Estimated median household income in 2007: $35,962
| This zip code: | $35,962 | | Michigan: | $47,950 |
Nearest zip codes: 48607, 48603, 48604, 48724, 48601, 48609.
Saginaw Zip Code Map
Housing units in zip code 48602 with a mortgage: 5,795 (372 second mortgage, 648 home equity loan, 10 both second mortgage and home equity loan)
Houses without a mortgage: 2,987
Median monthly owner costs for units with a mortgage: $889
Median monthly owner costs for units without a mortgage: $350
Residents with income below the poverty level in 2007:
| This zip code: | 21.2% | | Whole state: | 14.0% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 8.8% | | Whole state: | 6.5% |
Median number of rooms in houses and condos:
| Here: | 6.0 | | State: | 6.1 |
Median number of rooms in apartments:
| Here: | 4.1 | | State: | 4.1 |
Year house built: |
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- 1999 to March 2000: 6
- 1995 to 1998: 46
- 1990 to 1994: 80
- 1980 to 1989: 210
- 1970 to 1979: 661
- 1960 to 1969: 1,649
- 1950 to 1959: 2,968
- 1940 to 1949: 2,039
- 1939 or earlier: 6,352
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Bedrooms in owner-occupied houses in Saginaw, MI (48602): |
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- no bedroom: 6
- 1 bedrooms: 178
- 2 bedrooms: 2,591
- 3 bedrooms: 4,515
- 4 bedrooms: 1,603
- 5 or more bedrooms: 350
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 222
- 1 bedrooms: 1,332
- 2 bedrooms: 1,450
- 3 bedrooms: 618
- 4 bedrooms: 116
- 5 or more bedrooms: 63
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Vehicles available in 48602 zip code in owner-occupied houses/condos: |
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- no vehicle: 411
- 1 vehicle: 3,351
- 2 vehicles: 4,095
- 3 vehicles: 1,044
- 4 vehicles: 260
- 5 or more vehicles: 82
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 815
- 1 vehicle: 1,974
- 2 vehicles: 825
- 3 vehicles: 158
- 4 vehicles: 17
- 5 or more vehicles: 12
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 48602:
- Less than $10,000: 7
- $10,000 to $14,999: 22
- $15,000 to $19,999: 85
- $20,000 to $24,999: 99
- $25,000 to $29,999: 126
- $30,000 to $34,999: 158
- $35,000 to $39,999: 199
- $40,000 to $49,999: 645
- $50,000 to $59,999: 902
- $60,000 to $69,999: 927
- $70,000 to $79,999: 870
- $80,000 to $89,999: 782
- $90,000 to $99,999: 712
- $100,000 to $124,999: 1,409
- $125,000 to $149,999: 591
- $150,000 to $174,999: 359
- $175,000 to $199,999: 186
- $200,000 to $249,999: 118
- $250,000 to $299,999: 34
- $300,000 to $399,999: 71
- $400,000 to $499,999: 30
- $500,000 to $749,999: 13
- $1,000,000 or more: 9
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Rent paid by renters in 2007 in zip code 48602:
- Less than $100: 58
- $100 to $149: 25
- $150 to $199: 134
- $200 to $249: 141
- $250 to $299: 170
- $300 to $349: 304
- $350 to $399: 309
- $400 to $449: 496
- $450 to $499: 298
- $500 to $549: 150
- $550 to $599: 128
- $600 to $649: 63
- $650 to $699: 58
- $750 to $799: 13
- $800 to $899: 10
- $1,250 to $1,499: 19
- No cash rent: 175
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Median price asked for vacant for-sale houses and condos in 2007: $69,540.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $81,199
- Black or African American householders: $89,944
- American Indian or Alaska Native householders: $86,474
- Asian householders: $171,005
- Some other race householders: $78,979
- Two or more races householders: $79,950
- Hispanic or Latino householders: $74,537
Estimated median house or condo value in 2007: $80,293 (it was $58,800 in 2000)
| 48602: | $80,293 | | Michigan: | $153,100 |
Lower value quartile - upper value quartile: $39,762 - $89,191
Mean price in 2007:
Detached houses: $89,524| Here: | $89,524 | | State: | $200,820 |
Townhouses or other attached units: $119,621| Here: | $119,621 | | State: | $181,134 |
In 2-unit structures: $90,384| Here: | $90,384 | | State: | $129,336 |
In 3-to-4-unit structures: $143,212| Here: | $143,212 | | State: | $151,605 |
In 5-or-more-unit structures: $143,341| Here: | $143,341 | | State: | $149,899 |
Mobile homes: $90,294| Here: | $90,294 | | State: | $39,606 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 10,635
- One, attached: 206
- Two: 1,416
- 3 or 4: 773
- 5 to 9: 341
- 10 to 19: 294
- 20 to 49: 109
- 50 or more: 197
- Mobile homes: 34
- Boats, RVs, vans, etc.: 6

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Means of transportation to work
- Drove a car alone: 11,975 (85%)
- Carpooled: 1,339 (9%)
- Bus or trolley bus: 117 (1%)
- Bicycle: 87 (1%)
- Walked: 239 (2%)
- Other means: 52 (0%)
- Worked at home: 310 (2%)
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Travel time to work
- Less than 5 minutes: 441
- 5 to 9 minutes: 2499
- 10 to 14 minutes: 4136
- 15 to 19 minutes: 2667
- 20 to 24 minutes: 1377
- 25 to 29 minutes: 573
- 30 to 34 minutes: 893
- 35 to 39 minutes: 129
- 40 to 44 minutes: 205
- 45 to 59 minutes: 325
- 60 to 89 minutes: 204
- 90 or more minutes: 360
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Percentage of zip code residents living and working in this county: 88.1%
Household type by relationship
Households: 31,932
- In family households: 26,089 (5,262 male householders, 2,885 female householders)
5,504 spouses, 10,164 children (9,355 natural, 185 adopted, 624 stepchildren), 720 grandchildren, 317 brothers or sisters, 183 parents, 277 other relatives, 777 non-relatives
- In nonfamily households: 5,843 (2,215 male householders (1,785 living alone)), 2,685 female householders (2,389 living alone)), 943 nonrelatives
- In group quarters: 982 (681 institutionalized population)
Size of family households: 3,199 2-persons, 2,070 3-persons, 1,620 4-persons, 775 5-persons, 322 6-persons, 161 7-or-more-persons.
Size of nonfamily households: 4,174 1-person, 631 2-persons, 66 3-persons, 9 4-persons, 11 5-persons, 9 7-or-more-persons.
4,635 married couples with children.
3,468 single-parent households (525 men, 2,943 women).
92.9% of residents of 48602 zip code speak English at home.
4.8% of residents speak Spanish at home (75% very well, 12% well, 11% not well, 3% not at all).
1.9% of residents speak other Indo-European language at home (69% very well, 18% well, 11% not well, 2% not at all).
0.2% of residents speak Asian or Pacific Island language at home (47% very well, 10% well, 34% not well, 8% not at all).
0.2% of residents speak other language at home (77% very well, 23% well).
Foreign born population: 518 (1.6%)
(54.6% of them are naturalized citizens)
| This zip code: | 1.6% | | Whole state: | 5.3% |
Most common places of birth for the foreign-born residents:
- Mexico (26%)
- Germany (16%)
- United Kingdom (7%)
- Laos (4%)
- Russia (4%)
- Guatemala (4%)
- India (3%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 68
- 1990 to 1994: 73
- 1985 to 1989: 41
- 1980 to 1984: 46
- 1975 to 1979: 57
- 1970 to 1974: 22
- 1970 to 1974: 14
- 1965 to 1969: 197
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White population: 25,737
Black population: 3,912
American Indian population: 160
Asian population: 183
Native Hawaiian and Other Pacific Islander population: 4
Some other race population: 1,747
Two or more races population: 1,145

First ancestries reported:
|  Other groups: 7882 |
|  German: 6811 |
|  Polish: 1989 |
|  English: 1668 |
|  Irish: 1658 |
|  French (except Basque): 1352 |
|  United States or American: 1100 |
|  Italian: 832 |
|  French Canadian: 514 |
|  Scottish: 465 |
|  Dutch: 278 |
|  Swedish: 260 |
|  Scotch-Irish: 249 |
|  Russian: 195 |
|  European: 135 |
|  Subsaharan African:: 117 |
|  Hungarian: 108 |
|  Greek: 99 |
|  Norwegian: 98 |
|  Belgian: 87 |
|  African: 84 |
|  Lithuanian: 63 |
|  Czech: 62 |
|  Ukrainian: 49 |
|  Welsh: 48 |
|  Finnish: 47 |
|  Swiss: 45 |
|  Romanian: 41 |
|  Czechoslovakian: 40 |
|  Danish: 40 |
|  Arab:: 37 |
|  Austrian: 33 |
|  Latvian: 29 |
|  Canadian: 27 |
|  Lebanese: 26 |
|  British: 24 |
|  Slovak: 23 |
|  Pennsylvania German: 15 |
|  Iranian: 14 |
|  Celtic: 12 |
|  Serbian: 11 |
|  Arab/Arabic: 11 |
|  Sierra Leonean: 10 |
|  Other Subsaharan African: 10 |
|  South African: 9 |
|  Scandinavian: 9 |
|  Armenian: 8 |
|  Australian: 8 |
|  German Russian: 5 |
|  Nigerian: 4 |
|  Brazilian: 4 |
|  Croatian: 3 |

Public primary/middle schools in zip code 48602 not listed on the city page:- HANDLEY SCHOOL (Students: 415; Location: 3021 COURT STREET, SAGINAW, MI; Grades: KG - 05)
- MERRILL PARK ELEMENTARY SCHOOL (Students: 349; Location: 1800 GROUT STREET, SAGINAW, MI; Grades: PK - 05)
- CHESTER F. MILLER SCHOOL (Students: 332; Location: 2020 BROCKWAY STREET, SAGINAW, MI; Grades: PK - 05)
- STONE SCHOOL (Students: 330; Location: 1006 STATE STREET, SAGINAW, MI; Grades: PK - 05)
- HERIG SCHOOL (Students: 315; Location: 1905 HOUGHTON AVENUE, SAGINAW, MI; Grades: PK - 05)
- FUERBRINGER SCHOOL (Students: 304; Location: 2138 N. CAROLINA STREET, SAGINAW, MI; Grades: PK - 05)
- JEROME SCHOOL (Students: 292; Location: 1515 SWEET STREET, SAGINAW, MI; Grades: PK - 05)
- KEMPTON ELEMENTARY SCHOOL (Students: 285; Location: 3040 DAVENPORT AVENUE, SAGINAW, MI; Grades: PK - 05)
- JOHN MOORE SCHOOL (Students: 200; Location: 700 COURT STREET, SAGINAW, MI; Grades: PK - 05)
- CAREER OPPORTUNITIES CENTER (Students: 91; Location: 2102 WEISS STREET, SAGINAW, MI; Grades: UG - UG)
Major facitilies with environmental interests located in this zip code:
- ARTHUR HILL H SCHOOL (3115 MACKINAW in SAGINAW, MI)
AIR MINOR (AIRS/AFS)
(National Center for Education Statistics) - STATE ID-00125
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: ELEMENTARY AND SECONDARY SCHOOLS
Organizations: CITY OF SAGINAW SCHOOL DISTRICT (CONTACT/OWNER)
, SAGINAW CITY SCHOOL DISTRICT (SCHOOL DISTRICT)
Alternative names: ARTHUR HILL HIGH SCHOOL
- ACADEMY FOR TECHNOLOGY & ENTERPRISE (2102 WEISS STREET in SAGINAW, MI)
(National Center for Education Statistics) - STATE ID-08049
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: SAGINAW PUBLIC SCHOOLS (CONTACT/OPERATOR)
Alternative names: CAREER OPPORTUNITIES CENTER, CAREER OPPORTUNITY CTR, SAGINAW CAREER COMPLEX
- FUERBRINGER SCHOOL (2138 N. CAROLINA STREET in SAGINAW, MI)
(Geographic Names Information System)
(National Center for Education Statistics) - STATE ID-01337
Organizations: SAGINAW CITY SCHOOL DISTRICT (SCHOOL DISTRICT)
- CHESTER F. MILLER SCHOOL (2020 BROCKWAY STREET in SAGINAW, MI)
(National Center for Education Statistics) - STATE ID-00667
Organizations: SAGINAW CITY SCHOOL DISTRICT (SCHOOL DISTRICT)
- MERRILL PARK ELEMENTARY SCHOOL (1800 GROUT STREET in SAGINAW, MI)
(National Center for Education Statistics) - STATE ID-02521
Organizations: SAGINAW CITY SCHOOL DISTRICT (SCHOOL DISTRICT)
- MI DEPT/ENVIRONMENTAL QUALITY (1934 W MICHIGAN AVE in SAGINAW, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business NAICS classification: OFFICES OF BANK HOLDING COMPANIES.
Organizations: HERITAGE FEDERAL SAVINGS (CONTACT/OPERATOR)
, STATE OF MICHIGAN (CONTACT/OWNER)
Alternative names: HERITAGE FEDERAL SAVINGS
- GARBER BUICK CO (315 W. GENESEE in SAGINAW, MI)
HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: GARBER DICK (CONTACT/OWNER)
- MI DEPT/TRANSPORTATION (100 - 1000 S NIAGARA in SAGINAW, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: MICH DEPT OF TRANSPORTATION (CONTACT/OPERATOR)
- ALL SEASONS AUTOMOTIVE (300 N MICHIGAN in SAGINAW, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: SARROW BILL (CONTACT/OWNER)
- FORMER ACTION AUTO 49 (1411 COURT ST in SAGINAW, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: NETZ LP CARE OF THE LCP GROUP (CONTACT/OWNER)
Median worth of mobile homes: $69,706
Housing units lacking complete plumbing facilities: 1%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Utility gas (89%)
- Electricity (8%)
- Bottled, tank, or LP gas (1%)
- Fuel oil, kerosene, etc. (1%)
- No fuel used (1%)
- Other fuel (1%)
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Place of birth for U.S.-born residents:
- This state: 27919
- Northeast: 426
- Midwest: 1535
- South: 1720
- West: 645
56% of the 48602 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 76% lived in this county.
Out of people who lived in different counties, 68% lived in Michigan.
Population in 1990: 34,096. Population change in the 1990s: -1,208 (-3.5%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 645
| Here: | 15.3% | | Michigan: | 11.2% |
Students in private schools in grades 9 to 12 (high school): 182
| Here: | 10.3% | | Michigan: | 8.7% |
Students in private undergraduate colleges: 138
| Here: | 9.3% | | Michigan: | 16.5% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code (SAGINAW, MI):
- THOMSON SAGINAW BALL SCREW LLC (628 N HAMILTON ST): $10,311,053 in 95 contracts from 1999 to 2006
Contracts for Miscellaneous Aircraft Accessories and Components, Bearings, Antifriction, Unmounted, Miscellaneous Engine Accessories, Aircraft, Radar Equipment, Except Airborne, and more by Defense Logistics Agency, Air Force, Navy Signed by year: 2000: $2,304,020; 2001: $1,447,230; 2002: $4,180,373; 2003: $1,714,463; 2004: $464,049; 2005: $0; 2006: $24,564.
Biggest contracts:
$1,124,640 with Defense Logistics Agency for Miscellaneous Aircraft Accessories and Components. Signed on 2002-01-16. Completion date: 2002-09-03.
$924,787 with Air Force for Miscellaneous Aircraft Accessories and Components. Signed on 2003-05-13. Completion date: 2004-02-20.
$654,160, same as above. Signed on 2003-08-01. Completion date: 2004-07-01.
$628,966, same as above. Signed on 2002-12-23. Completion date: 2003-06-30.
- LINEAR MOTION, LLC (628 N HAMILTON ST; small business)
1000 employees, $0 revenue. : $1,196,763 in 40 contracts from 2003 to 2006
Contracts for Miscellaneous Aircraft Accessories and Components, Miscellaneous Engine Accessories, Aircraft by Defense Logistics Agency, Air Force Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $166,673; 2004: $763,769; 2005: $153,697; 2006: $112,624.
Biggest contracts:
$107,113 with Defense Logistics Agency for Miscellaneous Aircraft Accessories and Components. Signed on 2004-11-10. Completion date: 2005-07-20.
$105,798, same as above. Signed on 2003-10-22. Completion date: 2004-07-14.
$98,616, same as above. Signed on 2004-03-19. Completion date: 2005-01-21.
$98,616, same as above. Signed on 2004-01-30. Completion date: 2004-11-05.
- COVENANT HEALTHCARE ()
$46,185 with Department of Veterans Affairs for Laboratory Testing Services. Signed on 2005-10-01. Completion date: 2005-12-31.
- CITY ENVIRONMENTAL SERVICES, I (1311 N NIAGARA STREET): $1,580 in 2 contracts in 2003
$1,580 with Army for Trash/Garbage Collection Services - Including Portable Sanitation Services. Signed on 2003-02-18. Completion date: 2004-03-31.
$0, same as above. Signed on 2003-02-18. Completion date: 2004-03-31.
Top industries in this zip code by the number of employees in 2005:
- Health Care and Social Assistance: General Medical and Surgical Hospitals (over 1000 employees: 2 establishments, 250-499 employees: 2 establishments, 50-99 employees: 1 establishment)
- Administrative and Support and Waste Management and Remediation Services: Janitorial Services (500-999: 1, 1-4: 1)
- Health Care and Social Assistance: Nursing Care Facilities (100-249: 3)
- Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (100-249: 1, 50-99: 1, 20-49: 1, 10-19: 5, 5-9: 17, 1-4: 11)
- Accommodation and Food Services: Limited-Service Restaurants (50-99: 3, 20-49: 2, 10-19: 7, 5-9: 3, 1-4: 2)
- Utilities: Electric Power Distribution (250-499: 1)
- Other Services (except Public Administration): Religious Organizations (50-99: 2, 20-49: 3, 10-19: 3, 5-9: 7, 1-4: 10)
- Administrative and Support and Waste Management and Remediation Services: Temporary Help Services (100-249: 1, 50-99: 2, 20-49: 1, 10-19: 1)
- Administrative and Support and Waste Management and Remediation Services: Professional Employer Organizations (100-249: 1, 50-99: 1, 20-49: 1)
- Health Care and Social Assistance: Home Health Care Services (100-249: 1, 50-99: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 374 people in local jails and other confinement facilities (including police lockups)
- 319 people in nursing homes
- 57 people in homes for the mentally retarded
- 53 people in orthopedic wards and institutions for the physically handicapped
- 53 people in agriculture workers' dormitories on farms
- 44 people in other group homes
- 35 people in homes or halfway houses for drug/alcohol abuse
- 34 people in other noninstitutional group quarters
- 18 people in homes for the mentally ill
- 4 people in other nonhousehold living situations
- 3 people in homes for the physically handicapped
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 8 full and 14 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 165 | $65,524 | 337 | $62,063 | 681 | $56,598 | 140 | $24,792 | 2 | $50,835 | 192 | $42,986 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $84,722 | 62 | $69,529 | 153 | $67,505 | 17 | $26,405 | 0 | $0 | 26 | $60,697 | 0 | $0 |
| APPLICATIONS DENIED | 44 | $68,048 | 193 | $57,347 | 837 | $71,505 | 205 | $29,602 | 4 | $153,840 | 150 | $57,471 | 2 | $23,575 |
| APPLICATIONS WITHDRAWN | 21 | $62,828 | 50 | $71,908 | 243 | $68,460 | 17 | $40,608 | 1 | $52,000 | 42 | $52,307 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 5 | $56,914 | 19 | $85,355 | 81 | $80,392 | 2 | $25,935 | 0 | $0 | 7 | $75,284 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 8 full and 14 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 182 | $71,675 | 620 | $59,610 | 1,058 | $57,901 | 232 | $24,699 | 4 | $91,705 | 349 | $51,636 | 4 | $58,525 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 20 | $54,456 | 112 | $62,859 | 232 | $70,479 | 30 | $44,700 | 1 | $6,220 | 45 | $55,332 | 4 | $33,215 |
| APPLICATIONS DENIED | 32 | $62,580 | 225 | $55,109 | 1,084 | $69,766 | 262 | $30,261 | 2 | $134,000 | 159 | $52,093 | 9 | $47,689 |
| APPLICATIONS WITHDRAWN | 26 | $84,245 | 75 | $63,388 | 456 | $76,374 | 30 | $65,103 | 0 | $0 | 45 | $53,290 | 1 | $73,000 |
| FILES CLOSED FOR INCOMPLETENESS | 6 | $77,132 | 31 | $70,107 | 143 | $82,933 | 2 | $15,000 | 0 | $0 | 12 | $65,759 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 8 full and 14 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 226 | $74,663 | 815 | $61,254 | 1,181 | $64,320 | 218 | $27,515 | 0 | $0 | 296 | $53,099 | 5 | $74,808 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 18 | $70,885 | 173 | $66,054 | 238 | $68,227 | 46 | $25,140 | 0 | $0 | 60 | $61,029 | 0 | $0 |
| APPLICATIONS DENIED | 26 | $57,536 | 315 | $58,859 | 1,166 | $73,599 | 261 | $26,810 | 0 | $0 | 139 | $53,731 | 16 | $51,549 |
| APPLICATIONS WITHDRAWN | 14 | $59,655 | 155 | $65,654 | 519 | $82,285 | 46 | $95,353 | 0 | $0 | 52 | $56,216 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 5 | $56,026 | 43 | $51,451 | 225 | $94,324 | 5 | $27,038 | 2 | $119,250 | 27 | $47,346 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 8 full and 14 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 314 | $73,536 | 775 | $62,170 | 1,450 | $63,711 | 215 | $26,205 | 5 | $535,574 | 383 | $49,520 | 14 | $66,491 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 20 | $67,501 | 135 | $63,722 | 284 | $70,435 | 47 | $24,316 | 0 | $0 | 74 | $57,610 | 7 | $61,364 |
| APPLICATIONS DENIED | 82 | $80,086 | 232 | $65,150 | 1,071 | $67,820 | 222 | $24,735 | 0 | $0 | 137 | $55,383 | 13 | $54,669 |
| APPLICATIONS WITHDRAWN | 7 | $67,310 | 76 | $62,503 | 374 | $76,887 | 26 | $50,780 | 0 | $0 | 39 | $52,225 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $64,313 | 29 | $67,269 | 191 | $76,981 | 9 | $34,542 | 0 | $0 | 14 | $47,310 | 1 | $86,330 |
Aggregated Statistics For Year 2003 (Based on 8 full and 14 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 444 | $70,700 | 662 | $65,132 | 2,368 | $61,583 | 106 | $12,746 | 6 | $185,313 | 341 | $50,062 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 28 | $66,270 | 87 | $65,964 | 287 | $65,242 | 24 | $11,526 | 2 | $56,580 | 46 | $50,537 |
| APPLICATIONS DENIED | 36 | $72,146 | 159 | $59,471 | 1,105 | $63,249 | 188 | $12,011 | 0 | $0 | 160 | $48,081 |
| APPLICATIONS WITHDRAWN | 23 | $78,957 | 87 | $61,916 | 378 | $66,019 | 5 | $28,542 | 0 | $0 | 52 | $55,144 |
| FILES CLOSED FOR INCOMPLETENESS | 19 | $58,274 | 11 | $69,646 | 86 | $66,265 | 7 | $25,284 | 0 | $0 | 9 | $42,354 |
Aggregated Statistics For Year 2002 (Based on 8 full and 14 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 451 | $69,654 | 663 | $60,478 | 1,727 | $60,018 | 175 | $12,692 | 2 | $560,050 | 323 | $45,876 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 15 | $70,381 | 82 | $47,485 | 291 | $60,028 | 29 | $14,089 | 0 | $0 | 47 | $47,162 |
| APPLICATIONS DENIED | 34 | $60,687 | 107 | $52,589 | 859 | $57,082 | 169 | $11,101 | 1 | $216,000 | 85 | $47,705 |
| APPLICATIONS WITHDRAWN | 20 | $80,766 | 49 | $72,131 | 370 | $61,248 | 13 | $14,794 | 2 | $150,715 | 12 | $59,288 |
| FILES CLOSED FOR INCOMPLETENESS | 17 | $64,478 | 20 | $50,218 | 86 | $67,311 | 2 | $9,790 | 0 | $0 | 12 | $45,093 |
Aggregated Statistics For Year 2001 (Based on 8 full and 14 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 440 | $65,967 | 583 | $56,074 | 1,532 | $54,658 | 216 | $16,265 | 1 | $196,360 | 213 | $40,986 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 15 | $61,370 | 50 | $47,222 | 214 | $54,468 | 45 | $15,297 | 0 | $0 | 34 | $37,441 |
| APPLICATIONS DENIED | 44 | $67,037 | 167 | $47,337 | 922 | $49,185 | 301 | $11,885 | 0 | $0 | 111 | $35,590 |
| APPLICATIONS WITHDRAWN | 12 | $71,096 | 58 | $60,629 | 363 | $50,855 | 25 | $22,537 | 0 | $0 | 19 | $41,236 |
| FILES CLOSED FOR INCOMPLETENESS | 10 | $58,621 | 6 | $45,508 | 76 | $63,648 | 3 | $38,167 | 0 | $0 | 4 | $26,683 |
Aggregated Statistics For Year 2000 (Based on 8 full and 14 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 382 | $61,174 | 560 | $55,423 | 717 | $42,615 | 281 | $9,466 | 2 | $126,845 | 120 | $39,232 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 11 | $59,624 | 51 | $50,656 | 201 | $49,421 | 78 | $15,077 | 0 | $0 | 18 | $51,876 |
| APPLICATIONS DENIED | 40 | $60,760 | 144 | $41,243 | 641 | $44,447 | 335 | $12,882 | 0 | $0 | 47 | $35,505 |
| APPLICATIONS WITHDRAWN | 25 | $48,196 | 65 | $35,905 | 359 | $45,074 | 28 | $26,700 | 0 | $0 | 17 | $32,079 |
| FILES CLOSED FOR INCOMPLETENESS | 9 | $68,652 | 6 | $51,232 | 116 | $54,286 | 2 | $18,000 | 0 | $0 | 4 | $40,705 |
Aggregated Statistics For Year 1999 (Based on 5 full and 7 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 220 | $56,369 | 365 | $55,801 | 600 | $45,255 | 172 | $9,848 | 1 | $87,820 | 96 | $35,597 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $51,213 | 35 | $50,386 | 137 | $46,481 | 44 | $13,395 | 0 | $0 | 10 | $39,626 |
| APPLICATIONS DENIED | 17 | $48,767 | 73 | $45,743 | 366 | $44,600 | 182 | $10,283 | 0 | $0 | 20 | $37,010 |
| APPLICATIONS WITHDRAWN | 7 | $52,406 | 48 | $50,279 | 253 | $47,924 | 14 | $26,164 | 1 | $14,970 | 15 | $42,956 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $49,743 | 6 | $46,357 | 72 | $50,246 | 1 | $10,000 | 0 | $0 | 4 | $32,472 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 8 full and 14 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 197 | $63,612 | 96 | $75,995 | 37 | $52,542 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 54 | $62,779 | 43 | $75,188 | 16 | $50,574 |
| APPLICATIONS DENIED | 5 | $42,232 | 0 | $0 | 3 | $40,420 |
| APPLICATIONS WITHDRAWN | 10 | $68,101 | 7 | $67,490 | 4 | $50,670 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 8 full and 14 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 172 | $65,139 | 76 | $75,601 | 25 | $56,076 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 37 | $62,770 | 18 | $85,383 | 14 | $60,519 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $54,770 | 9 | $70,707 | 4 | $50,388 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $125,630 | 0 | $0 | 1 | $63,000 |
Aggregated Statistics For Year 2005 (Based on 8 full and 14 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 191 | $66,628 | 94 | $81,437 | 53 | $50,183 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 43 | $65,346 | 26 | $92,892 | 5 | $52,044 |
| APPLICATIONS DENIED | 2 | $41,000 | 2 | $86,170 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 6 | $66,217 | 7 | $69,481 | 4 | $26,328 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $173,000 | 1 | $68,000 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 8 full and 14 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 210 | $67,560 | 101 | $76,823 | 64 | $47,482 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 32 | $74,322 | 31 | $85,662 | 9 | $46,156 |
| APPLICATIONS DENIED | 6 | $40,583 | 2 | $97,500 | 1 | $109,000 |
| APPLICATIONS WITHDRAWN | 5 | $99,200 | 5 | $64,626 | 4 | $61,088 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $36,000 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 8 full and 14 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 264 | $72,770 | 184 | $82,961 | 72 | $51,274 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 38 | $65,260 | 40 | $74,719 | 21 | $43,536 |
| APPLICATIONS DENIED | 4 | $105,045 | 19 | $65,466 | 6 | $51,102 |
| APPLICATIONS WITHDRAWN | 4 | $112,608 | 14 | $79,749 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 6 | $58,812 | 5 | $83,858 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 8 full and 14 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 251 | $68,247 | 132 | $73,412 | 67 | $51,362 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 40 | $61,882 | 30 | $74,140 | 12 | $41,872 |
| APPLICATIONS DENIED | 4 | $46,245 | 10 | $76,666 | 6 | $59,585 |
| APPLICATIONS WITHDRAWN | 2 | $58,590 | 5 | $67,648 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 8 full and 14 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 238 | $62,914 | 124 | $71,832 | 51 | $43,591 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 30 | $56,196 | 22 | $65,519 | 8 | $29,606 |
| APPLICATIONS DENIED | 11 | $92,401 | 2 | $66,585 | 9 | $105,707 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $79,315 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 8 full and 14 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 257 | $61,224 | 42 | $58,428 | 20 | $40,837 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $57,946 | 1 | $77,020 | 0 | $0 |
| APPLICATIONS DENIED | 6 | $41,817 | 6 | $63,933 | 4 | $46,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $52,810 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $45,527 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 5 full and 7 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 194 | $61,792 | 22 | $53,634 | 18 | $38,551 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $64,783 | 5 | $70,924 | 1 | $81,000 |
| APPLICATIONS DENIED | 6 | $38,168 | 1 | $46,830 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $50,000 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $46,000 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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