28460 Zip Code Detailed Profile




Estimated zip code population in 2013: 8,583
Zip code population in 2010: 7,652
Zip code population in 2000: 5,233

Houses and condos: 6,028
Renter-occupied apartments: 1,139
% of renters here:

35%
State:

36%
Mar. 2013 cost of living index in zip code 28460: 93.5 (less than average, U.S. average is 100)

Land area: 34.9 sq. mi.
Water area: 8.3 sq. mi.
Population density: 246 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 28460
Zip code 28460 (North Topsail Beach, North Carolina) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

0.6% ($1,072)
North Carolina:

0.8% ($1,304)
Median real estate property taxes paid for housing units with mortgages in 2013: $1,168 (0.6%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $927 (0.7%)

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Males: 4,278  (49.8%)
Females: 4,305  (50.2%)

For population 25 years and over in 28460:

For population 15 years and over in 28460:

Zip code 28460 compared to state average:

  • Black race population percentage significantly below state average.
  • Hispanic race population percentage below state average.
  • Median age below state average.
  • Foreign-born population percentage significantly below state average.
  • Length of stay since moving in below state average.
  • House age below state average.
  • Races in zip code 28460

  • Zip code 28460 races chart
    • 6,858White population
    • 217Black population
    • 37American Indian population
    • 73Asian population
    • 7Native Hawaiian and Other Pacific Islander population
    • 6Some other race population
    • 138Two or more races population
    • 316Hispanic or Latino population

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28460, NC forum
Recent posts about zip code 28460 area on our local forum with over 1,800,000 registered users:
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100% rural population.

Estimated median house/condo value in 2013: $183,700
28460:

$183,700
North Carolina:

$154,300



According to our research of North Carolina and other state lists there were 11 registered sex offenders living in 28460 zip code as of August 29, 2015.
The ratio of number of residents in zip code 28460 to the number of sex offenders is 465 to 1.


Median resident age:
This zip code:

33.1 years
North Carolina median age:

37.9 years
Average household size:
This zip code:

2.6 people
North Carolina:

2.5 people

Averages for the 2012 tax year for zip code 28460, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $49,419 (Individual Income Tax Returns)
Here:

$49,419
State:

$54,937

Salary/wage: $43,686 (reported on 82.0% of returns)
Here:

$43,686
State:

$46,336
(% of AGI for various income ranges: 74.9% for AGIs below $25k, 82.3% for AGIs $25k-50k, 74.9% for AGIs $50k-75k, 69.2% for AGIs $75k-100k, 66.1% for AGIs $100k-200k, 64.9% for AGIs over 200k)

Taxable interest for individuals: $788 (reported on 35.6% of returns)
This zip code:

$788
North Carolina:

$1,298
(% of AGI for various income ranges: 0.9% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 0.5% for AGIs $100k-200k, 0.3% for AGIs over 200k)

Ordinary dividends: $2,829 (reported on 18.7% of returns)
Here:

$2,829
State:

$6,213
(% of AGI for various income ranges: 1.6% for AGIs below $25k, 0.6% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 1.1% for AGIs $100k-200k, 2.0% for AGIs over 200k)

Net capital gain/loss in AGI: +$3,942 (reported on 14.5% of returns)
Here:

+$3,942
State:

+$12,740
(% of AGI for various income ranges: 0.3% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 2.0% for AGIs $100k-200k, 4.7% for AGIs over 200k)

Profit/loss from business: +$9,861 (reported on 16.6% of returns)
Here:

+$9,861
State:

+$10,311
(% of AGI for various income ranges: 9.7% for AGIs below $25k, 2.9% for AGIs $25k-50k, 2.7% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 4.5% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $16,409 (reported on 8.0% of returns)
28460:

$16,409
North Carolina:

$15,575
(% of AGI for various income ranges: 2.7% for AGIs below $25k, 1.2% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 4.6% for AGIs $75k-100k, 4.0% for AGIs $100k-200k)

Total itemized deductions: $20,185 (24% of AGI, reported on 31.4% of returns)
Here:

$20,185
State:

$23,438

Here:

23.9% of AGI
State:

21.5% of AGI
(% of AGI for various income ranges: 11.6% for AGIs below $25k, 8.8% for AGIs $25k-50k, 12.5% for AGIs $50k-75k, 13.6% for AGIs $75k-100k, 15.5% for AGIs $100k-200k, 15.3% for AGIs over 200k)

Charity contributions: $3,101 (reported on 23.0% of returns)
Here:

$3,101
State:

$4,687
(% of AGI for various income ranges: 0.7% for AGIs below $25k, 0.8% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 1.9% for AGIs $100k-200k, 2.1% for AGIs over 200k)

Taxes paid: $6,192 (reported on 31.1% of returns)
28460:

$6,192
State:

$8,823
(% of AGI for various income ranges: 1.8% for AGIs below $25k, 2.4% for AGIs $25k-50k, 3.2% for AGIs $50k-75k, 4.0% for AGIs $75k-100k, 5.5% for AGIs $100k-200k, 6.5% for AGIs over 200k)

Earned income credit: $2,215 (reported on 18.7% of returns)
Here:

$2,215
State:

$2,376
(% of AGI for various income ranges: 6.2% for AGIs below $25k, 1.1% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 28460, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $40,223 (Individual Income Tax Returns)
Here:

$40,223
State:

$45,376

Salary/wage: $33,206 (reported on 75.9% of returns)
Here:

$33,206
State:

$39,442
(% of AGI for various income ranges: 159.7% for AGIs below $10k, 69.7% for AGIs $10k-25k, 69.8% for AGIs $25k-50k, 65.7% for AGIs $50k-75k, 67.3% for AGIs $75k-100k, 46.4% for AGIs over 100k)

Taxable interest for individuals: $1,354 (reported on 44.3% of returns)
This zip code:

$1,354
North Carolina:

$1,515
(% of AGI for various income ranges: 6.2% for AGIs below $10k, 1.5% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.7% for AGIs over 100k)

Taxable dividends: $2,079 (reported on 22.4% of returns)
Here:

$2,079
State:

$4,016
(% of AGI for various income ranges: 4.1% for AGIs below $10k, 1.1% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.4% for AGIs over 100k)

Net capital gain/loss: +$14,127 (reported on 21.1% of returns)
Here:

+$14,127
State:

+$11,152
(% of AGI for various income ranges: 2.6% for AGIs below $10k, 0.4% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 5.7% for AGIs $75k-100k, 18.9% for AGIs over 100k)

Profit/loss from business: +$8,928 (reported on 23.1% of returns)
Here:

+$8,928
State:

+$9,490
(% of AGI for various income ranges: 24.0% for AGIs below $10k, 9.4% for AGIs $10k-25k, 4.1% for AGIs $25k-50k, 3.7% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 6.1% for AGIs over 100k)

IRA payment deduction: $3,211 (reported on 2.1% of returns)
28460:

$3,211
North Carolina:

$2,967

Self-employed pension: $15,455 (reported on 0.4% of returns)
Here:

$15,455
North Carolina:

$14,754

Total itemized deductions: $17,741 (24% of AGI, reported on 32.5% of returns)
Here:

$17,741
State:

$19,464

Here:

24.1% of AGI
State:

22.7% of AGI
(% of AGI for various income ranges: 24.1% for AGIs below $10k, 10.4% for AGIs $10k-25k, 13.8% for AGIs $25k-50k, 15.6% for AGIs $50k-75k, 16.4% for AGIs $75k-100k, 13.9% for AGIs over 100k)

Charity contributions deductions: $3,084 (4% of AGI, reported on 28.0% of returns)
Here:

$3,084
State:

$4,035

Here:

4.0% of AGI
State:

4.5% of AGI
(% of AGI for various income ranges: 1.1% for AGIs below $10k, 0.8% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 3.2% for AGIs over 100k)

Total tax: $5,586 (reported on 75.5% of returns)
28460:

$5,586
State:

$7,257
(% of AGI for various income ranges: 7.4% for AGIs below $10k, 4.5% for AGIs $10k-25k, 6.6% for AGIs $25k-50k, 8.8% for AGIs $50k-75k, 10.5% for AGIs $75k-100k, 16.7% for AGIs over 100k)

Earned income credit: $1,827 (reported on 17.6% of returns)
Here:

$1,827
State:

$1,851

Percentage of individuals using paid preparers for their 2004 taxes: 65.7%
Here:

66%
State:

62%
(% for various income ranges: 61.8% for AGIs below $10k, 67.3% for AGIs $10k-25k, 65.2% for AGIs $25k-50k, 66.8% for AGIs $50k-75k, 60.8% for AGIs $75k-100k, 75.3% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$46,164
North Carolina:

$45,906
North Topsail Beach, NC (28460) map Nearest zip codes: 28547, 28445, 28543, 28544, 28540, 28539.
Percentage of family households:
This zip code:

52.1%
North Carolina:

50.2%
Percentage of households with unmarried partners:
This zip code:

3.1%
North Carolina:

5.4%
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 331
Household did not receive Food Stamps/SNAP in the past 12 months: 2,939


Women who had a birth in the past 12 months: 97 (87 now married, 10 unmarried)
Women who did not have a birth in the past 12 months: 1,858 (1,171 now married, 687 unmarried)


Housing units in zip code 28460 with a mortgage: 1,282 (22 second mortgage, 176 home equity loan)
Houses without a mortgage: 849

Median monthly owner costs for units with a mortgage: $1,477
Median monthly owner costs for units without a mortgage: S453

Residents with income below the poverty level in 2013:
This zip code:

19.2%
Whole state:

17.9%
Residents with income below 50% of the poverty level in 2013:
This zip code:

6.8%
Whole state:

10.0%
Median number of rooms in houses and condos:
Here:

5.8
State:

6.3
Median number of rooms in apartments:
Here:

5.1
State:

4.5
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 28460: Stones Landing (A), Sandford Landing (B), Onslow County Public Library - Sneads Ferry Branch (C), Whitewood Forest Airport (D), North Topsail Beach Police Department (E). Display/hide their locations on the map

    Churches in zip code 28460 include: First United Methodist Church of Sneads Ferry (A), Little Zion Church (B), Carrel Chapel (C), Yopps Church (D). Display/hide their locations on the map

    Rivers and creeks: Fannie Creek (A), Everett Creek (B), Charles Creek (C), Biglins Creek (D), Wheeler Creek (E), Turkey Creek (F), New River (G), Mill Creek (H), Fullard Creek (I). Display/hide their locations on the map

    Beach: North Topsail Shores (A). Display/hide its location on the map

Year house built

  • 1072010 or later
  • 1,5082000 to 2009
  • 1,3021990 to 1999
  • 2,0541980 to 1989
  • 6351970 to 1979
  • 1571960 to 1969
  • 2111950 to 1959
  • 541940 to 1949
  • 01939 or earlier

Zip code 28460 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in North Topsail Beach, NC (28460)

  • 0no bedroom
  • 611 bedroom
  • 2412 bedrooms
  • 1,3283 bedrooms
  • 4544 bedrooms
  • 475+ bedrooms

Bedrooms in renter-occupied apartments in North Topsail Beach, NC (28460)

  • 0no bedroom
  • 391 bedroom
  • 3612 bedrooms
  • 6603 bedrooms
  • 734 bedrooms
  • 65+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in North Topsail Beach, NC (28460) in owner-occupied houses/condos

  • 58no vehicle
  • 5961 vehicle
  • 1,0302 vehicles
  • 2513 vehicles
  • 1504 vehicles
  • 465+ vehicles

Cars and other vehicles available in North Topsail Beach, NC (28460) in renter-occupied apartments

  • 0no vehicle
  • 3551 vehicle
  • 4962 vehicles
  • 1783 vehicles
  • 444 vehicles
  • 665+ vehicles

Median gross rent in 2013: $1,174.


Median price asked for vacant for-sale houses and condos in 2013: $430,799.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $183,700
28460:

$183,700
North Carolina:

$154,300
Lower value quartile - upper value quartile: $116,000 - $281,600

Mean price in 2013:

Detached houses: $198,814
Here:

$198,814
State:

$219,576

Townhouses or other attached units: $132,730
Here:

$132,730
State:

$173,086

In 5-or-more-unit structures: $319,565
Here:

$319,565
State:

$175,668

Mobile homes: $76,358
Here:

$76,358
State:

$64,697

Occupied boats, RVs, vans, etc.: $41,575
Here:

$41,575
State:

$131,724

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 10.0%

Percentage of zip code residents living and working in this county: 84.8%

Household type by relationship:

Households: 8,413

Size of family households: 1,254 2-persons, 411 3-persons, 329 4-persons, 84 5-persons, 161 6-persons

Size of nonfamily households: 804 1-person, 150 2-persons, 34 3-persons, 30 4-persons, 13 5-persons

1,626 married couples with children.
252 single-parent households (32 men, 220 women).

91.9% of residents of 28460 zip code speak English at home.
5.1% of residents speak Spanish at home (97% very well, 3% not well).
2.5% of residents speak other Indo-European language at home (99% very well, 1% not well).
0.3% of residents speak Asian or Pacific Island language at home (100% very well).
0.2% of residents speak other language at home (100% very well).

Foreign born population: 159 (1.9%)
(64.2% of them are naturalized citizens)
This zip code:

1.9%
Whole state:

7.6%

Most common places of birth for the foreign-born residents

  • 45%Germany
  • 25%Ukraine
  • 9%Norway
  • 8%England
  • 5%Japan
  • 3%Other Eastern Europe
  • 2%Korea

Most common first ancestries reported in 28460 (%)

  • 17%German
  • 15%Other groups
  • 10%Irish
  • 8%English
  • 8%American
  • 4%Italian
  • 4%Polish

Year of entry for the foreign-born population

  • 02010 or later
  • 252000 to 2009
  • 701990 to 1999
  • 209Before 1990

Zip code 28460 topographic map

Facilities with environmental interests located in this zip code:


Zip code 28460 marital status for males
Zip code 28460 marital status for females

Housing units lacking complete plumbing facilities: 1.9%
Housing units lacking complete kitchen facilities: 2.9%

Most commonly used house heating fuel

  • 91%Electricity
  • 3%Bottled, tank, or LP gas
  • 2%Utility gas
  • 1%Fuel oil, kerosene, etc.
  • 1%Wood
  • 1%Other fuel

Population in 1990: 4,586. Population change in the 1990s: +647 (+14.1%).

Place of birth for U.S.-born residents:


49% of the 28460 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 36% lived in this county.
   Out of people who lived in different counties, 50% lived in North Carolina.

82% of the 28460 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 22% moved from this county.
   Out of people who lived in different houses, 12% moved from different county within same state.
   Out of people who lived in different houses, 58% moved from different state.
   Out of people who lived in different houses, 8% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 60
Here:

5.9%
North Carolina:

9.3%
Students in private schools in grades 9 to 12 (high school): 3
Here:

0.8%
North Carolina:

7.7%
Students in private undergraduate colleges: 36
Here:

6.1%
North Carolina:

17.3%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 97,895Law enforcement workers including supervisors
  • 85,625Management occupations
  • 63,036Fire fighting and prevention, and other protective service workers including supervisors
  • 60,673Computer and mathematical occupations
  • 56,042Health diagnosing and treating practitioners and other technical occupations
  • 50,417Health technologists and technicians

Companies with federal contracts located in this zip code:

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 171 people in military barracks and dormitories (nondisciplinary)

Fatal accident statistics in 2011:

  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 4
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 2
  • Persons involved in fatal accidents: 6
  • Pedestrians involved in fatal accidents: 0

Fatal accident statistics in 2010:

  • Fatal accident count: 3
  • Vehicles involved in fatal accidents: 3
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 3
  • Persons involved in fatal accidents: 4
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 8 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED86$199,94059$231,870192$215,6276$121,00592$253,48814$97,024
APPLICATIONS APPROVED, NOT ACCEPTED2$180,8255$248,90018$227,7110$011$255,5751$101,040
APPLICATIONS DENIED9$212,39417$191,35287$220,7707$174,06342$234,5769$99,771
APPLICATIONS WITHDRAWN5$164,22614$252,08155$216,8542$128,70027$240,9615$94,732
FILES CLOSED FOR INCOMPLETENESS0$03$236,83012$248,8690$04$199,6831$170,540

Detailed HMDA statistics for the following Tracts: 0004.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 8 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED5$254,3862$214,4251$346,560
APPLICATIONS APPROVED, NOT ACCEPTED2$205,0550$01$92,350
APPLICATIONS DENIED0$01$292,6100$0
APPLICATIONS WITHDRAWN0$00$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$0

Detailed PMIC statistics for the following Tracts: 0004.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 28460 among deceased individuals
NameCountLived (average)
William3671.9 years
Robert2673.0 years
James2171.3 years
John1966.9 years
Richard1766.8 years
Mary1576.4 years
George1469.7 years
Henry1074.2 years
Joseph1073.6 years
David963.2 years
Most common last names in zip code 28460 among deceased individuals
Last nameCountLived (average)
Midgett1773.9 years
Yopp1681.1 years
Millis1576.5 years
Smith1571.1 years
Davis1479.2 years
Shepard1374.2 years
Everett1376.1 years
Hill1273.9 years
Brown1176.4 years
Parker1174.1 years
Businesses in zip code 28460
NameCountNameCount
Advance Auto Parts1McDonald's1
CVS1RadioShack1
Dunkin Donuts1Subway1
FedEx1True Value1
Hardee's1UPS1
Holiday Inn1

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