28791 Zip Code Detailed Profile




Cities: Mountain Home, NC (20.97%), Hendersonville, NC (9.43%), Balfour, NC (7.88%), Horse Shoe, NC (7.28%), Laurel Park, NC (0.88%), Fletcher, NC (0.29%)
County: Henderson County, NC
Estimated zip code population in 2013: 15,109
Zip code population in 2010: 14,171
Zip code population in 2000: 12,430

Houses and condos: 7,307
Renter-occupied apartments: 1,317
% of renters here:

21%
State:

36%
Mar. 2013 cost of living index in zip code 28791: 91.9 (less than average, U.S. average is 100)

Land area: 16.4 sq. mi.
Water area: 0.1 sq. mi.
Population density: 919 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 28791
Zip code 28791 (Mountain Home, North Carolina) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

0.6% ($1,241)
North Carolina:

0.8% ($1,304)
Median real estate property taxes paid for housing units with mortgages in 2013: $1,197 (0.6%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $1,314 (0.6%)

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Males: 6,683  (44.2%)
Females: 8,426  (55.8%)

For population 25 years and over in 28791:

For population 15 years and over in 28791:

Zip code 28791 compared to state average:

  • Black race population percentage significantly below state average.
  • Median age significantly above state average.
  • Renting percentage below state average.
  • Races in zip code 28791

  • Zip code 28791 races chart
    • 12,534White population
    • 366Black population
    • 32American Indian population
    • 111Asian population
    • 56Native Hawaiian and Other Pacific Islander population
    • 6Some other race population
    • 181Two or more races population
    • 885Hispanic or Latino population

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Urban population: 14,457
Rural population: 651

Estimated median house/condo value in 2013: $201,100
28791:

$201,100
North Carolina:

$154,300



According to our research of North Carolina and other state lists there were 11 registered sex offenders living in 28791 zip code as of August 03, 2015.
The ratio of number of residents in zip code 28791 to the number of sex offenders is 1,419 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is smaller than the state average.


Median resident age:
This zip code:

51.4 years
North Carolina median age:

37.9 years
Average household size:
This zip code:

2.3 people
North Carolina:

2.5 people

Averages for the 2012 tax year for zip code 28791, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $54,132 (Individual Income Tax Returns)
Here:

$54,132
State:

$54,937

Salary/wage: $41,285 (reported on 69.4% of returns)
Here:

$41,285
State:

$46,336
(% of AGI for various income ranges: 61.2% for AGIs below $25k, 59.3% for AGIs $25k-50k, 53.5% for AGIs $50k-75k, 52.6% for AGIs $75k-100k, 51.4% for AGIs $100k-200k, 44.1% for AGIs over 200k)

Taxable interest for individuals: $1,584 (reported on 47.3% of returns)
This zip code:

$1,584
North Carolina:

$1,298
(% of AGI for various income ranges: 2.1% for AGIs below $25k, 1.6% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 1.3% for AGIs $100k-200k, 1.4% for AGIs over 200k)

Ordinary dividends: $6,312 (reported on 32.5% of returns)
Here:

$6,312
State:

$6,213
(% of AGI for various income ranges: 4.2% for AGIs below $25k, 3.4% for AGIs $25k-50k, 4.2% for AGIs $50k-75k, 3.7% for AGIs $75k-100k, 4.1% for AGIs $100k-200k, 3.0% for AGIs over 200k)

Net capital gain/loss in AGI: +$6,111 (reported on 27.3% of returns)
Here:

+$6,111
State:

+$12,740
(% of AGI for various income ranges: 0.8% for AGIs $50k-75k, 1.9% for AGIs $75k-100k, 3.4% for AGIs $100k-200k, 12.0% for AGIs over 200k)

Profit/loss from business: +$13,737 (reported on 16.4% of returns)
Here:

+$13,737
State:

+$10,311
(% of AGI for various income ranges: 7.3% for AGIs below $25k, 3.5% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 3.6% for AGIs $100k-200k, 7.9% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $16,004 (reported on 22.6% of returns)
28791:

$16,004
North Carolina:

$15,575
(% of AGI for various income ranges: 6.8% for AGIs below $25k, 6.2% for AGIs $25k-50k, 6.4% for AGIs $50k-75k, 8.3% for AGIs $75k-100k, 7.9% for AGIs $100k-200k, 3.2% for AGIs over 200k)

Self-employment retirement plans: $17,800 (reported on 0.7% of returns)
28791:

$17,800
North Carolina:

$21,078

Total itemized deductions: $21,031 (24% of AGI, reported on 38.9% of returns)
Here:

$21,031
State:

$23,438

Here:

23.9% of AGI
State:

21.5% of AGI
(% of AGI for various income ranges: 17.8% for AGIs below $25k, 13.5% for AGIs $25k-50k, 15.3% for AGIs $50k-75k, 15.5% for AGIs $75k-100k, 15.8% for AGIs $100k-200k, 13.2% for AGIs over 200k)

Charity contributions: $4,732 (reported on 33.5% of returns)
Here:

$4,732
State:

$4,687
(% of AGI for various income ranges: 1.9% for AGIs below $25k, 2.1% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 3.1% for AGIs $75k-100k, 3.6% for AGIs $100k-200k, 3.3% for AGIs over 200k)

Taxes paid: $6,295 (reported on 38.9% of returns)
28791:

$6,295
State:

$8,823
(% of AGI for various income ranges: 2.3% for AGIs below $25k, 2.7% for AGIs $25k-50k, 3.7% for AGIs $50k-75k, 4.6% for AGIs $75k-100k, 5.8% for AGIs $100k-200k, 6.1% for AGIs over 200k)

Earned income credit: $1,980 (reported on 13.3% of returns)
Here:

$1,980
State:

$2,376
(% of AGI for various income ranges: 4.6% for AGIs below $25k, 0.6% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 28791, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $45,885 (Individual Income Tax Returns)
Here:

$45,885
State:

$45,376

Salary/wage: $37,308 (reported on 65.3% of returns)
Here:

$37,308
State:

$39,442
(% of AGI for various income ranges: 108.9% for AGIs below $10k, 54.9% for AGIs $10k-25k, 54.0% for AGIs $25k-50k, 51.2% for AGIs $50k-75k, 57.5% for AGIs $75k-100k, 49.1% for AGIs over 100k)

Taxable interest for individuals: $2,109 (reported on 60.2% of returns)
This zip code:

$2,109
North Carolina:

$1,515
(% of AGI for various income ranges: 14.0% for AGIs below $10k, 5.5% for AGIs $10k-25k, 3.5% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 1.6% for AGIs over 100k)

Taxable dividends: $4,807 (reported on 42.4% of returns)
Here:

$4,807
State:

$4,016
(% of AGI for various income ranges: 17.4% for AGIs below $10k, 5.4% for AGIs $10k-25k, 4.7% for AGIs $25k-50k, 4.4% for AGIs $50k-75k, 3.3% for AGIs $75k-100k, 4.2% for AGIs over 100k)

Net capital gain/loss: +$7,317 (reported on 35.2% of returns)
Here:

+$7,317
State:

+$11,152
(% of AGI for various income ranges: -5.5% for AGIs below $10k, 0.6% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 3.1% for AGIs $75k-100k, 14.2% for AGIs over 100k)

Profit/loss from business: +$11,547 (reported on 16.0% of returns)
Here:

+$11,547
State:

+$9,490
(% of AGI for various income ranges: 6.0% for AGIs below $10k, 4.7% for AGIs $10k-25k, 3.3% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 3.6% for AGIs $75k-100k, 5.4% for AGIs over 100k)

IRA payment deduction: $3,224 (reported on 3.0% of returns)
28791:

$3,224
North Carolina:

$2,967
(% of AGI for various income ranges: 0.3% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.2% for AGIs over 100k)

Self-employed pension: $14,864 (reported on 0.8% of returns)
Here:

$14,864
North Carolina:

$14,754

Total itemized deductions: $18,101 (25% of AGI, reported on 41.2% of returns)
Here:

$18,101
State:

$19,464

Here:

24.8% of AGI
State:

22.7% of AGI
(% of AGI for various income ranges: 39.2% for AGIs below $10k, 19.5% for AGIs $10k-25k, 15.8% for AGIs $25k-50k, 15.4% for AGIs $50k-75k, 16.9% for AGIs $75k-100k, 15.0% for AGIs over 100k)

Charity contributions deductions: $3,964 (5% of AGI, reported on 37.2% of returns)
Here:

$3,964
State:

$4,035

Here:

5.3% of AGI
State:

4.5% of AGI
(% of AGI for various income ranges: 2.1% for AGIs below $10k, 2.6% for AGIs $10k-25k, 2.9% for AGIs $25k-50k, 3.0% for AGIs $50k-75k, 3.5% for AGIs $75k-100k, 3.6% for AGIs over 100k)

Total tax: $6,329 (reported on 76.8% of returns)
28791:

$6,329
State:

$7,257
(% of AGI for various income ranges: 4.5% for AGIs below $10k, 3.7% for AGIs $10k-25k, 6.7% for AGIs $25k-50k, 8.7% for AGIs $50k-75k, 10.3% for AGIs $75k-100k, 16.4% for AGIs over 100k)

Earned income credit: $1,625 (reported on 9.3% of returns)
Here:

$1,625
State:

$1,851

Percentage of individuals using paid preparers for their 2004 taxes: 60.3%
Here:

60%
State:

62%
(% for various income ranges: 57.0% for AGIs below $10k, 61.5% for AGIs $10k-25k, 61.0% for AGIs $25k-50k, 58.0% for AGIs $50k-75k, 60.7% for AGIs $75k-100k, 66.4% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$54,146
North Carolina:

$45,906
Mountain Home, NC (28791) map Nearest zip codes: 28759, 28729, 28739, 28732, 28726, 28704.
Percentage of family households:
This zip code:

40.0%
North Carolina:

50.2%
Percentage of households with unmarried partners:
This zip code:

3.0%
North Carolina:

5.4%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 477
Household did not receive Food Stamps/SNAP in the past 12 months: 5,854


Women who had a birth in the past 12 months: 61 (50 now married, 11 unmarried)
Women who did not have a birth in the past 12 months: 2,705 (1,368 now married, 1,337 unmarried)


Housing units in zip code 28791 with a mortgage: 3,030 (134 second mortgage, 542 home equity loan, 10 both second mortgage and home equity loan)
Houses without a mortgage: 1,984

Median monthly owner costs for units with a mortgage: $1,214
Median monthly owner costs for units without a mortgage: S368

Residents with income below the poverty level in 2013:
This zip code:

11.0%
Whole state:

17.9%
Residents with income below 50% of the poverty level in 2013:
This zip code:

7.4%
Whole state:

10.0%
Median number of rooms in houses and condos:
Here:

6.2
State:

6.3
Median number of rooms in apartments:
Here:

4.8
State:

4.5
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable location: State Prison Camp Number 124 (A). Display/hide its location on the map

    Churches in zip code 28791 include: Naples Church (A), French Broad Church (B), Camp Ground Church (C), Shaw Creek Church (D). Display/hide their locations on the map

    Cemeteries: McCarson Cemetery (1), Shepherd Memorial Park (2), Mill Pond Cemetery (3). Display/hide their locations on the map

    Reservoirs: Innisfree Lake (A), Lake Rugby (B), Lugana Lake (C). Display/hide their locations on the map

    Creeks: Battle Creek (A), Mud Creek (B), Marston Creek (C). Display/hide their locations on the map

Year house built

  • 312010 or later
  • 8092000 to 2009
  • 1,2811990 to 1999
  • 1,8191980 to 1989
  • 1,3451970 to 1979
  • 1,0261960 to 1969
  • 6511950 to 1959
  • 1341940 to 1949
  • 2111939 or earlier

Zip code 28791 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Mountain Home, NC (28791)

  • 0no bedroom
  • 451 bedroom
  • 1,4602 bedrooms
  • 2,7503 bedrooms
  • 6484 bedrooms
  • 1115+ bedrooms

Bedrooms in renter-occupied apartments in Mountain Home, NC (28791)

  • 39no bedroom
  • 2021 bedroom
  • 6142 bedrooms
  • 3373 bedrooms
  • 724 bedrooms
  • 535+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Mountain Home, NC (28791) in owner-occupied houses/condos

  • 204no vehicle
  • 1,4041 vehicle
  • 2,1862 vehicles
  • 8883 vehicles
  • 2624 vehicles
  • 705+ vehicles

Cars and other vehicles available in Mountain Home, NC (28791) in renter-occupied apartments

  • 177no vehicle
  • 6121 vehicle
  • 4452 vehicles
  • 603 vehicles
  • 04 vehicles
  • 235+ vehicles

Median gross rent in 2013: $748.


Median price asked for vacant for-sale houses and condos in 2013: $324,614.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $201,100
28791:

$201,100
North Carolina:

$154,300
Lower value quartile - upper value quartile: $149,300 - $281,300

Mean price in 2013:

Detached houses: $232,847
Here:

$232,847
State:

$219,576

Mobile homes: $77,621
Here:

$77,621
State:

$64,697

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 8.8%

Percentage of zip code residents living and working in this county: 69.0%

Household type by relationship:

Households: 14,818

Size of family households: 2,417 2-persons, 883 3-persons, 661 4-persons, 250 5-persons, 24 6-persons, 29 7-or-more-persons

Size of nonfamily households: 1,731 1-person, 323 2-persons, 13 3-persons

2,219 married couples with children.
290 single-parent households (19 men, 271 women).

91.7% of residents of 28791 zip code speak English at home.
6.2% of residents speak Spanish at home (34% very well, 19% well, 33% not well, 13% not at all).
1.7% of residents speak other Indo-European language at home (72% very well, 8% well, 20% not well).
0.3% of residents speak Asian or Pacific Island language at home (100% very well).
0.1% of residents speak other language at home (100% very well).

Foreign born population: 1,109 (7.3%)
(53.7% of them are naturalized citizens)
This zip code:

7.3%
Whole state:

7.6%

Most common places of birth for the foreign-born residents

  • 43%Mexico
  • 13%Germany
  • 7%Colombia
  • 6%England
  • 5%Japan
  • 4%Philippines
  • 3%Czechoslovakia (includes Czech Republic and Slovakia)

Most common first ancestries reported in 28791 (%)

  • 18%Other groups
  • 15%American
  • 11%English
  • 11%German
  • 8%Irish
  • 5%Scotch-Irish
  • 4%Scottish

Year of entry for the foreign-born population

  • 02010 or later
  • 4882000 to 2009
  • 2511990 to 1999
  • 559Before 1990

Zip code 28791 topographic map

There are 249 Medical Specialists in Zip Code 28791.

Facilities with environmental interests located in this zip code:


Zip code 28791 marital status for males
Zip code 28791 marital status for females

Housing units lacking complete plumbing facilities: 0.9%
Housing units lacking complete kitchen facilities: 1.2%

Most commonly used house heating fuel

  • 46%Electricity
  • 43%Utility gas
  • 4%Fuel oil, kerosene, etc.
  • 4%Bottled, tank, or LP gas
  • 2%Wood

Place of birth for U.S.-born residents:


59% of the 28791 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 43% lived in this county.
   Out of people who lived in different counties, 50% lived in North Carolina.

89% of the 28791 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 36% moved from this county.
   Out of people who lived in different houses, 25% moved from different county within same state.
   Out of people who lived in different houses, 37% moved from different state.
   Out of people who lived in different houses, 1% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 312
Here:

23.3%
North Carolina:

9.3%
Students in private schools in grades 9 to 12 (high school): 143
Here:

15.4%
North Carolina:

7.7%
Students in private undergraduate colleges: 143
Here:

26.7%
North Carolina:

17.3%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 76,522Architecture and engineering occupations
  • 76,016Legal occupations
  • 55,583Business and financial operations occupations
  • 54,559Management occupations
  • 53,384Community and social service occupations
  • 51,176Installation, maintenance, and repair occupations

Companies with federal contracts located in this zip code:

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 218 people in nursing facilities/skilled-nursing facilities
  • 5 people in group homes intended for adults
  • 3 people in other noninstitutional facilities

People in group quarters in 2000:

  • 236 people in nursing homes
  • 116 people in other noninstitutional group quarters
  • 112 people in state prisons
  • 4 people in religious group quarters

Fatal accident statistics in 2011:

  • Fatal accident count: 3
  • Vehicles involved in fatal accidents: 5
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 5
  • Persons involved in fatal accidents: 8
  • Pedestrians involved in fatal accidents: 1

Fatal accident statistics in 2010:

  • Fatal accident count: 4
  • Vehicles involved in fatal accidents: 14
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 8
  • Persons involved in fatal accidents: 22
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 8 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED78$165,722176$184,286752$180,67522$130,0000$0118$181,19611$92,285
APPLICATIONS APPROVED, NOT ACCEPTED2$158,3858$257,12543$150,6140$00$04$235,1781$172,750
APPLICATIONS DENIED10$154,25622$129,024200$199,3092$112,6751$377,82015$124,8415$113,338
APPLICATIONS WITHDRAWN4$153,20535$167,599108$179,0141$296,9100$019$135,5513$79,037
FILES CLOSED FOR INCOMPLETENESS0$08$254,20151$199,3810$00$07$159,2200$0
Choose year:  2009 2008 2007 2006 2005 2004

Detailed HMDA statistics for the following Tracts: 9908.00 , 9909.00, 9911.00, 9918.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 8 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED24$201,05017$222,1782$168,255
APPLICATIONS APPROVED, NOT ACCEPTED6$255,7828$227,0433$265,767
APPLICATIONS DENIED3$140,3606$149,7875$125,250
APPLICATIONS WITHDRAWN1$225,3801$333,1801$225,380
FILES CLOSED FOR INCOMPLETENESS5$139,4340$00$0
Choose year:  2009 2008 2007 2006 2005 2004

Detailed PMIC statistics for the following Tracts: 9908.00 , 9909.00, 9911.00, 9918.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 28791 among deceased individuals
NameCountLived (average)
Robert7178.1 years
James6875.5 years
Mary5584.2 years
John5479.2 years
William5081.1 years
Charles4177.5 years
Thomas2673.1 years
Margaret2386.6 years
Virginia2382.3 years
Dorothy2384.4 years
Most common last names in zip code 28791 among deceased individuals
Last nameCountLived (average)
Smith1580.0 years
Jones1479.4 years
Brown1382.4 years
Williams1178.8 years
Miller1181.7 years
Johnson1184.4 years
Wilson1081.5 years
Turner1078.9 years
Henderson967.4 years
Taylor982.9 years
Businesses in zip code 28791
NameCountNameCount
Advance Auto Parts1Quiznos1
Burger King2Rite Aid2
Dairy Queen1Subaru1
FedEx3Subway1
Hardee's1U-Haul2
Hyundai1UPS3
Nike1Walgreens1

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