Median household income (1999): $39,658
Estimated median household income in 2005: $41,013
| This zip code | $41,013 | | Michigan: | $46,039 |
Nearest zip codes: 48724, 48607, 48602, 48601, 48603, 48708.
Housing units in zip code 48604 with a mortgage: 1,852 (152 second mortgage, 159 home equity loan, 18 both second mortgage and home equity loan)
Houses without a mortgage: 1,170
Median monthly owner costs for units with a mortgage: $756
Median monthly owner costs for units without a mortgage: $279
Residents with income below the poverty level in 1999:
| This zip code: | 10.1% | | Whole state: | 10.5% |
Residents with income below 50% of the poverty level in 1999:
| This zip code: | 5.1% | | Whole state: | 4.8% |
Median number of rooms in houses and condos:
| Here: | 5.8 | | State: | 6.1 |
Median number of rooms in apartments:
| Here: | 4.5 | | State: | 4.1 |
Year house built:
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- 1999 to March 2000: 132
- 1995 to 1998: 149
- 1990 to 1994: 130
- 1980 to 1989: 119
- 1970 to 1979: 659
- 1960 to 1969: 1,177
- 1950 to 1959: 921
- 1940 to 1949: 430
- 1939 or earlier: 765
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Bedrooms in owner-occupied houses in Saginaw, MI (48604):
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- no bedroom: 2
- 1 bedrooms: 77
- 2 bedrooms: 690
- 3 bedrooms: 2,081
- 4 bedrooms: 471
- 5 or more bedrooms: 72
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Bedrooms in renter-occupied apartments and housing units:
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- no bedroom: 13
- 1 bedrooms: 240
- 2 bedrooms: 416
- 3 bedrooms: 209
- 4 bedrooms: 52
- 5 or more bedrooms: 18
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Vehicles available in 48604 zip code in owner-occupied houses/condos:
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- no vehicle: 80
- 1 vehicle: 886
- 2 vehicles: 1,761
- 3 vehicles: 480
- 4 vehicles: 134
- 5 or more vehicles: 52
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Vehicles available in renter-occupied apartments:
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- no vehicle: 136
- 1 vehicle: 511
- 2 vehicles: 238
- 3 vehicles: 50
- 4 vehicles: 5
- 5 or more vehicles: 8
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Estimated household income distribution in 2005:

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Estimate of home value of owner-occupied houses/condos in 2005 in zip code 48604:
- $10,000 to $14,999: 2
- $15,000 to $19,999: 23
- $20,000 to $24,999: 40
- $25,000 to $29,999: 33
- $30,000 to $34,999: 57
- $35,000 to $39,999: 96
- $40,000 to $49,999: 237
- $50,000 to $59,999: 315
- $60,000 to $69,999: 479
- $70,000 to $79,999: 559
- $80,000 to $89,999: 381
- $90,000 to $99,999: 250
- $100,000 to $124,999: 299
- $125,000 to $149,999: 106
- $150,000 to $174,999: 90
- $175,000 to $199,999: 26
- $200,000 to $249,999: 19
- $250,000 to $299,999: 5
- $300,000 to $399,999: 5
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Rent paid by renters in 2000 in zip code 48604:
- Less than $100: 5
- $150 to $199: 13
- $200 to $249: 39
- $250 to $299: 46
- $300 to $349: 48
- $350 to $399: 211
- $400 to $449: 152
- $450 to $499: 127
- $500 to $549: 114
- $550 to $599: 37
- $600 to $649: 62
- $650 to $699: 2
- $700 to $749: 8
- $800 to $899: 7
- No cash rent: 75
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Median price asked for vacant for-sale houses in 2000: $47,200
Estimated median house (or condo) value in 2005 for: - White Non-Hispanic householders: $97,578
- Black or African American householders: $60,412
- American Indian or Alaska Native householders: $143,676
- Asian householders: $128,047
- Native Hawaiian and other Pacific Islander householders: $124,764
- Some other race householders: $77,485
- Two or more races householders: $59,755
- Hispanic or Latino householders: $97,972
Housing units in structures:
- One, detached: 3,494
- One, attached: 158
- Two: 162
- 3 or 4: 116
- 5 to 9: 129
- 10 to 19: 226
- 50 or more: 16
- Mobile homes: 181

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Means of transportation to work
- Drove a car alone: 4,568 (81%)
- Carpooled: 536 (10%)
- Bus or trolley bus: 12 (0%)
- Taxi: 10 (0%)
- Walked: 347 (6%)
- Other means: 40 (1%)
- Worked at home: 109 (2%)
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Travel time to work
- Less than 5 minutes: 664
- 5 to 9 minutes: 930
- 10 to 14 minutes: 1247
- 15 to 19 minutes: 1058
- 20 to 24 minutes: 551
- 25 to 29 minutes: 243
- 30 to 34 minutes: 353
- 35 to 39 minutes: 39
- 40 to 44 minutes: 40
- 45 to 59 minutes: 131
- 60 to 89 minutes: 110
- 90 or more minutes: 147
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Percentage of zip code residents living and working in this county: 85.8%
Household type by relationship
Households: 11,010
- In family households: 9,328 (2,415 male householders, 598 female householders)
2,385 spouses, 3,448 children (3,159 natural, 60 adopted, 229 stepchildren), 123 grandchildren, 46 brothers or sisters, 24 parents, 88 other relatives, 201 non-relatives
- In nonfamily households: 1,682 (514 male householders (400 living alone)), 802 female householders (667 living alone)), 366 nonrelatives
- In group quarters: 892 (0 institutionalized population)
Size of family households: 1,301 2-persons, 722 3-persons, 603 4-persons, 281 5-persons, 83 6-persons, 23 7-or-more-persons.
Size of nonfamily households: 1,067 1-person, 193 2-persons, 15 3-persons, 39 4-persons, 2 6-persons.
1,797 married couples with children.
758 single-parent households (144 men, 614 women).
94.1% of residents of 48604 zip code speak English at home.
3.6% of residents speak Spanish at home (70% very well, 21% well, 9% not well).
1.5% of residents speak other Indo-European language at home (55% very well, 24% well, 21% not well).
0.6% of residents speak Asian or Pacific Island language at home (53% very well, 15% well, 32% not well).
0.2% of residents speak other language at home (60% very well, 40% well).
Foreign born population: 294 (2.5%)
(44.6% of them are naturalized citizens)
| This zip code: | 2.5% | | Whole state: | 5.3% |
Most common places of birth for the foreign-born residents:
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- Canada (20%)
- Germany (13%)
- Taiwan (9%)
- Poland (7%)
- Mexico (6%)
- Vietnam (5%)
- Other Eastern Europe (5%)
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Year of entry for the foreign-born population
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- 1995 to March 2000: 76
- 1990 to 1994: 0
- 1985 to 1989: 16
- 1980 to 1984: 34
- 1975 to 1979: 12
- 1970 to 1974: 18
- 1970 to 1974: 43
- 1965 to 1969: 95
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First ancestries reported:
- German: 2515
- Other groups: 1814
- Polish: 1224
- English: 710
- United States or American: 696
- Irish: 579
- French (except Basque): 481
- Italian: 239
- Scottish: 196
- French Canadian: 172
- Hungarian: 71
- Dutch: 50
- Russian: 34
- Canadian: 32
- Welsh: 30
- Czechoslovakian: 28
- Swedish: 28
- Slovak: 24
- Arab:: 24
- Syrian: 24
- Subsaharan African:: 22
- Czech: 21
- Greek: 21
- Belgian: 21
- Ukrainian: 21
- Scotch-Irish: 16
- Lithuanian: 15
- Latvian: 15
- Austrian: 15
- African: 14
- Finnish: 12
- Norwegian: 12
- Eastern European: 11
- Pennsylvania German: 10
- British: 10
- Slavic: 8
- Ghanian: 4
- Turkish: 4
- Kenyan: 4
- Swiss: 4
- European: 3

Median worth of mobile homes: $12,300


Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel:
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- Utility gas (90%)
- Electricity (6%)
- Fuel oil, kerosene, etc. (2%)
- Bottled, tank, or LP gas (2%)
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Place of birth for U.S.-born residents:
- This state: 10557
- Northeast: 104
- Midwest: 356
- South: 459
- West: 110
63% of the 48604 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 60% lived in this county.
Out of people who lived in different counties, 83% lived in Michigan.
Population in 1990: 11,937. Population change in the 1990s: -102 (-0.9%).
Year Householders Moved Into Unit:
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Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 249
| Here: | 19.6% | | Michigan: | 11.2% |
Students in private schools in grades 9 to 12 (high school): 71
| Here: | 12.5% | | Michigan: | 8.7% |
Students in private undergraduate colleges: 28
| Here: | 1.8% | | Michigan: | 16.5% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Accommodation and Food Services: Full-Service Restaurants (100-249 employees: 2 establishments, 50-99 employees: 7 establishments, 20-49 employees: 3 establishments, 10-19 employees: 3 establishments, 1-4 employees: 1 establishment)
- Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (100-249: 1, 50-99: 1, 20-49: 6, 10-19: 9, 5-9: 15, 1-4: 18)
- Administrative and Support and Waste Management and Remediation Services: Temporary Help Services (100-249: 2, 50-99: 2, 20-49: 1, 5-9: 1)
- Accommodation and Food Services: Limited-Service Restaurants (50-99: 2, 20-49: 4, 10-19: 5, 5-9: 1, 1-4: 3)
- Administrative and Support and Waste Management and Remediation Services: Professional Employer Organizations (100-249: 1, 20-49: 1, 1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
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Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
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Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
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Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
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Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
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Age and Sex of Residents with Employment Disability (Noninstitutionalized)
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People in group quarters
- 873 people in college dormitories (includes college quarters off campus)
- 7 people in other group homes
- 6 people in other noninstitutional group quarters
- 4 people in agriculture workers' dormitories on farms
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