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34685 Zip Code Detailed Profile

 



Profiles Palm Harbor, FL (34685) houses, apartments, residents, cars, jobs...

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City: Palm Harbor, FL
Pinellas County, FL
Zip code population (2000): 17,559
Estimated zip code population in 2007: 20,051

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Zip code 34685 Apartments for Rent

Age and Sex of Residents in zip code 34685

Zip code 34685 (Palm Harbor, Florida) real estate house value trends

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Palm Harbor, FL (34685) map from a distance

Houses and condos: 7,424
Renter-occupied apartments: 1,278
% of renters here:  19%
State:  30%

2008 cost of living index in zip code 34685: 100.7 (near average, U.S. average is 100)

Land area: 12.4 sq. mi.
Water area: 0.0 sq. mi.
Population density: 1612 people per square mile 
 
 (low).

Estimate of real estate property taxes paid for housing units in 2007:
This zip code:  2.0% ($2,564)
Florida:  2.0% ($1,262)

Profiles of local businesses:
Century 21 East Lake Realty
detailing made easy
The Art of Cleaning
Lipply Real Estate Group

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Males: 8,570  (48.8%)
Females: 8,989  (51.2%)

Zip code 34685 races chart


34685, FL forum
Recent posts about zip code 34685 area on our local forum with over 700,000 registered users:
Three Days of Searching  (10 replies)
Urban population: 17,432
Rural population: 127

Estimated median house/condo value in 2007: $461,294
34685:  $461,294
Florida:  $230,400


According to our research of public records there were 3 registered sex offenders living in 34685 zip code in early 2007.
The number of registered sex offenders compared to the number of residents in this zip code is a lot smaller than the state average.

Median resident age:  40.4 years
Florida median age:  38.7 years

Average household size:
This zip code:  2.6 people
Florida:  2.5 people

Averages for the 2004 tax year for zip code 34685, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $81,728 (Individual Income Tax Returns)
Here:  $81,728
State:  $50,523

Salary/wage: $70,220 (reported on 79.7% of returns)
Here:  $70,220
State:  $39,563
(% of AGI for various income ranges: 173.3% for AGIs below $10k, 64.7% for AGIs $10k-25k, 70.0% for AGIs $25k-50k, 67.1% for AGIs $50k-75k, 74.5% for AGIs $75k-100k, 66.9% for AGIs over 100k)

Taxable interest for individuals: $2,305 (reported on 59.5% of returns)
This zip code:  $2,305
Florida:  $3,211
(% of AGI for various income ranges: 17.7% for AGIs below $10k, 4.9% for AGIs $10k-25k, 3.1% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 1.1% for AGIs over 100k)

Taxable dividends: $3,350 (reported on 42.7% of returns)
Here:  $3,350
State:  $6,129
(% of AGI for various income ranges: 17.6% for AGIs below $10k, 3.6% for AGIs $10k-25k, 2.0% for AGIs $25k-50k, 2.4% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 1.4% for AGIs over 100k)

Net capital gain/loss: +$15,429 (reported on 37.9% of returns)
Here:  +$15,429
State:  +$27,205
(% of AGI for various income ranges: -5.9% for AGIs below $10k, -0.0% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 10.4% for AGIs over 100k)

Profit/loss from business: +$17,324 (reported on 13.8% of returns)
Here:  +$17,324
State:  +$10,634
(% of AGI for various income ranges: -11.0% for AGIs below $10k, 6.6% for AGIs $10k-25k, 4.2% for AGIs $25k-50k, 3.2% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 2.7% for AGIs over 100k)

IRA payment deduction: $3,574 (reported on 4.3% of returns)
34685:  $3,574
Florida:  $3,082
(% of AGI for various income ranges: 1.1% for AGIs below $10k, 0.4% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $17,218 (reported on 1.1% of returns)
Here:  $17,218
Florida:  $15,857
(% of AGI for various income ranges: 0.2% for AGIs $10k-25k, 0.3% for AGIs $50k-75k, 0.3% for AGIs over 100k)

Total itemized deductions: $21,878 (1% of AGI, reported on 47.5% of returns)
Here:  $21,878
State:  $20,370
(% of AGI for various income ranges: 36.8% for AGIs below $10k, 18.5% for AGIs $10k-25k, 15.6% for AGIs $25k-50k, 16.4% for AGIs $50k-75k, 17.6% for AGIs $75k-100k, 10.4% for AGIs over 100k)

Charity contributions deductions: $3,248 (2.6% of AGI, reported on 43.3% of returns)
Here:  $3,248
Florida:  $4,064

Here:  2.6% of AGI
State:  3.8% of AGI
(% of AGI for various income ranges: 1.8% for AGIs below $10k, 1.5% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 1.6% for AGIs over 100k)

Total tax: $16,382 (reported on 81.8% of returns)
34685:  $16,382
State:  $9,431
(% of AGI for various income ranges: 4.4% for AGIs below $10k, 4.5% for AGIs $10k-25k, 7.7% for AGIs $25k-50k, 9.5% for AGIs $50k-75k, 10.3% for AGIs $75k-100k, 20.4% for AGIs over 100k)

Earned income credit: $1,314 (reported on 5.3% of returns)
Here:  $1,314
State:  $1,808
(% of AGI for various income ranges: 4.0% for AGIs below $10k, 1.7% for AGIs $10k-25k, 0.1% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2004 taxes: 52.6%
Here:  53%
State:  60%
(% for various income ranges: 44.5% for AGIs below $10k, 50.1% for AGIs $10k-25k, 49.1% for AGIs $25k-50k, 56.4% for AGIs $50k-75k, 51.8% for AGIs $75k-100k, 61.7% for AGIs over 100k)


Estimated median household income in 2007: $85,301
This zip code:  $85,301
Florida:  $47,804
Palm Harbor, FL (34685) map

Nearest zip codes: 34684, 34677, 34683, 33761, 34689, 34681.
Palm Harbor Zip Code Map


Percentage of family households:
This zip code:  76.4%
Whole state:  66.4%

Percentage of households with unmarried partners:
This zip code:  3.8%
Whole state:  5.8%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.3% of all households
  • Gay men: 0.2% of all households

Housing units in zip code 34685 with a mortgage: 3,734 (351 second mortgage, 563 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 1,099


Median monthly owner costs for units with a mortgage: $2,581

Median monthly owner costs for units without a mortgage: $669

Residents with income below the poverty level in 2007:
This zip code:  4.3%
Whole state:  12.1%

Residents with income below 50% of the poverty level in 2007:
This zip code:  1.6%
Whole state:  5.0%

Median number of rooms in houses and condos:
Here:  6.9
State:  5.6

Median number of rooms in apartments:
Here:  4.1
State:  3.8


Zip code 34685 close-up map

Click to draw/clear zip code borders

Notable locations in this zip code not listed on our city pages:

 

Year house built:
  • 1999 to March 2000: 295
  • 1995 to 1998: 2,478
  • 1990 to 1994: 1,699
  • 1980 to 1989: 2,172
  • 1970 to 1979: 676
  • 1960 to 1969: 67
  • 1950 to 1959: 8
  • 1940 to 1949: 9
  • 1939 or earlier: 0



Zip code 34685 satellite photo by USGS


Bedrooms in owner-occupied houses in Palm Harbor, FL (34685):
  • no bedroom: 8
  • 1 bedrooms: 71
  • 2 bedrooms: 1,355
  • 3 bedrooms: 1,451
  • 4 bedrooms: 2,349
  • 5 or more bedrooms: 345


Bedrooms in renter-occupied apartments and housing units:
  • no bedroom: 42
  • 1 bedrooms: 397
  • 2 bedrooms: 627
  • 3 bedrooms: 120
  • 4 bedrooms: 92
  • 5 or more bedrooms: 0



Vehicles available in 34685 zip code in owner-occupied houses/condos:
  • no vehicle: 42
  • 1 vehicle: 1,664
  • 2 vehicles: 2,938
  • 3 vehicles: 796
  • 4 vehicles: 121
  • 5 or more vehicles: 18


Vehicles available in renter-occupied apartments:
  • no vehicle: 21
  • 1 vehicle: 651
  • 2 vehicles: 527
  • 3 vehicles: 72
  • 4 vehicles: 7
  • 5 or more vehicles: 0



Estimated household income distribution in 2007:

Zip code 34685 household income distribution in 2007

Zip code 34685 house/condo values in 2007


Estimate of home value of owner-occupied houses/condos in 2007 in zip code 34685:

  • $60,000 to $69,999: 12
  • $70,000 to $79,999: 14
  • $80,000 to $89,999: 9
  • $90,000 to $99,999: 2
  • $100,000 to $124,999: 44
  • $125,000 to $149,999: 153
  • $150,000 to $174,999: 137
  • $175,000 to $199,999: 239
  • $200,000 to $249,999: 448
  • $250,000 to $299,999: 421
  • $300,000 to $399,999: 1,086
  • $400,000 to $499,999: 1,008
  • $500,000 to $749,999: 1,761
  • $750,000 to $999,999: 677
  • $1,000,000 or more: 359
 



34685 rent paid by renters


Rent paid by renters in 2007 in zip code 34685:

  • $100 to $149: 5
  • $150 to $199: 9
  • $250 to $299: 9
  • $300 to $349: 5
  • $450 to $499: 14
  • $550 to $599: 25
  • $600 to $649: 149
  • $650 to $699: 143
  • $700 to $749: 158
  • $750 to $799: 281
  • $800 to $899: 577
  • $900 to $999: 225
  • $1,000 to $1,249: 578
  • $1,250 to $1,499: 303
  • $1,500 to $1,999: 37
  • $2,000 or more: 23
  • No cash rent: 9
 


Median price asked for vacant for-sale houses and condos in 2007: $463,519.


Estimated median house (or condo) value in 2007 for:

  • White Non-Hispanic householders: $489,229
  • Black or African American householders: $472,913
  • American Indian or Alaska Native householders: $313,462
  • Asian householders: $620,745
  • Two or more races householders: $573,033
  • Hispanic or Latino householders: $496,892

Estimated median house or condo value in 2007: $455,811 (it was $186,600 in 2000)
34685:  $455,811
Florida:  $230,400
Lower value quartile - upper value quartile: $185,205 - $387,245

Mean price in 2007:
Detached houses: $556,533
Here:  $556,533
State:  $334,342

Townhouses or other attached units: $326,074
Here:  $326,074
State:  $258,333

In 2-unit structures: $230,080
Here:  $230,080
State:  $289,450

In 3-to-4-unit structures: $384,056
Here:  $384,056
State:  $240,504

In 5-or-more-unit structures: $168,236
Here:  $168,236
State:  $281,565

Mobile homes: $625,000
Here:  $625,000
State:  $43,568


Owners and renters by unit type in %



Breakdown of mean house values by ages of householders


Housing units in structures:

  • One, detached: 4,303
  • One, attached: 976
  • Two: 54
  • 3 or 4: 221
  • 5 to 9: 523
  • 10 to 19: 708
  • 20 to 49: 502
  • 50 or more: 96
  • Mobile homes: 14
  • Boats, RVs, vans, etc.: 7
34685 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 6,782 (86%)
  • Carpooled: 363 (5%)
  • Bus or trolley bus: 34 (0%)
  • Subway or elevated: 11 (0%)
  • Motorcycle: 11 (0%)
  • Bicycle: 47 (1%)
  • Walked: 27 (0%)
  • Other means: 94 (1%)
  • Worked at home: 533 (7%)
 

34685 zip code travel time to work

Travel time to work

  • Less than 5 minutes: 143
  • 5 to 9 minutes: 341
  • 10 to 14 minutes: 623
  • 15 to 19 minutes: 1270
  • 20 to 24 minutes: 986
  • 25 to 29 minutes: 595
  • 30 to 34 minutes: 1122
  • 35 to 39 minutes: 295
  • 40 to 44 minutes: 472
  • 45 to 59 minutes: 1087
  • 60 to 89 minutes: 263
  • 90 or more minutes: 172
 


Neighborhoods in zip code 34685:

Percentage of zip code residents living and working in this county: 71.9%


Household type by relationship
Households: 17,560

  • In family households: 15,692 (4,467 male householders, 855 female householders)
    4,687 spouses, 5,118 children (4,751 natural, 159 adopted, 208 stepchildren), 87 grandchildren, 91 brothers or sisters, 130 parents, 119 other relatives, 138 non-relatives
  • In nonfamily households: 1,868 (602 male householders (498 living alone)), 984 female householders (826 living alone)), 282 nonrelatives

Size of family households: 2,546 2-persons, 978 3-persons, 1,272 4-persons, 422 5-persons, 95 6-persons, 9 7-or-more-persons.

Size of nonfamily households: 1,324 1-person, 262 2-persons.

3,832 married couples with children.
589 single-parent households (119 men, 470 women).

88.7% of residents of 34685 zip code speak English at home.
3.5% of residents speak Spanish at home (71% very well, 18% well, 12% not well).
6.7% of residents speak other Indo-European language at home (70% very well, 19% well, 10% not well, 2% not at all).
0.7% of residents speak Asian or Pacific Island language at home (78% very well, 22% well).
0.5% of residents speak other language at home (82% very well, 9% well, 9% not well).

Foreign born population: 1,749 (10.0%)
(55.2% of them are naturalized citizens)

This zip code:  10.0%
Whole state:  16.7%

Most common places of birth for the foreign-born residents:



  • Canada (13%)
  • United Kingdom (12%)
  • India (8%)
  • Afghanistan (6%)
  • Germany (5%)
  • Italy (5%)
  • Greece (4%)



Year of entry for the foreign-born population
  • 1995 to March 2000: 248
  • 1990 to 1994: 207
  • 1985 to 1989: 169
  • 1980 to 1984: 270
  • 1975 to 1979: 195
  • 1970 to 1974: 66
  • 1970 to 1974: 134
  • 1965 to 1969: 460

White population: 16,606
Black population: 218
American Indian population: 26
Asian population: 433
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 101
Two or more races population: 175

Zip code 34685 races chart


First ancestries reported:

 German: 2709
 Italian: 2130
 Irish: 1879
 Other groups: 1680
 English: 1535
 United States or American: 1000
 Polish: 705
 French (except Basque): 434
 Scotch-Irish: 361
 Scottish: 345
 Greek: 274
 Swedish: 248
 French Canadian: 203
 Russian: 185
 Norwegian: 165
 Hungarian: 135
 Austrian: 129
 Dutch: 127
 Arab:: 109
 European: 102
 Ukrainian: 99
 Czech: 97
 Slovak: 95
 Welsh: 88
 Portuguese: 70
 Lithuanian: 65
 British: 58
 Swiss: 45
 Croatian: 39
 Scandinavian: 38
 Lebanese: 37
 Danish: 35
 Syrian: 33
 Belgian: 31
 Finnish: 28
 Eastern European: 28
 Canadian: 28
 Romanian: 27
 Armenian: 27
 Egyptian: 25
 Czechoslovakian: 24
 West Indian (excluding Hispanic groups):: 20
 Arab/Arabic: 14
 Subsaharan African:: 14
 Australian: 13
 British West Indian: 13
 Yugoslavian: 13
 Slovene: 12
 Celtic: 11
 Iranian: 9
 Icelander: 9
 Brazilian: 9
 African: 8
 Bermudan: 7
 Macedonian: 7
 Other Subsaharan African: 6



Zip code 34685 topographic map


Facitilies with environmental interests located in this zip code:

  • CYPRESS WOODS ELEMENTARY SCHOOL (4900 CYPRESS WOODS BLVD. in PALM HARBOR, FL)
    (National Center for Education Statistics) - STATE ID-6261
    Organizations: PINELLAS COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)
  • AQUA ACTION POOL CENTRE (3438 EAST LAKE ROAD, SUITE 10 in PALM HARBOR, FL)
    COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
  • NEW EAST LAKE DRY CLEANERS (2459 SANDY PT ROAD in PALM HARBOR, FL)
    AIR MINOR (AIRS/AFS)
    Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
    Business SIC classification: DRYCLEANING PLANTS, EXCEPT RUG CLEANING
    Organizations: ANTHONY R SLEEPER (CONTACT/OWNER)
    Alternative names: EAST LAKE CLEANERS


Median worth of mobile homes: $1,104,284

Zip code 34685 marital status for males
Zip code 34685 marital status for females


Housing units lacking complete plumbing facilities: 0%

Housing units lacking complete kitchen facilities: 0%

Most commonly used house heating fuel:
  • Electricity (98%)
  • Utility gas (1%)
  • Bottled, tank, or LP gas (1%)


Place of birth for U.S.-born residents:

  • This state: 3019
  • Northeast: 5909
  • Midwest: 3996
  • South: 2088
  • West: 546

39% of the 34685 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 44% lived in this county.
   Out of people who lived in different counties, 22% lived in Florida.

Population in 1990: 2,278. Population change in the 1990s: +15,281 (+670.8%).

Year Householders Moved Into Unit:




Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 332
Here:  15.7%
Florida:  11.7%

Students in private schools in grades 9 to 12 (high school): 54
Here:  4.9%
Florida:  9.7%

Students in private undergraduate colleges: 136
Here:  20.6%
Florida:  21.0%


Educational Attainment


School Enrollment by Level of School



Class of Workers



Companies with federal contracts located in this zip code:

  • JB DAVIS & ASSOCIATES (3600 WINDBER BLVD in PALM HARBOR, FL; small business): $172,650 in 6 contracts from 2002 to 2006
    Contracts for Education Services by Army
    Signed by year: 2000: $0; 2001: $0; 2002: $36,650; 2003: $0; 2004: $82,400; 2005: $0; 2006: $53,600.

    Biggest contracts:
    $53,600 with Army for Education Services. Signed on 2006-01-20. Completion date: 2007-01-19.
    $47,800, same as above. Signed on 2004-01-13. Completion date: 2004-12-31.
    $35,000, same as above. Signed on 2002-01-22. Completion date: 2002-12-31.
    $24,100, same as above. Signed on 2004-12-22. Completion date: 2004-12-31.
  • D & R INVESTIGATIONS INC (4696 BRAYTON TERRACE N in PALM HARBOR, FL; small business): $4,630 in 2 contracts in 2003
    $34,257 with Navy for Other Professional Services. Signed on 2003-01-15. Completion date: 2003-09-30.
    $-29,627, same as above. Signed on 2003-09-17. Completion date: 2003-09-30.
  • JAMM HTL LLC (4901 QUILL CT in PALM HARBOR, FL; small business)
    $3,229 with Army for Lodging - Hotel/Motel. Signed on 2005-03-23. Completion date: 2005-03-31.


Top industries in this zip code by the number of employees in 2005:

  • Accommodation and Food Services: Full-Service Restaurants (50-99 employees: 1 establishment, 20-49 employees: 3 establishments, 10-19 employees: 2 establishments, 1-4 employees: 8 establishments)
  • Accommodation and Food Services: Limited-Service Restaurants (20-49: 5, 10-19: 2, 5-9: 1, 1-4: 3)
  • Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (50-99: 1, 20-49: 1, 10-19: 1, 5-9: 6, 1-4: 8)
  • Other Services (except Public Administration): Civic and Social Organizations (100-249: 1, 1-4: 1)
  • Health Care and Social Assistance: Offices of Physical, Occupational and Speech Therapists, and Audiologists (50-99: 1, 10-19: 2, 1-4: 2)
  • Arts, Entertainment, and Recreation: Golf Courses and Country Clubs (50-99: 1, 20-49: 1)
  • Wholesale Trade: Electrical and Electronic Appliance, Television, and Radio Set Merchant Wholesalers (50-99: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)


Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)


Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)





Home Mortgage Disclosure Act Aggregated Statistics For Year 2007
(Based on 6 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED4$172,615368$268,827434$260,46253$117,35580$231,7351$13,140
APPLICATIONS APPROVED, NOT ACCEPTED0$048$308,338102$245,34914$190,0308$213,5241$44,210
APPLICATIONS DENIED4$174,73043$286,704249$302,88828$154,17916$177,2093$94,677
APPLICATIONS WITHDRAWN0$029$249,852107$292,80510$176,38914$169,7741$48,220
FILES CLOSED FOR INCOMPLETENESS0$04$452,88842$285,9263$163,0137$343,7570$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed HMDA statistics for the following Tracts: 0273.10 , 0273.11, 0273.12

Private Mortgage Insurance Companies Aggregated Statistics For Year 2007
(Based on 6 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED56$295,20016$326,7538$251,848
APPLICATIONS APPROVED, NOT ACCEPTED6$204,8072$292,1451$217,370
APPLICATIONS DENIED0$00$00$0
APPLICATIONS WITHDRAWN2$297,7553$326,1401$324,590
FILES CLOSED FOR INCOMPLETENESS0$00$00$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed PMIC statistics for the following Tracts: 0273.10 , 0273.11, 0273.12

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value




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