Estimated median household income in 2007: $57,765
| This zip code: | $57,765 | | Michigan: | $47,950 |
Nearest zip codes: 48041, 48006, 48097, 48027, 48014, 48002.
Housing units in zip code 48022 with a mortgage: 235 (9 second mortgage, 36 home equity loan, 4 both second mortgage and home equity loan)
Houses without a mortgage: 79
Median monthly owner costs for units with a mortgage: $1,440
Median monthly owner costs for units without a mortgage: $418
Residents with income below the poverty level in 2007:
| This zip code: | 7.8% | | Whole state: | 14.0% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 2.0% | | Whole state: | 6.5% |
Median number of rooms in houses and condos:
| Here: | 6.3 | | State: | 6.1 |
Median number of rooms in apartments:
| Here: | 5.5 | | State: | 4.1 |
Year house built: |
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- 1999 to March 2000: 52
- 1995 to 1998: 180
- 1990 to 1994: 95
- 1980 to 1989: 66
- 1970 to 1979: 153
- 1960 to 1969: 43
- 1950 to 1959: 77
- 1940 to 1949: 12
- 1939 or earlier: 173
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Bedrooms in owner-occupied houses in Emmett, MI (48022): |
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- no bedroom: 0
- 1 bedrooms: 7
- 2 bedrooms: 117
- 3 bedrooms: 420
- 4 bedrooms: 173
- 5 or more bedrooms: 36
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 2
- 2 bedrooms: 26
- 3 bedrooms: 18
- 4 bedrooms: 7
- 5 or more bedrooms: 0
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Vehicles available in 48022 zip code in owner-occupied houses/condos: |
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- no vehicle: 19
- 1 vehicle: 121
- 2 vehicles: 360
- 3 vehicles: 171
- 4 vehicles: 72
- 5 or more vehicles: 10
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 5
- 1 vehicle: 18
- 2 vehicles: 9
- 3 vehicles: 15
- 4 vehicles: 4
- 5 or more vehicles: 2
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 48022:
- Less than $10,000: 4
- $10,000 to $14,999: 2
- $40,000 to $49,999: 11
- $50,000 to $59,999: 14
- $60,000 to $69,999: 6
- $70,000 to $79,999: 9
- $80,000 to $89,999: 14
- $90,000 to $99,999: 14
- $100,000 to $124,999: 64
- $125,000 to $149,999: 44
- $150,000 to $174,999: 43
- $175,000 to $199,999: 83
- $200,000 to $249,999: 173
- $250,000 to $299,999: 115
- $300,000 to $399,999: 99
- $400,000 to $499,999: 19
- $500,000 to $749,999: 11
- $750,000 to $999,999: 6
- $1,000,000 or more: 1
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Rent paid by renters in 2007 in zip code 48022:
- $300 to $349: 2
- $400 to $449: 1
- $450 to $499: 3
- $500 to $549: 19
- $550 to $599: 5
- $650 to $699: 7
- No cash rent: 3
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Median price asked for vacant for-sale houses and condos in 2007: $216,949.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $198,627
Estimated median house or condo value in 2007: $225,559 (it was $156,200 in 2000)
| 48022: | $225,559 | | Michigan: | $153,100 |
Lower value quartile - upper value quartile: $110,668 - $188,288
Mean price in 2007:
Detached houses: $249,135| Here: | $249,135 | | State: | $200,820 |
Townhouses or other attached units: $227,249| Here: | $227,249 | | State: | $181,134 |
Mobile homes: $69,563| Here: | $69,563 | | State: | $39,606 |
Occupied boats, RVs, vans, etc.: $5,000| Here: | $5,000 | | State: | $95,296 |
Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 751
- One, attached: 4
- Two: 9
- 5 to 9: 2
- Mobile homes: 82
- Boats, RVs, vans, etc.: 3

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Means of transportation to work
- Drove a car alone: 909 (82%)
- Carpooled: 147 (13%)
- Walked: 3 (0%)
- Other means: 8 (1%)
- Worked at home: 38 (3%)
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Travel time to work
- Less than 5 minutes: 7
- 5 to 9 minutes: 20
- 10 to 14 minutes: 110
- 15 to 19 minutes: 82
- 20 to 24 minutes: 98
- 25 to 29 minutes: 61
- 30 to 34 minutes: 206
- 35 to 39 minutes: 28
- 40 to 44 minutes: 43
- 45 to 59 minutes: 157
- 60 to 89 minutes: 180
- 90 or more minutes: 75
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Percentage of zip code residents living and working in this county: 37.9%
Household type by relationship
Households: 2,468
- In family households: 2,320 (561 male householders, 125 female householders)
629 spouses, 939 children (834 natural, 16 adopted, 89 stepchildren), 25 grandchildren, 5 brothers or sisters, 5 parents, 10 other relatives, 21 non-relatives
- In nonfamily households: 148 (71 male householders (67 living alone)), 57 female householders (44 living alone)), 20 nonrelatives
Size of family households: 234 2-persons, 136 3-persons, 174 4-persons, 97 5-persons, 22 6-persons, 23 7-or-more-persons.
Size of nonfamily households: 111 1-person, 13 2-persons, 4 3-persons.
637 married couples with children.
62 single-parent households (19 men, 43 women).
96.7% of residents of 48022 zip code speak English at home.
1.7% of residents speak Spanish at home (92% very well, 8% not well).
1.2% of residents speak other Indo-European language at home (48% very well, 22% well, 30% not well).
0.2% of residents speak Asian or Pacific Island language at home (100% well).
0.2% of residents speak other language at home (100% well).
Foreign born population: 65 (2.6%)
(35.4% of them are naturalized citizens)
| This zip code: | 2.6% | | Whole state: | 5.3% |
Most common places of birth for the foreign-born residents:
- Mexico (37%)
- Canada (23%)
- Japan (8%)
- Panama (8%)
- United Kingdom (6%)
- Germany (6%)
- Other Western Europe (6%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 11
- 1990 to 1994: 0
- 1985 to 1989: 28
- 1980 to 1984: 2
- 1975 to 1979: 0
- 1970 to 1974: 0
- 1970 to 1974: 0
- 1965 to 1969: 24
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White population: 2,424
Black population: 6
American Indian population: 3
Asian population: 7
Native Hawaiian and Other Pacific Islander population: 2
Some other race population: 16
Two or more races population: 10

First ancestries reported:
|  German: 418 |
|  Irish: 345 |
|  Polish: 312 |
|  Italian: 163 |
|  Other groups: 154 |
|  United States or American: 151 |
|  French (except Basque): 129 |
|  English: 104 |
|  Scotch-Irish: 57 |
|  Scottish: 47 |
|  Belgian: 43 |
|  French Canadian: 42 |
|  British: 35 |
|  Canadian: 29 |
|  Swedish: 17 |
|  European: 14 |
|  Hungarian: 12 |
|  Dutch: 11 |
|  Russian: 11 |
|  Finnish: 10 |
|  Portuguese: 8 |
|  Romanian: 8 |
|  Austrian: 5 |
|  Arab:: 5 |
|  Syrian: 5 |
|  Slovene: 5 |
|  Czech: 4 |
|  Swiss: 4 |
|  Ukrainian: 2 |

Major facitilies with environmental interests located in this zip code:
- BISCOS TRUCK STOP (2989 KINNEY ROAD in EMMETT, MI)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: LOCAL TRUCKING WITHOUT STORAGE
Organizations: BISCO'S TRUCK STOP (CONTACT/OWNER)
- MI DEPT/TRANSPORTATION BRIDGE (I-69 AND REEVES RD in EMMETT, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: MICH DEPT OF TRANSPORTATION (CONTACT/OPERATOR)
Alternative names: MIDOT BRIDGE I-69 AND REEVES RD
- MI DEPT/TRANSPORTATION BRIDGE (I 69 AND BRAIDWOOD RD BRIDGE in EMMETT, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: MICH DEPT OF TRANSPORTATION (CONTACT/OPERATOR)
Alternative names: MIDOT BRIDGE I-69 OVER BRAIDWOOD RD
- MI DEPT/TRANSPORTATION BRIDGE (M-19 OVER PINE RIVER in EMMETT, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: MICH DEPT OF TRANSPORTATION (CONTACT/OPERATOR)
Alternative names: MIDOT BRIDGE M-19 OVER PINE RIVER
- MI DEPT/TRANSPORTATION BRIDGE (I-69 UNDER M-19 in EMMETT, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: MICH DEPT OF TRANSPORTATION (CONTACT/OPERATOR)
Alternative names: MIDOT BRIDGE I-69 UNDER M-19
- MI DEPT/TRANSPORTATION BRIDGE (I-69 AND STAPLETON in EMMETT, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: MICH DEPT OF TRANSPORTATION (CONTACT/OPERATOR)
Alternative names: MIDOT BRIDGE I-69 & STAPLETON
- MI DEPT/TRANSPORTATION BRIDGE (I-69 UNDER FOX RD in EMMETT, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: MICH DEPT OF TRANSPORTATION (CONTACT/OPERATOR)
Alternative names: MIDOT BRIDGE I-69 UNDER FOX RD
Median worth of mobile homes: $65,500
Housing units lacking complete plumbing facilities: 1%
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel: |
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- Bottled, tank, or LP gas (61%)
- Utility gas (22%)
- Fuel oil, kerosene, etc. (11%)
- Wood (3%)
- Electricity (2%)
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Place of birth for U.S.-born residents:
- This state: 2135
- Northeast: 22
- Midwest: 46
- South: 119
- West: 74
60% of the 48022 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 33% lived in this county.
Out of people who lived in different counties, 91% lived in Michigan.
Population in 1990: 2,335. Population change in the 1990s: +133 (+5.7%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 31
| Here: | 8.8% | | Michigan: | 11.2% |
Students in private schools in grades 9 to 12 (high school): 9
| Here: | 4.0% | | Michigan: | 8.7% |
Students in private undergraduate colleges: 9
| Here: | 11.4% | | Michigan: | 16.5% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Construction: New Single-Family Housing Construction (except Operative Builders) (5-9 employees: 1 establishment, 1-4 employees: 2 establishments)
- Finance and Insurance: Commercial Banking (5-9: 1)
- Other Services (except Public Administration): Religious Organizations (5-9: 1)
- Administrative and Support and Waste Management and Remediation Services: Landscaping Services (1-4: 3)
- Construction: Siding Contractors (1-4: 2)
- Construction: Plumbing, Heating, and Air-Conditioning Contractors (1-4: 2)
- Construction: Electrical Contractors (1-4: 2)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 full tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $136,628 | 28 | $167,290 | 97 | $123,741 | 14 | $55,459 | 6 | $141,227 | 6 | $152,065 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 6 | $204,285 | 26 | $162,423 | 0 | $0 | 2 | $201,985 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 16 | $126,981 | 122 | $158,262 | 37 | $102,578 | 0 | $0 | 4 | $96,068 |
| APPLICATIONS WITHDRAWN | 2 | $161,590 | 4 | $109,860 | 35 | $137,379 | 0 | $0 | 0 | $0 | 4 | $130,553 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 6 | $160,603 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 full tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $166,515 | 49 | $111,399 | 124 | $123,941 | 20 | $68,380 | 0 | $0 | 10 | $113,901 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 4 | $175,383 | 32 | $129,628 | 2 | $29,560 | 0 | $0 | 2 | $148,780 |
| APPLICATIONS DENIED | 0 | $0 | 6 | $208,883 | 142 | $130,295 | 18 | $95,136 | 6 | $160,932 | 22 | $100,590 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $144,840 | 87 | $185,735 | 10 | $97,742 | 0 | $0 | 2 | $128,090 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 34 | $159,155 | 2 | $14,780 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 full tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $218,735 | 51 | $141,458 | 209 | $148,238 | 14 | $44,620 | 0 | $0 | 6 | $138,927 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $117,743 | 18 | $134,548 | 43 | $160,673 | 6 | $72,583 | 2 | $598,075 | 4 | $141,883 |
| APPLICATIONS DENIED | 0 | $0 | 30 | $97,479 | 146 | $149,536 | 18 | $36,347 | 2 | $129,075 | 10 | $51,630 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 10 | $77,050 | 81 | $163,876 | 2 | $133,015 | 2 | $35,470 | 6 | $137,613 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 37 | $152,322 | 2 | $49,265 | 0 | $0 | 2 | $127,105 |
Aggregated Statistics For Year 2004 (Based on 2 full tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $155,678 | 85 | $149,163 | 187 | $146,636 | 12 | $55,998 | 4 | $156,170 | 20 | $112,719 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 12 | $175,383 | 61 | $169,116 | 4 | $32,023 | 0 | $0 | 6 | $150,752 |
| APPLICATIONS DENIED | 0 | $0 | 20 | $122,374 | 126 | $170,082 | 14 | $88,255 | 0 | $0 | 18 | $114,842 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 10 | $125,527 | 77 | $189,741 | 4 | $110,353 | 2 | $162,575 | 4 | $139,913 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 4 | $142,868 | 30 | $147,532 | 2 | $24,635 | 0 | $0 | 2 | $24,635 |
Aggregated Statistics For Year 2003 (Based on 2 full tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $133,261 | 47 | $156,055 | 493 | $134,512 | 20 | $25,815 | 8 | $112,570 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $157,650 | 63 | $144,448 | 2 | $24,635 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 6 | $126,447 | 126 | $160,322 | 14 | $31,248 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $114,295 | 10 | $136,366 | 77 | $156,138 | 4 | $49,265 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 4 | $43,353 | 14 | $134,141 | 0 | $0 | 2 | $22,660 |
Detailed HMDA statistics for the following Tracts:
6581.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 full tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 24 | $162,575 | 8 | $228,836 | 2 | $177,355 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $204,450 | 6 | $248,952 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $165,530 | 2 | $177,355 | 2 | $177,355 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 4 | $207,405 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 full tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 12 | $168,322 | 8 | $123,163 | 2 | $154,690 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $162,575 | 6 | $175,383 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $275,885 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 full tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $242,385 | 10 | $226,816 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $197,060 | 4 | $160,605 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $161,590 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 full tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 16 | $149,889 | 8 | $140,651 | 4 | $156,170 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $290,170 | 8 | $229,329 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 full tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 20 | $174,398 | 41 | $180,622 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $181,788 | 26 | $209,717 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $160,605 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
6581.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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