsylvania: | 16.0% |
Students in private schools in grades 9 to 12 (high school): 137
| Here: | 12.8% | | Pennsylvania: | 13.1% |
Students in private undergraduate colleges: 498
| Here: | 48.8% | | Pennsylvania: | 37.3% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code (READING, PA):
- UGI UTILITIES, INC (100 KACHEL BLVD 400): $984,822 in 26 contracts from 2001 to 2006
Contracts for Gas Services, Maintenance, Repair or Alteration of Real Property -- Other Utilities, Facilities Operations Support Services, Gases: Compressed and Liquefied, and more by Department of Veterans Affairs, Defense Logistics Agency, Public Buildings Service, Army, and others Signed by year: 2000: $0; 2001: $139,608; 2002: $0; 2003: $96,000; 2004: $119,964; 2005: $330,661; 2006: $298,589.
Biggest contracts:
$188,570 with Department of Veterans Affairs for Gas Services. Signed on 2006-01-01. Completion date: 2006-03-31.
$108,835, same as above. Signed on 2005-10-01. Completion date: 2005-12-31.
$106,266, same as above. Signed on 2005-07-01. Completion date: 2005-09-30.
$104,213, same as above. Signed on 2006-04-01. Completion date: 2006-06-30.
- SALIENT 3 COMMUNICATIONS INC (2675 MORGANTOWN RD): $403,106 in 26 contracts from 2000 to 2003
Contracts for Administrative and Service Buildings by Navy Signed by year: 2000: $165,172; 2001: $82,576; 2002: $121,515; 2003: $33,843; 2004: $0; 2005: $0; 2006: $0.
Biggest contracts:
$91,997 with Navy for Administrative and Service Buildings. Signed on 2000-06-20. Completion date: 2000-06-30.
$74,361, same as above. Signed on 2002-03-25. Completion date: 2000-06-30.
$36,171, same as above. Signed on 2000-03-22. Completion date: 2000-06-30.
$32,554, same as above. Signed on 2002-05-08. Completion date: 2000-06-30.
- PARSONS POWER GROUP, INC. (2675 MORGANTOWN RD): $254,537 in 5 contracts in 2001
Contracts for Other Environmental Protection -- Advanced Development (R&D), Other Architect and Engineering Services by Navy Signed by year: 2000: $0; 2001: $254,537; 2002: $0; 2003: $0; 2004: $0; 2005: $0; 2006: $0.
Biggest contracts:
$81,184 with Navy for Other Environmental Protection -- Advanced Development (R&D). Taking place in CA. Signed on 2001-01-12. Completion date: 2000-12-31.
$71,305 with Navy for Other Architect and Engineering Services. Taking place in ME. Signed on 2001-01-18. Completion date: 2002-01-11.
$60,525 with Navy for Other Architect and Engineering Services. Taking place in NJ. Signed on 2001-01-23. Completion date: 2002-01-11.
$28,026, same as above. Signed on 2001-01-23. Completion date: 2002-01-11.
- PENSKE LOGISTICS LLC (ROUTE 10 AND PHEASANT ROAD): $175,655 in 6 contracts from 2003 to 2006
Contracts for Lease or Rental of Equipment -- Ground Effect Vehicles, Motor Vehicles, Trailers, and Cycles by Air Force, Navy Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $47,700; 2004: $27,930; 2005: $90,825; 2006: $9,200.
Biggest contracts:
$86,850 with Air Force for Lease or Rental of Equipment -- Ground Effect Vehicles, Motor Vehicles, Trailers, and Cycles. Taking place in DC. Signed on 2005-07-15. Completion date: 2005-07-01.
$47,700, same as above. Signed on 2003-12-31. Completion date: 2004-12-31.
$23,850, same as above. Signed on 2004-12-31. Completion date: 2005-06-30.
$9,200, same as above. Signed on 2006-06-15. Completion date: 2006-08-14.
- HORA INC (2299 LANCASTER PIKE; small business): $60,477 in 5 contracts from 2003 to 2005
Contracts for Lodging - Hotel/Motel by Army Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $54,150; 2004: $0; 2005: $6,327; 2006: $0.
Biggest contracts:
$39,729 with Army for Lodging - Hotel/Motel. Signed on 2003-01-14. Completion date: 2003-01-20.
$13,737, same as above. Signed on 2003-01-24. Completion date: 2003-01-24.
$3,876, same as above. Signed on 2005-02-10. Completion date: 2005-03-04.
$2,451, same as above. Signed on 2005-04-27. Completion date: 2005-03-04.
- SKIP'S II PROPELLER SERVICE (401 MADISON ST): $53,841 in 4 contracts from 2003 to 2005
$15,638 with U.S. Army Corps of Engineers - civil program financing only for Bridges, Fixed and Floating. Signed on 2005-03-15. Completion date: 2005-06-01.
$15,638 with Army for Bridges, Fixed and Floating. Signed on 2005-03-15. Completion date: 2005-06-01.
$13,526 with Army for Miscellaneous Items. Signed on 2004-09-21. Completion date: 2004-10-18.
$9,039 with U.S. Army Corps of Engineers - civil program financing only for Floating Drydocks. Signed on 2003-05-28. Completion date: 2003-06-27.
- EGAN AUTOMOTIVE SPECIALISTS IN (914 FERN AVE; small business)
$50,000 with Army for Vehicular Cab, Body, and Frame Structural Components. Signed on 2002-07-31. Completion date: 2003-06-15.
- MIFFLIN VALLEY, INC (31 S STERLEY ST): $46,898 in 2 contracts from 2003 to 2004
$42,911 with Navy for Underwear and Nightwear, Men's. Signed on 2003-02-27. Completion date: 2003-02-21.
$3,987 with Army for Clothing, Special Purpose. Taking place in VA. Signed on 2004-03-15. Completion date: 2004-04-12.
- KUTZ, E M INC (2456 MORGANTOWN RD; small business): $35,001 in 2 contracts in 2004
$25,704 with National Park Service for Vehicular Cab, Body, and Frame Structural Components. Signed on 2004-09-10. Completion date: 2004-11-30.
$9,297 with Army for Construction of Structures and Facilities -- Government-Owned Government-Operated (GOGO) R&D Facilities. Signed on 2004-09-27. Completion date: 2004-10-27.
Top industries in this zip code by the number of employees in 2005:
- Professional, Scientific, and Technical Services: Engineering Services (500-999 employees: 1 establishment, 10-19 employees: 2 establishments, 5-9 employees: 1 establishment, 1-4 employees: 3 establishments)
- Finance and Insurance: Savings Institutions (500-999: 1, 5-9: 2)
- Educational Services: Colleges, Universities, and Professional Schools (500-999: 1)
- Administrative and Support and Waste Management and Remediation Services: Employment Placement Agencies (250-499: 1, 5-9: 1)
- Health Care and Social Assistance: Specialty (except Psychiatric and Substance Abuse) Hospitals (250-499: 1)
- Health Care and Social Assistance: Vocational Rehabilitation Services (250-499: 1)
- Accommodation and Food Services: Limited-Service Restaurants (20-49: 6, 10-19: 3, 5-9: 2, 1-4: 6)
- Accommodation and Food Services: Full-Service Restaurants (50-99: 1, 20-49: 3, 10-19: 3, 5-9: 2, 1-4: 8)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 358 people in nursing homes
- 286 people in college dormitories (includes college quarters off campus)
- 33 people in other nonhousehold living situations
- 31 people in religious group quarters
- 20 people in other noninstitutional group quarters
- 12 people in homes for the mentally retarded
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 3 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 35 | $139,585 | 633 | $122,561 | 673 | $102,789 | 241 | $42,712 | 2 | $1,209,500 | 93 | $106,242 | 5 | $25,472 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 57 | $118,187 | 131 | $111,812 | 33 | $39,756 | 0 | $0 | 9 | $90,522 | 3 | $34,527 |
| APPLICATIONS DENIED | 4 | $115,678 | 78 | $120,809 | 550 | $125,142 | 164 | $49,132 | 0 | $0 | 34 | $91,726 | 11 | $46,205 |
| APPLICATIONS WITHDRAWN | 3 | $113,137 | 46 | $146,847 | 189 | $120,852 | 22 | $69,659 | 0 | $0 | 5 | $144,020 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 40 | $128,146 | 61 | $116,555 | 1 | $41,640 | 0 | $0 | 7 | $86,454 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 3 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 59 | $127,741 | 726 | $107,407 | 704 | $100,888 | 239 | $38,222 | 0 | $0 | 108 | $106,041 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $146,810 | 63 | $119,272 | 157 | $102,058 | 32 | $48,446 | 0 | $0 | 16 | $106,071 | 4 | $50,238 |
| APPLICATIONS DENIED | 1 | $94,040 | 126 | $112,547 | 539 | $116,398 | 159 | $34,064 | 2 | $359,480 | 29 | $66,800 | 4 | $59,875 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 41 | $137,646 | 332 | $106,770 | 29 | $69,648 | 0 | $0 | 19 | $106,677 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 32 | $105,718 | 80 | $130,267 | 2 | $58,115 | 0 | $0 | 6 | $78,003 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 3 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 24 | $128,978 | 799 | $106,902 | 897 | $101,369 | 222 | $35,562 | 4 | $415,978 | 117 | $84,902 | 7 | $96,509 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 57 | $100,647 | 166 | $101,811 | 34 | $26,531 | 0 | $0 | 9 | $79,571 | 2 | $50,490 |
| APPLICATIONS DENIED | 3 | $114,140 | 118 | $98,513 | 557 | $113,872 | 227 | $26,249 | 0 | $0 | 78 | $52,911 | 6 | $65,422 |
| APPLICATIONS WITHDRAWN | 3 | $127,923 | 52 | $149,222 | 416 | $115,494 | 44 | $112,334 | 0 | $0 | 13 | $83,619 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $85,000 | 26 | $106,981 | 76 | $122,210 | 0 | $0 | 0 | $0 | 5 | $89,864 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 3 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 52 | $100,653 | 629 | $106,052 | 907 | $95,240 | 168 | $30,618 | 4 | $271,905 | 104 | $78,631 | 1 | $52,460 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $122,327 | 51 | $89,102 | 205 | $89,221 | 31 | $58,244 | 0 | $0 | 6 | $45,392 | 2 | $53,865 |
| APPLICATIONS DENIED | 5 | $115,192 | 81 | $106,335 | 543 | $95,316 | 190 | $31,152 | 0 | $0 | 71 | $34,257 | 11 | $40,082 |
| APPLICATIONS WITHDRAWN | 2 | $129,070 | 37 | $122,573 | 450 | $102,951 | 16 | $58,150 | 0 | $0 | 13 | $79,471 | 3 | $73,790 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 17 | $144,167 | 64 | $104,421 | 10 | $46,039 | 0 | $0 | 1 | $111,350 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 3 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 71 | $92,551 | 622 | $99,306 | 1,586 | $99,130 | 104 | $26,154 | 6 | $442,927 | 112 | $71,650 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $94,667 | 53 | $125,048 | 248 | $93,307 | 20 | $40,795 | 0 | $0 | 12 | $73,548 |
| APPLICATIONS DENIED | 3 | $71,947 | 54 | $92,571 | 498 | $97,152 | 74 | $27,898 | 0 | $0 | 25 | $60,426 |
| APPLICATIONS WITHDRAWN | 1 | $66,680 | 45 | $108,615 | 354 | $103,546 | 29 | $21,126 | 0 | $0 | 8 | $76,621 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 34 | $94,469 | 34 | $96,514 | 7 | $17,740 | 0 | $0 | 5 | $103,480 |
Aggregated Statistics For Year 2002 (Based on 3 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 71 | $81,430 | 225 | $81,767 | 393 | $74,993 | 47 | $20,819 | 0 | $0 | 44 | $69,601 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $74,830 | 16 | $65,650 | 70 | $74,114 | 9 | $19,589 | 0 | $0 | 2 | $35,730 |
| APPLICATIONS DENIED | 1 | $78,870 | 20 | $54,329 | 204 | $72,763 | 28 | $19,828 | 0 | $0 | 8 | $54,879 |
| APPLICATIONS WITHDRAWN | 1 | $80,900 | 14 | $84,523 | 107 | $81,280 | 8 | $29,660 | 2 | $270,000 | 4 | $85,015 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $42,470 | 4 | $183,500 | 25 | $106,698 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 3 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 89 | $76,380 | 261 | $75,150 | 304 | $73,116 | 50 | $14,093 | 1 | $344,820 | 41 | $55,725 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $92,815 | 15 | $89,393 | 34 | $83,738 | 6 | $22,500 | 0 | $0 | 3 | $66,333 |
| APPLICATIONS DENIED | 3 | $65,743 | 34 | $62,296 | 168 | $71,630 | 33 | $17,417 | 0 | $0 | 6 | $48,000 |
| APPLICATIONS WITHDRAWN | 3 | $79,333 | 11 | $72,315 | 107 | $75,735 | 10 | $18,839 | 0 | $0 | 4 | $58,730 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 5 | $78,800 | 16 | $57,758 | 5 | $33,704 | 0 | $0 | 2 | $60,000 |
Aggregated Statistics For Year 2000 (Based on 3 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 78 | $77,418 | 169 | $70,677 | 106 | $64,913 | 66 | $14,648 | 2 | $249,260 | 32 | $51,803 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $64,720 | 16 | $89,476 | 40 | $62,317 | 30 | $18,908 | 0 | $0 | 3 | $15,753 |
| APPLICATIONS DENIED | 5 | $51,546 | 28 | $58,710 | 139 | $51,509 | 43 | $18,986 | 0 | $0 | 9 | $72,000 |
| APPLICATIONS WITHDRAWN | 9 | $92,438 | 17 | $91,279 | 88 | $59,200 | 8 | $32,328 | 0 | $0 | 8 | $45,039 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $70,780 | 7 | $74,529 | 13 | $64,154 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 2 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 49 | $81,257 | 217 | $86,069 | 192 | $78,709 | 67 | $21,351 | 30 | $59,628 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $89,330 | 12 | $90,099 | 46 | $70,610 | 24 | $18,737 | 1 | $55,840 |
| APPLICATIONS DENIED | 4 | $80,650 | 31 | $60,541 | 148 | $72,814 | 32 | $24,994 | 5 | $79,940 |
| APPLICATIONS WITHDRAWN | 2 | $72,060 | 11 | $68,555 | 72 | $77,954 | 12 | $38,009 | 2 | $33,925 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $63,540 | 11 | $107,984 | 0 | $0 | 0 | $0 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 3 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 204 | $140,357 | 48 | $157,652 | 5 | $112,122 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 38 | $134,430 | 18 | $148,403 | 2 | $115,000 |
| APPLICATIONS DENIED | 4 | $133,583 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 6 | $146,017 | 7 | $106,624 | 1 | $69,150 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $80,900 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 3 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 167 | $118,148 | 35 | $126,619 | 7 | $123,121 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 28 | $124,551 | 9 | $121,917 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $67,750 | 0 | $0 | 1 | $67,750 |
| APPLICATIONS WITHDRAWN | 19 | $116,574 | 9 | $128,650 | 4 | $132,500 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 3 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 157 | $106,772 | 42 | $112,144 | 10 | $107,604 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 30 | $121,348 | 14 | $125,552 | 2 | $164,475 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $94,000 | 1 | $94,000 |
| APPLICATIONS WITHDRAWN | 3 | $81,213 | 8 | $117,784 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 6 | $87,915 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 3 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 229 | $105,156 | 73 | $100,961 | 25 | $88,758 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 31 | $114,801 | 27 | $118,747 | 1 | $77,000 |
| APPLICATIONS DENIED | 2 | $25,000 | 0 | $0 | 2 | $25,000 |
| APPLICATIONS WITHDRAWN | 9 | $90,248 | 2 | $89,105 | 1 | $50,560 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $65,000 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 3 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 248 | $106,033 | 149 | $97,695 | 17 | $101,917 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 35 | $107,521 | 25 | $116,768 | 2 | $52,970 |
| APPLICATIONS DENIED | 2 | $92,285 | 2 | $114,470 | 1 | $39,440 |
| APPLICATIONS WITHDRAWN | 2 | $81,640 | 4 | $76,545 | 2 | $68,000 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $72,810 | 3 | $160,110 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 3 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 126 | $83,799 | 53 | $101,557 | 10 | $56,507 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $77,546 | 2 | $110,500 | 1 | $41,460 |
| APPLICATIONS DENIED | 1 | $62,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 5 | $65,900 | 2 | $57,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 3 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 133 | $78,509 | 54 | $82,367 | 4 | $63,108 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 15 | $109,605 | 6 | $87,967 | 1 | $37,870 |
| APPLICATIONS DENIED | 2 | $67,000 | 2 | $70,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $68,000 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 3 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 93 | $79,750 | 9 | $103,621 | 2 | $18,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $49,215 | 3 | $64,613 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $120,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 2 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 112 | $81,719 | 32 | $88,915 | 2 | $53,940 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $97,274 | 6 | $100,843 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $60,535 | 4 | $74,628 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $101,420 | 2 | $74,690 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $170,350 | 0 | $0 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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