Estimated zip code population in 2022: 3,969 Zip code population in 2010: 4,085 Zip code population in 2000: 4,554
Houses and condos: 2,246 Renter-occupied apartments: 299
% of renters here:
18%
State:
27%
March 2022 cost of living index in zip code 48441: 80.8 (low, U.S. average is 100)
Land area: 101.4 sq. mi. Water area: 11.9 sq. mi.
Population density: 39 people per square mile
(very low).
OSM Map
General Map
Google Map
MSN Map
OSM Map
General Map
Google Map
MSN Map
OSM Map
General Map
Google Map
MSN Map
OSM Map
General Map
Google Map
MSN Map
Please wait while loading the map...
Real estate property taxes paid for housing units in 2022:
This zip code:
1.1% ($1,772)
Michigan:
1.2% ($2,746)
Median real estate property taxes paid for housing units with mortgages in 2022: $1,855 (1.2%) Median real estate property taxes paid for housing units with no mortgage in 2022: $1,706 (1.1%)
Estimated median house/condo value in 2022: $157,225
48441:
$157,225
Michigan:
$224,400
According to our research of Michigan and other state lists, there were 11 registered sex offenders living in 48441 zip code as of April 27, 2024. The ratio of all residents to sex offenders in zip code 48441 is 356 to 1. The ratio of registered sex offenders to all residents in this zip code is near the state average.
Median resident age:
This zip code:
46.8 years
Michigan median age:
40.3 years
Average household size:
This zip code:
2.4 people
Michigan:
2.4 people
Averages for the 2020 tax year for zip code 48441, filed in 2021:
Average Adjusted Gross Income (AGI) in 2020: $52,074 (Individual Income Tax Returns)
Here:
$52,074
State:
$68,945
Salary/wage: $43,581 (reported on 71.8% of returns)
Here:
$43,581
State:
$57,142
(% of AGI for various income ranges: 1201.8% for AGIs below $25k, 3585.5% for AGIs $25k-50k, 6528.8% for AGIs $50k-75k, 9483.6% for AGIs $75k-100k, 15213.3% for AGIs $100k-200k)
Taxable interest for individuals: $1,227 (reported on 38.5% of returns)
This zip code:
$1,227
Michigan:
$1,630
(% of AGI for various income ranges: 41.6% for AGIs below $25k, 55.2% for AGIs $25k-50k, 98.2% for AGIs $50k-75k, 211.8% for AGIs $75k-100k, 110.0% for AGIs $100k-200k)
Ordinary dividends: $3,204 (reported on 23.6% of returns)
Here:
$3,204
State:
$6,972
(% of AGI for various income ranges: 40.3% for AGIs below $25k, 56.8% for AGIs $25k-50k, 139.4% for AGIs $50k-75k, 204.5% for AGIs $75k-100k, 343.3% for AGIs $100k-200k)
Net capital gain/loss in AGI: +$4,865 (reported on 23.6% of returns)
Here:
+$4,865
State:
+$20,064
(% of AGI for various income ranges: 18.2% for AGIs below $25k, 130.0% for AGIs $25k-50k, 227.1% for AGIs $50k-75k, 326.4% for AGIs $75k-100k, 666.7% for AGIs $100k-200k)
Profit/loss from business: +$15,958 (reported on 13.3% of returns)
Here:
+$15,958
State:
+$11,172
(% of AGI for various income ranges: 83.2% for AGIs below $25k, 156.1% for AGIs $25k-50k, 220.6% for AGIs $50k-75k, 440.0% for AGIs $75k-100k, 2075.0% for AGIs $100k-200k)
Taxable individual retirement arrangement distribution: $14,339 (reported on 14.4% of returns)
48441:
$14,339
Michigan:
$19,803
(% of AGI for various income ranges: 141.8% for AGIs below $25k, 178.1% for AGIs $25k-50k, 342.4% for AGIs $50k-75k, 760.9% for AGIs $75k-100k, 1254.2% for AGIs $100k-200k)
Total itemized deductions: $27,033 (reported on 1.5% of returns)
Here:
$27,033
State:
$34,117
(% of AGI for various income ranges: 477.1% for AGIs $50k-75k)
Taxes paid: $5,267 (reported on 1.5% of returns)
48441:
$5,267
State:
$7,972
(% of AGI for various income ranges: 92.9% for AGIs $50k-75k)
Earned income credit: $2,096 (reported on 12.3% of returns)
Here:
$2,096
State:
$2,251
(% of AGI for various income ranges: 76.8% for AGIs below $25k, 68.1% for AGIs $25k-50k)
Percentage of individuals using paid preparers for their 2020 taxes: 95.4%
Here:
95%
State:
93%
(% for various income ranges: 94.6% for AGIs below $25k, 93.8% for AGIs $25k-50k, 92.9% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 100.0% for AGIs $100k-200k, 100.0% for AGIs over 200k)
Averages for the 2012 tax year for zip code 48441, filed in 2013:
Average Adjusted Gross Income (AGI) in 2012: $42,462 (Individual Income Tax Returns)
Here:
$42,462
State:
$55,609
Salary/wage: $34,211 (reported on 72.2% of returns)
Here:
$34,211
State:
$46,782
(% of AGI for various income ranges: 62.6% for AGIs below $25k, 62.9% for AGIs $25k-50k, 64.9% for AGIs $50k-75k, 68.6% for AGIs $75k-100k, 71.8% for AGIs $100k-200k)
Taxable interest for individuals: $1,678 (reported on 41.9% of returns)
This zip code:
$1,678
Michigan:
$1,491
(% of AGI for various income ranges: 3.3% for AGIs below $25k, 2.0% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 2.1% for AGIs $100k-200k, 0.3% for AGIs over 200k)
Ordinary dividends: $2,583 (reported on 26.3% of returns)
Here:
$2,583
State:
$6,225
(% of AGI for various income ranges: 1.7% for AGIs below $25k, 1.6% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 2.8% for AGIs $100k-200k)
Net capital gain/loss in AGI: +$3,898 (reported on 25.8% of returns)
Here:
+$3,898
State:
+$9,326
(% of AGI for various income ranges: 0.4% for AGIs below $25k, 0.9% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 6.7% for AGIs $100k-200k)
Profit/loss from business: +$11,118 (reported on 14.1% of returns)
Here:
+$11,118
State:
+$11,523
(% of AGI for various income ranges: 4.0% for AGIs below $25k, 3.1% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 3.4% for AGIs $75k-100k, 7.7% for AGIs $100k-200k)
Taxable individual retirement arrangement distribution: $9,870 (reported on 15.2% of returns)
48441:
$9,870
Michigan:
$15,298
(% of AGI for various income ranges: 5.6% for AGIs below $25k, 3.2% for AGIs $25k-50k, 3.4% for AGIs $50k-75k, 4.6% for AGIs $75k-100k, 4.1% for AGIs $100k-200k)
Total itemized deductions: $17,719 (21% of AGI, reported on 16.2% of returns)
Here:
$17,719
State:
$21,628
Here:
20.8% of AGI
State:
18.4% of AGI
(% of AGI for various income ranges: 6.0% for AGIs below $25k, 6.7% for AGIs $25k-50k, 6.4% for AGIs $50k-75k, 6.1% for AGIs $75k-100k, 11.9% for AGIs $100k-200k)
Charity contributions: $3,362 (reported on 12.1% of returns)
Here:
$3,362
State:
$4,225
(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.9% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.8% for AGIs $100k-200k)
Taxes paid: $5,869 (reported on 16.2% of returns)
48441:
$5,869
State:
$8,327
(% of AGI for various income ranges: 1.0% for AGIs below $25k, 1.5% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 5.4% for AGIs $100k-200k)
Earned income credit: $2,047 (reported on 15.2% of returns)
Here:
$2,047
State:
$2,306
(% of AGI for various income ranges: 4.4% for AGIs below $25k, 1.0% for AGIs $25k-50k)
Percentage of individuals using paid preparers for their 2012 taxes: 73.2%
Here:
73%
State:
57%
(% for various income ranges: 67.0% for AGIs below $25k, 76.1% for AGIs $25k-50k, 84.6% for AGIs $50k-75k, 73.3% for AGIs $75k-100k, 85.7% for AGIs $100k-200k, 66.7% for AGIs over 200k)
Averages for the 2004 tax year for zip code 48441, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $31,572 (Individual Income Tax Returns)
Here:
$31,572
State:
$48,204
Salary/wage: $29,938 (reported on 74.8% of returns)
Here:
$29,938
State:
$42,791
(% of AGI for various income ranges: 69.6% for AGIs below $10k, 59.4% for AGIs $10k-25k, 71.4% for AGIs $25k-50k, 79.1% for AGIs $50k-75k, 77.0% for AGIs $75k-100k, 60.5% for AGIs over 100k)
Taxable interest for individuals: $1,618 (reported on 59.5% of returns)
This zip code:
$1,618
Michigan:
$1,725
(% of AGI for various income ranges: 10.1% for AGIs below $10k, 5.9% for AGIs $10k-25k, 2.5% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 2.9% for AGIs over 100k)
Taxable dividends: $1,779 (reported on 30.2% of returns)
Here:
$1,779
State:
$3,420
(% of AGI for various income ranges: 2.7% for AGIs below $10k, 2.6% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 1.9% for AGIs over 100k)
Net capital gain/loss: +$2,987 (reported on 25.8% of returns)
Here:
+$2,987
State:
+$8,532
(% of AGI for various income ranges: -1.1% for AGIs below $10k, 1.7% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 3.8% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 3.9% for AGIs over 100k)
Profit/loss from business: +$10,292 (reported on 15.6% of returns)
Here:
+$10,292
State:
+$9,547
(% of AGI for various income ranges: 1.9% for AGIs below $10k, 3.5% for AGIs $10k-25k, 3.4% for AGIs $25k-50k, 3.1% for AGIs $50k-75k, 4.7% for AGIs $75k-100k, 14.3% for AGIs over 100k)
IRA payment deduction: $2,878 (reported on 6.4% of returns)
48441:
$2,878
Michigan:
$2,875
(% of AGI for various income ranges: 0.5% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.4% for AGIs over 100k)
Self-employed pension: $6,250 (reported on 0.8% of returns)
Here:
$6,250
Michigan:
$13,826
Total itemized deductions: $14,078 (24% of AGI, reported on 17.0% of returns)
Here:
$14,078
State:
$18,509
Here:
24.1% of AGI
State:
20.7% of AGI
(% of AGI for various income ranges: 9.1% for AGIs below $10k, 7.4% for AGIs $10k-25k, 7.2% for AGIs $25k-50k, 6.7% for AGIs $50k-75k, 6.8% for AGIs $75k-100k, 10.5% for AGIs over 100k)
Charity contributions deductions: $2,548 (4% of AGI, reported on 14.3% of returns)
Here:
$2,548
State:
$3,365
Here:
4.1% of AGI
State:
3.6% of AGI
(% of AGI for various income ranges: 0.6% for AGIs below $10k, 0.7% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 2.4% for AGIs over 100k)
Total tax: $3,835 (reported on 69.1% of returns)
48441:
$3,835
State:
$7,691
(% of AGI for various income ranges: 2.9% for AGIs below $10k, 4.2% for AGIs $10k-25k, 6.3% for AGIs $25k-50k, 8.1% for AGIs $50k-75k, 10.8% for AGIs $75k-100k, 15.6% for AGIs over 100k)
Earned income credit: $1,635 (reported on 13.0% of returns)
Here:
$1,635
State:
$1,737
Percentage of individuals using paid preparers for their 2004 taxes: 73.0%
Here:
73%
State:
60%
(% for various income ranges: 67.6% for AGIs below $10k, 70.9% for AGIs $10k-25k, 78.3% for AGIs $25k-50k, 75.6% for AGIs $50k-75k, 76.9% for AGIs $75k-100k, 79.7% for AGIs over 100k)
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
Lesbian couples: 0.1% of all households
Gay men: 0.0% of all households
Household received Food Stamps/SNAP in the past 12 months: 201 Household did not receive Food Stamps/SNAP in the past 12 months: 1,448
Women who had a birth in the past 12 months: 27 (25 now married, 2 unmarried) Women who did not have a birth in the past 12 months: 637 (288 now married, 348 unmarried)
Housing units in zip code 48441 with a mortgage: 473 (25 second mortgage, 19 both second mortgage and home equity loan) Houses without a mortgage: 10
Median monthly owner costs for units with a mortgage: $1,086 Median monthly owner costs for units without a mortgage: $473
Residents with income below the poverty level in 2022:
This zip code:
11.9%
Whole state:
13.4%
Residents with income below 50% of the poverty level in 2022:
This zip code:
4.5%
Whole state:
6.9%
Median number of rooms in houses and condos:
Here:
6.5
State:
6.5
Median number of rooms in apartments:
Here:
5.1
State:
4.3
Notable locations in this zip code not listed on our city pages
Notable locations in zip code 48441: Harbor Beach Resort Association (A), Harbor Beach Marina (B), Harbor Beach Power Plant (C), South Pier Light (D), Harbor Beach Light (E), Wagener County Park (F), North Park Campgrounds (G), Harbor Beach Golf Course (H), Halfway Corners (I), Eastern Huron Ambulance Service (J), Harbor Beach Police Department (K), Harbor Beach Public Library (L), Frank Murphy Museum (M), Harbor Beach Fire Department (N), Sigel Township Fire Department (O). Display/hide their locations on the map
Churches in zip code 48441 include: Saint Anthony Catholic Church (A), Reorganized Church of Jesus Christ of Latter Day Saints (B), Harbor Beach United Methodist Church (C), Our Lady of Lake Huron Catholic Church (D), First Presbyterian Church (E), Zion Lutheran Church (F), First Baptist Church (G), Lighthouse Assembly of God Church (H), Faith Bible Baptist Church (I). Display/hide their locations on the map
Cemeteries: Rock Falls Cemetery (1), Lutheran Cemetery (2), Saint Anthony Cemetery (3), Forest Bay Cemetery (4), White Rock Cemetery (5). Display/hide their locations on the map
Rivers and creeks: Elm Creek (A), Wanke Creek (B), Benhke Creek (C), Sucker Creek (D), Stover Creek (E), Spring Creek (F), Slatestone Creek (G), Buckley Creek (H), White Rock Creek (I). Display/hide their locations on the map
Parks in zip code 48441 include: Waterworks Park (1), White Rock School Historical Marker (2), Frank Murphy Historical Marker (3), Bathing Beach Park (4), North Park (5). Display/hide their locations on the map
In group quarters: 35 (-1 institutionalized population)
Size of family households: 598 2-persons, 166 3-persons, 105 4-persons, 110 5-persons, 66 6-persons, 8 7-or-more-persons
Size of nonfamily households: 537 1-person, 61 2-persons
648 married couples with children.
173 single-parent households (125 men, 48 women).
97.9% of residents of 48441 zip code speak English at home.
1.0% of residents speak Spanish at home (84% very well, 16% well).
0.7% of residents speak other Indo-European language at home (93% very well, 7% well).
0.3% of residents speak Asian or Pacific Island language at home (100% very well).
0.1% of residents speak other language at home (100% very well).
Foreign born population: 39 (1.0%) (65.3% of them are naturalized citizens)
This zip code:
1.0%
Whole state:
6.9%
21%Sweden
18%Thailand
10%Uruguay
8%France
8%Greece
8%Azores Islands
3%Israel
46%German
9%English
9%Polish
7%Italian
6%American
5%Irish
3%European
Year of entry for the foreign-born population
112010 or later
22000 to 2009
01990 to 1999
23Before 1990
Facilities with environmental interests located in this zip code:
DETROIT EDISON CO HARBOR BEACH POWER PLANT (755 N. HURON AVE. in HARBOR BEACH, MI)
AIR MAJOR (AIRS/AFS) AIR PROGRAM (Clean Air Markets Division Business System) CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources) National Pollutant Discharge Elimination System MAJOR (Tracking pollutant discharge elimination systems) - permit Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) USED OIL PROGRAM (Resource Conservation and Recovery Act (tracking hazardous waste)) TRI REPORTER (Tracking of toxic chemicals releasing facilities) Business SIC classification: ELECTRIC SERVICES Business NAICS classification: FOSSIL FUEL ELECTRIC POWER GENERATION. Organizations: DETROIT EDISON COMPANY (CONTACT/OPERATOR)
Alternative names: DECO-HARBOR BEACH PLT, DETROIT EDISON CO. ENV. MGT. & RESOURCES
DOWAGROSCIENCES HARBOR BEACH MICHIGAN SITE (305 NORTH HURON in HARBOR BEACH, MI)
AIR MAJOR (AIRS/AFS) COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances) CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources) HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste)) Large Quantity Generators, more that 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification TRI REPORTER (Tracking of toxic chemicals releasing facilities) Business SIC classification: PESTICIDES AND AGRICULTURAL CHEMICALS Business NAICS classification: PESTICIDE AND OTHER AGRICULTURAL CHEMICAL MANUFACTURING. Organizations: DOW AGRO SCIENCES LLC (CONTACT/OPERATOR)
Alternative names: DOW AGRO SCIENCES LLC, DOW AGROSCIENCES, DOW AGROSCIENCES LLC
ECCLES SCHOOL (5754 SECTION LINE ROAD in HARBOR BEACH, MI)
(Geographic Names Information System) (National Center for Education Statistics) - STATE ID-01066 Organizations: SIGEL TOWNSHIP S/D #4F (SCHOOL DISTRICT)
MI DEPT/TRANSPORTATION BRIDGE B03-32091 (M-25 OVER ROCK FALLS CREEK in HARBOR BEACH, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste)) Organizations: MICH DEPT OF TRANSPORTATION (CONTACT/OPERATOR)
Housing units lacking complete plumbing facilities: 1.9% Housing units lacking complete kitchen facilities: 1.1%
50.4%Utility gas
22.7%Bottled, tank, or LP gas
12.9%Electricity
8.2%Wood
2.3%Other fuel
2.0%Fuel oil, kerosene, etc.
1.6%No fuel used
Population in 1990: 4,046. Population change in the 1990s: +508 (+12.6%).
Place of birth for U.S.-born residents:
This state: 3,628
Northeast: 49
Midwest: 119
South: 88
West: 35
71% of the 48441 zip code residents lived in the same house 5 years ago. Out of people who lived in different houses, 64% lived in this county. Out of people who lived in different counties, 50% lived in Michigan.
94% of the 48441 zip code residents lived in the same house 1 year ago. Out of people who lived in different houses, 62% moved from this county. Out of people who lived in different houses, 27% moved from different county within same state. Out of people who lived in different houses, 12% moved from different state.
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 110
Here:
29.6%
Michigan:
12.4%
Students in private schools in grades 9 to 12 (high school): 18
Here:
7.0%
Michigan:
9.8%
Students in private undergraduate colleges: 7
Here:
7.3%
Michigan:
14.9%
Occupation by median earnings in the past 12 months ($)
74,911Computer and mathematical occupations
71,745Construction and extraction occupations
69,537Life, physical, and social science occupations
68,145Health diagnosing and treating practitioners and other technical occupations
58,725Architecture and engineering occupations
57,774Installation, maintenance, and repair occupations
Top industries in this zip code by the number of employees in 2005:
Health Care and Social Assistance: General Medical and Surgical Hospitals (100-249 employees: 1 establishment)
Other Services (except Public Administration): Religious Organizations (20-49: 2, 1-4: 2)
Health Care and Social Assistance: Home Health Care Services (20-49: 1, 10-19: 1, 5-9: 1)
Accommodation and Food Services: Full-Service Restaurants (10-19: 2, 5-9: 1)
Utilities: Electric Power Distribution (20-49: 1)
People in group quarters in 2010:
33 people in nursing facilities/skilled-nursing facilities
10 people in group homes intended for adults
People in group quarters in 2000:
38 people in other group homes
12 people in homes for the mentally retarded
Fatal accident statistics in 2013:
Fatal accident count: 1
Vehicles involved in fatal accidents: 2
Fatal accidents caused by drunken drivers: 1
Fatalities: 1
Persons involved in fatal accidents: 2
Pedestrians involved in fatal accidents: 0
Fatal accident statistics in 2012:
Fatal accident count: 1
Vehicles involved in fatal accidents: 1
Fatal accidents caused by drunken drivers: 0
Fatalities: 1
Persons involved in fatal accidents: 1
Pedestrians involved in fatal accidents: 0
2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents
According to the data from the years 2002 - 2018 the average number of fire incidents per year is 18. The highest number of reported fire incidents - 29 took place in 2005, and the least - 7 in 2015. The data has a rising trend.
When looking into fire subcategories, the most incidents belonged to: Structure Fires (51.3%), and Outside Fires (28.7%).
Fire incident types reported to NFIRS in Zip Code 48441