46516 Zip Code Detailed Profile




Cities: Elkhart, IN (44.14%), Dunlap, IN (10.91%)
County: Elkhart County, IN
Estimated zip code population in 2013: 34,372
Zip code population in 2010: 33,501
Zip code population in 2000: 35,145

Houses and condos: 14,134
Renter-occupied apartments: 4,841
% of renters here:

40%
State:

31%
Mar. 2013 cost of living index in zip code 46516: 88.5 (less than average, U.S. average is 100)

Land area: 17.8 sq. mi.
Water area: 0.9 sq. mi.
Population density: 1,936 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 46516
Zip code 46516 (Elkhart, Indiana) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

0.9% ($937)
Indiana:

0.9% ($1,057)
Median real estate property taxes paid for housing units with mortgages in 2013: $951 (0.9%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $907 (1.1%)

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Males: 16,708  (48.6%)
Females: 17,664  (51.4%)

For population 25 years and over in 46516:

For population 15 years and over in 46516:

Zip code 46516 compared to state average:

  • Unemployed percentage above state average.
  • Hispanic race population percentage significantly above state average.
  • Median age below state average.
  • Foreign-born population percentage above state average.
  • House age above state average.
  • Percentage of population with a bachelor's degree or higher below state average.
  • Races in zip code 46516

  • Zip code 46516 races chart
    • 20,808White population
    • 4,969Black population
    • 96American Indian population
    • 288Asian population
    • 8Native Hawaiian and Other Pacific Islander population
    • 75Some other race population
    • 876Two or more races population
    • 6,381Hispanic or Latino population

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Urban population: 34,071
Rural population: 300

Estimated median house/condo value in 2013: $100,700
46516:

$100,700
Indiana:

$122,200



According to our research of Indiana and other state lists there were 129 registered sex offenders living in 46516 zip code as of August 31, 2015.
The ratio of number of residents in zip code 46516 to the number of sex offenders is 251 to 1.


Median resident age:
This zip code:

33.0 years
Indiana median age:

37.3 years
Average household size:
This zip code:

2.8 people
Indiana:

2.5 people

Averages for the 2012 tax year for zip code 46516, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $40,087 (Individual Income Tax Returns)
Here:

$40,087
State:

$52,932

Salary/wage: $33,630 (reported on 89.8% of returns)
Here:

$33,630
State:

$45,173
(% of AGI for various income ranges: 83.5% for AGIs below $25k, 90.5% for AGIs $25k-50k, 87.2% for AGIs $50k-75k, 84.7% for AGIs $75k-100k, 74.9% for AGIs $100k-200k, 31.9% for AGIs over 200k)

Taxable interest for individuals: $1,199 (reported on 17.6% of returns)
This zip code:

$1,199
Indiana:

$1,311
(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.2% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.9% for AGIs $100k-200k, 0.8% for AGIs over 200k)

Ordinary dividends: $5,595 (reported on 9.4% of returns)
Here:

$5,595
State:

$4,690
(% of AGI for various income ranges: 0.7% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.8% for AGIs $100k-200k, 3.4% for AGIs over 200k)

Net capital gain/loss in AGI: +$12,111 (reported on 7.1% of returns)
Here:

+$12,111
State:

+$10,406
(% of AGI for various income ranges: 0.3% for AGIs $75k-100k, 1.8% for AGIs $100k-200k, 9.9% for AGIs over 200k)

Profit/loss from business: +$8,868 (reported on 10.2% of returns)
Here:

+$8,868
State:

+$11,105
(% of AGI for various income ranges: 5.2% for AGIs below $25k, 1.4% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 3.2% for AGIs $100k-200k, 1.4% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $10,821 (reported on 7.4% of returns)
46516:

$10,821
Indiana:

$13,841
(% of AGI for various income ranges: 2.4% for AGIs below $25k, 1.6% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 3.4% for AGIs $100k-200k, 0.9% for AGIs over 200k)

Self-employment retirement plans: $10,933 (reported on 0.2% of returns)
46516:

$10,933
Indiana:

$21,482

Total itemized deductions: $19,773 (18% of AGI, reported on 16.0% of returns)
Here:

$19,773
State:

$20,913

Here:

18.5% of AGI
State:

18.2% of AGI
(% of AGI for various income ranges: 3.6% for AGIs below $25k, 5.3% for AGIs $25k-50k, 8.9% for AGIs $50k-75k, 11.0% for AGIs $75k-100k, 13.2% for AGIs $100k-200k, 8.9% for AGIs over 200k)

Charity contributions: $4,698 (reported on 11.8% of returns)
Here:

$4,698
State:

$4,697
(% of AGI for various income ranges: 0.3% for AGIs below $25k, 0.6% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.9% for AGIs $75k-100k, 2.8% for AGIs $100k-200k, 2.2% for AGIs over 200k)

Taxes paid: $7,638 (reported on 16.0% of returns)
46516:

$7,638
State:

$7,456
(% of AGI for various income ranges: 0.7% for AGIs below $25k, 1.3% for AGIs $25k-50k, 2.9% for AGIs $50k-75k, 3.7% for AGIs $75k-100k, 5.1% for AGIs $100k-200k, 5.9% for AGIs over 200k)

Earned income credit: $2,525 (reported on 29.7% of returns)
Here:

$2,525
State:

$2,265
(% of AGI for various income ranges: 9.3% for AGIs below $25k, 1.5% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 46516, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $37,006 (Individual Income Tax Returns)
Here:

$37,006
State:

$44,790

Salary/wage: $32,525 (reported on 92.0% of returns)
Here:

$32,525
State:

$39,615
(% of AGI for various income ranges: 137.8% for AGIs below $10k, 88.4% for AGIs $10k-25k, 91.3% for AGIs $25k-50k, 89.4% for AGIs $50k-75k, 86.0% for AGIs $75k-100k, 53.0% for AGIs over 100k)

Taxable interest for individuals: $1,369 (reported on 27.5% of returns)
This zip code:

$1,369
Indiana:

$1,535
(% of AGI for various income ranges: 4.2% for AGIs below $10k, 0.9% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.6% for AGIs over 100k)

Taxable dividends: $2,756 (reported on 12.5% of returns)
Here:

$2,756
State:

$2,998
(% of AGI for various income ranges: 3.6% for AGIs below $10k, 0.6% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 2.0% for AGIs over 100k)

Net capital gain/loss: +$13,613 (reported on 9.8% of returns)
Here:

+$13,613
State:

+$8,619
(% of AGI for various income ranges: 1.4% for AGIs below $10k, 0.2% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 12.5% for AGIs over 100k)

Profit/loss from business: +$9,316 (reported on 9.2% of returns)
Here:

+$9,316
State:

+$10,071
(% of AGI for various income ranges: 2.8% for AGIs below $10k, 2.3% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 2.6% for AGIs $75k-100k, 3.4% for AGIs over 100k)

IRA payment deduction: $2,629 (reported on 1.8% of returns)
46516:

$2,629
Indiana:

$2,840
(% of AGI for various income ranges: 0.2% for AGIs below $10k, 0.1% for AGIs $10k-25k, 0.1% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $14,039 (reported on 0.4% of returns)
Here:

$14,039
Indiana:

$15,305

Total itemized deductions: $15,626 (19% of AGI, reported on 24.0% of returns)
Here:

$15,626
State:

$17,065

Here:

19.4% of AGI
State:

19.5% of AGI
(% of AGI for various income ranges: 6.8% for AGIs below $10k, 5.1% for AGIs $10k-25k, 8.5% for AGIs $25k-50k, 11.9% for AGIs $50k-75k, 14.5% for AGIs $75k-100k, 11.4% for AGIs over 100k)

Charity contributions deductions: $3,248 (4% of AGI, reported on 19.5% of returns)
Here:

$3,248
State:

$3,550

Here:

3.7% of AGI
State:

3.8% of AGI
(% of AGI for various income ranges: 0.4% for AGIs below $10k, 0.6% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 2.6% for AGIs $75k-100k, 2.6% for AGIs over 100k)

Total tax: $5,869 (reported on 64.8% of returns)
46516:

$5,869
State:

$6,914
(% of AGI for various income ranges: 2.1% for AGIs below $10k, 3.3% for AGIs $10k-25k, 6.1% for AGIs $25k-50k, 8.5% for AGIs $50k-75k, 10.3% for AGIs $75k-100k, 20.3% for AGIs over 100k)

Earned income credit: $1,854 (reported on 23.9% of returns)
Here:

$1,854
State:

$1,685

Percentage of individuals using paid preparers for their 2004 taxes: 59.4%
Here:

59%
State:

59%
(% for various income ranges: 53.2% for AGIs below $10k, 64.6% for AGIs $10k-25k, 59.2% for AGIs $25k-50k, 56.6% for AGIs $50k-75k, 55.3% for AGIs $75k-100k, 70.2% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$35,670
Indiana:

$47,529
Elkhart, IN (46516) map Nearest zip codes: 46514, 46517, 49130, 46561, 46507, 46526.
Percentage of family households:
This zip code:

55.2%
Indiana:

51.2%
Percentage of households with unmarried partners:
This zip code:

8.0%
Indiana:

6.0%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 3,139
Household did not receive Food Stamps/SNAP in the past 12 months: 8,945


Women who had a birth in the past 12 months: 597 (442 now married, 155 unmarried)
Women who did not have a birth in the past 12 months: 8,228 (3,128 now married, 5,100 unmarried)


Housing units in zip code 46516 with a mortgage: 5,262 (396 second mortgage, 836 home equity loan, 67 both second mortgage and home equity loan)
Houses without a mortgage: 1,981

Median monthly owner costs for units with a mortgage: $981
Median monthly owner costs for units without a mortgage: S321

Residents with income below the poverty level in 2013:
This zip code:

25.3%
Whole state:

15.9%
Residents with income below 50% of the poverty level in 2013:
This zip code:

14.8%
Whole state:

8.7%
Median number of rooms in houses and condos:
Here:

6.3
State:

6.4
Median number of rooms in apartments:
Here:

4.7
State:

4.4
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 46516: Elkhart Public Library (A), Elkhart Fire Department Central Station (B), Concord Township Fire Department Station 1 (C), Elkhart Fire Department Station 5 (D). Display/hide their locations on the map

    Churches in zip code 46516 include: Albright Church (A), Grace Church (B), Betheny Church (C), Bresee Church (D), McCoy Memorial Church (E), Riverview Church (F), Trinity Church (G). Display/hide their locations on the map

    Cemeteries: Saint Vincent Depaul Cemetery (1), Rowe Cemetery (2), Rice Cemetery (3), Grace Lawn Cemetery (4). Display/hide their locations on the map

    Rivers and creeks: Pine Creek (A), Yellow Creek (B), Elkhart River (C), Puterbaugh Creek (D). Display/hide their locations on the map

    Parks in zip code 46516 include: Island Park (1), Studebaker Park (2), Moran Park (3), McNaughton Park (4), Riverview Park (5), American Park (6), Rice Park (7). Display/hide their locations on the map

Year house built

  • 02010 or later
  • 1,0642000 to 2009
  • 1,3261990 to 1999
  • 1,4511980 to 1989
  • 1,5871970 to 1979
  • 1,6721960 to 1969
  • 1,4381950 to 1959
  • 1,0671940 to 1949
  • 4,5291939 or earlier

Zip code 46516 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Elkhart, IN (46516)

  • 15no bedroom
  • 1401 bedroom
  • 1,2272 bedrooms
  • 4,3873 bedrooms
  • 1,2554 bedrooms
  • 2195+ bedrooms

Bedrooms in renter-occupied apartments in Elkhart, IN (46516)

  • 131no bedroom
  • 1,4221 bedroom
  • 1,6862 bedrooms
  • 1,0813 bedrooms
  • 3794 bedrooms
  • 1425+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Elkhart, IN (46516) in owner-occupied houses/condos

  • 196no vehicle
  • 2,4091 vehicle
  • 3,0432 vehicles
  • 1,0893 vehicles
  • 4154 vehicles
  • 915+ vehicles

Cars and other vehicles available in Elkhart, IN (46516) in renter-occupied apartments

  • 1,421no vehicle
  • 2,0821 vehicle
  • 1,0482 vehicles
  • 2113 vehicles
  • 464 vehicles
  • 335+ vehicles

Median gross rent in 2013: $682.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $100,700
46516:

$100,700
Indiana:

$122,200
Lower value quartile - upper value quartile: $72,200 - $137,500

Mean price in 2013:

Detached houses: $102,163
Here:

$102,163
State:

$158,623

Townhouses or other attached units: $89,843
Here:

$89,843
State:

$143,204

In 2-unit structures: $118,222
Here:

$118,222
State:

$100,714

In 3-to-4-unit structures: $202,307
Here:

$202,307
State:

$108,190

In 5-or-more-unit structures: $300,799
Here:

$300,799
State:

$127,569

Mobile homes: $24,492
Here:

$24,492
State:

$33,934

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 14.8%

Percentage of zip code residents living and working in this county: 87.0%

Household type by relationship:

Households: 34,108

Size of family households: 2,974 2-persons, 1,794 3-persons, 1,682 4-persons, 1,004 5-persons, 399 6-persons, 316 7-or-more-persons

Size of nonfamily households: 3,269 1-person, 546 2-persons, 92 3-persons, 8 4-persons

4,845 married couples with children.
3,993 single-parent households (560 men, 3,433 women).

82.3% of residents of 46516 zip code speak English at home.
15.8% of residents speak Spanish at home (49% very well, 23% well, 24% not well, 4% not at all).
1.2% of residents speak other Indo-European language at home (77% very well, 23% well).
0.5% of residents speak Asian or Pacific Island language at home (21% very well, 79% well).
0.1% of residents speak other language at home (100% very well).

Foreign born population: 3,388 (9.9%)
(23.7% of them are naturalized citizens)
This zip code:

9.9%
Whole state:

4.8%

Most common places of birth for the foreign-born residents

  • 80%Mexico
  • 4%Honduras
  • 4%Philippines
  • 3%El Salvador
  • 1%Germany
  • 1%Canada
  • 1%India

Most common first ancestries reported in 46516 (%)

  • 34%Other groups
  • 14%German
  • 11%American
  • 6%Irish
  • 4%English
  • 3%Italian
  • 2%Polish

Year of entry for the foreign-born population

  • 932010 or later
  • 1,5912000 to 2009
  • 1,4071990 to 1999
  • 699Before 1990

Zip code 46516 topographic map

Public primary/middle schools in zip code 46516 not listed on the city page:

  • ROOSEVELT ELEMENTARY SCHOOL (Students: 554; Location: 215 E INDIANA AVE, ELKHART, IN; Grades: KG - 06)
  • BECK ELEMENTARY SCHOOL (Students: 482; Location: 818 MCDONALD ST, ELKHART, IN; Grades: KG - 06)
  • RIVERVIEW ELEMENTARY SCHOOL (Students: 331; Location: 2509 WOOD ST, ELKHART, IN; Grades: KG - 06)
  • JIMTOWN NORTH ELEMENTARY SCH (Students: 260; Location: 30046 CR 16 W, ELKHART, IN; Grades: KG - 05)

Major facilities with environmental interests located in this zip code:


Zip code 46516 marital status for males
Zip code 46516 marital status for females

Housing units lacking complete plumbing facilities: 5.0%
Housing units lacking complete kitchen facilities: 5.9%

Most commonly used house heating fuel

  • 87%Utility gas
  • 11%Electricity
  • 1%Wood
  • 1%Bottled, tank, or LP gas

Population in 1990: 29,971. Population change in the 1990s: +5,174 (+17.3%).

Place of birth for U.S.-born residents:


50% of the 46516 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 71% lived in this county.
   Out of people who lived in different counties, 50% lived in Indiana.

83% of the 46516 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 66% moved from this county.
   Out of people who lived in different houses, 21% moved from different county within same state.
   Out of people who lived in different houses, 12% moved from different state.
   Out of people who lived in different houses, 1% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 236
Here:

4.7%
Indiana:

11.7%
Students in private schools in grades 9 to 12 (high school): 36
Here:

1.6%
Indiana:

8.9%
Students in private undergraduate colleges: 212
Here:

13.9%
Indiana:

21.7%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 62,500Law enforcement workers including supervisors
  • 59,628Health diagnosing and treating practitioners and other technical occupations
  • 53,681Management occupations
  • 50,911Architecture and engineering occupations
  • 44,338Health technologists and technicians
  • 40,162Education, training, and library occupations

Companies with federal contracts located in this zip code (ELKHART, IN):

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 158 people in emergency and transitional shelters (with sleeping facilities) for people experiencing homelessness
  • 98 people in other noninstitutional facilities
  • 87 people in nursing facilities/skilled-nursing facilities
  • 22 people in group homes intended for adults
  • 8 people in residential treatment centers for adults

People in group quarters in 2000:

  • 111 people in other noninstitutional group quarters
  • 71 people in homes or halfway houses for drug/alcohol abuse
  • 8 people in homes for the mentally retarded
  • 7 people in other nonhousehold living situations

Fatal accident statistics in 2011:

  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 3
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 2
  • Persons involved in fatal accidents: 3
  • Pedestrians involved in fatal accidents: 1

Fatal accident statistics in 2010:

  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 4
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 2
  • Persons involved in fatal accidents: 5
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 5 full and 12 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED145$100,77790$106,070698$117,66524$61,6733$2,944,89042$124,6339$67,404
APPLICATIONS APPROVED, NOT ACCEPTED10$98,9423$124,89366$96,6983$9,6000$08$60,9731$12,990
APPLICATIONS DENIED22$91,04465$94,923332$111,90761$19,7092$2,498,50031$62,14411$45,735
APPLICATIONS WITHDRAWN7$116,80729$131,681231$108,6581$57,1300$011$68,6113$64,493
FILES CLOSED FOR INCOMPLETENESS2$70,9254$237,94833$109,9434$63,9000$00$00$0
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 4 full and 10 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED19$135,33946$149,716
APPLICATIONS APPROVED, NOT ACCEPTED5$145,0349$132,284
APPLICATIONS DENIED7$251,6107$149,749
APPLICATIONS WITHDRAWN0$00$0
FILES CLOSED FOR INCOMPLETENESS2$77,7500$0

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 46516 among deceased individuals
NameCountLived (average)
Mary11077.5 years
John10072.4 years
Robert9671.9 years
James8768.4 years
William8272.8 years
Charles6371.9 years
Richard6369.8 years
Ruth5281.6 years
Dorothy5177.4 years
George4974.0 years
Most common last names in zip code 46516 among deceased individuals
Last nameCountLived (average)
Smith7372.0 years
Miller6273.1 years
Johnson3569.4 years
Williams3267.7 years
Brown2969.1 years
Moore2284.5 years
Davis2069.4 years
Baker1879.2 years
Jackson1869.8 years
Reed1780.8 years
Businesses in zip code 46516
NameCountNameCount
7-Eleven5McDonald's1
Ace Hardware1Penske1
Advance Auto Parts1Pizza Hut2
Arby's1Quiznos1
AutoZone1Ryder Rental & Truck Leasing1
CVS1Starbucks1
Curves1Subway2
Dairy Queen2Taco Bell2
FedEx3U-Haul1
H&R Block1UPS8
Long John Silver's2Verizon Wireless1
MasterBrand Cabinets2YMCA1

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