Estimated median household income in 2007: $47,798
| This zip code: | $47,798 | | North Carolina: | $44,670 |
Nearest zip codes: 28758, 28739, 28792, 28732, 28726, 28742.
Hendersonville Zip Code Map
Housing units in zip code 28791 with a mortgage: 1,991 (120 second mortgage, 364 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 1,950
Median monthly owner costs for units with a mortgage: $1,106
Median monthly owner costs for units without a mortgage: $313
Residents with income below the poverty level in 2007:
| This zip code: | 5.9% | | Whole state: | 14.3% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 2.1% | | Whole state: | 6.0% |
Median number of rooms in houses and condos:
| Here: | 6.1 | | State: | 5.9 |
Median number of rooms in apartments:
| Here: | 4.5 | | State: | 4.3 |
Year house built: |
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- 1999 to March 2000: 95
- 1995 to 1998: 359
- 1990 to 1994: 636
- 1980 to 1989: 1,660
- 1970 to 1979: 1,284
- 1960 to 1969: 726
- 1950 to 1959: 594
- 1940 to 1949: 260
- 1939 or earlier: 325
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Bedrooms in owner-occupied houses in Balfour, NC (28791): |
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- no bedroom: 6
- 1 bedrooms: 80
- 2 bedrooms: 1,147
- 3 bedrooms: 2,492
- 4 bedrooms: 634
- 5 or more bedrooms: 88
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 18
- 1 bedrooms: 200
- 2 bedrooms: 488
- 3 bedrooms: 233
- 4 bedrooms: 23
- 5 or more bedrooms: 3
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Vehicles available in 28791 zip code in owner-occupied houses/condos: |
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- no vehicle: 182
- 1 vehicle: 1,394
- 2 vehicles: 2,004
- 3 vehicles: 633
- 4 vehicles: 168
- 5 or more vehicles: 66
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 97
- 1 vehicle: 530
- 2 vehicles: 269
- 3 vehicles: 60
- 4 vehicles: 9
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 28791:
- Less than $10,000: 23
- $10,000 to $14,999: 11
- $15,000 to $19,999: 21
- $20,000 to $24,999: 27
- $25,000 to $29,999: 34
- $30,000 to $34,999: 14
- $35,000 to $39,999: 15
- $40,000 to $49,999: 33
- $50,000 to $59,999: 21
- $60,000 to $69,999: 48
- $70,000 to $79,999: 61
- $80,000 to $89,999: 76
- $90,000 to $99,999: 127
- $100,000 to $124,999: 409
- $125,000 to $149,999: 489
- $150,000 to $174,999: 390
- $175,000 to $199,999: 476
- $200,000 to $249,999: 1,134
- $250,000 to $299,999: 734
- $300,000 to $399,999: 467
- $400,000 to $499,999: 231
- $500,000 to $749,999: 138
- $750,000 to $999,999: 12
- $1,000,000 or more: 14
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Rent paid by renters in 2007 in zip code 28791:
- Less than $100: 4
- $100 to $149: 12
- $150 to $199: 4
- $200 to $249: 28
- $250 to $299: 20
- $300 to $349: 29
- $350 to $399: 90
- $400 to $449: 128
- $450 to $499: 136
- $500 to $549: 41
- $550 to $599: 81
- $600 to $649: 88
- $650 to $699: 91
- $700 to $749: 52
- $750 to $799: 16
- $800 to $899: 71
- $900 to $999: 39
- $1,000 to $1,249: 118
- $1,250 to $1,499: 21
- $1,500 to $1,999: 53
- No cash rent: 137
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Median price asked for vacant for-sale houses and condos in 2007: $205,926.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $216,572
- Black or African American householders: $103,723
- American Indian or Alaska Native householders: $144,483
- Asian householders: $209,120
- Two or more races householders: $164,710
- Hispanic or Latino householders: $133,076
Estimated median house or condo value in 2007: $199,387 (it was $137,400 in 2000)
| 28791: | $199,387 | | North Carolina: | $145,700 |
Lower value quartile - upper value quartile: $84,312 - $175,810
Mean price in 2007:
Detached houses: $228,842| Here: | $228,842 | | State: | $217,106 |
Townhouses or other attached units: $221,622| Here: | $221,622 | | State: | $176,568 |
In 2-unit structures: $186,817| Here: | $186,817 | | State: | $153,934 |
In 3-to-4-unit structures: $128,027| Here: | $128,027 | | State: | $163,212 |
In 5-or-more-unit structures: $120,423| Here: | $120,423 | | State: | $169,602 |
Mobile homes: $40,742| Here: | $40,742 | | State: | $45,354 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 4,623
- One, attached: 396
- Two: 115
- 3 or 4: 308
- 5 to 9: 114
- 10 to 19: 14
- 20 to 49: 12
- 50 or more: 2
- Mobile homes: 355

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Means of transportation to work
- Drove a car alone: 3,827 (83%)
- Carpooled: 510 (11%)
- Bus or trolley bus: 17 (0%)
- Taxi: 4 (0%)
- Walked: 76 (2%)
- Other means: 14 (0%)
- Worked at home: 167 (4%)
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Travel time to work
- Less than 5 minutes: 148
- 5 to 9 minutes: 568
- 10 to 14 minutes: 988
- 15 to 19 minutes: 986
- 20 to 24 minutes: 671
- 25 to 29 minutes: 223
- 30 to 34 minutes: 450
- 35 to 39 minutes: 104
- 40 to 44 minutes: 64
- 45 to 59 minutes: 103
- 60 to 89 minutes: 107
- 90 or more minutes: 36
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Percentage of zip code residents living and working in this county: 75.2%
Household type by relationship
Households: 11,902
- In family households: 10,212 (3,275 male householders, 612 female householders)
3,372 spouses, 2,536 children (2,375 natural, 80 adopted, 81 stepchildren), 128 grandchildren, 80 brothers or sisters, 45 parents, 61 other relatives, 103 non-relatives
- In nonfamily households: 1,690 (499 male householders (444 living alone)), 1,103 female householders (1,062 living alone)), 88 nonrelatives
- In group quarters: 444 (266 institutionalized population)
Size of family households: 2,482 2-persons, 666 3-persons, 478 4-persons, 173 5-persons, 77 6-persons, 11 7-or-more-persons.
Size of nonfamily households: 1,506 1-person, 96 2-persons.
1,550 married couples with children.
393 single-parent households (101 men, 292 women).
93.7% of residents of 28791 zip code speak English at home.
3.2% of residents speak Spanish at home (43% very well, 10% well, 32% not well, 16% not at all).
2.5% of residents speak other Indo-European language at home (70% very well, 23% well, 6% not well, 1% not at all).
0.4% of residents speak Asian or Pacific Island language at home (50% very well, 7% well, 20% not well, 23% not at all).
0.2% of residents speak other language at home (100% very well).
Foreign born population: 566 (4.6%)
(63.1% of them are naturalized citizens)
| This zip code: | 4.6% | | Whole state: | 5.3% |
Most common places of birth for the foreign-born residents:
- Mexico (30%)
- Germany (12%)
- United Kingdom (11%)
- Canada (10%)
- China, excluding Hong Kong and Taiwan (5%)
- Other South Central Asia (4%)
- Ireland (3%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 146
- 1990 to 1994: 122
- 1985 to 1989: 14
- 1980 to 1984: 41
- 1975 to 1979: 4
- 1970 to 1974: 33
- 1970 to 1974: 10
- 1965 to 1969: 196
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White population: 11,742
Black population: 372
American Indian population: 27
Asian population: 85
Native Hawaiian and Other Pacific Islander population: 3
Some other race population: 93
Two or more races population: 108

First ancestries reported:
|  English: 1894 |
|  German: 1490 |
|  United States or American: 1300 |
|  Irish: 1076 |
|  Other groups: 1058 |
|  Scottish: 410 |
|  Scotch-Irish: 410 |
|  Italian: 282 |
|  Polish: 240 |
|  French (except Basque): 157 |
|  Dutch: 149 |
|  Swedish: 100 |
|  French Canadian: 96 |
|  Norwegian: 95 |
|  European: 94 |
|  British: 89 |
|  Russian: 64 |
|  Welsh: 62 |
|  Hungarian: 43 |
|  Greek: 32 |
|  Subsaharan African:: 30 |
|  African: 30 |
|  Slovak: 29 |
|  Portuguese: 26 |
|  Scandinavian: 25 |
|  Canadian: 24 |
|  Danish: 22 |
|  Czech: 20 |
|  Swiss: 16 |
|  Austrian: 16 |
|  Lithuanian: 16 |
|  Finnish: 14 |
|  West Indian (excluding Hispanic groups):: 14 |
|  Latvian: 9 |
|  Slovene: 9 |
|  Northern European: 9 |
|  Czechoslovakian: 8 |
|  Ukrainian: 8 |
|  Jamaican: 7 |
|  West Indian: 7 |
|  Romanian: 7 |
|  Israeli: 6 |
|  Celtic: 5 |
|  Arab:: 4 |
|  Turkish: 4 |
|  Arab/Arabic: 4 |
|  Belgian: 4 |
|  Bulgarian: 3 |
|  Macedonian: 2 |
|  Serbian: 2 |
|  Yugoslavian: 2 |

Facitilies with environmental interests located in this zip code:
- BON WORTH INCORPORATED (40 FRANCIS ROAD in HENDERSONVILLE, NC)
STATE MASTER (North Carolina facility info) - -115DA4YG00M69W84AY3V04GM1C, WASTEWATER FACILITY
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: SEWERAGE SYSTEMS
Median worth of mobile homes: $47,364
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel: |
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- Utility gas (46%)
- Electricity (36%)
- Fuel oil, kerosene, etc. (13%)
- Bottled, tank, or LP gas (4%)
- Wood (1%)
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Place of birth for U.S.-born residents:
- This state: 4608
- Northeast: 2075
- Midwest: 2163
- South: 2488
- West: 390
59% of the 28791 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 43% lived in this county.
Out of people who lived in different counties, 35% lived in North Carolina.
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 66
| Here: | 6.6% | | North Carolina: | 8.2% |
Students in private schools in grades 9 to 12 (high school): 57
| Here: | 10.8% | | North Carolina: | 6.9% |
Students in private undergraduate colleges: 58
| Here: | 21.2% | | North Carolina: | 20.2% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- DAY, WILLIAM L COMPANIES INC (1237 SHIPP ST in HENDERSONVILLE, NC; small business)
$25,000 with Defense Information Systems Agency for Photographic Equipment and Accessories. Signed on 2004-09-20. Completion date: 2004-09-30.
Top industries in this zip code by the number of employees in 2005:
- Health Care and Social Assistance: General Medical and Surgical Hospitals (over 1000 employees: 1 establishment)
- Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (20-49: 4, 10-19: 3, 5-9: 6, 1-4: 13)
- Accommodation and Food Services: Full-Service Restaurants (100-249: 1, 20-49: 2, 5-9: 2)
- Health Care and Social Assistance: Residential Mental Health and Substance Abuse Facilities (100-249: 1)
- Health Care and Social Assistance: Nursing Care Facilities (100-249: 1)
- Accommodation and Food Services: Limited-Service Restaurants (20-49: 2, 10-19: 2, 1-4: 4)
- Health Care and Social Assistance: Offices of Dentists (10-19: 2, 5-9: 6, 1-4: 2)
- Health Care and Social Assistance: Continuing Care Retirement Communities (20-49: 1, 10-19: 1, 1-4: 1)
- Health Care and Social Assistance: Homes for the Elderly (20-49: 1, 10-19: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 236 people in nursing homes
- 116 people in other noninstitutional group quarters
- 112 people in state prisons
- 4 people in religious group quarters
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 8 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 12 | $160,653 | 499 | $179,623 | 449 | $157,676 | 47 | $69,011 | 1 | $436,680 | 146 | $160,729 | 14 | $73,188 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 49 | $196,753 | 63 | $137,032 | 6 | $52,180 | 0 | $0 | 18 | $205,393 | 1 | $5,330 |
| APPLICATIONS DENIED | 1 | $112,010 | 83 | $166,024 | 149 | $157,704 | 27 | $39,870 | 1 | $96,010 | 20 | $191,817 | 10 | $77,696 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 40 | $186,510 | 82 | $152,307 | 4 | $100,385 | 0 | $0 | 17 | $178,936 | 1 | $110,590 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $92,160 | 5 | $161,124 | 34 | $147,171 | 2 | $93,905 | 0 | $0 | 1 | $306,240 | 1 | $92,160 |
Aggregated Statistics For Year 2006 (Based on 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 12 | $171,217 | 563 | $148,200 | 413 | $138,486 | 37 | $77,109 | 3 | $956,580 | 140 | $136,756 | 12 | $85,123 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $28,410 | 66 | $134,058 | 49 | $116,660 | 7 | $52,759 | 0 | $0 | 18 | $175,798 | 10 | $70,782 |
| APPLICATIONS DENIED | 3 | $109,907 | 89 | $106,922 | 170 | $152,377 | 30 | $84,862 | 0 | $0 | 21 | $122,108 | 27 | $64,441 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 39 | $184,954 | 83 | $128,130 | 3 | $76,927 | 1 | $40,010 | 10 | $138,434 | 1 | $53,980 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 12 | $223,983 | 37 | $140,019 | 1 | $13,500 | 0 | $0 | 3 | $513,903 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 8 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 12 | $138,163 | 597 | $133,994 | 550 | $127,931 | 40 | $58,362 | 1 | $260,470 | 152 | $127,868 | 9 | $57,294 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 68 | $123,549 | 75 | $103,430 | 10 | $20,793 | 1 | $351,610 | 16 | $101,226 | 4 | $68,098 |
| APPLICATIONS DENIED | 5 | $123,034 | 121 | $97,368 | 220 | $129,744 | 27 | $37,754 | 1 | $411,610 | 16 | $128,846 | 48 | $72,445 |
| APPLICATIONS WITHDRAWN | 2 | $93,115 | 65 | $142,549 | 157 | $135,964 | 17 | $95,910 | 0 | $0 | 23 | $121,138 | 5 | $46,188 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 20 | $89,292 | 38 | $145,246 | 0 | $0 | 0 | $0 | 4 | $157,888 | 3 | $59,073 |
Aggregated Statistics For Year 2004 (Based on 8 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 14 | $141,454 | 504 | $126,979 | 458 | $125,058 | 29 | $75,160 | 99 | $142,335 | 21 | $67,469 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $61,715 | 56 | $100,534 | 65 | $132,047 | 7 | $105,394 | 9 | $100,818 | 23 | $34,190 |
| APPLICATIONS DENIED | 6 | $56,893 | 74 | $77,801 | 169 | $124,582 | 24 | $35,168 | 14 | $118,880 | 45 | $50,578 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 49 | $119,460 | 104 | $132,613 | 4 | $90,435 | 16 | $108,668 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 7 | $114,230 | 43 | $134,814 | 1 | $40,490 | 1 | $67,560 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
9908.00
, 9909.00, 9911.00, 9918.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 8 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 119 | $181,813 | 29 | $171,578 | 9 | $129,437 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 24 | $187,772 | 4 | $226,238 | 5 | $105,346 |
| APPLICATIONS DENIED | 3 | $154,207 | 3 | $161,053 | 1 | $213,240 |
| APPLICATIONS WITHDRAWN | 3 | $183,303 | 1 | $213,240 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $190,960 | 0 | $0 | 2 | $190,960 |
Aggregated Statistics For Year 2006 (Based on 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 84 | $162,283 | 24 | $175,683 | 11 | $130,956 | 1 | $86,490 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 12 | $175,664 | 9 | $145,208 | 3 | $152,360 | 1 | $134,960 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $187,640 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $106,530 | 0 | $0 | 2 | $106,530 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 94 | $141,834 | 35 | $152,231 | 18 | $124,396 | 3 | $80,860 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $184,240 | 9 | $141,854 | 1 | $153,120 | 0 | $0 |
| APPLICATIONS DENIED | 6 | $117,790 | 3 | $195,267 | 1 | $99,870 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 7 | $123,144 | 3 | $115,693 | 2 | $106,530 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 99 | $138,323 | 35 | $138,352 | 17 | $130,058 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 17 | $132,063 | 7 | $130,293 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 5 | $201,754 | 1 | $90,740 | 4 | $159,333 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
9908.00
, 9909.00, 9911.00, 9918.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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