48220 Zip Code Detailed Profile




City: Ferndale, MI (87.53%)
County: Oakland County, MI
Estimated zip code population in 2013: 22,773
Zip code population in 2010: 22,319
Zip code population in 2000: 25,170

Houses and condos: 11,798
Renter-occupied apartments: 4,254
% of renters here:

41%
State:

29%
Mar. 2013 cost of living index in zip code 48220: 89.2 (less than average, U.S. average is 100)

Land area: 4.4 sq. mi.
Water area: 0.0 sq. mi.
Population density: 5,138 people per square mile 
 
 (average).

Age and Sex of Residents in zip code 48220
Zip code 48220 (Ferndale, Michigan) real estate house value trends

Recent home sales, real estate maps, and home value estimator for zip code 48220

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Real estate property taxes paid for housing units in 2013:
This zip code:

2.6% ($2,418)
Michigan:

1.8% ($2,090)
Median real estate property taxes paid for housing units with mortgages in 2013: $2,638 (2.7%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $1,910 (2.4%)

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Males: 11,383  (50.0%)
Females: 11,390  (50.0%)

For population 25 years and over in 48220:

For population 15 years and over in 48220:

Zip code 48220 compared to state average:

  • House age above state average.
  • Races in zip code 48220

  • Zip code 48220 races chart
    • 16,507White population
    • 4,155Black population
    • 92American Indian population
    • 262Asian population
    • 13Native Hawaiian and Other Pacific Islander population
    • 29Some other race population
    • 676Two or more races population
    • 585Hispanic or Latino population

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48220, MI forum
Recent posts about zip code 48220 area on our local forum with over 1,900,000 registered users:
Best Zip Codes to Invest in...  (19 replies)
So... what's Detroit Metro like?  (65 replies)
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Home buying in Ferndale  (21 replies)
100% urban population.

Estimated median house/condo value in 2013: $92,200
48220:

$92,200
Michigan:

$117,500



According to our research of Michigan and other state lists there were 41 registered sex offenders living in 48220 zip code as of May 01, 2016.
The ratio of number of residents in zip code 48220 to the number of sex offenders is 556 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is smaller than the state average.


Median resident age:
This zip code:

35.7 years
Michigan median age:

39.6 years
Average household size:
This zip code:

2.2 people
Michigan:

2.5 people

Averages for the 2012 tax year for zip code 48220, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $43,485 (Individual Income Tax Returns)
Here:

$43,485
State:

$55,609

Salary/wage: $42,309 (reported on 85.8% of returns)
Here:

$42,309
State:

$46,782
(% of AGI for various income ranges: 73.6% for AGIs below $25k, 86.4% for AGIs $25k-50k, 87.9% for AGIs $50k-75k, 86.9% for AGIs $75k-100k, 86.3% for AGIs $100k-200k, 60.2% for AGIs over 200k)

Taxable interest for individuals: $677 (reported on 23.3% of returns)
This zip code:

$677
Michigan:

$1,491
(% of AGI for various income ranges: 0.7% for AGIs below $25k, 0.3% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.5% for AGIs $100k-200k, 0.2% for AGIs over 200k)

Ordinary dividends: $2,243 (reported on 13.1% of returns)
Here:

$2,243
State:

$6,225
(% of AGI for various income ranges: 0.9% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.8% for AGIs $100k-200k, 1.3% for AGIs over 200k)

Net capital gain/loss in AGI: +$2,623 (reported on 9.1% of returns)
Here:

+$2,623
State:

+$9,326
(% of AGI for various income ranges: 0.1% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.6% for AGIs $100k-200k, 5.5% for AGIs over 200k)

Profit/loss from business: +$9,145 (reported on 15.8% of returns)
Here:

+$9,145
State:

+$11,523
(% of AGI for various income ranges: 9.3% for AGIs below $25k, 3.2% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 3.0% for AGIs $75k-100k, 2.2% for AGIs $100k-200k, 2.6% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $11,699 (reported on 5.9% of returns)
48220:

$11,699
Michigan:

$15,298
(% of AGI for various income ranges: 1.8% for AGIs below $25k, 1.4% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 2.6% for AGIs $100k-200k)

Self-employment retirement plans: $9,800 (reported on 0.3% of returns)
48220:

$9,800
Michigan:

$20,834

Total itemized deductions: $15,499 (20% of AGI, reported on 28.0% of returns)
Here:

$15,499
State:

$21,628

Here:

19.8% of AGI
State:

18.4% of AGI
(% of AGI for various income ranges: 6.7% for AGIs below $25k, 7.5% for AGIs $25k-50k, 10.3% for AGIs $50k-75k, 11.7% for AGIs $75k-100k, 12.3% for AGIs $100k-200k, 11.8% for AGIs over 200k)

Charity contributions: $2,053 (reported on 21.8% of returns)
Here:

$2,053
State:

$4,225
(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.8% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.3% for AGIs $100k-200k, 1.2% for AGIs over 200k)

Taxes paid: $6,111 (reported on 27.9% of returns)
48220:

$6,111
State:

$8,327
(% of AGI for various income ranges: 1.6% for AGIs below $25k, 2.5% for AGIs $25k-50k, 3.8% for AGIs $50k-75k, 4.8% for AGIs $75k-100k, 5.8% for AGIs $100k-200k, 5.2% for AGIs over 200k)

Earned income credit: $1,776 (reported on 16.5% of returns)
Here:

$1,776
State:

$2,306
(% of AGI for various income ranges: 4.8% for AGIs below $25k, 0.5% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 47.2%
Here:

47%
State:

57%
(% for various income ranges: 45.9% for AGIs below $25k, 44.8% for AGIs $25k-50k, 49.7% for AGIs $50k-75k, 50.0% for AGIs $75k-100k, 52.3% for AGIs $100k-200k, 72.7% for AGIs over 200k)

Averages for the 2004 tax year for zip code 48220, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $38,226 (Individual Income Tax Returns)
Here:

$38,226
State:

$48,204

Salary/wage: $37,745 (reported on 87.9% of returns)
Here:

$37,745
State:

$42,791
(% of AGI for various income ranges: 80.8% for AGIs below $10k, 78.3% for AGIs $10k-25k, 89.2% for AGIs $25k-50k, 90.5% for AGIs $50k-75k, 90.0% for AGIs $75k-100k, 79.9% for AGIs over 100k)

Taxable interest for individuals: $738 (reported on 37.0% of returns)
This zip code:

$738
Michigan:

$1,725
(% of AGI for various income ranges: 3.8% for AGIs below $10k, 1.3% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.8% for AGIs over 100k)

Taxable dividends: $1,163 (reported on 17.3% of returns)
Here:

$1,163
State:

$3,420
(% of AGI for various income ranges: 2.2% for AGIs below $10k, 0.7% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.6% for AGIs over 100k)

Net capital gain/loss: +$1,587 (reported on 11.8% of returns)
Here:

+$1,587
State:

+$8,532
(% of AGI for various income ranges: -1.8% for AGIs below $10k, 0.3% for AGIs $10k-25k, 0.1% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 1.8% for AGIs over 100k)

Profit/loss from business: +$7,756 (reported on 13.0% of returns)
Here:

+$7,756
State:

+$9,547
(% of AGI for various income ranges: 8.4% for AGIs below $10k, 5.2% for AGIs $10k-25k, 2.5% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 3.7% for AGIs over 100k)

IRA payment deduction: $2,292 (reported on 2.0% of returns)
48220:

$2,292
Michigan:

$2,875
(% of AGI for various income ranges: 0.2% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $7,759 (reported on 0.4% of returns)
Here:

$7,759
Michigan:

$13,826

Total itemized deductions: $13,956 (23% of AGI, reported on 38.4% of returns)
Here:

$13,956
State:

$18,509

Here:

23.0% of AGI
State:

20.7% of AGI
(% of AGI for various income ranges: 18.8% for AGIs below $10k, 9.9% for AGIs $10k-25k, 13.3% for AGIs $25k-50k, 15.4% for AGIs $50k-75k, 15.5% for AGIs $75k-100k, 13.9% for AGIs over 100k)

Charity contributions deductions: $1,743 (3% of AGI, reported on 33.0% of returns)
Here:

$1,743
State:

$3,365

Here:

2.8% of AGI
State:

3.6% of AGI
(% of AGI for various income ranges: 0.7% for AGIs below $10k, 0.9% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 1.9% for AGIs over 100k)

Total tax: $5,057 (reported on 78.5% of returns)
48220:

$5,057
State:

$7,691
(% of AGI for various income ranges: 3.0% for AGIs below $10k, 4.6% for AGIs $10k-25k, 8.3% for AGIs $25k-50k, 10.6% for AGIs $50k-75k, 12.0% for AGIs $75k-100k, 16.6% for AGIs over 100k)

Earned income credit: $1,446 (reported on 14.4% of returns)
Here:

$1,446
State:

$1,737

Percentage of individuals using paid preparers for their 2004 taxes: 52.7%
Here:

53%
State:

60%
(% for various income ranges: 49.9% for AGIs below $10k, 55.6% for AGIs $10k-25k, 50.6% for AGIs $25k-50k, 53.0% for AGIs $50k-75k, 55.1% for AGIs $75k-100k, 59.9% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$44,986
Michigan:

$48,273
Ferndale, MI (48220) map Nearest zip codes: 48069, 48067, 48221, 48030, 48070, 48237.
Percentage of family households:
This zip code:

37.9%
Michigan:

49.0%
Percentage of households with unmarried partners:
This zip code:

8.4%
Michigan:

6.4%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 1,598
Household did not receive Food Stamps/SNAP in the past 12 months: 8,845


Women who had a birth in the past 12 months: 392 (286 now married, 106 unmarried)
Women who did not have a birth in the past 12 months: 6,048 (1,926 now married, 4,122 unmarried)


Housing units in zip code 48220 with a mortgage: 4,445 (271 second mortgage, 737 home equity loan, 26 both second mortgage and home equity loan)
Houses without a mortgage: 1,744

Median monthly owner costs for units with a mortgage: $1,290
Median monthly owner costs for units without a mortgage: S443

Residents with income below the poverty level in 2013:
This zip code:

17.0%
Whole state:

17.0%
Residents with income below 50% of the poverty level in 2013:
This zip code:

8.7%
Whole state:

9.1%
Median number of rooms in houses and condos:
Here:

6.0
State:

6.4
Median number of rooms in apartments:
Here:

4.7
State:

4.5
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 48220: Ferndale City Hall (A), Ferndale Historical Museum (B), Ferndale Health Center (C), Ferndale Fire Department (D), Ferndale Fire Department Station 2 (E). Display/hide their locations on the map

    Shopping Centers: Royal Towne Center Shopping Center (1), Ferndale Plaza Shopping Center (2). Display/hide their locations on the map

    Churches in zip code 48220 include: New Mount Vernon Baptist Church (A), Oak Park Missionary Baptist Church (B), Jeffries Baptist Church (C), Word New Life Church (D), Drayton Avenue Presbyterian Church of Ferndale (E), El-Shaddai Missionary Baptist Church (F), First United Methodist Church of Ferndale (G), Greater Middle Baptist Church (H), Hilton Oaks Baptist Church (I). Display/hide their locations on the map

    Cemetery: Machpelah Cemetery (1). Display/hide its location on the map

    Parks in zip code 48220 include: Wanda Park (1), Wilson Park (2), Carver Elementary School Historical Marker (3), Ferndale School Historical Marker (4), Michigan's First Tri-Level Intersection Historical Marker (5), David Oppenheim Park (6), Garbutt Park (7), Harding Park (8), Mapledale Park (9). Display/hide their locations on the map

Year house built

  • 02010 or later
  • 3742000 to 2009
  • 2761990 to 1999
  • 3451980 to 1989
  • 7741970 to 1979
  • 1,1001960 to 1969
  • 2,1201950 to 1959
  • 2,8411940 to 1949
  • 3,9681939 or earlier

Zip code 48220 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Ferndale, MI (48220)

  • 0no bedroom
  • 861 bedroom
  • 1,6472 bedrooms
  • 3,5763 bedrooms
  • 8004 bedrooms
  • 805+ bedrooms

Bedrooms in renter-occupied apartments in Ferndale, MI (48220)

  • 164no bedroom
  • 1,2091 bedroom
  • 1,3672 bedrooms
  • 1,4233 bedrooms
  • 684 bedrooms
  • 235+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Ferndale, MI (48220) in owner-occupied houses/condos

  • 307no vehicle
  • 2,5341 vehicle
  • 2,5102 vehicles
  • 6773 vehicles
  • 1494 vehicles
  • 125+ vehicles

Cars and other vehicles available in Ferndale, MI (48220) in renter-occupied apartments

  • 619no vehicle
  • 2,3141 vehicle
  • 1,0652 vehicles
  • 1953 vehicles
  • 554 vehicles
  • 65+ vehicles

Median gross rent in 2013: $811.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $92,200
48220:

$92,200
Michigan:

$117,500
Lower value quartile - upper value quartile: $63,400 - $131,500

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 12.5%

Neighborhoods in zip code 48220:

Percentage of zip code residents living and working in this county: 67.0%

Household type by relationship:

Households: 22,683

Size of family households: 1,957 2-persons, 1,216 3-persons, 918 4-persons, 423 5-persons, 123 6-persons, 64 7-or-more-persons

Size of nonfamily households: 4,404 1-person, 1,108 2-persons, 131 3-persons, 99 4-persons

2,157 married couples with children.
1,532 single-parent households (176 men, 1,356 women).

93.3% of residents of 48220 zip code speak English at home.
1.6% of residents speak Spanish at home (82% very well, 9% well, 9% not well).
2.9% of residents speak other Indo-European language at home (69% very well, 12% well, 19% not well).
0.9% of residents speak Asian or Pacific Island language at home (55% very well, 14% well, 21% not well, 9% not at all).
1.4% of residents speak other language at home (87% very well, 6% well, 6% not well).

Foreign born population: 1,020 (4.5%)
(64.2% of them are naturalized citizens)
This zip code:

4.5%
Whole state:

6.2%

Most common places of birth for the foreign-born residents

  • 12%Poland
  • 10%Canada
  • 9%Israel
  • 7%China, excluding Hong Kong and Taiwan
  • 6%Greece
  • 6%Korea
  • 6%Jamaica

Most common first ancestries reported in 48220 (%)

  • 26%Other groups
  • 10%German
  • 9%Polish
  • 9%Irish
  • 6%English
  • 5%Italian
  • 3%American

Year of entry for the foreign-born population

  • 342010 or later
  • 2052000 to 2009
  • 4681990 to 1999
  • 438Before 1990

Zip code 48220 topographic map

Major facilities with environmental interests located in this zip code:


Zip code 48220 marital status for males
Zip code 48220 marital status for females

Housing units lacking complete plumbing facilities: 4.0%
Housing units lacking complete kitchen facilities: 3.9%

Most commonly used house heating fuel

  • 91%Utility gas
  • 6%Electricity
  • 1%Bottled, tank, or LP gas
  • 1%No fuel used

Population in 1990: 28,698. Population change in the 1990s: -3,528 (-12.3%).

Place of birth for U.S.-born residents:


58% of the 48220 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 55% lived in this county.
   Out of people who lived in different counties, 50% lived in Michigan.

83% of the 48220 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 55% moved from this county.
   Out of people who lived in different houses, 35% moved from different county within same state.
   Out of people who lived in different houses, 8% moved from different state.
   Out of people who lived in different houses, 3% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 154
Here:

9.3%
Michigan:

10.2%
Students in private schools in grades 9 to 12 (high school): 82
Here:

6.8%
Michigan:

8.6%
Students in private undergraduate colleges: 186
Here:

12.6%
Michigan:

14.1%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 75,956Law enforcement workers including supervisors
  • 75,383Architecture and engineering occupations
  • 68,614Legal occupations
  • 60,272Computer and mathematical occupations
  • 58,824Life, physical, and social science occupations
  • 52,174Management occupations

Companies with biggest federal contracts located in this zip code (FERNDALE, MI):

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 47 people in nursing facilities/skilled-nursing facilities
  • 16 people in group homes intended for adults
  • 2 people in other noninstitutional facilities

People in group quarters in 2000:

  • 69 people in nursing homes
  • 53 people in other group homes
  • 19 people in mental (psychiatric) hospitals or wards
  • 7 people in homes for the mentally ill
  • 2 people in religious group quarters

Fatal accident statistics in 2011:

  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 3
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 2
  • Persons involved in fatal accidents: 3
  • Pedestrians involved in fatal accidents: 2

Fatal accident statistics in 2010:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 1
  • Pedestrians involved in fatal accidents: 1
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 13 full and 2 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED291$85,387109$75,859402$112,56339$31,0244$192,49864$58,8880$0
APPLICATIONS APPROVED, NOT ACCEPTED10$87,46511$53,65256$120,4696$6,8470$09$45,3890$0
APPLICATIONS DENIED40$89,81329$101,207198$112,41358$23,8922$152,92515$55,1932$4,990
APPLICATIONS WITHDRAWN32$84,37919$63,607104$121,3282$38,0700$012$66,3880$0
FILES CLOSED FOR INCOMPLETENESS10$59,4724$39,64830$122,4142$117,0702$299,43010$111,8770$0
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 11 full and 2 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED25$102,7769$129,822
APPLICATIONS APPROVED, NOT ACCEPTED6$153,2523$82,877
APPLICATIONS DENIED2$93,7252$71,865
APPLICATIONS WITHDRAWN0$00$0
FILES CLOSED FOR INCOMPLETENESS0$02$131,750

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 48220 among deceased individuals
NameCountLived (average)
John28373.3 years
William26373.6 years
Mary24278.6 years
James20470.1 years
George16073.8 years
Robert15870.7 years
Joseph14274.5 years
Charles13372.2 years
Helen11476.5 years
Edward9874.0 years
Most common last names in zip code 48220 among deceased individuals
Last nameCountLived (average)
Smith8973.3 years
Johnson6973.2 years
Williams5272.6 years
Brown5272.2 years
Jones4771.5 years
Davis4168.7 years
Martin3972.1 years
Anderson3677.8 years
Wilson3472.9 years
Thomas3478.4 years
Businesses in zip code 48220
NameCountNameCount
7-Eleven2Kroger1
ALDI1Little Caesars Pizza1
AutoZone1MasterBrand Cabinets2
Baskin-Robbins1McDonald's1
Blockbuster1Payless1
Buffalo Wild Wings1Pizza Hut1
Burger King1RadioShack2
CVS2Rite Aid1
Cold Stone Creamery1Sprint Nextel1
DHL1Subaru1
Dairy Queen1T-Mobile2
Dunkin Donuts1Taco Bell2
FedEx3Tim Hortons1
GNC1U-Haul1
H&R Block2UPS2
Honda1Wendy's1
Jones New York1White Castle1
KFC1

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