46324 Zip Code Detailed Profile




Estimated zip code population in 2013: 23,359
Zip code population in 2010: 23,165
Zip code population in 2000: 23,248

Houses and condos: 9,356
Renter-occupied apartments: 2,791
% of renters here:

34%
State:

31%
Mar. 2013 cost of living index in zip code 46324: 97.1 (near average, U.S. average is 100)

Land area: 4.4 sq. mi.
Water area: 0.0 sq. mi.
Population density: 5,296 people per square mile 
 
 (average).

Age and Sex of Residents in zip code 46324
Zip code 46324 (Hammond, Indiana) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

1.4% ($1,373)
Indiana:

0.9% ($1,057)
Median real estate property taxes paid for housing units with mortgages in 2013: $1,424 (1.5%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $1,160 (1.3%)

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Males: 11,336  (48.5%)
Females: 12,023  (51.5%)

For population 25 years and over in 46324:

For population 15 years and over in 46324:

Zip code 46324 compared to state average:

  • Unemployed percentage above state average.
  • Black race population percentage above state average.
  • Hispanic race population percentage significantly above state average.
  • Median age below state average.
  • Foreign-born population percentage above state average.
  • House age above state average.
  • Percentage of population with a bachelor's degree or higher below state average.
  • Races in zip code 46324

  • Zip code 46324 races chart
    • 10,811White population
    • 4,858Black population
    • 37American Indian population
    • 125Asian population
    • 2Native Hawaiian and Other Pacific Islander population
    • 25Some other race population
    • 391Two or more races population
    • 6,916Hispanic or Latino population

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46324, IN forum
Recent posts about zip code 46324 area on our local forum with over 1,800,000 registered users:
Will the revamped Horseshoe bring more revenue to the area?  (8 replies)
100% urban population.

Estimated median house/condo value in 2013: $95,700
46324:

$95,700
Indiana:

$122,200



According to our research of Indiana and other state lists there were 30 registered sex offenders living in 46324 zip code as of August 27, 2015.
The ratio of number of residents in zip code 46324 to the number of sex offenders is 833 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is smaller than the state average.


Median resident age:
This zip code:

33.2 years
Indiana median age:

37.3 years
Average household size:
This zip code:

2.8 people
Indiana:

2.5 people

Averages for the 2012 tax year for zip code 46324, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $38,241 (Individual Income Tax Returns)
Here:

$38,241
State:

$52,932

Salary/wage: $36,686 (reported on 84.5% of returns)
Here:

$36,686
State:

$45,173
(% of AGI for various income ranges: 73.1% for AGIs below $25k, 83.5% for AGIs $25k-50k, 86.1% for AGIs $50k-75k, 83.4% for AGIs $75k-100k, 83.9% for AGIs $100k-200k, 39.0% for AGIs over 200k)

Taxable interest for individuals: $760 (reported on 20.4% of returns)
This zip code:

$760
Indiana:

$1,311
(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.3% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.5% for AGIs $100k-200k, 0.5% for AGIs over 200k)

Ordinary dividends: $2,831 (reported on 9.4% of returns)
Here:

$2,831
State:

$4,690
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.2% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$1,700 (reported on 5.8% of returns)
Here:

+$1,700
State:

+$10,406
(% of AGI for various income ranges: 0.1% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.6% for AGIs $100k-200k)

Profit/loss from business: +$8,505 (reported on 11.3% of returns)
Here:

+$8,505
State:

+$11,105
(% of AGI for various income ranges: 9.0% for AGIs below $25k, 2.0% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 2.3% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $11,351 (reported on 6.6% of returns)
46324:

$11,351
Indiana:

$13,841
(% of AGI for various income ranges: 2.1% for AGIs below $25k, 1.3% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 3.1% for AGIs $75k-100k, 3.0% for AGIs $100k-200k)

Total itemized deductions: $15,555 (22% of AGI, reported on 19.4% of returns)
Here:

$15,555
State:

$20,913

Here:

22.1% of AGI
State:

18.2% of AGI
(% of AGI for various income ranges: 4.4% for AGIs below $25k, 7.4% for AGIs $25k-50k, 8.7% for AGIs $50k-75k, 8.1% for AGIs $75k-100k, 10.4% for AGIs $100k-200k, 9.1% for AGIs over 200k)

Charity contributions: $3,030 (reported on 15.0% of returns)
Here:

$3,030
State:

$4,697
(% of AGI for various income ranges: 0.4% for AGIs below $25k, 0.9% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 1.8% for AGIs $100k-200k, 1.1% for AGIs over 200k)

Taxes paid: $4,476 (reported on 19.4% of returns)
46324:

$4,476
State:

$7,456
(% of AGI for various income ranges: 0.7% for AGIs below $25k, 1.6% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 2.6% for AGIs $75k-100k, 3.6% for AGIs $100k-200k, 4.8% for AGIs over 200k)

Earned income credit: $2,588 (reported on 27.1% of returns)
Here:

$2,588
State:

$2,265
(% of AGI for various income ranges: 9.8% for AGIs below $25k, 1.4% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 46324, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $35,270 (Individual Income Tax Returns)
Here:

$35,270
State:

$44,790

Salary/wage: $33,660 (reported on 86.5% of returns)
Here:

$33,660
State:

$39,615
(% of AGI for various income ranges: 81.2% for AGIs below $10k, 76.6% for AGIs $10k-25k, 86.7% for AGIs $25k-50k, 87.9% for AGIs $50k-75k, 86.7% for AGIs $75k-100k, 65.7% for AGIs over 100k)

Taxable interest for individuals: $1,171 (reported on 36.0% of returns)
This zip code:

$1,171
Indiana:

$1,535
(% of AGI for various income ranges: 3.3% for AGIs below $10k, 2.1% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 2.4% for AGIs over 100k)

Taxable dividends: $1,947 (reported on 14.5% of returns)
Here:

$1,947
State:

$2,998
(% of AGI for various income ranges: 1.5% for AGIs below $10k, 1.2% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 1.5% for AGIs over 100k)

Net capital gain/loss: +$2,974 (reported on 9.1% of returns)
Here:

+$2,974
State:

+$8,619
(% of AGI for various income ranges: -0.5% for AGIs below $10k, 0.2% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 3.2% for AGIs over 100k)

Profit/loss from business: +$8,408 (reported on 8.9% of returns)
Here:

+$8,408
State:

+$10,071
(% of AGI for various income ranges: 5.6% for AGIs below $10k, 3.6% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 4.1% for AGIs over 100k)

IRA payment deduction: $2,219 (reported on 1.7% of returns)
46324:

$2,219
Indiana:

$2,840
(% of AGI for various income ranges: 0.2% for AGIs $10k-25k, 0.1% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $16,778 (reported on 0.2% of returns)
Here:

$16,778
Indiana:

$15,305

Total itemized deductions: $13,403 (22% of AGI, reported on 25.7% of returns)
Here:

$13,403
State:

$17,065

Here:

22.3% of AGI
State:

19.5% of AGI
(% of AGI for various income ranges: 4.2% for AGIs below $10k, 6.4% for AGIs $10k-25k, 10.0% for AGIs $25k-50k, 10.3% for AGIs $50k-75k, 10.0% for AGIs $75k-100k, 12.2% for AGIs over 100k)

Charity contributions deductions: $2,310 (4% of AGI, reported on 21.9% of returns)
Here:

$2,310
State:

$3,550

Here:

3.7% of AGI
State:

3.8% of AGI
(% of AGI for various income ranges: 0.2% for AGIs below $10k, 0.9% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 2.2% for AGIs over 100k)

Total tax: $4,576 (reported on 69.7% of returns)
46324:

$4,576
State:

$6,914
(% of AGI for various income ranges: 1.7% for AGIs below $10k, 3.4% for AGIs $10k-25k, 6.7% for AGIs $25k-50k, 9.3% for AGIs $50k-75k, 11.4% for AGIs $75k-100k, 17.5% for AGIs over 100k)

Earned income credit: $1,847 (reported on 20.7% of returns)
Here:

$1,847
State:

$1,685

Percentage of individuals using paid preparers for their 2004 taxes: 61.0%
Here:

61%
State:

59%
(% for various income ranges: 54.4% for AGIs below $10k, 64.1% for AGIs $10k-25k, 62.6% for AGIs $25k-50k, 61.3% for AGIs $50k-75k, 57.7% for AGIs $75k-100k, 68.4% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$42,421
Indiana:

$47,529
Hammond, IN (46324) map Nearest zip codes: 46321, 46327, 46323, 60438, 46322, 60409.
Percentage of family households:
This zip code:

55.6%
Indiana:

51.2%
Percentage of households with unmarried partners:
This zip code:

6.9%
Indiana:

6.0%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 1,704
Household did not receive Food Stamps/SNAP in the past 12 months: 6,558


Women who had a birth in the past 12 months: 270 (146 now married, 124 unmarried)
Women who did not have a birth in the past 12 months: 5,819 (2,391 now married, 3,428 unmarried)


Housing units in zip code 46324 with a mortgage: 4,076 (192 second mortgage, 364 home equity loan, 8 both second mortgage and home equity loan)
Houses without a mortgage: 1,395

Median monthly owner costs for units with a mortgage: $1,073
Median monthly owner costs for units without a mortgage: S385

Residents with income below the poverty level in 2013:
This zip code:

21.4%
Whole state:

15.9%
Residents with income below 50% of the poverty level in 2013:
This zip code:

13.4%
Whole state:

8.7%
Median number of rooms in houses and condos:
Here:

5.8
State:

6.4
Median number of rooms in apartments:
Here:

4.5
State:

4.4
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 46324: Woodmar Country Club (A), Sawyer Branch Hammond Public Library (B), Hammond Fire Department Station 7 (C), Hammond Fire Department Station 5 (D). Display/hide their locations on the map

    Shopping Center: Interstate Plaza Shopping Center (1). Display/hide its location on the map

    Churches in zip code 46324 include: Trinity Evangelical Lutheran Church (A), Unity Church (B), Christ Lutheran Church (C), Church of God (D), Saint John Bosco Church (E), Woodmar Baptist Church (F), Woodmar United Methodist Church (G), Bethel Bible Church (H), Christian Fellowship Church (I). Display/hide their locations on the map

    Cemeteries: Elmwood Cemetery (1), Saint Michaels Cemetery (2), Saint Johns Cemetery (3), Concordia Cemetery (4), Oak Hill Cemetery (5). Display/hide their locations on the map

    Parks in zip code 46324 include: Jefferson Park (1), Edison Park (2), Riverside Park (3), Indi-Illi Park (4). Display/hide their locations on the map

Year house built

  • 92010 or later
  • 1562000 to 2009
  • 991990 to 1999
  • 1341980 to 1989
  • 4331970 to 1979
  • 1,2101960 to 1969
  • 2,7811950 to 1959
  • 1,9021940 to 1949
  • 2,6321939 or earlier

Zip code 46324 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Hammond, IN (46324)

  • 7no bedroom
  • 521 bedroom
  • 1,5552 bedrooms
  • 3,0263 bedrooms
  • 6554 bedrooms
  • 1765+ bedrooms

Bedrooms in renter-occupied apartments in Hammond, IN (46324)

  • 65no bedroom
  • 6161 bedroom
  • 1,1132 bedrooms
  • 7433 bedrooms
  • 2074 bedrooms
  • 475+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Hammond, IN (46324) in owner-occupied houses/condos

  • 190no vehicle
  • 1,7581 vehicle
  • 2,4242 vehicles
  • 8663 vehicles
  • 2234 vehicles
  • 105+ vehicles

Cars and other vehicles available in Hammond, IN (46324) in renter-occupied apartments

  • 234no vehicle
  • 1,8471 vehicle
  • 6732 vehicles
  • 373 vehicles
  • 04 vehicles
  • 05+ vehicles

Median gross rent in 2013: $879.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $95,700
46324:

$95,700
Indiana:

$122,200
Lower value quartile - upper value quartile: $75,700 - $121,200

Mean price in 2013:

Detached houses: $104,231
Here:

$104,231
State:

$158,623

Townhouses or other attached units: $82,980
Here:

$82,980
State:

$143,204

In 2-unit structures: $107,576
Here:

$107,576
State:

$100,714

Mobile homes: $33,481
Here:

$33,481
State:

$33,934

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 13.3%

Percentage of zip code residents living and working in this county: 60.3%

Household type by relationship:

Households: 23,333

Size of family households: 2,107 2-persons, 1,117 3-persons, 1,216 4-persons, 508 5-persons, 427 6-persons, 151 7-or-more-persons

Size of nonfamily households: 2,285 1-person, 377 2-persons, 68 3-persons, 6 4-persons

3,275 married couples with children.
2,234 single-parent households (366 men, 1,868 women).

75.4% of residents of 46324 zip code speak English at home.
22.4% of residents speak Spanish at home (71% very well, 11% well, 12% not well, 5% not at all).
1.5% of residents speak other Indo-European language at home (90% very well, 6% well, 4% not well).
0.7% of residents speak Asian or Pacific Island language at home (64% very well, 17% well, 19% not well).

Foreign born population: 2,270 (9.7%)
(41.0% of them are naturalized citizens)
This zip code:

9.7%
Whole state:

4.8%

Most common places of birth for the foreign-born residents

  • 77%Mexico
  • 6%Honduras
  • 2%Korea
  • 2%China, excluding Hong Kong and Taiwan
  • 2%France
  • 2%Germany
  • 1%Italy

Most common first ancestries reported in 46324 (%)

  • 53%Other groups
  • 7%German
  • 7%Irish
  • 6%Polish
  • 4%American
  • 3%Italian
  • 3%English

Year of entry for the foreign-born population

  • 32010 or later
  • 5292000 to 2009
  • 6631990 to 1999
  • 1,278Before 1990

Zip code 46324 topographic map

Public primary/middle schools in zip code 46324 not listed on the city page:

  • LEW WALLACE ELEMENTARY SCHOOL (Students: 431; Location: 6235 JEFFERSON AVE, HAMMOND, IN; Grades: KG - 05)
  • THOMAS JEFFERSON ELEM SCH (Students: 311; Location: 6940 NORTHCOTE AVE, HAMMOND, IN; Grades: PK - 05)
  • KENWOOD ELEMENTARY SCHOOL (Students: 273; Location: 6416 HOHMAN AVE, HAMMOND, IN; Grades: KG - 05)
  • JAMES WHITCOMB RILEY ELEM SCH (Students: 219; Location: 1245 N RIVER DR, HAMMOND, IN; Grades: KG - 05)

Major facilities with environmental interests located in this zip code:

Fire-safe hotels and motels in zip code 46324:

All 2 fire-safe hotels and motels in zip code 46324

Zip code 46324 marital status for males
Zip code 46324 marital status for females

Housing units lacking complete plumbing facilities: 3.4%
Housing units lacking complete kitchen facilities: 5.1%

Most commonly used house heating fuel

  • 92%Utility gas
  • 7%Electricity
  • 1%Bottled, tank, or LP gas

Population in 1990: 23,585. Population change in the 1990s: -337 (-1.4%).

Place of birth for U.S.-born residents:


61% of the 46324 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 65% lived in this county.
   Out of people who lived in different counties, 50% lived in Indiana.

90% of the 46324 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 67% moved from this county.
   Out of people who lived in different houses, 6% moved from different county within same state.
   Out of people who lived in different houses, 27% moved from different state.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 476
Here:

17.4%
Indiana:

11.7%
Students in private schools in grades 9 to 12 (high school): 191
Here:

12.2%
Indiana:

8.9%
Students in private undergraduate colleges: 232
Here:

17.7%
Indiana:

21.7%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 71,125Health diagnosing and treating practitioners and other technical occupations
  • 61,818Computer and mathematical occupations
  • 55,469Life, physical, and social science occupations
  • 50,500Architecture and engineering occupations
  • 46,734Legal occupations
  • 46,389Installation, maintenance, and repair occupations

Companies with federal contracts located in this zip code:

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 5 people in group homes for juveniles (non-correctional)
  • 2 people in group homes intended for adults

People in group quarters in 2000:

  • 38 people in nursing homes
  • 8 people in other group homes
  • 4 people in homes for the mentally retarded

Fatal accident statistics in 2011:

  • Fatal accident count: 3
  • Vehicles involved in fatal accidents: 4
  • Fatal accidents caused by drunken drivers: 2
  • Fatalities: 3
  • Persons involved in fatal accidents: 4
  • Pedestrians involved in fatal accidents: 0

Fatal accident statistics in 2010:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 2
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 8 full and 4 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED204$88,79094$71,429448$89,00736$32,8513$279,72750$74,0530$0
APPLICATIONS APPROVED, NOT ACCEPTED10$93,9312$79,54560$108,09310$15,9850$03$60,0500$0
APPLICATIONS DENIED51$101,45529$62,369343$98,72892$33,7310$028$54,8682$13,230
APPLICATIONS WITHDRAWN18$90,8967$85,267159$106,66317$25,4760$09$97,7720$0
FILES CLOSED FOR INCOMPLETENESS9$88,09613$84,22184$98,5344$73,0450$04$65,8050$0
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 8 full and 4 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED17$66,67414$125,617
APPLICATIONS APPROVED, NOT ACCEPTED9$84,4949$107,380
APPLICATIONS DENIED6$52,5774$107,593
APPLICATIONS WITHDRAWN2$71,9504$82,575
FILES CLOSED FOR INCOMPLETENESS2$32,8102$59,085

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 46324 among deceased individuals
NameCountLived (average)
John25474.6 years
Mary24278.1 years
William15072.7 years
Helen13079.0 years
Robert12669.1 years
James12367.2 years
George10976.2 years
Joseph10974.2 years
Charles9774.0 years
Frank9374.0 years
Most common last names in zip code 46324 among deceased individuals
Last nameCountLived (average)
Smith4670.7 years
Miller3374.8 years
Johnson3073.5 years
Brown3073.9 years
Williams2871.9 years
Jones2670.1 years
White2576.3 years
Wilson2574.2 years
Davis2477.2 years
Anderson2472.5 years
Businesses in zip code 46324
NameCountNameCount
Baskin-Robbins1Payless1
Circle K1Subway1
Cricket Wireless2T-Mobile1
Dunkin Donuts2True Value1
FedEx1U-Haul2
H&R Block1UPS3
Little Caesars Pizza1Wendy's1
Motel 61White Castle2
New Balance3YMCA1
Papa John's Pizza1

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