Estimated median household income in 2007: $63,680
| This zip code: | $63,680 | | Kentucky: | $40,267 |
Nearest zip codes: 40228, 40299, 40220, 40218, 40219, 40229.
Louisville Zip Code Map
Housing units in zip code 40291 with a mortgage: 5,939 (771 second mortgage, 1,004 home equity loan, 49 both second mortgage and home equity loan)
Houses without a mortgage: 1,600
Median monthly owner costs for units with a mortgage: $1,192
Median monthly owner costs for units without a mortgage: $311
Residents with income below the poverty level in 2007:
| This zip code: | 4.4% | | Whole state: | 17.3% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 2.5% | | Whole state: | 7.1% |
Median number of rooms in houses and condos:
| Here: | 6.4 | | State: | 5.9 |
Median number of rooms in apartments:
| Here: | 4.5 | | State: | 4.3 |
Year house built: |
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- 1999 to March 2000: 612
- 1995 to 1998: 982
- 1990 to 1994: 1,326
- 1980 to 1989: 1,081
- 1970 to 1979: 3,638
- 1960 to 1969: 1,735
- 1950 to 1959: 1,261
- 1940 to 1949: 298
- 1939 or earlier: 255
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Bedrooms in owner-occupied houses in Louisville, KY (40291): |
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- no bedroom: 13
- 1 bedrooms: 81
- 2 bedrooms: 926
- 3 bedrooms: 4,828
- 4 bedrooms: 2,124
- 5 or more bedrooms: 354
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 44
- 1 bedrooms: 566
- 2 bedrooms: 1,043
- 3 bedrooms: 563
- 4 bedrooms: 150
- 5 or more bedrooms: 0
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Vehicles available in 40291 zip code in owner-occupied houses/condos: |
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- no vehicle: 106
- 1 vehicle: 1,670
- 2 vehicles: 4,520
- 3 vehicles: 1,533
- 4 vehicles: 404
- 5 or more vehicles: 93
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 181
- 1 vehicle: 1,201
- 2 vehicles: 841
- 3 vehicles: 111
- 4 vehicles: 26
- 5 or more vehicles: 6
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 40291:
- Less than $10,000: 12
- $10,000 to $14,999: 9
- $15,000 to $19,999: 29
- $20,000 to $24,999: 24
- $25,000 to $29,999: 19
- $30,000 to $34,999: 12
- $35,000 to $39,999: 18
- $40,000 to $49,999: 49
- $50,000 to $59,999: 39
- $60,000 to $69,999: 62
- $70,000 to $79,999: 46
- $80,000 to $89,999: 103
- $90,000 to $99,999: 200
- $100,000 to $124,999: 679
- $125,000 to $149,999: 1,787
- $150,000 to $174,999: 1,686
- $175,000 to $199,999: 1,167
- $200,000 to $249,999: 1,278
- $250,000 to $299,999: 550
- $300,000 to $399,999: 646
- $400,000 to $499,999: 181
- $500,000 to $749,999: 101
- $750,000 to $999,999: 5
- $1,000,000 or more: 35
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Rent paid by renters in 2007 in zip code 40291:
- $100 to $149: 9
- $150 to $199: 20
- $200 to $249: 40
- $250 to $299: 8
- $300 to $349: 88
- $350 to $399: 144
- $400 to $449: 165
- $450 to $499: 467
- $500 to $549: 645
- $550 to $599: 578
- $600 to $649: 337
- $650 to $699: 206
- $700 to $749: 175
- $750 to $799: 240
- $800 to $899: 161
- $900 to $999: 92
- $1,250 to $1,499: 38
- $1,500 to $1,999: 20
- No cash rent: 106
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Median price asked for vacant for-sale houses and condos in 2007: $269,236.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $172,024
- Black or African American householders: $168,865
- American Indian or Alaska Native householders: $107,694
- Asian householders: $186,240
- Some other race householders: $253,585
- Two or more races householders: $154,793
- Hispanic or Latino householders: $170,014
Estimated median house or condo value in 2007: $166,349 (it was $117,700 in 2000)
| 40291: | $166,349 | | Kentucky: | $114,300 |
Lower value quartile - upper value quartile: $74,019 - $159,876
Mean price in 2007:
Detached houses: $200,869| Here: | $200,869 | | State: | $160,589 |
Townhouses or other attached units: $190,941| Here: | $190,941 | | State: | $163,962 |
In 3-to-4-unit structures: $135,762| Here: | $135,762 | | State: | $141,483 |
In 5-or-more-unit structures: $101,160| Here: | $101,160 | | State: | $124,940 |
Mobile homes: $42,676| Here: | $42,676 | | State: | $33,636 |
Occupied boats, RVs, vans, etc.: $45,000| Here: | $45,000 | | State: | $47,392 |
Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 8,427
- One, attached: 370
- Two: 15
- 3 or 4: 418
- 5 to 9: 576
- 10 to 19: 844
- 20 to 49: 219
- 50 or more: 86
- Mobile homes: 225
- Boats, RVs, vans, etc.: 8

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Means of transportation to work
- Drove a car alone: 13,079 (85%)
- Carpooled: 1,602 (10%)
- Bus or trolley bus: 98 (1%)
- Motorcycle: 11 (0%)
- Walked: 80 (1%)
- Other means: 75 (0%)
- Worked at home: 354 (2%)
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Travel time to work
- Less than 5 minutes: 239
- 5 to 9 minutes: 728
- 10 to 14 minutes: 1113
- 15 to 19 minutes: 2718
- 20 to 24 minutes: 3895
- 25 to 29 minutes: 1730
- 30 to 34 minutes: 2684
- 35 to 39 minutes: 361
- 40 to 44 minutes: 300
- 45 to 59 minutes: 613
- 60 to 89 minutes: 307
- 90 or more minutes: 257
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Percentage of zip code residents living and working in this county: 92.1%
Household type by relationship
Households: 27,792
- In family households: 24,319 (6,420 male householders, 1,564 female householders)
6,732 spouses, 8,568 children (7,642 natural, 314 adopted, 612 stepchildren), 295 grandchildren, 91 brothers or sisters, 187 parents, 223 other relatives, 239 non-relatives
- In nonfamily households: 3,473 (1,301 male householders (911 living alone)), 1,409 female householders (1,206 living alone)), 763 nonrelatives
- In group quarters: 14 (0 institutionalized population)
Size of family households: 3,357 2-persons, 2,072 3-persons, 1,690 4-persons, 597 5-persons, 241 6-persons, 27 7-or-more-persons.
Size of nonfamily households: 2,117 1-person, 488 2-persons, 63 3-persons, 27 4-persons, 9 5-persons, 6 6-persons.
5,116 married couples with children.
1,309 single-parent households (277 men, 1,032 women).
95.5% of residents of 40291 zip code speak English at home.
2.3% of residents speak Spanish at home (48% very well, 14% well, 34% not well, 4% not at all).
1.2% of residents speak other Indo-European language at home (70% very well, 13% well, 16% not well).
0.9% of residents speak Asian or Pacific Island language at home (63% very well, 24% well, 13% not well).
0.1% of residents speak other language at home (100% very well).
Foreign born population: 644 (2.3%)
(36.0% of them are naturalized citizens)
| This zip code: | 2.3% | | Whole state: | 2.0% |
Most common places of birth for the foreign-born residents:
- India (34%)
- Mexico (20%)
- Korea (9%)
- Peru (5%)
- Germany (5%)
- China, excluding Hong Kong and Taiwan (3%)
- Ireland (2%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 295
- 1990 to 1994: 87
- 1985 to 1989: 50
- 1980 to 1984: 5
- 1975 to 1979: 64
- 1970 to 1974: 41
- 1970 to 1974: 7
- 1965 to 1969: 95
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White population: 24,914
Black population: 1,839
American Indian population: 47
Asian population: 377
Native Hawaiian and Other Pacific Islander population: 8
Some other race population: 204
Two or more races population: 370

First ancestries reported:
|  German: 5136 |
|  Other groups: 3569 |
|  United States or American: 3423 |
|  Irish: 3006 |
|  English: 2236 |
|  Italian: 525 |
|  French (except Basque): 520 |
|  Scottish: 439 |
|  Scotch-Irish: 311 |
|  Dutch: 288 |
|  Polish: 278 |
|  European: 228 |
|  French Canadian: 121 |
|  British: 115 |
|  Swedish: 85 |
|  Arab:: 82 |
|  Subsaharan African:: 74 |
|  African: 68 |
|  Hungarian: 67 |
|  Norwegian: 61 |
|  Lebanese: 52 |
|  Ukrainian: 48 |
|  Danish: 42 |
|  Welsh: 42 |
|  Belgian: 40 |
|  Swiss: 40 |
|  Czechoslovakian: 32 |
|  Arab/Arabic: 30 |
|  Greek: 29 |
|  Lithuanian: 27 |
|  Slovak: 25 |
|  Russian: 23 |
|  Austrian: 21 |
|  Czech: 17 |
|  West Indian (excluding Hispanic groups):: 13 |
|  Haitian: 12 |
|  Australian: 11 |
|  Armenian: 8 |
|  Latvian: 8 |
|  Celtic: 8 |
|  Canadian: 8 |
|  Scandinavian: 8 |
|  Afghan: 7 |
|  Romanian: 7 |
|  South African: 6 |
|  Dutch West Indian: 1 |

Public primary/middle schools in zip code 40291 not listed on the city page:- FERN CREEK ELEMENTARY SCHOOL (Students: 792; Location: 8815 FERNDALE RD, LOUISVILLE, KY; Grades: KG - 05)
- WHEELER ELEMENTARY SCHOOL (Students: 666; Location: 5700 CYNTHIA DRIVE, LOUISVILLE, KY; Grades: PK - 05)
- BATES ELEMENTARY SCHOOL (Students: 516; Location: 7601 BARDSTOWN ROAD, LOUISVILLE, KY; Grades: PK - 05)
Major facitilies with environmental interests located in this zip code:
- BATES ELEMENTARY SCHOOL (7601 BARDSTOWN ROAD in LOUISVILLE, KY)
AIR MONITORING SITE (Airborne pollution emission tracking)
(National Center for Education Statistics) - STATE ID-056275055
Organizations: JEFFERSON COUNTY (SCHOOL DISTRICT)
- BARDSTOWN WOODS SECTION 3 (9900 MARCEITTA WAY in LOUISVILLE, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: MANAGEMENT SERVICES
Organizations: BARDSTOWN WOODS SECTION 4 (CONTACT/OWNER)
Alternative names: BARDSTOWN WOODS SECTION 4
- METROPOLITAN SEWER DISTRICT CEDAR CREEK SEWAGE TREATMENT PLANT (8405 CEDAR CREEK ROAD in LOUISVILLE, KY)
National Pollutant Discharge Elimination System MAJOR (Tracking pollutant discharge elimination systems) - permit - ICIS-04-2004-9027, ENFORCEMENT/COMPLIANCE ACTIVITY
Business SIC classification: SEWERAGE SYSTEMS
Organizations: MSD CEDAR CREEK STP (CONTACT/OWNER)
Alternative names: MSD CEDAR CREEK STP
- FERN CREEK ELEMENTARY SCHOOL (8815 FERNDALE ROAD in LOUISVILLE, KY)
(National Center for Education Statistics) - STATE ID-056275011
Organizations: JEFFERSON COUNTY (SCHOOL DISTRICT)
- FERN CREEK TRADITIONAL HIGH SCHOOL (9115 FERN CREEK ROAD in LOUISVILLE, KY)
(National Center for Education Statistics) - STATE ID-056275012
Organizations: JEFFERSON COUNTY (SCHOOL DISTRICT)
- MSD CONTRACT NO 12,452 (BETWEEN WATTERSON TRAIL & in LOUISVILLE, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: WATER, SEWER, PIPELINE, AND COMMUNICATIONS AND POWER LINE CONSTRUCTION
Alternative names: MSD CONTRACT NO 12452
- BELLSOUTH TELECOMMUNICAITONS INCORPORATIVED (5601 BARDSTOWN ROAD in LOUISVILLE, KY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: BELL SOUTH COMMUNICATIONS (CONTACT/OWNER)
Alternative names: BELLSOUTH TELECOMMUNICAITONS, INC., SOUTH CENTRAL BELL
- BERRYMAN RESIDENCE (10210 SEATONVILLE RD in LOUISVILLE, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: OPERATORS OF DWELLINGS OTHER THAN APARTMENT BUILDINGS
- BP OIL (4213 BARDSTOWN ROAD in LOUISVILLE, KY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: BP OIL COMPANY (CONTACT/OWNER)
- BP OIL STATION (5301 BARDSTOWN ROAD in LOUISVILLE, KY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: BP OIL COMPANY (CONTACT/OWNER)
- BROOKRIDGE VILLAGE (7101 BARDSTOWN RD in LOUISVILLE, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: MANAGEMENT SERVICES
- CEDAR CREEK STP (8404 CEDAR CREEK RD in LOUISVILLE, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: MANAGEMENT SERVICES
- CEDAR SPRINGS APARTMENTS IIA (9018 BEULAH CHURCH RD in LOUISVILLE, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: MANAGEMENT SERVICES
Median worth of mobile homes: $35,402
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel: |
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- Utility gas (66%)
- Electricity (30%)
- Bottled, tank, or LP gas (2%)
- Fuel oil, kerosene, etc. (1%)
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Place of birth for U.S.-born residents:
- This state: 20649
- Northeast: 763
- Midwest: 2923
- South: 2097
- West: 579
54% of the 40291 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 70% lived in this county.
Out of people who lived in different counties, 37% lived in Kentucky.
Population in 1990: 22,429. Population change in the 1990s: +5,330 (+23.8%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 956
| Here: | 30.5% | | Kentucky: | 11.9% |
Students in private schools in grades 9 to 12 (high school): 395
| Here: | 24.4% | | Kentucky: | 10.6% |
Students in private undergraduate colleges: 274
| Here: | 23.3% | | Kentucky: | 18.1% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code (LOUISVILLE, KY):
- LOGSDON MASONRY INC (9604 BARTLEY DRIVE; small business): $68,690 in 3 contracts in 2003
$50,340 with Army for Miscellaneous Items. Signed on 2003-09-27. Completion date: 2003-09-29.
$28,107, same as above. Signed on 2003-09-29. Completion date: 2003-11-28.
$-9,757, same as above. Signed on 2003-11-14. Completion date: 2003-09-29.
- CONCEPT COMMUNICATIONS INC (10250 SADDLE POINTE DR; small business): $26,938 in 2 contracts in 2005
$20,510 with Army for Fire Fighting Equipment. Signed on 2005-03-25. Completion date: 2005-02-28.
$6,428 with Army for Intercommunication and Public Address Systems, Airborne. Signed on 2005-09-19. Completion date: 2005-10-07.
- BOOTLEG BARBECUE & CATERING CO (9704 BARDSTOWN RD; small business)
$5,472 with Army for Miscellaneous Items. Signed on 2004-05-13. Completion date: 2004-05-15.
- PRODATA LLC (5403 SPRUCEWOOD COURT)
$4,500 with U.S. Army Corps of Engineers - civil program financing only for Other ADP and Telecommunications Services (includes data storage on tapes, compact disks, etc.). Taking place in TN. Signed on 2003-01-10. Completion date: 2003-01-31.
- SOUTHSIDE EQUIPMENT INC (9406 OLD BARDSTOWN RD; small business)
$4,450 with Army for Miscellaneous Service and Trade Equipment. Signed on 2005-03-28. Completion date: 2005-04-11.
- PUBLIC SAFETY EQUIPMENT COMPAN (9616 SEATON BROOKE LANE; small business)
$2,700 with Army for Fire Fighting Equipment. Signed on 2001-10-16. Completion date: 2001-10-17.
Top industries in this zip code by the number of employees in 2005:
- Accommodation and Food Services: Limited-Service Restaurants (250-499 employees: 1 establishment, 50-99 employees: 1 establishment, 20-49 employees: 11 establishments, 10-19 employees: 5 establishments, 5-9 employees: 1 establishment, 1-4 employees: 4 establishments)
- Accommodation and Food Services: Full-Service Restaurants (100-249: 1, 50-99: 3, 20-49: 4, 10-19: 4, 5-9: 1, 1-4: 2)
- Educational Services: Elementary and Secondary Schools (100-249: 1, 10-19: 1)
- Other Services (except Public Administration): Religious Organizations (20-49: 2, 10-19: 4, 5-9: 2, 1-4: 4)
- Health Care and Social Assistance: Child Day Care Services (20-49: 3, 10-19: 2, 5-9: 2, 1-4: 2)
- Health Care and Social Assistance: Offices of Dentists (10-19: 1, 5-9: 8, 1-4: 5)
- Finance and Insurance: Commercial Banking (10-19: 3, 5-9: 4, 1-4: 3)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
12 people in other noninstitutional group quarters
2 people in religious group quarters
Fatal accident statistics in 2006
- Fatal accident count: 2
- Vehicles involved in fatal accidents: 2
- Fatal accidents caused by drunken drivers: 1
- Fatalities: 2
- Persons involved in fatal accidents: 4
- Pedestrians involved in fatal accidents: 0
Fatal accident statistics in 2005
- Fatal accident count: 1
- Vehicles involved in fatal accidents: 1
- Fatal accidents caused by drunken drivers: 1
- Fatalities: 1
- Persons involved in fatal accidents: 2
- Pedestrians involved in fatal accidents: 1
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 full and 14 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 179 | $150,331 | 1,020 | $137,030 | 883 | $140,367 | 128 | $37,338 | 3 | $227,133 | 165 | $184,645 | 16 | $28,686 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $156,701 | 100 | $135,106 | 173 | $127,940 | 35 | $41,453 | 2 | $298,950 | 13 | $105,248 | 5 | $21,588 |
| APPLICATIONS DENIED | 33 | $152,721 | 127 | $145,530 | 671 | $157,645 | 136 | $31,062 | 0 | $0 | 30 | $218,278 | 19 | $42,247 |
| APPLICATIONS WITHDRAWN | 16 | $142,023 | 89 | $130,628 | 229 | $135,954 | 22 | $35,082 | 0 | $0 | 6 | $136,422 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $132,510 | 25 | $147,626 | 83 | $156,146 | 2 | $218,050 | 0 | $0 | 6 | $88,825 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 full and 14 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 140 | $141,885 | 1,190 | $124,644 | 972 | $113,373 | 163 | $36,819 | 3 | $384,667 | 149 | $117,500 | 8 | $42,059 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $121,646 | 133 | $110,025 | 191 | $121,056 | 40 | $32,313 | 0 | $0 | 16 | $98,874 | 7 | $46,129 |
| APPLICATIONS DENIED | 21 | $135,330 | 197 | $117,864 | 665 | $127,853 | 128 | $34,785 | 0 | $0 | 38 | $127,011 | 27 | $34,636 |
| APPLICATIONS WITHDRAWN | 13 | $133,015 | 112 | $108,756 | 316 | $129,602 | 20 | $35,775 | 0 | $0 | 20 | $100,024 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 5 | $172,988 | 52 | $138,786 | 121 | $140,039 | 1 | $58,820 | 0 | $0 | 4 | $124,133 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 full and 14 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 145 | $135,172 | 1,217 | $128,166 | 1,254 | $117,300 | 161 | $50,218 | 3 | $827,440 | 156 | $110,285 | 11 | $58,955 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 13 | $134,488 | 148 | $113,697 | 170 | $112,261 | 22 | $37,713 | 0 | $0 | 14 | $89,425 | 13 | $37,862 |
| APPLICATIONS DENIED | 22 | $126,475 | 205 | $110,553 | 750 | $130,440 | 147 | $30,024 | 1 | $1,020,000 | 28 | $105,963 | 23 | $38,463 |
| APPLICATIONS WITHDRAWN | 3 | $171,713 | 138 | $129,486 | 372 | $134,252 | 57 | $141,417 | 3 | $374,333 | 17 | $196,614 | 2 | $24,725 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $135,425 | 64 | $111,524 | 117 | $142,491 | 3 | $35,857 | 0 | $0 | 3 | $107,877 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 full and 14 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 235 | $139,159 | 1,151 | $126,044 | 1,369 | $117,616 | 152 | $33,693 | 3 | $1,284,333 | 172 | $117,874 | 13 | $40,684 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 11 | $139,784 | 147 | $121,944 | 229 | $117,613 | 24 | $34,518 | 0 | $0 | 11 | $83,699 | 13 | $41,199 |
| APPLICATIONS DENIED | 32 | $144,294 | 171 | $102,286 | 692 | $115,505 | 126 | $33,019 | 0 | $0 | 32 | $109,368 | 21 | $46,811 |
| APPLICATIONS WITHDRAWN | 13 | $150,037 | 99 | $121,831 | 431 | $130,288 | 23 | $44,036 | 1 | $139,490 | 17 | $110,765 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $104,253 | 29 | $107,974 | 69 | $128,302 | 14 | $60,384 | 0 | $0 | 2 | $111,615 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 full and 14 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 338 | $132,199 | 1,100 | $122,372 | 3,560 | $110,407 | 163 | $27,645 | 3 | $1,854,680 | 171 | $91,598 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 12 | $136,245 | 79 | $126,421 | 401 | $104,346 | 44 | $27,673 | 0 | $0 | 14 | $79,683 |
| APPLICATIONS DENIED | 16 | $105,717 | 132 | $109,900 | 745 | $107,225 | 82 | $30,551 | 0 | $0 | 41 | $83,268 |
| APPLICATIONS WITHDRAWN | 13 | $150,935 | 98 | $130,946 | 574 | $109,749 | 18 | $54,423 | 0 | $0 | 21 | $80,524 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $166,210 | 38 | $120,887 | 106 | $127,153 | 7 | $58,910 | 0 | $0 | 4 | $85,530 |
Aggregated Statistics For Year 2002 (Based on 2 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 218 | $129,202 | 677 | $106,938 | 1,583 | $103,503 | 96 | $24,679 | 2 | $385,500 | 99 | $84,702 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $144,469 | 46 | $108,001 | 189 | $103,012 | 14 | $18,599 | 0 | $0 | 7 | $89,184 |
| APPLICATIONS DENIED | 11 | $126,074 | 75 | $111,324 | 337 | $98,822 | 51 | $15,096 | 0 | $0 | 8 | $101,320 |
| APPLICATIONS WITHDRAWN | 22 | $120,389 | 73 | $129,390 | 226 | $114,934 | 9 | $25,932 | 0 | $0 | 11 | $77,726 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $126,688 | 24 | $88,652 | 68 | $120,596 | 2 | $108,495 | 0 | $0 | 3 | $41,590 |
Aggregated Statistics For Year 2001 (Based on 2 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 225 | $121,395 | 573 | $105,001 | 1,515 | $93,478 | 151 | $30,104 | 2 | $10,305,000 | 99 | $90,971 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $107,529 | 56 | $81,957 | 177 | $81,797 | 40 | $27,050 | 0 | $0 | 4 | $91,083 |
| APPLICATIONS DENIED | 24 | $126,509 | 107 | $69,811 | 372 | $81,259 | 78 | $15,924 | 0 | $0 | 33 | $87,507 |
| APPLICATIONS WITHDRAWN | 9 | $112,020 | 55 | $116,279 | 158 | $105,160 | 8 | $41,701 | 0 | $0 | 9 | $113,036 |
| FILES CLOSED FOR INCOMPLETENESS | 5 | $113,876 | 9 | $106,614 | 40 | $569,597 | 2 | $15,330 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 209 | $114,287 | 565 | $92,965 | 407 | $71,721 | 151 | $20,666 | 1 | $225,000 | 51 | $110,662 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $98,877 | 58 | $95,532 | 107 | $74,734 | 50 | $20,731 | 0 | $0 | 2 | $25,250 |
| APPLICATIONS DENIED | 25 | $112,722 | 116 | $62,918 | 249 | $68,421 | 86 | $26,568 | 0 | $0 | 6 | $32,433 |
| APPLICATIONS WITHDRAWN | 18 | $114,947 | 42 | $109,267 | 130 | $84,972 | 8 | $55,746 | 0 | $0 | 5 | $148,872 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $131,375 | 11 | $116,093 | 29 | $90,409 | 4 | $21,465 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 3 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 225 | $106,141 | 506 | $102,876 | 675 | $72,552 | 188 | $15,414 | 1 | $1,999,800 | 52 | $63,320 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $132,663 | 42 | $88,441 | 130 | $75,201 | 47 | $16,197 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 27 | $104,572 | 90 | $74,533 | 280 | $74,676 | 73 | $15,905 | 0 | $0 | 8 | $77,261 |
| APPLICATIONS WITHDRAWN | 15 | $110,570 | 56 | $109,495 | 170 | $79,839 | 12 | $56,189 | 0 | $0 | 5 | $92,180 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $94,275 | 25 | $98,455 | 46 | $97,499 | 2 | $40,735 | 0 | $0 | 1 | $69,990 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 full and 14 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 346 | $149,374 | 103 | $161,887 | 19 | $119,617 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 31 | $158,935 | 20 | $172,038 | 1 | $123,000 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 21 | $166,204 | 6 | $153,347 | 2 | $76,655 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $88,230 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 full and 14 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 193 | $150,688 | 54 | $143,253 | 5 | $107,314 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 22 | $148,699 | 32 | $139,877 | 3 | $102,483 |
| APPLICATIONS DENIED | 1 | $118,000 | 1 | $267,200 | 1 | $267,200 |
| APPLICATIONS WITHDRAWN | 4 | $138,840 | 15 | $137,401 | 1 | $267,200 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $130,497 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 full and 14 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 181 | $149,330 | 94 | $147,666 | 11 | $122,332 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 27 | $155,616 | 42 | $135,723 | 2 | $67,625 |
| APPLICATIONS DENIED | 1 | $295,080 | 2 | $121,725 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 10 | $153,827 | 8 | $155,221 | 1 | $75,960 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $185,000 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 full and 14 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 184 | $148,633 | 127 | $143,325 | 18 | $108,853 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 36 | $135,076 | 41 | $133,144 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 12 | $164,386 | 15 | $134,910 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $117,893 | 3 | $142,277 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 full and 14 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 297 | $146,471 | 440 | $134,205 | 25 | $116,939 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 28 | $143,488 | 75 | $143,966 | 2 | $80,880 |
| APPLICATIONS DENIED | 3 | $139,397 | 8 | $167,564 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 7 | $138,767 | 5 | $119,618 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 6 | $139,323 | 15 | $132,061 | 1 | $162,930 |
Aggregated Statistics For Year 2002 (Based on 2 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 178 | $133,275 | 233 | $127,750 | 6 | $120,080 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 20 | $111,477 | 31 | $140,814 | 4 | $87,308 |
| APPLICATIONS DENIED | 1 | $104,000 | 3 | $112,187 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 11 | $133,945 | 15 | $145,605 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $128,055 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 208 | $130,719 | 206 | $124,809 | 9 | $122,897 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 23 | $141,845 | 17 | $141,439 | 3 | $98,667 |
| APPLICATIONS DENIED | 2 | $85,735 | 5 | $128,480 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 5 | $105,870 | 5 | $120,578 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 138 | $121,511 | 34 | $115,798 | 4 | $86,865 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 17 | $133,934 | 5 | $95,876 | 3 | $98,333 |
| APPLICATIONS DENIED | 4 | $119,405 | 2 | $121,745 | 2 | $121,745 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 5 | $145,002 | 2 | $84,770 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 3 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 169 | $124,506 | 57 | $105,380 | 2 | $42,755 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $113,066 | 7 | $113,119 | 0 | $0 |
| APPLICATIONS DENIED | 9 | $104,342 | 5 | $116,308 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $119,295 | 2 | $133,720 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $93,570 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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