Estimated median household income in 2007: $50,131
| This zip code: | $50,131 | | Alabama: | $40,554 |
Nearest zip codes: 35127, 35061, 35020, 35118, 35228, 35064.
Bessemer Zip Code Map
Housing units in zip code 35023 with a mortgage: 4,351 (489 second mortgage, 425 home equity loan, 20 both second mortgage and home equity loan)
Houses without a mortgage: 2,691
Median monthly owner costs for units with a mortgage: $1,004
Median monthly owner costs for units without a mortgage: $328
Residents with income below the poverty level in 2007:
| This zip code: | 6.3% | | Whole state: | 16.9% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 2.4% | | Whole state: | 6.9% |
Median number of rooms in houses and condos:
| Here: | 6.0 | | State: | 6.0 |
Median number of rooms in apartments:
| Here: | 4.8 | | State: | 4.3 |
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Notable locations in this zip code not listed on our city pages:
Notable locations in zip code 35023: Bill Gross Camp (A), Bills Landing (B), Boyds Landing (C), Clevengers Marina (D), Howton Camp (E), Leaning Oak Golf Course (F). Display/hide their locations on the map
Churches in zip code 35023 include: Smithville Baptist Church (A), Crossroad Church (B), Saint Paul Church (C), Rock Creek Church (D), Riverside Church (E), Old Blue Creek Church (F), Oak Grove Second Church (G), Oak Grove Church (H), New Shady Grove Church (I). Display/hide their locations on the map
Cemeteries: Dug Hill Cemetery (1), Weaver Cemetery (2), Toadvine Cemetery (3). Display/hide their locations on the map
Reservoirs: Oak Grove Mine Lake (A), Jug Hollow Lake (B), Concord Mine Lake (C). Display/hide their locations on the map
Streams, rivers, and creeks: Turkey Branch (A), Suck Branch (B), Kitty Branch (C), Lost Creek (D), Bear Branch (E), Panther Branch (F), Raccoon Branch (G), Opossum Creek (H), Lick Creek (I). Display/hide their locations on the map
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Year house built: |
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- 1999 to March 2000: 122
- 1995 to 1998: 458
- 1990 to 1994: 599
- 1980 to 1989: 1,194
- 1970 to 1979: 2,128
- 1960 to 1969: 1,941
- 1950 to 1959: 1,889
- 1940 to 1949: 1,014
- 1939 or earlier: 657
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Bedrooms in owner-occupied houses in Concord, AL (35023): |
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- no bedroom: 4
- 1 bedrooms: 201
- 2 bedrooms: 1,788
- 3 bedrooms: 4,984
- 4 bedrooms: 804
- 5 or more bedrooms: 155
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 7
- 1 bedrooms: 126
- 2 bedrooms: 810
- 3 bedrooms: 404
- 4 bedrooms: 51
- 5 or more bedrooms: 7
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Vehicles available in 35023 zip code in owner-occupied houses/condos: |
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- no vehicle: 381
- 1 vehicle: 1,928
- 2 vehicles: 3,240
- 3 vehicles: 1,566
- 4 vehicles: 607
- 5 or more vehicles: 214
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 61
- 1 vehicle: 692
- 2 vehicles: 450
- 3 vehicles: 189
- 4 vehicles: 7
- 5 or more vehicles: 6
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 35023:
- Less than $10,000: 99
- $10,000 to $14,999: 49
- $15,000 to $19,999: 42
- $20,000 to $24,999: 39
- $25,000 to $29,999: 36
- $30,000 to $34,999: 37
- $35,000 to $39,999: 37
- $40,000 to $49,999: 120
- $50,000 to $59,999: 211
- $60,000 to $69,999: 312
- $70,000 to $79,999: 433
- $80,000 to $89,999: 570
- $90,000 to $99,999: 628
- $100,000 to $124,999: 1,713
- $125,000 to $149,999: 1,352
- $150,000 to $174,999: 894
- $175,000 to $199,999: 617
- $200,000 to $249,999: 462
- $250,000 to $299,999: 275
- $300,000 to $399,999: 215
- $400,000 to $499,999: 57
- $500,000 to $749,999: 23
- $750,000 to $999,999: 25
- $1,000,000 or more: 13
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Rent paid by renters in 2007 in zip code 35023:
- Less than $100: 14
- $150 to $199: 23
- $200 to $249: 29
- $250 to $299: 92
- $300 to $349: 77
- $350 to $399: 121
- $400 to $449: 327
- $450 to $499: 209
- $500 to $549: 220
- $550 to $599: 31
- $600 to $649: 52
- $650 to $699: 19
- $700 to $749: 36
- $750 to $799: 25
- No cash rent: 363
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Median price asked for vacant for-sale houses and condos in 2007: $96,760.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $125,698
- Black or African American householders: $110,475
- Asian householders: $128,109
- Two or more races householders: $102,638
- Hispanic or Latino householders: $184,929
Estimated median house or condo value in 2007: $121,354 (it was $80,900 in 2000)
| 35023: | $121,354 | | Alabama: | $115,600 |
Lower value quartile - upper value quartile: $88,034 - $169,648
Mean price in 2007:
Detached houses: $144,504| Here: | $144,504 | | State: | $173,037 |
Townhouses or other attached units: $127,418| Here: | $127,418 | | State: | $137,814 |
In 2-unit structures: $158,870| Here: | $158,870 | | State: | $136,146 |
In 5-or-more-unit structures: $209,017| Here: | $209,017 | | State: | $223,768 |
Mobile homes: $43,089| Here: | $43,089 | | State: | $39,336 |
Occupied boats, RVs, vans, etc.: $75,000| Here: | $75,000 | | State: | $43,371 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 8,621
- One, attached: 57
- Two: 36
- 3 or 4: 42
- 5 to 9: 115
- 10 to 19: 63
- 20 to 49: 174
- 50 or more: 107
- Mobile homes: 758
- Boats, RVs, vans, etc.: 29

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Means of transportation to work
- Drove a car alone: 9,858 (88%)
- Carpooled: 1,069 (10%)
- Motorcycle: 9 (0%)
- Walked: 29 (0%)
- Other means: 44 (0%)
- Worked at home: 144 (1%)
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Travel time to work
- Less than 5 minutes: 210
- 5 to 9 minutes: 823
- 10 to 14 minutes: 1029
- 15 to 19 minutes: 1262
- 20 to 24 minutes: 1597
- 25 to 29 minutes: 1048
- 30 to 34 minutes: 2289
- 35 to 39 minutes: 371
- 40 to 44 minutes: 569
- 45 to 59 minutes: 1215
- 60 to 89 minutes: 341
- 90 or more minutes: 255
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Percentage of zip code residents living and working in this county: 91.0%
Household type by relationship
Households: 23,288
- In family households: 20,600 (5,395 male householders, 1,481 female householders)
5,485 spouses, 6,763 children (6,203 natural, 174 adopted, 386 stepchildren), 744 grandchildren, 148 brothers or sisters, 158 parents, 231 other relatives, 195 non-relatives
- In nonfamily households: 2,688 (1,049 male householders (920 living alone)), 1,343 female householders (1,217 living alone)), 296 nonrelatives
- In group quarters: 1,681 (all institutionalized)
Size of family households: 3,136 2-persons, 1,672 3-persons, 1,365 4-persons, 505 5-persons, 136 6-persons, 62 7-or-more-persons.
Size of nonfamily households: 2,137 1-person, 215 2-persons, 40 3-persons.
3,822 married couples with children.
935 single-parent households (191 men, 744 women).
97.9% of residents of 35023 zip code speak English at home.
1.3% of residents speak Spanish at home (75% very well, 15% well, 11% not well).
0.5% of residents speak other Indo-European language at home (83% very well, 17% well).
0.3% of residents speak other language at home (78% very well, 22% well).
Foreign born population: 105 (0.4%)
(46.7% of them are naturalized citizens)
| This zip code: | 0.4% | | Whole state: | 2.0% |
Most common places of birth for the foreign-born residents:
- United Kingdom (19%)
- Germany (14%)
- Taiwan (13%)
- Portugal (11%)
- Dominican Republic (9%)
- Canada (9%)
- Philippines (6%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 32
- 1990 to 1994: 14
- 1985 to 1989: 9
- 1980 to 1984: 11
- 1975 to 1979: 4
- 1970 to 1974: 12
- 1970 to 1974: 6
- 1965 to 1969: 17
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White population: 20,968
Black population: 3,943
American Indian population: 67
Asian population: 33
Native Hawaiian and Other Pacific Islander population: 1
Some other race population: 24
Two or more races population: 117

First ancestries reported:
|  United States or American: 4807 |
|  Other groups: 4329 |
|  English: 1986 |
|  Irish: 1345 |
|  German: 711 |
|  Scotch-Irish: 369 |
|  Italian: 327 |
|  European: 266 |
|  Scottish: 199 |
|  Dutch: 178 |
|  Subsaharan African:: 156 |
|  African: 151 |
|  French (except Basque): 149 |
|  Polish: 92 |
|  British: 65 |
|  Arab:: 44 |
|  Norwegian: 41 |
|  Greek: 41 |
|  Welsh: 37 |
|  Moroccan: 31 |
|  Danish: 22 |
|  French Canadian: 21 |
|  Canadian: 17 |
|  Jordanian: 13 |
|  Swiss: 10 |
|  Czech: 9 |
|  Russian: 9 |
|  Swedish: 8 |
|  Czechoslovakian: 7 |
|  Scandinavian: 7 |
|  Northern European: 6 |
|  Pennsylvania German: 6 |
|  Austrian: 6 |
|  Celtic: 5 |
|  South African: 5 |

Major facitilies with environmental interests located in this zip code:
- REFRACTORY SALES & SERVICE CO. INC. (1750 HWY. 150 in BESSEMER, AL)
AIR SYNTHETIC MINOR (AIRS/AFS)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
(Resource Conservation and Recovery Act (tracking hazardous waste))
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Business SIC classification: CLAY REFRACTORIES; NONCLAY REFRACTORIES
Business NAICS classification: NONCLAY REFRACTORY MANUFACTURING.
Organizations: REFRACTORY SALES & SERV CO INC (CONTACT/OWNER)
- NORTH HIGHLAND ELEMENTARY SCHOOL (2021 29TH AVE N in HUEYTOWN, AL)
(National Center for Education Statistics) - STATE ID-0660
Organizations: JEFFERSON COUNTY (SCHOOL DISTRICT)
- OAK GROVE ELEMENTARY SCHOOL (9000 TIGER CUB TRAIL in BESSEMER, AL)
(National Center for Education Statistics) - STATE ID-0685
Organizations: JEFFERSON COUNTY (SCHOOL DISTRICT)
- OAK GROVE HIGH SCHOOL (9494 OAK GROVE PARKWAY in BESSEMER, AL)
(National Center for Education Statistics) - STATE ID-0690
Organizations: JEFFERSON COUNTY (SCHOOL DISTRICT)
- PITTMAN MIDDLE SCHOOL (701 SUNRISE BLVD in HUEYTOWN, AL)
(National Center for Education Statistics) - STATE ID-0730
Organizations: JEFFERSON COUNTY (SCHOOL DISTRICT)
- PRECOAT METALS DIVISION SEQUA CORPORATIO (3399 DAVEY ALLISON BLVD in HUEYTOWN, AL)
AIR MAJOR (AIRS/AFS)
Large Quantity Generators, more that 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: COATING, ENGRAVING, AND ALLIED SERVICES
Organizations: SOUTHERN COIL PROCESSING INC (CONTACT/OPERATOR)
, SEQUA CORPORATION (CONTACT/OWNER)
Alternative names: SOUTHERN COIL PROCESSING INC
- RIVERBIRCH SUBDIVISION (LEOPARD HOMEBUILDER INCORP in CONCORD, AL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: GENERAL CONTRACTORS-SINGLE-FAMILY HOUSES
- READY MIX USA, LLC (1190 POWDER PLANT ROAD in BESSEMER, AL)
AIR SYNTHETIC MINOR (AIRS/AFS)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: READY-MIXED CONCRETE
Organizations: READY MIX USA INC (CONTACT/OWNER)
Alternative names: READY MIX USA INC, READY MIX UNITED STATES OF AMERICA BESSEMER PLANT
- ALABAMA POWER CO HUEYTOWN CREW HEADQUARTERS (200 PATRICIA ST in HUEYTOWN, AL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: ELECTRIC SERVICES
Alternative names: APCO HUEYTOWN CREW HQS
- BESSEMER WATER FACILITY PLANT (250 LINK ROAD in BESSEMER, AL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: WATER SUPPLY
Alternative names: BESSEMER CITY OF, BESSEMER CITY OF WATER FILT PL, BESSEMER WATER FILTRATION FACILITY, BESSEMER WATER FILTRATION PLT
- ALL AMERICAN TRANSMISSION INCORPORATED (110 VULCAN PARK DRIVE in HUEYTOWN, AL)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: ROGER D JOHNSON (CONTACT/OWNER)
- AUTOZONE #390 (3010 ALLISON BONNET in HUEYTOWN, AL)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: AUTOZONE INC (CONTACT/OWNER)
- PEMBERTON TRUCK LINES INC (3405 DAVEY ALLISON BLVD in HUEYTOWN, AL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: TRUCKING, EXCEPT LOCAL
Median worth of mobile homes: $42,085
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Utility gas (64%)
- Electricity (30%)
- Bottled, tank, or LP gas (5%)
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Place of birth for U.S.-born residents:
- This state: 21632
- Northeast: 195
- Midwest: 791
- South: 1919
- West: 258
69% of the 35023 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 80% lived in this county.
Out of people who lived in different counties, 57% lived in Alabama.
Population in 1990: 39,677. Population change in the 1990s: -14,524 (-36.6%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 175
| Here: | 6.9% | | Alabama: | 10.2% |
Students in private schools in grades 9 to 12 (high school): 154
| Here: | 11.6% | | Alabama: | 10.0% |
Students in private undergraduate colleges: 162
| Here: | 19.8% | | Alabama: | 14.1% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- BROWN HEATING AND COOLING CO I (400 BROOKLANE DRIVE in HUEYTOWN, AL; small business): $71,406 in 9 contracts from 2002 to 2004
Contracts for Maintenance, Repair and Rebuilding of Equipment -- Weapons, Maintenance, Repair and Rebuilding of Equipment -- Refrigeration, Air Conditioning, and Air Circulating Equipment by Navy Signed by year: 2000: $0; 2001: $0; 2002: $12,043; 2003: $44,063; 2004: $15,300; 2005: $0; 2006: $0.
Biggest contracts:
$17,480 with Navy for Maintenance, Repair and Rebuilding of Equipment -- Weapons. Signed on 2003-09-19. Completion date: 2003-07-31.
$15,045, same as above. Signed on 2003-05-20. Completion date: 2003-07-31.
$7,650 with Navy for Maintenance, Repair and Rebuilding of Equipment -- Refrigeration, Air Conditioning, and Air Circulating Equipment. Signed on 2004-12-06. Completion date: 2006-01-09.
$7,650, same as above. Signed on 2004-01-21. Completion date: 2006-01-09.
- MCBEE CORPORATION (9000 MCBEE INDUSTRIAL PKWY in HUEYTOWN, AL; small business)
$8,835 with Army for Maintenance, Repair and Rebuilding of Equipment -- Electrical and Electronic Equipment Components. Signed on 2003-11-18. Completion date: 2003-12-23.
- PERFORMANCE HYDRAULICS, INC (918 INDUSTRIAL PARK CIRCLE in BESSEMER, AL; small business)
$5,684 with Army for Power and Hand Pumps. Taking place in GA. Signed on 2002-06-26. Completion date: 2002-07-12.
- PHILADELPHIA GEAR CORPORATION (1242 24TH AVE in BESSEMER, AL): $0 in 2 contracts in 2005
$44,180 with Army for Gears, Pulleys, Sprockets, and Transmission Chain. Taking place in TN. Signed on 2005-06-20. Completion date: 2005-09-30.
$-44,180, same as above. Signed on 2005-09-13. Completion date: 2005-09-30.
Top industries in this zip code by the number of employees in 2005:
- Accommodation and Food Services: Limited-Service Restaurants (50-99 employees: 3 establishments, 20-49 employees: 9 establishments, 10-19 employees: 1 establishment, 5-9 employees: 1 establishment, 1-4 employees: 6 establishments)
- Health Care and Social Assistance: Nursing Care Facilities (100-249: 1, 50-99: 2, 20-49: 1)
- Other Services (except Public Administration): Religious Organizations (20-49: 5, 10-19: 5, 5-9: 8, 1-4: 13)
- Other Services (except Public Administration): Civic and Social Organizations (100-249: 1, 10-19: 1)
- Health Care and Social Assistance: Kidney Dialysis Centers (100-249: 1)
- Other Services (except Public Administration): Industrial Launderers (100-249: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 1484 people in state prisons
- 182 people in nursing homes
- 7 people in local jails and other confinement facilities (including police lockups)
Fatal accident statistics in 2006
- Fatal accident count: 7
- Vehicles involved in fatal accidents: 12
- Fatal accidents caused by drunken drivers: 3
- Fatalities: 9
- Persons involved in fatal accidents: 18
- Pedestrians involved in fatal accidents: 0
Fatal accident statistics in 2005
- Fatal accident count: 5
- Vehicles involved in fatal accidents: 5
- Fatal accidents caused by drunken drivers: 3
- Fatalities: 5
- Persons involved in fatal accidents: 8
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 3 full and 6 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 56 | $118,405 | 332 | $111,713 | 444 | $105,997 | 83 | $36,327 | 63 | $75,492 | 12 | $69,816 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $89,235 | 46 | $129,350 | 99 | $110,632 | 10 | $46,320 | 9 | $62,291 | 8 | $82,683 |
| APPLICATIONS DENIED | 18 | $102,540 | 95 | $120,357 | 382 | $115,809 | 94 | $52,077 | 23 | $114,811 | 11 | $57,432 |
| APPLICATIONS WITHDRAWN | 5 | $101,178 | 48 | $115,731 | 157 | $109,296 | 16 | $50,034 | 15 | $51,229 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $85,457 | 34 | $142,936 | 71 | $125,705 | 6 | $64,252 | 8 | $115,674 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 3 full and 6 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 57 | $108,804 | 451 | $96,123 | 448 | $97,080 | 89 | $37,953 | 1 | $1,049,000 | 63 | $67,514 | 20 | $43,736 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $91,103 | 69 | $97,628 | 105 | $99,873 | 12 | $28,748 | 0 | $0 | 12 | $47,637 | 13 | $70,302 |
| APPLICATIONS DENIED | 9 | $117,130 | 156 | $105,352 | 412 | $109,357 | 131 | $41,986 | 0 | $0 | 23 | $66,648 | 15 | $46,528 |
| APPLICATIONS WITHDRAWN | 7 | $124,873 | 82 | $101,183 | 221 | $109,451 | 18 | $58,239 | 1 | $975,000 | 11 | $109,008 | 1 | $64,020 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $106,210 | 23 | $101,267 | 84 | $119,937 | 2 | $38,790 | 0 | $0 | 1 | $73,230 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 3 full and 6 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 58 | $111,543 | 456 | $96,144 | 494 | $93,915 | 67 | $34,584 | 80 | $68,877 | 16 | $50,374 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $75,085 | 64 | $74,041 | 116 | $93,270 | 12 | $37,923 | 7 | $79,974 | 18 | $56,948 |
| APPLICATIONS DENIED | 11 | $88,428 | 126 | $75,439 | 390 | $100,875 | 97 | $31,487 | 11 | $60,632 | 31 | $44,873 |
| APPLICATIONS WITHDRAWN | 6 | $93,805 | 103 | $98,007 | 207 | $108,529 | 33 | $103,456 | 15 | $90,390 | 3 | $66,567 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 22 | $113,591 | 133 | $104,204 | 3 | $69,190 | 2 | $52,810 | 1 | $38,190 |
Aggregated Statistics For Year 2004 (Based on 3 full and 6 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 65 | $98,101 | 392 | $95,115 | 609 | $93,183 | 55 | $40,828 | 59 | $63,440 | 12 | $45,304 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $91,290 | 57 | $96,519 | 145 | $92,956 | 10 | $37,292 | 9 | $68,683 | 12 | $52,772 |
| APPLICATIONS DENIED | 8 | $75,865 | 99 | $83,799 | 407 | $93,979 | 94 | $49,972 | 16 | $77,136 | 33 | $68,383 |
| APPLICATIONS WITHDRAWN | 7 | $81,566 | 58 | $99,319 | 197 | $100,726 | 20 | $63,542 | 9 | $50,659 | 6 | $63,537 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $79,030 | 19 | $119,252 | 146 | $103,060 | 7 | $27,491 | 5 | $79,182 | 3 | $69,613 |
Aggregated Statistics For Year 2003 (Based on 3 full and 6 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 101 | $97,244 | 340 | $91,290 | 955 | $90,223 | 63 | $30,608 | 1 | $2,500,000 | 69 | $55,431 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $121,215 | 40 | $91,564 | 162 | $88,366 | 16 | $31,916 | 0 | $0 | 5 | $62,220 |
| APPLICATIONS DENIED | 7 | $90,187 | 79 | $80,633 | 414 | $90,131 | 82 | $31,270 | 1 | $820,000 | 14 | $70,006 |
| APPLICATIONS WITHDRAWN | 7 | $90,876 | 31 | $85,410 | 276 | $95,130 | 8 | $65,006 | 0 | $0 | 7 | $91,593 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $172,215 | 16 | $84,068 | 45 | $87,679 | 6 | $37,103 | 0 | $0 | 2 | $63,065 |
Aggregated Statistics For Year 2002 (Based on 3 full and 6 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 106 | $86,802 | 233 | $92,155 | 551 | $86,747 | 55 | $26,957 | 1 | $500,000 | 29 | $55,391 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $69,705 | 29 | $75,328 | 116 | $84,927 | 10 | $31,357 | 0 | $0 | 2 | $56,490 |
| APPLICATIONS DENIED | 14 | $76,104 | 62 | $55,739 | 245 | $72,933 | 52 | $31,381 | 0 | $0 | 10 | $39,586 |
| APPLICATIONS WITHDRAWN | 6 | $82,293 | 36 | $106,685 | 165 | $80,147 | 10 | $89,081 | 0 | $0 | 10 | $65,696 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $90,048 | 11 | $96,257 | 57 | $92,998 | 0 | $0 | 0 | $0 | 2 | $81,860 |
Aggregated Statistics For Year 2001 (Based on 3 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 101 | $84,070 | 207 | $79,305 | 529 | $81,669 | 68 | $21,417 | 1 | $1,766,000 | 40 | $65,211 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $99,343 | 29 | $56,313 | 72 | $75,984 | 12 | $27,363 | 0 | $0 | 3 | $43,397 |
| APPLICATIONS DENIED | 8 | $92,345 | 97 | $47,224 | 253 | $69,103 | 31 | $11,418 | 0 | $0 | 10 | $50,236 |
| APPLICATIONS WITHDRAWN | 5 | $73,574 | 23 | $71,822 | 148 | $84,091 | 3 | $27,163 | 0 | $0 | 7 | $42,853 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $83,520 | 6 | $98,678 | 49 | $92,520 | 2 | $42,220 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 3 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 111 | $80,500 | 249 | $77,803 | 207 | $64,336 | 73 | $17,758 | 23 | $52,137 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $58,403 | 51 | $49,791 | 37 | $52,120 | 18 | $22,514 | 3 | $14,367 |
| APPLICATIONS DENIED | 13 | $79,239 | 126 | $50,110 | 147 | $63,983 | 42 | $10,031 | 6 | $33,708 |
| APPLICATIONS WITHDRAWN | 6 | $64,158 | 18 | $91,718 | 72 | $60,456 | 4 | $20,540 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $52,220 | 13 | $84,682 | 46 | $69,100 | 0 | $0 | 3 | $57,933 |
Aggregated Statistics For Year 1999 (Based on 4 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 125 | $79,663 | 205 | $76,197 | 334 | $69,978 | 84 | $14,767 | 29 | $55,319 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $88,393 | 53 | $47,211 | 32 | $59,600 | 18 | $13,834 | 7 | $50,020 |
| APPLICATIONS DENIED | 17 | $84,982 | 135 | $48,139 | 142 | $59,213 | 56 | $9,950 | 19 | $41,468 |
| APPLICATIONS WITHDRAWN | 9 | $75,704 | 43 | $73,398 | 63 | $64,402 | 2 | $37,390 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $81,010 | 5 | $72,734 | 41 | $69,816 | 0 | $0 | 0 | $0 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 3 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 218 | $115,613 | 89 | $136,833 | 17 | $72,468 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 15 | $146,210 | 19 | $155,874 | 1 | $47,640 |
| APPLICATIONS DENIED | 7 | $138,891 | 1 | $85,360 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 10 | $114,457 | 9 | $138,591 | 1 | $79,000 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $59,560 | 1 | $145,380 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 3 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 135 | $119,793 | 47 | $112,280 | 6 | $78,243 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 15 | $139,458 | 13 | $108,110 | 1 | $34,000 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 15 | $128,505 | 8 | $117,898 | 1 | $74,080 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 3 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 116 | $111,266 | 58 | $117,084 | 11 | $85,784 | 1 | $81,330 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 14 | $101,277 | 14 | $133,734 | 4 | $69,793 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $183,350 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 7 | $118,406 | 11 | $161,099 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 3 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 124 | $97,738 | 72 | $117,047 | 17 | $66,398 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 15 | $121,335 | 20 | $110,365 | 4 | $65,915 |
| APPLICATIONS DENIED | 2 | $109,100 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 11 | $131,849 | 19 | $145,858 | 2 | $57,785 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $74,000 | 3 | $90,067 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 3 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 123 | $101,790 | 151 | $113,020 | 10 | $49,912 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 11 | $89,549 | 33 | $91,965 | 1 | $75,720 |
| APPLICATIONS DENIED | 1 | $60,210 | 5 | $108,672 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $147,060 | 3 | $147,237 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 7 | $114,194 | 11 | $127,686 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 3 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 111 | $114,094 | 118 | $104,220 | 5 | $51,486 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 14 | $79,611 | 22 | $99,062 | 1 | $92,620 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $127,805 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 5 | $99,344 | 14 | $114,792 | 1 | $105,560 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $134,270 | 2 | $106,985 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 3 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 67 | $98,144 | 81 | $110,248 | 5 | $66,794 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 18 | $87,602 | 10 | $116,414 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $118,340 | 1 | $157,760 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $57,000 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $83,805 | 1 | $169,580 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 3 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 88 | $93,993 | 19 | $87,179 | 1 | $60,670 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $79,436 | 4 | $130,060 | 1 | $26,000 |
| APPLICATIONS DENIED | 1 | $164,440 | 3 | $111,597 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $79,000 | 1 | $102,230 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 4 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 74 | $95,573 | 44 | $83,501 | 5 | $79,202 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $66,365 | 5 | $70,162 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $70,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 5 | $86,030 | 1 | $97,370 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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