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Profiles Otter Lake, MI (48464) houses, apartments, residents, cars, jobs...

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City: Otter Lake, MI (4.36%)
Counties: Lapeer County, MI (72.46%), Tuscola County, MI (20.68%), Genesee County, MI (6.86%)

Zip code population in 2010: 1,013
Zip code population (2000): 2,083


Age and Sex of Residents in zip code 48464

Zip code 48464 (Otter Lake, Michigan) real estate house value trends

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Houses and condos: 981
Renter-occupied apartments: 147
% of renters here:

17%
State:

27%

Mar. 2012 cost of living index in zip code 48464: 85.0 (less than average, U.S. average is 100)

Land area: 18.5 sq. mi.
Water area: 0.8 sq. mi.
Population density: 55 people per square mile 
 
  (very low).

Real estate property taxes paid for housing units in 2010:
This zip code:

1.0% ($1,558)
Michigan:

1.7% ($2,268)

Median real estate property taxes paid for housing units with mortgages in 2010: $1,562 (1.1%)
Median real estate property taxes paid for housing units with no mortgage in 2010: $1,566 (1.2%)

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Males: 1,110  (49.1%)
Females: 1,149  (50.9%)

Zip code 48464 races chart

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48464, MI forum
Recent posts about zip code 48464 area on our local forum with over 1,500,000 registered users:
Possibly moving to Flint (young family...is this even safe?)  (33 replies)
Where to fruit pick in Michigan?  (18 replies)
UP Questions...  (4 replies)
Michigan Produce  (53 replies)
What about Otisville?  (12 replies)
100% rural population.

Estimated median house/condo value in 2010: $149,470
48464:

$149,470
Michigan:

$136,600



According to our research of Michigan and other state lists there were 6 registered sex offenders living in 48464 zip code as of December 21, 2012.
The ratio of number of residents in zip code 48464 to the number of sex offenders is 377 to 1.


Median resident age:
This zip code:

43.5 years
Michigan median age:

38.5 years

Average household size:
This zip code:

2.7 people
Michigan:

2.5 people

Averages for the 2004 tax year for zip code 48464, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $38,778 (Individual Income Tax Returns)
Here:

$38,778
State:

$48,204

Salary/wage: $35,087 (reported on 89.1% of returns)
Here:

$35,087
State:

$42,791
(% of AGI for various income ranges: 112.3% for AGIs below $10k, 61.8% for AGIs $10k-25k, 75.0% for AGIs $25k-50k, 81.6% for AGIs $50k-75k, 88.8% for AGIs $75k-100k, 84.6% for AGIs over 100k)

Taxable interest for individuals: $815 (reported on 41.8% of returns)
This zip code:

$815
Michigan:

$1,725
(% of AGI for various income ranges: 6.5% for AGIs below $10k, 2.1% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.4% for AGIs over 100k)

Taxable dividends: $792 (reported on 16.4% of returns)
Here:

$792
State:

$3,420
(% of AGI for various income ranges: 0.6% for AGIs below $10k, 1.2% for AGIs $10k-25k, 0.1% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Net capital gain/loss: +$2,529 (reported on 10.0% of returns)
Here:

+$2,529
State:

+$8,532
(% of AGI for various income ranges: 0.0% for AGIs below $10k, 0.5% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, -0.0% for AGIs $75k-100k, 1.1% for AGIs over 100k)

Profit/loss from business: +$3,296 (reported on 13.9% of returns)
Here:

+$3,296
State:

+$9,547
(% of AGI for various income ranges: 7.3% for AGIs below $10k, 6.2% for AGIs $10k-25k, 2.7% for AGIs $25k-50k, -0.1% for AGIs $50k-75k, -0.6% for AGIs $75k-100k)

Total itemized deductions: $16,129 (25% of AGI, reported on 34.1% of returns)
Here:

$16,129
State:

$18,509

Here:

24.9% of AGI
State:

20.7% of AGI
(% of AGI for various income ranges: 7.9% for AGIs $10k-25k, 13.2% for AGIs $25k-50k, 15.2% for AGIs $50k-75k, 13.3% for AGIs $75k-100k, 20.2% for AGIs over 100k)

Charity contributions deductions: $1,905 (3% of AGI, reported on 27.9% of returns)
Here:

$1,905
State:

$3,365

Here:

2.8% of AGI
State:

3.6% of AGI
(% of AGI for various income ranges: 0.5% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 2.5% for AGIs over 100k)

Total tax: $4,325 (reported on 74.1% of returns)
48464:

$4,325
State:

$7,691
(% of AGI for various income ranges: 2.3% for AGIs below $10k, 3.8% for AGIs $10k-25k, 5.6% for AGIs $25k-50k, 8.3% for AGIs $50k-75k, 10.2% for AGIs $75k-100k, 12.9% for AGIs over 100k)

Earned income credit: $1,690 (reported on 15.2% of returns)
Here:

$1,690
State:

$1,737

Percentage of individuals using paid preparers for their 2004 taxes: 69.9%
Here:

70%
State:

60%
(% for various income ranges: 57.8% for AGIs below $10k, 69.2% for AGIs $10k-25k, 68.9% for AGIs $25k-50k, 77.0% for AGIs $50k-75k, 77.7% for AGIs $75k-100k, 85.7% for AGIs over 100k)


Estimated median household income in 2010:
This zip code:

$54,765
Michigan:

$46,861

Otter Lake, MI (48464) map

Nearest zip codes: 48435, 48421, 48463, 48746, 48744, 48446.

Percentage of family households:
This zip code:

58.2%
Michigan:

52.0%


Housing units in zip code 48464 with a mortgage: 509 (20 second mortgage, 134 home equity loan, 3 both second mortgage and home equity loan)
Houses without a mortgage: 198

Median monthly owner costs for units with a mortgage: $1,348

Median monthly owner costs for units without a mortgage: $424

Residents with income below the poverty level in 2010:
This zip code:

7.0%
Whole state:

15.7%

Residents with income below 50% of the poverty level in 2010:
This zip code:

2.1%
Whole state:

8.5%

Median number of rooms in houses and condos:
Here:

6.2
State:

6.4

Median number of rooms in apartments:
Here:

5.2
State:

4.4


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Notable locations in this zip code not listed on our city pages:

Notable locations in zip code 48464: Otter Lake Village Campground (A), Genesee-Otter Lake Campground (B), Otter Lake Fire and Rescue (C), Otter Lake Branch Library (D), Village of Otter Lake Museum (E). Display/hide their locations on the map

Churches in zip code 48464 include: Church of Jesus Christ (A), Saint John's Episcopal Church (B), Otter Lake Seventh Day Church (C), Otter Lake United Methodist Church (D), Otter Lake Church of the Nazarene (E). Display/hide their locations on the map

Cemetery: Otter Lake Cemetery (1). Display/hide its location on the map

Lakes and reservoirs: Otter Lake (A), North Lake (B), Mud Lake (C), Hemmingway Lake (D), Hart Lake (E), Lake Henson (F). Display/hide their locations on the map

Streams, rivers, and creeks: Joslyn Drain (A). Display/hide its location on the map

Park in zip code 48464: Otter Lake Park (1). Display/hide its location on the map

 

Year house built

  • 2005 or later: 36
  • 2000 to 2004: 95
  • 1990 to 1999: 138
  • 1980 to 1989: 76
  • 1970 to 1979: 158
  • 1960 to 1969: 96
  • 1950 to 1959: 75
  • 1940 to 1949: 49
  • 1939 or earlier: 272


Zip code 48464 satellite photo by USGS



Estimated household income distribution in 2009:

Zip code 48464 household income distribution in 2009

Zip code 48464 house/condo values in 2010

Estimate of home value of owner-occupied houses/condos in 2010 in zip code 48464:

  • Less than $10,000: 8
  • $15,000 to $19,999: 2
  • $20,000 to $24,999: 17
  • $25,000 to $29,999: 4
  • $30,000 to $34,999: 19
  • $35,000 to $39,999: 8
  • $40,000 to $49,999: 31
  • $50,000 to $59,999: 28
  • $60,000 to $69,999: 33
  • $70,000 to $79,999: 34
  • $80,000 to $89,999: 50
  • $90,000 to $99,999: 34
  • $100,000 to $124,999: 118
  • $125,000 to $149,999: 99
  • $150,000 to $174,999: 83
  • $175,000 to $199,999: 50
  • $200,000 to $249,999: 84
  • $250,000 to $299,999: 48
  • $300,000 to $399,999: 38
  • $500,000 to $749,999: 48
  • $1,000,000 or more: 8

 



48464 rent paid by renters

Rent paid by renters in 2010 in zip code 48464:

  • Less than $100: 2
  • $150 to $199: 10
  • $200 to $249: 1
  • $250 to $299: 5
  • $300 to $349: 18
  • $350 to $399: 3
  • $400 to $449: 43
  • $450 to $499: 14
  • $500 to $549: 22
  • $550 to $599: 24
  • $600 to $649: 70
  • $650 to $699: 11
  • $700 to $749: 29
  • $750 to $799: 25
  • $800 to $899: 3
  • $1,000 to $1,249: 20
  • No cash rent: 58
 

Estimated median house (or condo) value in 2010 for:

  • White Non-Hispanic householders: $142,292
  • American Indian or Alaska Native householders: $66,853
  • Some other race householders: $184,796
  • Two or more races householders: $193,522
  • Hispanic or Latino householders: $105,557

Estimated median house or condo value in 2010: $149,470
48464:

$149,470
Michigan:

$136,600
Lower value quartile - upper value quartile: $106,283 - $212,698

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 905
  • One, attached: 6
  • Two: 49
  • 3 or 4: 14
  • 5 to 9: 17
  • 20 to 49: 4
  • Mobile homes: 68
48464 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 627 (82%)
  • Carpooled: 100 (13%)
  • Walked: 77 (10%)
  • Other means: 8 (1%)
  • Worked at home: 31 (4%)
 

48464 zip code travel time to work (commute)

Travel time to work (commute)

  • Less than 5 minutes: 42
  • 5 to 9 minutes: 77
  • 10 to 14 minutes: 79
  • 15 to 19 minutes: 39
  • 20 to 24 minutes: 78
  • 25 to 29 minutes: 41
  • 30 to 34 minutes: 130
  • 35 to 39 minutes: 34
  • 40 to 44 minutes: 41
  • 45 to 59 minutes: 99
  • 60 to 89 minutes: 123
  • 90 or more minutes: 76
 

Percentage of zip code residents living and working in this county: 40.1%

Household type by relationship:

Households: 1,998
  • In family households: 1,806 (497 male householders, 66 female householders)
    477 spouses, 632 children (574 natural, 8 adopted, 50 stepchildren), 31 grandchildren, 11 brothers or sisters, 4 parents, 28 other relatives, 60 non-relatives
  • In nonfamily households: 192 (92 male householders (58 living alone)), 62 female householders (60 living alone)), 38 nonrelatives
  • In group quarters: 36 (0 institutionalized population)

Size of family households: 256 2-persons, 167 3-persons, 148 4-persons, 39 5-persons, 46 6-persons, 41 7-or-more-persons

Size of nonfamily households: 186 1-person, 29 2-persons, 25 4-persons

415 married couples with children.
123 single-parent households (58 men, 65 women).

98.4% of residents of 48464 zip code speak English at home.
2.2% of residents speak Spanish at home (87% very well, 2% well, 11% not well).
2.7% of residents speak other Indo-European language at home (72% very well, 19% well, 5% not well, 3% not at all).
0.1% of residents speak Asian or Pacific Island language at home (100% very well).

Foreign born population: 15 (0.7%)
(58.3% of them are naturalized citizens)
This zip code:

0.7%
Whole state:

6.0%

Most common places of birth for the foreign-born residents:

  • Canada (100%)

Year of entry for the foreign-born population

  • 2000 or later: 2
  • 1990 to 1999: 17
  • 1980 to 1989: 5
  • Before 1980: 7

Races in zip code 48464:

White population: 2,212
Black population: 20
American Indian population: 6
Asian population: 1
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 0
Two or more races population: 85
Hispanic or Latino population: 30

Zip code 48464 topographic map

Facilities with environmental interests located in this zip code:

  • FLEUR DAVID (13000 WASHBURN RD in OTTER LAKE, MI)
    CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
    Business SIC and NAICS classification: CRUDE PETROLEUM AND NATURAL GAS


Zip code 48464 marital status for males
Zip code 48464 marital status for females


Housing units lacking complete plumbing facilities: 5.0%

Housing units lacking complete kitchen facilities: 6.2%

Most commonly used house heating fuel:

  • Bottled, tank, or LP gas (41%)
  • Utility gas (32%)
  • Solar energy (9%)
  • Fuel oil, kerosene, etc. (6%)
  • Electricity (4%)
  • Wood (4%)
  • No fuel used (3%)
  • Other fuel (2%)

Population in 1990: 2,442. Population change in the 1990s: -359 (-14.7%).

Place of birth for U.S.-born residents:

  • This state: 1,819
  • Northeast: 46
  • Midwest: 62
  • South: 62
  • West: 36

62% of the 48464 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 29% lived in this county.
   Out of people who lived in different counties, 50% lived in Michigan.

Year Householders Moved Into Unit:

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 286
Here:

58.3%
Michigan:

10.3%

Students in private schools in grades 9 to 12 (high school): 40
Here:

19.4%
Michigan:

8.3%

Students in private undergraduate colleges: 44
Here:

26.4%
Michigan:

16.2%

Educational Attainment (%)

School Enrollment by Level of School (%)


Class of Workers (%)


Top industries in this zip code by the number of employees in 2005:

  • Health Care and Social Assistance: Residential Mental Health and Substance Abuse Facilities (20-49 employees: 1 establishment)
  • Accommodation and Food Services: Drinking Places (Alcoholic Beverages) (5-9: 1)
  • Construction: Framing Contractors (5-9: 1)
  • Accommodation and Food Services: Limited-Service Restaurants (5-9: 1)
  • Construction: Residential Remodelers (1-4: 2)
  • Professional, Scientific, and Technical Services: Computer Systems Design Services (1-4: 1)
  • Other Services (except Public Administration): General Automotive Repair (1-4: 1)
  • Construction: Other Foundation, Structure, and Building Exterior Contractors (1-4: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




35 people in homes or halfway houses for drug/alcohol abuse


Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 4 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans		B) Conventional
Home Purchase Loans		C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)		G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED8$87,52316$58,60954$116,7322$17,24012$73,6304$81,868
APPLICATIONS APPROVED, NOT ACCEPTED1$123,8600$08$117,3990$00$01$186,520
APPLICATIONS DENIED5$75,2685$28,15221$95,0932$5,0752$33,6750$0
APPLICATIONS WITHDRAWN5$99,4980$015$111,6650$00$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$01$66,8600$00$00$0
Choose year:  2009 2008 2007 2006 2005 2004 2003 1999

Detailed HMDA statistics for the following Tracts: 3310.00 , 3315.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 4 partial tracts)
A) Conventional
Home Purchase Loans
NumberAverage Value
LOANS ORIGINATED0$0
APPLICATIONS APPROVED, NOT ACCEPTED0$0
APPLICATIONS DENIED0$0
APPLICATIONS WITHDRAWN0$0
FILES CLOSED FOR INCOMPLETENESS1$154,460
Choose year:  2009 2008 2007 2006 2005 2004 2003 1999

Detailed PMIC statistics for the following Tracts: 3310.00 , 3315.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value


Most common first names in zip code 48464 among deceased individuals
NameCountLived (average)
William1574.7 years
Robert1469.4 years
Charles1269.5 years
John1271.8 years
Mary1077.2 years
Frank875.7 years
George875.1 years
James865.4 years
Carl777.1 years
Joseph569.8 years
Most common last names in zip code 48464 among deceased individuals
Last nameCountLived (average)
Jones969.8 years
Smith872.5 years
Hemingway669.0 years
Gifford573.2 years
Candela577.2 years
Newbery575.0 years
Hoard478.2 years
Flanagin460.5 years
Broughman376.7 years
Edwards371.7 years

Businesses in zip code 48464

  • Domino's Pizza: 1



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