Estimated median household income in 2007: $34,248
| This zip code: | $34,248 | | Michigan: | $47,950 |
Nearest zip codes: 48706, 48732, 48604, 48747, 48724, 48631.
Bay City Zip Code Map
Housing units in zip code 48708 with a mortgage: 4,474 (292 second mortgage, 519 home equity loan, 35 both second mortgage and home equity loan)
Houses without a mortgage: 3,037
Median monthly owner costs for units with a mortgage: $995
Median monthly owner costs for units without a mortgage: $411
Residents with income below the poverty level in 2007:
| This zip code: | 20.3% | | Whole state: | 14.0% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 7.2% | | Whole state: | 6.5% |
Median number of rooms in houses and condos:
| Here: | 6.2 | | State: | 6.1 |
Median number of rooms in apartments:
| Here: | 3.9 | | State: | 4.1 |
Year house built: |
|
- 1999 to March 2000: 94
- 1995 to 1998: 192
- 1990 to 1994: 117
- 1980 to 1989: 407
- 1970 to 1979: 999
- 1960 to 1969: 1,185
- 1950 to 1959: 2,168
- 1940 to 1949: 1,681
- 1939 or earlier: 5,774
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Bedrooms in owner-occupied houses in Bay City, MI (48708): |
|
- no bedroom: 12
- 1 bedrooms: 211
- 2 bedrooms: 2,001
- 3 bedrooms: 4,107
- 4 bedrooms: 1,772
- 5 or more bedrooms: 285
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 144
- 1 bedrooms: 1,505
- 2 bedrooms: 1,030
- 3 bedrooms: 544
- 4 bedrooms: 190
- 5 or more bedrooms: 28
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Vehicles available in 48708 zip code in owner-occupied houses/condos: |
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- no vehicle: 440
- 1 vehicle: 2,715
- 2 vehicles: 3,699
- 3 vehicles: 1,108
- 4 vehicles: 291
- 5 or more vehicles: 135
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 877
- 1 vehicle: 1,723
- 2 vehicles: 656
- 3 vehicles: 140
- 4 vehicles: 26
- 5 or more vehicles: 19
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 48708:
- Less than $10,000: 74
- $10,000 to $14,999: 38
- $15,000 to $19,999: 43
- $20,000 to $24,999: 47
- $25,000 to $29,999: 54
- $30,000 to $34,999: 64
- $35,000 to $39,999: 108
- $40,000 to $49,999: 267
- $50,000 to $59,999: 460
- $60,000 to $69,999: 573
- $70,000 to $79,999: 665
- $80,000 to $89,999: 782
- $90,000 to $99,999: 826
- $100,000 to $124,999: 1,563
- $125,000 to $149,999: 773
- $150,000 to $174,999: 554
- $175,000 to $199,999: 227
- $200,000 to $249,999: 275
- $250,000 to $299,999: 139
- $300,000 to $399,999: 91
- $400,000 to $499,999: 59
- $500,000 to $749,999: 36
- $750,000 to $999,999: 3
- $1,000,000 or more: 17
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Rent paid by renters in 2007 in zip code 48708:
- Less than $100: 61
- $100 to $149: 163
- $150 to $199: 324
- $200 to $249: 123
- $250 to $299: 154
- $300 to $349: 224
- $350 to $399: 222
- $400 to $449: 254
- $450 to $499: 215
- $500 to $549: 170
- $550 to $599: 91
- $600 to $649: 68
- $650 to $699: 69
- $700 to $749: 78
- $750 to $799: 13
- $800 to $899: 32
- No cash rent: 227
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Median price asked for vacant for-sale houses and condos in 2007: $68,430.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $98,827
- Black or African American householders: $82,310
- American Indian or Alaska Native householders: $100,632
- Asian householders: $728,717
- Some other race householders: $79,673
- Two or more races householders: $62,877
- Hispanic or Latino householders: $86,613
Estimated median house or condo value in 2007: $96,998 (it was $70,800 in 2000)
| 48708: | $96,998 | | Michigan: | $153,100 |
Lower value quartile - upper value quartile: $64,377 - $104,797
Mean price in 2007:
Detached houses: $112,236| Here: | $112,236 | | State: | $200,820 |
Townhouses or other attached units: $172,572| Here: | $172,572 | | State: | $181,134 |
In 2-unit structures: $104,508| Here: | $104,508 | | State: | $129,336 |
In 3-to-4-unit structures: $96,066| Here: | $96,066 | | State: | $151,605 |
In 5-or-more-unit structures: $326,713| Here: | $326,713 | | State: | $149,899 |
Mobile homes: $16,484| Here: | $16,484 | | State: | $39,606 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 9,146
- One, attached: 182
- Two: 915
- 3 or 4: 860
- 5 to 9: 288
- 10 to 19: 125
- 20 to 49: 209
- 50 or more: 604
- Mobile homes: 288

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Means of transportation to work
- Drove a car alone: 10,757 (85%)
- Carpooled: 1,034 (8%)
- Bus or trolley bus: 138 (1%)
- Streetcar or trolley car: 5 (0%)
- Taxi: 6 (0%)
- Motorcycle: 20 (0%)
- Bicycle: 45 (0%)
- Walked: 328 (3%)
- Other means: 37 (0%)
- Worked at home: 300 (2%)
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Travel time to work
- Less than 5 minutes: 722
- 5 to 9 minutes: 2416
- 10 to 14 minutes: 2666
- 15 to 19 minutes: 1810
- 20 to 24 minutes: 1663
- 25 to 29 minutes: 747
- 30 to 34 minutes: 1099
- 35 to 39 minutes: 174
- 40 to 44 minutes: 200
- 45 to 59 minutes: 311
- 60 to 89 minutes: 193
- 90 or more minutes: 369
|
Percentage of zip code residents living and working in this county: 72.1%
Household type by relationship
Households: 28,557
- In family households: 23,617 (5,547 male householders, 1,980 female householders)
5,530 spouses, 9,030 children (8,409 natural, 193 adopted, 428 stepchildren), 420 grandchildren, 154 brothers or sisters, 137 parents, 229 other relatives, 590 non-relatives
- In nonfamily households: 4,940 (1,834 male householders (1,461 living alone)), 2,421 female householders (2,221 living alone)), 685 nonrelatives
- In group quarters: 538 (243 institutionalized population)
Size of family households: 3,094 2-persons, 1,918 3-persons, 1,395 4-persons, 703 5-persons, 294 6-persons, 123 7-or-more-persons.
Size of nonfamily households: 3,682 1-person, 500 2-persons, 61 3-persons, 12 4-persons.
4,390 married couples with children.
2,182 single-parent households (430 men, 1,752 women).
93.2% of residents of 48708 zip code speak English at home.
3.9% of residents speak Spanish at home (71% very well, 19% well, 10% not well).
2.4% of residents speak other Indo-European language at home (75% very well, 20% well, 3% not well, 1% not at all).
0.4% of residents speak Asian or Pacific Island language at home (31% very well, 52% well, 17% not well).
0.1% of residents speak other language at home (100% very well).
Foreign born population: 344 (1.2%)
(60.5% of them are naturalized citizens)
| This zip code: | 1.2% | | Whole state: | 5.3% |
Most common places of birth for the foreign-born residents:
- Canada (14%)
- Mexico (12%)
- Laos (11%)
- Poland (10%)
- Germany (8%)
- Korea (8%)
- United Kingdom (7%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 58
- 1990 to 1994: 37
- 1985 to 1989: 62
- 1980 to 1984: 12
- 1975 to 1979: 12
- 1970 to 1974: 11
- 1970 to 1974: 26
- 1965 to 1969: 126
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White population: 26,211
Black population: 899
American Indian population: 235
Asian population: 142
Native Hawaiian and Other Pacific Islander population: 3
Some other race population: 776
Two or more races population: 695

First ancestries reported:
|  Polish: 6003 |
|  German: 5206 |
|  Other groups: 2822 |
|  French (except Basque): 1949 |
|  Irish: 1904 |
|  English: 1296 |
|  French Canadian: 877 |
|  United States or American: 747 |
|  Italian: 492 |
|  Dutch: 320 |
|  Scottish: 293 |
|  Scotch-Irish: 247 |
|  Hungarian: 156 |
|  Swedish: 139 |
|  Russian: 94 |
|  Finnish: 91 |
|  Canadian: 69 |
|  Czech: 66 |
|  European: 60 |
|  Ukrainian: 53 |
|  Arab:: 51 |
|  Lebanese: 51 |
|  Subsaharan African:: 47 |
|  African: 47 |
|  Lithuanian: 40 |
|  Welsh: 40 |
|  Norwegian: 36 |
|  Belgian: 35 |
|  Greek: 24 |
|  Croatian: 19 |
|  Czechoslovakian: 16 |
|  Austrian: 16 |
|  British: 15 |
|  Slovak: 14 |
|  Celtic: 10 |
|  Portuguese: 10 |
|  Scandinavian: 7 |
|  Armenian: 7 |
|  Danish: 6 |
|  Swiss: 6 |
|  Eastern European: 5 |
|  Bulgarian: 5 |

Public primary/middle schools in zip code 48708 not listed on the city page:- EASTSIDE MIDDLE SCHOOL (Students: 205; Location: 201 WOODSIDE LANE, BAY CITY, MI; Grades: 06 - 08)
- THOMAS JEFFERSON ELEM. SCHOOL (Students: 142; Location: 325 PARK AVENUE, BAY CITY, MI; Grades: KG - 05)
Private primary/middle schools not listed on the city page:- BETHEL LUTHERAN SCHOOL (Students: 91; Location: 749 NORTH PINE STREET, BAY CITY, MI; Grades: PK - 8)
- ST HYACINTH ELEMENTARY SCHOOL (Students: 73; Location: 2307 SOUTH MONROE, BAY CITY, MI; Grades: PK - 5)
Major facitilies with environmental interests located in this zip code:
- GENERAL MOTORS CORPORATION (100 FITZGERALD STREET in BAY CITY, MI)
AIR MAJOR (AIRS/AFS)
AIR SYNTHETIC MINOR (AIRS/AFS)
(Integrated Compliance Information System) - ICIS-05-1991-0105, FORMAL ENFORCEMENT ACTION, ICIS-05-1991-0031,
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
National Pollutant Discharge Elimination System MAJOR (Tracking pollutant discharge elimination systems) - permit
AIR MAJOR ("Best Available" air pollution technologies tracking)
HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
Large Quantity Generators, more that 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
TSD (Resource Conservation and Recovery Act (tracking hazardous waste))
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Business SIC classification: AUTOMOTIVE STAMPINGS; MOTOR VEHICLE PARTS AND ACCESSORIES
Alternative names: GM-ENGINE DIV-BAY CITY, GM POWERTRAIN GROUP BAY CITY PLANT, GM PT - BAY CITY, GMC CHEVROLT MOTOR DIV., GMC CHEVROLT MOTOR DIV., GMC GMPT BAY CITY, GMC POWERTRAIN BAY CITY, GMC POWERTRAIN DIVISION, GMPT BAY CITY PLANT, GENERAL MOTORS, CPC BAY CITY PLT
- BAY CITY ELECTRIC LIGHT AND POWER (900 S WATER ST in BAY CITY, MI)
AIR MINOR (AIRS/AFS)
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: ELECTRIC SERVICES
Organizations: BAY CITY CITY OF (CONTACT/OWNER)
Alternative names: BAY CITY ELECTRIC LGT & PWR, BAY CITY ELECTRIC LT & PWR, BAY CITY LIGHT & POWER
- BAY CAST INCORPORATED (400 WEBSTER ST. in BAY CITY, MI)
AIR MINOR (AIRS/AFS)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
(Resource Conservation and Recovery Act (tracking hazardous waste))
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Business SIC and NAICS classification: STEEL FOUNDRIES
Organizations: SCOTT L. HOLMAN (CONTACT/OPERATOR)
, HOLMAN SCOTT L (CONTACT/OWNER)
- ACRA CAST INCORPORATED (1837 1ST ST in BAY CITY, MI)
(Integrated Compliance Information System) - ICIS-05-1985-0184, FORMAL ENFORCEMENT ACTION
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: STEEL INVESTMENT FOUNDRIES
- GENERAL PARTS INC (508 MCGRAW in BAY CITY, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: CARQUEST DISTRIBUTION CENTER (CONTACT/OPERATOR)
Alternative names: CARQUEST DISTRIBUTION CENTER
- GODDEYNE PLATING CO (242 NORTH WATER STREET in BAY CITY, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Business SIC classification: ELECTROPLATING, PLATING, POLISHING, ANODIZING, AND COLORING
Organizations: CARD L LETHERER B (CONTACT/OPERATOR)
Alternative names: GODDEYNE MFG CO
- MI DEPT/TRANSPORTATION BRIDGE (I-75 OVER DUTCH CREEK in BAY CITY, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: MICH DEPT OF TRANSPORTATION (CONTACT/OPERATOR)
Alternative names: MIDOT BRIDGE I-75 OVER DUTCH CREEK
- ALL AUTO PARTS (100 S RIVER RD in BAY CITY, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: KINGSBURY KAREN (CONTACT/OWNER)
- MI DEPT/TRANSPORTATION BRIDGE (M-25 OVER SAGINAW RIVER in BAY CITY, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: MICH DEPT OF TRANSPORTATION (CONTACT/OPERATOR)
Alternative names: MIDOT BRIDGE M-25 OVER SAGINAW RIVER
- AMOCO OIL CO 5007 (4TH S SAGINAW in BAY CITY, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: AMOCO OIL COMPANY (CONTACT/OWNER)
Median worth of mobile homes: $10,513
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel: |
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- Utility gas (90%)
- Electricity (5%)
- Bottled, tank, or LP gas (3%)
- Fuel oil, kerosene, etc. (2%)
- Other fuel (1%)
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Place of birth for U.S.-born residents:
- This state: 25578
- Northeast: 589
- Midwest: 911
- South: 1215
- West: 365
62% of the 48708 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 72% lived in this county.
Out of people who lived in different counties, 68% lived in Michigan.
Population in 1990: 29,918. Population change in the 1990s: -957 (-3.2%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 635
| Here: | 18.6% | | Michigan: | 11.2% |
Students in private schools in grades 9 to 12 (high school): 177
| Here: | 9.8% | | Michigan: | 8.7% |
Students in private undergraduate colleges: 150
| Here: | 13.1% | | Michigan: | 16.5% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code (BAY CITY, MI):
- CARBONE LORRAINE NORTH AMERICA (900 HARRISON ST): $675,000 in 4 contracts from 1999 to 2000
$187,500 with Defense Logistics Agency for Electrical Contact Brushes and Electrodes. Signed on 1999-11-17. Completion date: 2000-02-11.
$187,500, same as above. Signed on 2000-04-24. Completion date: 2000-07-19.
$165,000, same as above. Signed on 2000-06-26. Completion date: 2000-09-20.
$135,000, same as above. Signed on 2000-02-09. Completion date: 2000-05-05.
- J M J JANITORIAL,SERVICES (2621 SIMON ST; small business): $155,882 in 8 contracts from 2001 to 2005
Contracts for Custodial Janitorial Services by Navy Signed by year: 2000: $0; 2001: $25,380; 2002: $16,995; 2003: $35,711; 2004: $26,947; 2005: $50,849; 2006: $0.
Biggest contracts:
$50,849 with Navy for Custodial Janitorial Services. Signed on 2005-07-23. Completion date: 2004-07-31.
$26,947, same as above. Signed on 2004-08-06. Completion date: 2004-07-31.
$26,423, same as above. Signed on 2003-10-01. Completion date: 2004-07-31.
$25,380, same as above. Signed on 2001-10-01. Completion date: 2002-09-30.
- DENA L DONALDSON (818 18TH; small business): $47,020 in 6 contracts from 2003 to 2006
Contracts for Custodial Janitorial Services by Army Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $11,200; 2004: $11,940; 2005: $11,940; 2006: $11,940.
Biggest contracts:
$11,940 with Army for Custodial Janitorial Services. Signed on 2006-01-11. Completion date: 2006-02-28.
$11,940, same as above. Signed on 2005-03-01. Completion date: 2006-02-28.
$11,940, same as above. Signed on 2004-03-01. Completion date: 2005-02-28.
$11,200, same as above. Signed on 2003-04-30. Completion date: 2004-02-29.
- SCIAX AMERICA, INC (300 CENTER AVE STE 202; small business)
$24,600 with Navy for Miscellaneous Communication Equipment. Signed on 2004-09-22. Completion date: 2004-11-26.
Top industries in this zip code by the number of employees in 2005:
- Health Care and Social Assistance: General Medical and Surgical Hospitals (over 1000 employees: 1 establishment)
- Accommodation and Food Services: Limited-Service Restaurants (250-499: 1, 50-99: 1, 20-49: 1, 10-19: 5, 5-9: 5, 1-4: 3)
- Administrative and Support and Waste Management and Remediation Services: Professional Employer Organizations (100-249: 2, 50-99: 1, 20-49: 1)
- Health Care and Social Assistance: Home Health Care Services (100-249: 1, 50-99: 3)
- Real Estate and Rental and Leasing: Lessors of Residential Buildings and Dwellings (250-499: 1, 1-4: 5)
- Accommodation and Food Services: Full-Service Restaurants (20-49: 5, 10-19: 4, 5-9: 5, 1-4: 4)
- Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (20-49: 3, 10-19: 7, 5-9: 6, 1-4: 10)
- Professional, Scientific, and Technical Services: Offices of Lawyers (20-49: 1, 10-19: 5, 5-9: 8, 1-4: 18)
- Health Care and Social Assistance: Offices of Dentists (10-19: 8, 5-9: 9, 1-4: 5)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 179 people in local jails and other confinement facilities (including police lockups)
- 118 people in other noninstitutional group quarters
- 87 people in other group homes
- 56 people in agriculture workers' dormitories on farms
- 52 people in nursing homes
- 36 people in homes for the mentally retarded
- 14 people in training schools for juvenile delinquents
- 14 people in homes for the mentally ill
- 5 people in homes or halfway houses for drug/alcohol abuse
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 6 full and 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 121 | $76,322 | 359 | $93,570 | 513 | $77,903 | 147 | $30,431 | 113 | $64,408 | 10 | $74,134 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $77,000 | 32 | $69,990 | 110 | $79,985 | 21 | $30,910 | 15 | $40,749 | 2 | $19,430 |
| APPLICATIONS DENIED | 22 | $74,235 | 71 | $89,676 | 359 | $82,979 | 101 | $36,659 | 54 | $65,339 | 6 | $67,668 |
| APPLICATIONS WITHDRAWN | 16 | $80,584 | 18 | $100,532 | 161 | $79,856 | 8 | $62,899 | 14 | $53,854 | 1 | $83,230 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 11 | $53,854 | 41 | $88,018 | 2 | $23,810 | 4 | $66,868 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 6 full and 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 123 | $80,955 | 380 | $82,586 | 734 | $69,837 | 225 | $22,151 | 5 | $89,568 | 148 | $67,192 | 9 | $78,961 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $114,769 | 41 | $96,342 | 123 | $83,094 | 11 | $31,205 | 0 | $0 | 17 | $89,982 | 0 | $0 |
| APPLICATIONS DENIED | 12 | $63,755 | 90 | $68,268 | 558 | $78,941 | 113 | $29,596 | 0 | $0 | 52 | $59,892 | 11 | $74,593 |
| APPLICATIONS WITHDRAWN | 7 | $96,806 | 34 | $64,129 | 214 | $86,101 | 23 | $69,559 | 0 | $0 | 16 | $78,250 | 4 | $96,030 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $68,670 | 8 | $76,660 | 100 | $94,506 | 2 | $101,515 | 0 | $0 | 5 | $63,160 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 6 full and 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 113 | $80,009 | 433 | $76,759 | 870 | $76,492 | 232 | $27,284 | 1 | $421,000 | 131 | $65,025 | 6 | $72,657 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 9 | $63,570 | 72 | $78,220 | 155 | $86,285 | 22 | $30,095 | 1 | $325,000 | 13 | $75,981 | 2 | $78,775 |
| APPLICATIONS DENIED | 12 | $77,277 | 98 | $78,745 | 573 | $84,292 | 105 | $46,305 | 0 | $0 | 31 | $68,641 | 9 | $57,982 |
| APPLICATIONS WITHDRAWN | 9 | $66,560 | 75 | $80,273 | 313 | $87,079 | 37 | $99,507 | 0 | $0 | 22 | $71,100 | 3 | $54,850 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $47,613 | 12 | $71,523 | 157 | $96,553 | 8 | $31,256 | 0 | $0 | 5 | $46,936 | 1 | $98,490 |
Aggregated Statistics For Year 2004 (Based on 6 full and 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 166 | $77,429 | 401 | $92,512 | 1,018 | $76,141 | 219 | $29,137 | 1 | $52,000 | 182 | $60,768 | 17 | $55,542 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $81,108 | 51 | $84,616 | 161 | $74,669 | 13 | $36,274 | 0 | $0 | 20 | $61,243 | 4 | $51,000 |
| APPLICATIONS DENIED | 23 | $68,928 | 97 | $67,606 | 504 | $75,458 | 122 | $27,636 | 0 | $0 | 54 | $57,830 | 17 | $26,032 |
| APPLICATIONS WITHDRAWN | 8 | $84,299 | 40 | $88,746 | 239 | $80,598 | 27 | $37,140 | 0 | $0 | 15 | $50,578 | 2 | $53,650 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $83,387 | 6 | $114,083 | 134 | $91,878 | 1 | $78,000 | 0 | $0 | 2 | $55,300 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 6 full and 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 195 | $76,414 | 437 | $82,872 | 1,905 | $78,520 | 178 | $19,546 | 4 | $92,228 | 180 | $55,700 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $71,484 | 30 | $80,249 | 229 | $84,403 | 29 | $26,134 | 0 | $0 | 17 | $55,572 |
| APPLICATIONS DENIED | 12 | $73,992 | 59 | $54,387 | 530 | $77,587 | 97 | $18,548 | 0 | $0 | 31 | $55,413 |
| APPLICATIONS WITHDRAWN | 7 | $77,000 | 31 | $128,505 | 206 | $75,600 | 1 | $13,710 | 0 | $0 | 10 | $67,981 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $96,995 | 11 | $60,575 | 67 | $109,638 | 2 | $172,500 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 6 full and 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 217 | $67,397 | 406 | $78,671 | 1,429 | $76,682 | 191 | $13,555 | 7 | $101,603 | 136 | $50,784 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $49,858 | 28 | $83,200 | 173 | $72,290 | 22 | $15,107 | 0 | $0 | 22 | $45,250 |
| APPLICATIONS DENIED | 10 | $90,238 | 56 | $50,624 | 405 | $77,764 | 87 | $14,529 | 2 | $112,255 | 13 | $48,312 |
| APPLICATIONS WITHDRAWN | 12 | $63,626 | 28 | $82,471 | 207 | $74,730 | 7 | $32,851 | 0 | $0 | 3 | $51,333 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $73,000 | 5 | $68,278 | 62 | $69,498 | 3 | $18,830 | 0 | $0 | 4 | $53,790 |
Aggregated Statistics For Year 2001 (Based on 6 full and 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 191 | $69,512 | 377 | $83,378 | 1,152 | $72,895 | 334 | $16,409 | 3 | $304,780 | 101 | $47,729 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $68,596 | 32 | $61,364 | 162 | $66,049 | 65 | $19,643 | 0 | $0 | 17 | $49,664 |
| APPLICATIONS DENIED | 9 | $84,661 | 94 | $44,809 | 497 | $60,518 | 175 | $16,444 | 0 | $0 | 31 | $45,390 |
| APPLICATIONS WITHDRAWN | 8 | $68,976 | 27 | $65,753 | 226 | $61,872 | 12 | $29,468 | 2 | $67,685 | 10 | $64,922 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $51,705 | 5 | $149,170 | 48 | $63,620 | 4 | $25,720 | 0 | $0 | 2 | $60,045 |
Aggregated Statistics For Year 2000 (Based on 6 full and 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 127 | $65,445 | 439 | $73,005 | 572 | $52,438 | 273 | $14,888 | 91 | $43,670 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $57,578 | 22 | $44,520 | 141 | $56,860 | 70 | $17,144 | 9 | $36,819 |
| APPLICATIONS DENIED | 6 | $69,413 | 134 | $36,490 | 337 | $51,996 | 180 | $13,171 | 22 | $46,189 |
| APPLICATIONS WITHDRAWN | 10 | $58,889 | 26 | $82,766 | 212 | $49,849 | 21 | $23,696 | 10 | $39,381 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $49,585 | 6 | $56,868 | 56 | $56,952 | 0 | $0 | 1 | $59,000 |
Aggregated Statistics For Year 1999 (Based on 5 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 70 | $60,769 | 259 | $68,098 | 577 | $54,998 | 192 | $12,309 | 1 | $24,610 | 68 | $39,670 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $65,653 | 27 | $46,572 | 118 | $49,058 | 44 | $11,917 | 0 | $0 | 10 | $47,517 |
| APPLICATIONS DENIED | 3 | $45,293 | 83 | $40,237 | 253 | $54,428 | 99 | $11,807 | 1 | $100,000 | 15 | $45,033 |
| APPLICATIONS WITHDRAWN | 4 | $68,818 | 31 | $54,393 | 162 | $50,465 | 15 | $43,095 | 1 | $98,000 | 5 | $39,580 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 7 | $102,817 | 46 | $54,558 | 0 | $0 | 0 | $0 | 1 | $34,080 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 6 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 158 | $84,292 | 49 | $95,526 | 19 | $53,276 | 1 | $129,700 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 19 | $78,335 | 7 | $119,803 | 2 | $21,835 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $53,000 | 3 | $46,413 | 3 | $46,413 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $73,320 | 8 | $79,543 | 3 | $60,483 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 6 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 78 | $74,968 | 38 | $94,307 | 13 | $51,875 | 1 | $83,230 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 11 | $82,335 | 13 | $91,932 | 5 | $47,696 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $37,957 | 8 | $70,183 | 3 | $36,290 | 1 | $151,200 |
| APPLICATIONS WITHDRAWN | 2 | $88,205 | 7 | $84,259 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $81,000 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 6 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 113 | $81,875 | 64 | $96,277 | 13 | $51,356 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 21 | $67,903 | 14 | $76,595 | 4 | $57,110 | 1 | $83,230 |
| APPLICATIONS DENIED | 1 | $80,000 | 2 | $64,500 | 2 | $64,500 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 6 | $69,248 | 7 | $91,820 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $114,000 | 1 | $114,000 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 6 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 118 | $87,305 | 69 | $87,619 | 20 | $65,800 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 14 | $97,302 | 19 | $94,684 | 1 | $72,000 |
| APPLICATIONS DENIED | 3 | $69,403 | 1 | $107,830 | 3 | $69,403 |
| APPLICATIONS WITHDRAWN | 2 | $120,200 | 2 | $95,820 | 2 | $57,780 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $41,000 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 6 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 156 | $76,212 | 146 | $99,542 | 38 | $62,589 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 18 | $73,058 | 40 | $100,909 | 5 | $53,244 |
| APPLICATIONS DENIED | 5 | $58,334 | 11 | $80,761 | 4 | $92,118 |
| APPLICATIONS WITHDRAWN | 1 | $90,000 | 2 | $90,500 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $140,907 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 6 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 130 | $78,986 | 116 | $97,615 | 18 | $45,236 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 13 | $94,400 | 18 | $87,637 | 5 | $47,644 |
| APPLICATIONS DENIED | 2 | $90,890 | 4 | $77,403 | 2 | $68,500 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 8 | $69,051 | 2 | $50,040 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $56,180 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 6 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 170 | $74,419 | 74 | $99,032 | 28 | $42,185 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 9 | $59,169 | 16 | $84,881 | 1 | $48,000 |
| APPLICATIONS DENIED | 3 | $53,763 | 5 | $83,786 | 2 | $30,910 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $64,000 | 3 | $76,033 | 1 | $66,000 |
Aggregated Statistics For Year 2000 (Based on 6 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 142 | $70,279 | 25 | $84,838 | 16 | $48,161 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $71,683 | 9 | $83,632 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $16,790 | 1 | $76,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $37,150 | 0 | $0 | 2 | $37,150 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 5 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 110 | $65,648 | 22 | $73,474 | 11 | $54,961 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $45,600 | 5 | $48,574 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $48,847 | 4 | $200,225 | 1 | $31,310 |
| APPLICATIONS WITHDRAWN | 1 | $103,000 | 1 | $56,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $66,905 | 0 | $0 | 1 | $30,810 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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