28120 Zip Code Detailed Profile




Cities: Mount Holly, NC (26.53%), Stanley, NC (1.33%)
County: Gaston County, NC
Estimated zip code population in 2013: 20,253
Zip code population in 2010: 19,807
Zip code population in 2000: 15,595

Houses and condos: 8,630
Renter-occupied apartments: 2,081
% of renters here:

26%
State:

36%
Mar. 2013 cost of living index in zip code 28120: 91.9 (less than average, U.S. average is 100)

Land area: 30.4 sq. mi.
Water area: 2.1 sq. mi.
Population density: 666 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 28120
Zip code 28120 (Mount Holly, North Carolina) real estate house value trends

Recent home sales, real estate maps, and home value estimator for zip code 28120

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Real estate property taxes paid for housing units in 2013:
This zip code:

1.0% ($1,424)
North Carolina:

0.8% ($1,304)
Median real estate property taxes paid for housing units with mortgages in 2013: $1,629 (1.0%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $1,054 (1.0%)

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Males: 9,759  (48.2%)
Females: 10,494  (51.8%)

For population 25 years and over in 28120:

For population 15 years and over in 28120:

Zip code 28120 compared to state average:

  • Black race population percentage below state average.
  • Hispanic race population percentage below state average.
  • Foreign-born population percentage below state average.
  • Races in zip code 28120

  • Zip code 28120 races chart
    • 16,293White population
    • 2,146Black population
    • 63American Indian population
    • 341Asian population
    • 6Native Hawaiian and Other Pacific Islander population
    • 28Some other race population
    • 266Two or more races population
    • 664Hispanic or Latino population

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Urban population: 17,566
Rural population: 2,686

Estimated median house/condo value in 2013: $147,700
28120:

$147,700
North Carolina:

$154,300



According to our research of North Carolina and other state lists there were 38 registered sex offenders living in 28120 zip code as of February 06, 2016.
The ratio of number of residents in zip code 28120 to the number of sex offenders is 459 to 1.


Median resident age:
This zip code:

40.7 years
North Carolina median age:

37.9 years
Average household size:
This zip code:

2.5 people
North Carolina:

2.5 people

Averages for the 2012 tax year for zip code 28120, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $53,819 (Individual Income Tax Returns)
Here:

$53,819
State:

$54,937

Salary/wage: $50,172 (reported on 87.4% of returns)
Here:

$50,172
State:

$46,336
(% of AGI for various income ranges: 72.5% for AGIs below $25k, 82.8% for AGIs $25k-50k, 83.9% for AGIs $50k-75k, 83.3% for AGIs $75k-100k, 84.1% for AGIs $100k-200k, 73.4% for AGIs over 200k)

Taxable interest for individuals: $677 (reported on 29.6% of returns)
This zip code:

$677
North Carolina:

$1,298
(% of AGI for various income ranges: 0.7% for AGIs below $25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.3% for AGIs $100k-200k, 0.6% for AGIs over 200k)

Ordinary dividends: $3,290 (reported on 15.7% of returns)
Here:

$3,290
State:

$6,213
(% of AGI for various income ranges: 1.1% for AGIs below $25k, 0.6% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.8% for AGIs $100k-200k, 2.7% for AGIs over 200k)

Net capital gain/loss in AGI: +$3,930 (reported on 11.1% of returns)
Here:

+$3,930
State:

+$12,740
(% of AGI for various income ranges: 0.1% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 1.0% for AGIs $100k-200k, 2.8% for AGIs over 200k)

Profit/loss from business: +$8,348 (reported on 14.7% of returns)
Here:

+$8,348
State:

+$10,311
(% of AGI for various income ranges: 7.2% for AGIs below $25k, 1.8% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 2.5% for AGIs $100k-200k, 2.9% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $14,271 (reported on 10.2% of returns)
28120:

$14,271
North Carolina:

$15,575
(% of AGI for various income ranges: 4.6% for AGIs below $25k, 2.8% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 2.3% for AGIs $100k-200k, 2.9% for AGIs over 200k)

Self-employment retirement plans: $16,350 (reported on 0.2% of returns)
28120:

$16,350
North Carolina:

$21,078

Total itemized deductions: $20,552 (23% of AGI, reported on 40.5% of returns)
Here:

$20,552
State:

$23,438

Here:

22.8% of AGI
State:

21.5% of AGI
(% of AGI for various income ranges: 10.7% for AGIs below $25k, 12.1% for AGIs $25k-50k, 15.3% for AGIs $50k-75k, 17.5% for AGIs $75k-100k, 17.8% for AGIs $100k-200k, 15.4% for AGIs over 200k)

Charity contributions: $3,823 (reported on 34.3% of returns)
Here:

$3,823
State:

$4,687
(% of AGI for various income ranges: 1.3% for AGIs below $25k, 1.7% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 2.9% for AGIs $75k-100k, 2.9% for AGIs $100k-200k, 2.6% for AGIs over 200k)

Taxes paid: $7,791 (reported on 40.5% of returns)
28120:

$7,791
State:

$8,823
(% of AGI for various income ranges: 2.0% for AGIs below $25k, 3.3% for AGIs $25k-50k, 4.9% for AGIs $50k-75k, 6.5% for AGIs $75k-100k, 7.9% for AGIs $100k-200k, 7.9% for AGIs over 200k)

Earned income credit: $2,221 (reported on 18.0% of returns)
Here:

$2,221
State:

$2,376
(% of AGI for various income ranges: 7.0% for AGIs below $25k, 1.0% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 56.7%
Here:

57%
State:

53%
(% for various income ranges: 55.7% for AGIs below $25k, 55.4% for AGIs $25k-50k, 58.2% for AGIs $50k-75k, 59.8% for AGIs $75k-100k, 55.2% for AGIs $100k-200k, 70.0% for AGIs over 200k)

Averages for the 2004 tax year for zip code 28120, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $43,387 (Individual Income Tax Returns)
Here:

$43,387
State:

$45,376

Salary/wage: $40,811 (reported on 88.5% of returns)
Here:

$40,811
State:

$39,442
(% of AGI for various income ranges: 121.1% for AGIs below $10k, 76.6% for AGIs $10k-25k, 86.2% for AGIs $25k-50k, 87.3% for AGIs $50k-75k, 87.8% for AGIs $75k-100k, 74.0% for AGIs over 100k)

Taxable interest for individuals: $934 (reported on 36.3% of returns)
This zip code:

$934
North Carolina:

$1,515
(% of AGI for various income ranges: 3.0% for AGIs below $10k, 1.4% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 1.2% for AGIs over 100k)

Taxable dividends: $2,238 (reported on 19.6% of returns)
Here:

$2,238
State:

$4,016
(% of AGI for various income ranges: 2.8% for AGIs below $10k, 1.4% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 1.7% for AGIs over 100k)

Net capital gain/loss: +$7,608 (reported on 12.1% of returns)
Here:

+$7,608
State:

+$11,152
(% of AGI for various income ranges: -0.6% for AGIs below $10k, 0.1% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 7.2% for AGIs over 100k)

Profit/loss from business: +$7,656 (reported on 13.2% of returns)
Here:

+$7,656
State:

+$9,490
(% of AGI for various income ranges: 4.3% for AGIs below $10k, 4.4% for AGIs $10k-25k, 1.9% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 3.1% for AGIs over 100k)

IRA payment deduction: $2,729 (reported on 1.6% of returns)
28120:

$2,729
North Carolina:

$2,967
(% of AGI for various income ranges: 0.2% for AGIs $10k-25k, 0.1% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $7,833 (reported on 0.2% of returns)
Here:

$7,833
North Carolina:

$14,754

Total itemized deductions: $16,845 (24% of AGI, reported on 42.0% of returns)
Here:

$16,845
State:

$19,464

Here:

23.7% of AGI
State:

22.7% of AGI
(% of AGI for various income ranges: 11.8% for AGIs below $10k, 10.5% for AGIs $10k-25k, 14.0% for AGIs $25k-50k, 18.8% for AGIs $50k-75k, 19.4% for AGIs $75k-100k, 16.5% for AGIs over 100k)

Charity contributions deductions: $3,101 (4% of AGI, reported on 37.0% of returns)
Here:

$3,101
State:

$4,035

Here:

4.2% of AGI
State:

4.5% of AGI
(% of AGI for various income ranges: 1.3% for AGIs below $10k, 1.7% for AGIs $10k-25k, 2.0% for AGIs $25k-50k, 2.7% for AGIs $50k-75k, 3.0% for AGIs $75k-100k, 3.3% for AGIs over 100k)

Total tax: $5,379 (reported on 76.6% of returns)
28120:

$5,379
State:

$7,257
(% of AGI for various income ranges: 3.2% for AGIs below $10k, 3.7% for AGIs $10k-25k, 6.5% for AGIs $25k-50k, 8.3% for AGIs $50k-75k, 9.7% for AGIs $75k-100k, 15.8% for AGIs over 100k)

Earned income credit: $1,709 (reported on 15.9% of returns)
Here:

$1,709
State:

$1,851

Percentage of individuals using paid preparers for their 2004 taxes: 65.2%
Here:

65%
State:

62%
(% for various income ranges: 55.3% for AGIs below $10k, 70.3% for AGIs $10k-25k, 67.7% for AGIs $25k-50k, 65.3% for AGIs $50k-75k, 60.9% for AGIs $75k-100k, 67.1% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$50,327
North Carolina:

$45,906
Mount Holly, NC (28120) map Nearest zip codes: 28164, 28214, 28101, 28098, 28006, 28032.
Percentage of family households:
This zip code:

51.3%
North Carolina:

50.2%
Percentage of households with unmarried partners:
This zip code:

5.0%
North Carolina:

5.4%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 944
Household did not receive Food Stamps/SNAP in the past 12 months: 7,024


Women who had a birth in the past 12 months: 181 (96 now married, 85 unmarried)
Women who did not have a birth in the past 12 months: 4,900 (2,650 now married, 2,250 unmarried)


Housing units in zip code 28120 with a mortgage: 4,065 (188 second mortgage, 618 home equity loan)
Houses without a mortgage: 1,822

Median monthly owner costs for units with a mortgage: $1,282
Median monthly owner costs for units without a mortgage: S331

Residents with income below the poverty level in 2013:
This zip code:

13.5%
Whole state:

17.9%
Residents with income below 50% of the poverty level in 2013:
This zip code:

8.2%
Whole state:

10.0%
Median number of rooms in houses and condos:
Here:

6.1
State:

6.3
Median number of rooms in apartments:
Here:

4.3
State:

4.5
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 28120: Horse Shoe (A), Green Meadows Country Club (B), Belmont Junction (C), Duke Power Village (D). Display/hide their locations on the map

    Churches in zip code 28120 include: Aldersgate Church (A), True Light Church (B), Bethel Church (C), New Providence Church (D), Ridgeview Church (E), Riverbend Church (F), Saint Josephs Church (G), Snow Hill Church (H). Display/hide their locations on the map

    Cemeteries: Hillcrest Cemetery (1), Morningside Cemetery (2). Display/hide their locations on the map

    Reservoirs: R E Rankin Lake (A), Mountain Island Lake (B). Display/hide their locations on the map

    Creeks: Fites Creek (A), Dutchmans Creek (B), Taylors Creek (C), Stanley Creek (D). Display/hide their locations on the map

Year house built

  • 852010 or later
  • 1,8892000 to 2009
  • 1,6931990 to 1999
  • 1,2541980 to 1989
  • 1,1031970 to 1979
  • 7731960 to 1969
  • 9561950 to 1959
  • 3181940 to 1949
  • 5591939 or earlier

Zip code 28120 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Mount Holly, NC (28120)

  • 28no bedroom
  • 681 bedroom
  • 1,0332 bedrooms
  • 3,5343 bedrooms
  • 9354 bedrooms
  • 2895+ bedrooms

Bedrooms in renter-occupied apartments in Mount Holly, NC (28120)

  • 78no bedroom
  • 3501 bedroom
  • 1,0092 bedrooms
  • 5113 bedrooms
  • 1334 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Mount Holly, NC (28120) in owner-occupied houses/condos

  • 183no vehicle
  • 1,3291 vehicle
  • 2,7202 vehicles
  • 1,2093 vehicles
  • 3554 vehicles
  • 915+ vehicles

Cars and other vehicles available in Mount Holly, NC (28120) in renter-occupied apartments

  • 249no vehicle
  • 1,2721 vehicle
  • 3802 vehicles
  • 823 vehicles
  • 724 vehicles
  • 265+ vehicles

Median gross rent in 2013: $682.


Median price asked for vacant for-sale houses and condos in 2013: $331,035.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $147,700
28120:

$147,700
North Carolina:

$154,300
Lower value quartile - upper value quartile: $95,500 - $207,700

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 13.3%

Percentage of zip code residents living and working in this county: 39.9%

Household type by relationship:

Households: 20,094

Size of family households: 2,511 2-persons, 1,107 3-persons, 1,051 4-persons, 466 5-persons, 95 6-persons, 73 7-or-more-persons

Size of nonfamily households: 2,209 1-person, 350 2-persons, 93 3-persons, 13 4-persons

3,025 married couples with children.
922 single-parent households (310 men, 612 women).

94.1% of residents of 28120 zip code speak English at home.
3.4% of residents speak Spanish at home (75% very well, 9% well, 15% not well).
0.8% of residents speak other Indo-European language at home (90% very well, 10% well).
1.5% of residents speak Asian or Pacific Island language at home (51% very well, 19% well, 17% not well, 14% not at all).
0.2% of residents speak other language at home (84% very well, 16% well).

Foreign born population: 967 (4.8%)
(30.4% of them are naturalized citizens)
This zip code:

4.8%
Whole state:

7.6%

Most common places of birth for the foreign-born residents

  • 28%Mexico
  • 9%El Salvador
  • 8%Vietnam
  • 6%Cuba
  • 5%Thailand
  • 5%Germany
  • 5%Canada

Most common first ancestries reported in 28120 (%)

  • 24%Other groups
  • 19%American
  • 10%German
  • 8%English
  • 5%Irish
  • 3%Italian
  • 2%Scotch-Irish

Year of entry for the foreign-born population

  • 472010 or later
  • 4092000 to 2009
  • 2621990 to 1999
  • 344Before 1990

Zip code 28120 topographic map

Major facilities with environmental interests located in this zip code:


Zip code 28120 marital status for males
Zip code 28120 marital status for females

Housing units lacking complete plumbing facilities: 1.1%
Housing units lacking complete kitchen facilities: 1.8%

Most commonly used house heating fuel

  • 56%Electricity
  • 40%Utility gas
  • 2%Bottled, tank, or LP gas
  • 2%Fuel oil, kerosene, etc.

Population in 1990: 14,505. Population change in the 1990s: +1,090 (+7.5%).

Place of birth for U.S.-born residents:


62% of the 28120 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 57% lived in this county.
   Out of people who lived in different counties, 50% lived in North Carolina.

88% of the 28120 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 54% moved from this county.
   Out of people who lived in different houses, 35% moved from different county within same state.
   Out of people who lived in different houses, 10% moved from different state.
   Out of people who lived in different houses, 0% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 102
Here:

5.6%
North Carolina:

9.3%
Students in private schools in grades 9 to 12 (high school): 63
Here:

5.4%
North Carolina:

7.7%
Students in private undergraduate colleges: 246
Here:

25.8%
North Carolina:

17.3%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 66,000Architecture and engineering occupations
  • 64,519Business and financial operations occupations
  • 61,983Management occupations
  • 57,991Arts, design, entertainment, sports, and media occupations
  • 55,441Community and social service occupations
  • 52,292Life, physical, and social science occupations

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 123 people in nursing facilities/skilled-nursing facilities
  • 75 people in group homes intended for adults

People in group quarters in 2000:

  • 77 people in other noninstitutional group quarters

Fatal accident statistics in 2010:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 1
  • Persons involved in fatal accidents: 1
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 full and 10 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED187$140,685133$163,374712$158,85631$63,42242$94,69519$74,372
APPLICATIONS APPROVED, NOT ACCEPTED11$129,4107$117,93660$173,2045$42,5861$63,1803$52,217
APPLICATIONS DENIED48$135,86629$149,491286$152,51527$35,26220$94,38520$67,164
APPLICATIONS WITHDRAWN16$122,50435$160,901181$161,6908$147,0364$153,1506$91,028
FILES CLOSED FOR INCOMPLETENESS5$105,4307$182,14446$150,6271$47,8201$135,2901$63,870
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 full and 10 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED11$191,62224$189,8820$0
APPLICATIONS APPROVED, NOT ACCEPTED8$183,42911$207,0722$104,330
APPLICATIONS DENIED0$01$192,3000$0
APPLICATIONS WITHDRAWN0$03$146,2570$0
FILES CLOSED FOR INCOMPLETENESS2$274,8604$149,7850$0

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 28120 among deceased individuals
NameCountLived (average)
James13070.3 years
William10171.2 years
John9373.0 years
Robert9269.3 years
Mary9177.0 years
Charles5470.1 years
Thomas5272.6 years
Margaret4474.9 years
Betty3368.7 years
George3276.5 years
Most common last names in zip code 28120 among deceased individuals
Last nameCountLived (average)
Smith7975.6 years
Jones3973.0 years
Johnson3970.2 years
Abernathy3574.5 years
Miller3471.9 years
Broome3374.1 years
Rhyne3277.9 years
Moore3071.7 years
Wilson3070.0 years
Brown2970.3 years
Businesses in zip code 28120
NameCountNameCount
Chevrolet1Little Caesars Pizza1
Domino's Pizza1McDonald's1
FedEx4Rite Aid1
GNC1UPS1
H&R Block1

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