46601 Zip Code Detailed Profile




Estimated zip code population in 2013: 5,851
Zip code population in 2010: 6,090
Zip code population in 2000: 6,233

Houses and condos: 3,012
Renter-occupied apartments: 1,843
% of renters here:

78%
State:

31%
Mar. 2013 cost of living index in zip code 46601: 88.3 (less than average, U.S. average is 100)

Land area: 2.2 sq. mi.
Water area: 0.1 sq. mi.
Population density: 2,702 people per square mile 
 
 (average).

Age and Sex of Residents in zip code 46601
Zip code 46601 (South Bend, Indiana) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

1.0% ($900)
Indiana:

0.9% ($1,057)
Median real estate property taxes paid for housing units with mortgages in 2013: $888 (1.0%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $978 (1.8%)

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Males: 3,145  (53.8%)
Females: 2,706  (46.2%)

For population 25 years and over in 46601:

For population 15 years and over in 46601:

Zip code 46601 compared to state average:

  • Median household income significantly below state average.
  • Unemployed percentage above state average.
  • Black race population percentage significantly above state average.
  • Hispanic race population percentage below state average.
  • Foreign-born population percentage below state average.
  • Renting percentage significantly above state average.
  • Number of rooms per house below state average.
  • House age above state average.
  • Races in zip code 46601

  • Zip code 46601 races chart
    • 2,279White population
    • 3,001Black population
    • 12American Indian population
    • 30Asian population
    • 0Native Hawaiian and Other Pacific Islander population
    • 16Some other race population
    • 245Two or more races population
    • 507Hispanic or Latino population

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46601, IN forum
Recent posts about zip code 46601 area on our local forum with over 1,800,000 registered users:
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100% urban population.

Estimated median house/condo value in 2013: $87,100
46601:

$87,100
Indiana:

$122,200



According to our research of Indiana and other state lists there were 66 registered sex offenders living in 46601 zip code as of August 02, 2015.
The ratio of number of residents in zip code 46601 to the number of sex offenders is 128 to 1.


Median resident age:
This zip code:

35.7 years
Indiana median age:

37.3 years
Average household size:
This zip code:

2.0 people
Indiana:

2.5 people

Averages for the 2012 tax year for zip code 46601, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $26,471 (Individual Income Tax Returns)
Here:

$26,471
State:

$52,932

Salary/wage: $23,476 (reported on 84.7% of returns)
Here:

$23,476
State:

$45,173
(% of AGI for various income ranges: 77.8% for AGIs below $25k, 86.2% for AGIs $25k-50k, 78.4% for AGIs $50k-75k, 76.4% for AGIs $75k-100k, 56.2% for AGIs $100k-200k)

Taxable interest for individuals: $1,154 (reported on 13.8% of returns)
This zip code:

$1,154
Indiana:

$1,311
(% of AGI for various income ranges: 0.3% for AGIs below $25k, 0.7% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 1.0% for AGIs $100k-200k)

Ordinary dividends: $6,913 (reported on 7.9% of returns)
Here:

$6,913
State:

$4,690
(% of AGI for various income ranges: 0.3% for AGIs below $25k, 1.6% for AGIs $25k-50k, 3.3% for AGIs $50k-75k, 5.1% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$544 (reported on 4.8% of returns)
Here:

+$544
State:

+$10,406
(% of AGI for various income ranges: 0.2% for AGIs $25k-50k, 0.7% for AGIs $75k-100k)

Profit/loss from business: +$8,550 (reported on 18.0% of returns)
Here:

+$8,550
State:

+$11,105
(% of AGI for various income ranges: 13.7% for AGIs below $25k, 1.9% for AGIs $25k-50k, 2.7% for AGIs $50k-75k, 10.5% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $10,375 (reported on 4.2% of returns)
46601:

$10,375
Indiana:

$13,841
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 0.9% for AGIs $25k-50k, 9.0% for AGIs $50k-75k)

Total itemized deductions: $20,000 (24% of AGI, reported on 10.1% of returns)
Here:

$20,000
State:

$20,913

Here:

24.4% of AGI
State:

18.2% of AGI
(% of AGI for various income ranges: 2.3% for AGIs below $25k, 5.4% for AGIs $25k-50k, 10.5% for AGIs $50k-75k, 11.0% for AGIs $75k-100k, 14.2% for AGIs $100k-200k)

Charity contributions: $4,271 (reported on 7.4% of returns)
Here:

$4,271
State:

$4,697
(% of AGI for various income ranges: 0.9% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 2.9% for AGIs $75k-100k, 2.1% for AGIs $100k-200k)

Taxes paid: $6,483 (reported on 9.5% of returns)
46601:

$6,483
State:

$7,456
(% of AGI for various income ranges: 0.2% for AGIs below $25k, 1.3% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 3.5% for AGIs $75k-100k, 5.8% for AGIs $100k-200k)

Earned income credit: $2,592 (reported on 44.4% of returns)
Here:

$2,592
State:

$2,265
(% of AGI for various income ranges: 13.2% for AGIs below $25k, 1.6% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 46601, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $25,568 (Individual Income Tax Returns)
Here:

$25,568
State:

$44,790

Salary/wage: $20,655 (reported on 87.8% of returns)
Here:

$20,655
State:

$39,615
(% of AGI for various income ranges: 94.2% for AGIs below $10k, 84.6% for AGIs $10k-25k, 90.8% for AGIs $25k-50k, 81.5% for AGIs $50k-75k, 77.8% for AGIs $75k-100k, 24.1% for AGIs over 100k)

Taxable interest for individuals: $2,061 (reported on 21.6% of returns)
This zip code:

$2,061
Indiana:

$1,535
(% of AGI for various income ranges: 2.0% for AGIs below $10k, 1.7% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 3.6% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 1.7% for AGIs over 100k)

Taxable dividends: $6,134 (reported on 10.2% of returns)
Here:

$6,134
State:

$2,998
(% of AGI for various income ranges: 1.4% for AGIs below $10k, 1.2% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 6.5% for AGIs over 100k)

Net capital gain/loss: +$5,766 (reported on 7.1% of returns)
Here:

+$5,766
State:

+$8,619
(% of AGI for various income ranges: 0.6% for AGIs below $10k, -0.3% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 5.1% for AGIs over 100k)

Profit/loss from business: +$4,934 (reported on 9.9% of returns)
Here:

+$4,934
State:

+$10,071
(% of AGI for various income ranges: 3.5% for AGIs below $10k, 4.3% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 7.9% for AGIs $75k-100k)

IRA payment deduction: $1,750 (reported on 1.4% of returns)
46601:

$1,750
Indiana:

$2,840

Total itemized deductions: $22,362 (34% of AGI, reported on 14.4% of returns)
Here:

$22,362
State:

$17,065

Here:

34.2% of AGI
State:

19.5% of AGI
(% of AGI for various income ranges: 4.5% for AGIs below $10k, 7.7% for AGIs $10k-25k, 9.2% for AGIs $25k-50k, 14.2% for AGIs $50k-75k, 18.2% for AGIs $75k-100k, 21.2% for AGIs over 100k)

Charity contributions deductions: $4,905 (7% of AGI, reported on 11.2% of returns)
Here:

$4,905
State:

$3,550

Here:

6.5% of AGI
State:

3.8% of AGI
(% of AGI for various income ranges: 0.6% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 3.3% for AGIs $75k-100k, 4.2% for AGIs over 100k)

Total tax: $4,063 (reported on 53.9% of returns)
46601:

$4,063
State:

$6,914
(% of AGI for various income ranges: 1.4% for AGIs below $10k, 3.7% for AGIs $10k-25k, 6.8% for AGIs $25k-50k, 9.3% for AGIs $50k-75k, 10.3% for AGIs $75k-100k, 16.1% for AGIs over 100k)

Earned income credit: $1,804 (reported on 38.8% of returns)
Here:

$1,804
State:

$1,685

Percentage of individuals using paid preparers for their 2004 taxes: 55.9%
Here:

56%
State:

59%
(% for various income ranges: 55.5% for AGIs below $10k, 57.3% for AGIs $10k-25k, 51.9% for AGIs $25k-50k, 58.7% for AGIs $50k-75k, 50.0% for AGIs $75k-100k, 75.7% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$16,806
Indiana:

$47,529
South Bend, IN (46601) map Nearest zip codes: 46613, 46617, 46616, 46556, 46615, 46637.
Percentage of family households:
This zip code:

35.4%
Indiana:

51.2%
Percentage of households with unmarried partners:
This zip code:

5.8%
Indiana:

6.0%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 871
Household did not receive Food Stamps/SNAP in the past 12 months: 1,502


Women who had a birth in the past 12 months: 28 (16 now married, 12 unmarried)
Women who did not have a birth in the past 12 months: 1,145 (281 now married, 864 unmarried)


Housing units in zip code 46601 with a mortgage: 427 (9 second mortgage, 43 home equity loan)
Houses without a mortgage: 103

Median monthly owner costs for units with a mortgage: $1,041
Median monthly owner costs for units without a mortgage: S333

Residents with income below the poverty level in 2013:
This zip code:

45.5%
Whole state:

15.9%
Residents with income below 50% of the poverty level in 2013:
This zip code:

25.7%
Whole state:

8.7%
Median number of rooms in houses and condos:
Here:

7.2
State:

6.4
Median number of rooms in apartments:
Here:

3.8
State:

4.4
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 46601: North Pumping Station (A), South Bend Fire Department Station 1 (B), South Bend Fire Department Station 2 Emergency Transport Service (C), Hansel Neighborhood Center (D), South Bend Fire Department Station 2 (E). Display/hide their locations on the map

    Creek: Bowman Creek (A). Display/hide its location on the map

    Tourist attractions (not listed on the city page) : Chippewa Bowl (Amusement & Theme Parks; 225 West Chippewa Bowl Avenue), Northern Indiana Historical Society (808 West Washington Street).

Year house built

  • 42010 or later
  • 1602000 to 2009
  • 1931990 to 1999
  • 2001980 to 1989
  • 2141970 to 1979
  • 2621960 to 1969
  • 3141950 to 1959
  • 911940 to 1949
  • 1,5741939 or earlier

Zip code 46601 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in South Bend, IN (46601)

  • 0no bedroom
  • 131 bedroom
  • 892 bedrooms
  • 1933 bedrooms
  • 1534 bedrooms
  • 825+ bedrooms

Bedrooms in renter-occupied apartments in South Bend, IN (46601)

  • 165no bedroom
  • 7991 bedroom
  • 4582 bedrooms
  • 3183 bedrooms
  • 734 bedrooms
  • 305+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in South Bend, IN (46601) in owner-occupied houses/condos

  • 23no vehicle
  • 2311 vehicle
  • 1962 vehicles
  • 593 vehicles
  • 214 vehicles
  • 05+ vehicles

Cars and other vehicles available in South Bend, IN (46601) in renter-occupied apartments

  • 962no vehicle
  • 7231 vehicle
  • 1132 vehicles
  • 333 vehicles
  • 124 vehicles
  • 05+ vehicles

Median gross rent in 2013: $466.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $87,100
46601:

$87,100
Indiana:

$122,200
Lower value quartile - upper value quartile: $56,000 - $121,900

Mean price in 2013:

Detached houses: $105,399
Here:

$105,399
State:

$158,623

Townhouses or other attached units: $133,658
Here:

$133,658
State:

$143,204

In 2-unit structures: $10,947
Here:

$10,947
State:

$100,714

In 5-or-more-unit structures: $78,774
Here:

$78,774
State:

$127,569

Mobile homes: $24,586
Here:

$24,586
State:

$33,934

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 18.9%

Percentage of zip code residents living and working in this county: 93.8%

Household type by relationship:

Households: 4,660

Size of family households: 437 2-persons, 292 3-persons, 164 4-persons, 22 5-persons, 29 6-persons, 35 7-or-more-persons

Size of nonfamily households: 1,262 1-person, 113 2-persons, 17 3-persons, 2 4-persons

282 married couples with children.
871 single-parent households (265 men, 606 women).

94.4% of residents of 46601 zip code speak English at home.
3.2% of residents speak Spanish at home (81% very well, 16% well, 3% not well).
1.4% of residents speak other Indo-European language at home (76% very well, 16% well, 8% not at all).
0.1% of residents speak Asian or Pacific Island language at home (100% very well).
0.9% of residents speak other language at home (94% very well, 6% not well).

Foreign born population: 164 (2.8%)
(43.9% of them are naturalized citizens)
This zip code:

2.8%
Whole state:

4.8%

Most common places of birth for the foreign-born residents

  • 19%Mexico
  • 13%Korea
  • 12%Germany
  • 10%Other Eastern Africa
  • 7%Other Caribbean
  • 7%Honduras
  • 7%England

Most common first ancestries reported in 46601 (%)

  • 59%Other groups
  • 8%German
  • 5%Irish
  • 5%Polish
  • 3%English
  • 2%American
  • 1%French (except Basque)

Year of entry for the foreign-born population

  • 62010 or later
  • 542000 to 2009
  • 491990 to 1999
  • 63Before 1990

Zip code 46601 topographic map

Public primary/middle schools in zip code 46601 not listed on the city page:

  • MADISON PRIMARY CENTER (Students: 553; Location: 832 N LAFAYETTE BLVD, SOUTH BEND, IN; Grades: KG - 04)
  • JUVENILE JUSTICE CENTER (Students: 46; Location: 1000 S MICHIGAN AVE, SOUTH BEND, IN; Grades: 04 - 12)
  • MADISON CENTER (Students: 22; Location: 701 N NILES AVE, SOUTH BEND, IN; Grades: 02 - 12)

Private primary/middle schools not listed on the city page:

  • LAPETITE ACADEMY (Students: 17; Location: 521 NORTH ST.JOSEPH ST, SOUTH BEND, IN; Grades: KG - KG)
  • THE MONTESSORI CENTER (Students: 10; Location: 1236 LINCOLN WAY EAST, SOUTH BEND, IN; Grades: KG - KG)
There are 447 Other Medical Specialists in Zip Code 46601.

Major facilities with environmental interests located in this zip code:

Fire-safe hotels and motels in zip code 46601:

All 4 fire-safe hotels and motels in zip code 46601

Zip code 46601 marital status for males
Zip code 46601 marital status for females

Housing units lacking complete plumbing facilities: 6.0%
Housing units lacking complete kitchen facilities: 6.1%

Most commonly used house heating fuel

  • 70%Utility gas
  • 23%Electricity
  • 3%No fuel used
  • 2%Bottled, tank, or LP gas
  • 1%Other fuel
  • 1%Wood

Population in 1990: 5,479. Population change in the 1990s: +754 (+13.8%).

Place of birth for U.S.-born residents:


38% of the 46601 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 61% lived in this county.
   Out of people who lived in different counties, 50% lived in Indiana.

72% of the 46601 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 79% moved from this county.
   Out of people who lived in different houses, 10% moved from different county within same state.
   Out of people who lived in different houses, 7% moved from different state.
   Out of people who lived in different houses, 5% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 25
Here:

4.5%
Indiana:

11.7%
Students in private schools in grades 9 to 12 (high school): 24
Here:

6.8%
Indiana:

8.9%
Students in private undergraduate colleges: 27
Here:

7.8%
Indiana:

21.7%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 65,938Health diagnosing and treating practitioners and other technical occupations
  • 59,444Construction and extraction occupations
  • 53,250Arts, design, entertainment, sports, and media occupations
  • 36,786Business and financial operations occupations
  • 33,622Management occupations
  • 30,139Community and social service occupations

Companies with federal contracts located in this zip code (SOUTH BEND, IN):

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 592 people in local jails and other municipal confinement facilities
  • 294 people in emergency and transitional shelters (with sleeping facilities) for people experiencing homelessness
  • 137 people in other noninstitutional facilities
  • 64 people in group homes for juveniles (non-correctional)
  • 62 people in residential treatment centers for adults
  • 42 people in nursing facilities/skilled-nursing facilities
  • 22 people in group homes intended for adults

People in group quarters in 2000:

  • 335 people in local jails and other confinement facilities (including police lockups)
  • 299 people in other noninstitutional group quarters
  • 109 people in short-term care, detention or diagnostic centers for delinquent children
  • 52 people in homes for the mentally ill
  • 45 people in nursing homes
  • 13 people in other types of correctional institutions
  • 11 people in homes for the physically handicapped
  • 3 people in religious group quarters
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 full and 10 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED6$79,95214$91,38643$112,5563$45,6331$60,110
APPLICATIONS APPROVED, NOT ACCEPTED1$118,8106$63,3034$60,8631$15,9200$0
APPLICATIONS DENIED2$57,54013$47,28339$89,57818$18,1497$40,951
APPLICATIONS WITHDRAWN0$04$55,25516$67,1891$97,7000$0
FILES CLOSED FOR INCOMPLETENESS1$230,5500$08$72,7232$63,0050$0
Choose year:  2009 2008 2007 2006 2005 2004 2003
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 full and 4 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED4$209,0302$182,4500$0
APPLICATIONS APPROVED, NOT ACCEPTED2$26,4004$94,0981$32,290
APPLICATIONS DENIED0$00$00$0
APPLICATIONS WITHDRAWN0$00$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$0
Choose year:  2009 2008 2007 2006 2005 2004 2003

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 46601 among deceased individuals
NameCountLived (average)
Mary6780.4 years
John6172.6 years
William3671.6 years
Robert3569.8 years
James3470.3 years
Helen2878.6 years
Elizabeth2782.5 years
Joseph2772.4 years
Margaret2380.6 years
George2372.5 years
Most common last names in zip code 46601 among deceased individuals
Last nameCountLived (average)
Smith2575.9 years
Williams2073.6 years
Miller1774.6 years
Jones1663.9 years
Johnson1665.8 years
Brown1471.9 years
Moore1279.5 years
Davis1260.3 years
Taylor1077.4 years
Thomas1072.2 years
Businesses in zip code 46601
NameCountNameCount
Arby's1McDonald's1
Buffalo Wild Wings1Nike1
Burger King1Ramada1
FedEx4Subway1
Jones New York1Taco Bell1
Long John Silver's1U.S. Cellular1
Marriott1UPS10

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