Estimated median household income in 2007: $48,132
| This zip code: | $48,132 | | Michigan: | $47,950 |
Nearest zip codes: 48602, 48604, 48607, 48724, 48609, 48601.
Saginaw Zip Code Map
Housing units in zip code 48603 with a mortgage: 6,403 (510 second mortgage, 966 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 3,218
Median monthly owner costs for units with a mortgage: $1,368
Median monthly owner costs for units without a mortgage: $433
Residents with income below the poverty level in 2007:
| This zip code: | 8.9% | | Whole state: | 14.0% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 4.1% | | Whole state: | 6.5% |
Median number of rooms in houses and condos:
| Here: | 6.3 | | State: | 6.1 |
Median number of rooms in apartments:
| Here: | 4.1 | | State: | 4.1 |
Year house built: |
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- 1999 to March 2000: 216
- 1995 to 1998: 889
- 1990 to 1994: 1,023
- 1980 to 1989: 1,994
- 1970 to 1979: 5,627
- 1960 to 1969: 3,705
- 1950 to 1959: 2,725
- 1940 to 1949: 666
- 1939 or earlier: 658
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Bedrooms in owner-occupied houses in Saginaw, MI (48603): |
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- no bedroom: 31
- 1 bedrooms: 123
- 2 bedrooms: 1,433
- 3 bedrooms: 6,823
- 4 bedrooms: 2,192
- 5 or more bedrooms: 247
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 367
- 1 bedrooms: 1,664
- 2 bedrooms: 3,151
- 3 bedrooms: 688
- 4 bedrooms: 33
- 5 or more bedrooms: 6
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Vehicles available in 48603 zip code in owner-occupied houses/condos: |
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- no vehicle: 330
- 1 vehicle: 2,865
- 2 vehicles: 5,588
- 3 vehicles: 1,441
- 4 vehicles: 450
- 5 or more vehicles: 175
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 860
- 1 vehicle: 3,329
- 2 vehicles: 1,334
- 3 vehicles: 310
- 4 vehicles: 47
- 5 or more vehicles: 29
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 48603:
- Less than $10,000: 12
- $10,000 to $14,999: 13
- $15,000 to $19,999: 34
- $20,000 to $24,999: 57
- $25,000 to $29,999: 56
- $30,000 to $34,999: 48
- $35,000 to $39,999: 29
- $40,000 to $49,999: 117
- $50,000 to $59,999: 138
- $60,000 to $69,999: 138
- $70,000 to $79,999: 180
- $80,000 to $89,999: 193
- $90,000 to $99,999: 227
- $100,000 to $124,999: 1,125
- $125,000 to $149,999: 1,581
- $150,000 to $174,999: 1,571
- $175,000 to $199,999: 1,186
- $200,000 to $249,999: 1,573
- $250,000 to $299,999: 643
- $300,000 to $399,999: 524
- $400,000 to $499,999: 176
- $500,000 to $749,999: 157
- $750,000 to $999,999: 10
- $1,000,000 or more: 13
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Rent paid by renters in 2007 in zip code 48603:
- Less than $100: 53
- $100 to $149: 76
- $150 to $199: 194
- $200 to $249: 112
- $250 to $299: 78
- $300 to $349: 38
- $350 to $399: 73
- $400 to $449: 458
- $450 to $499: 763
- $500 to $549: 746
- $550 to $599: 967
- $600 to $649: 605
- $650 to $699: 751
- $700 to $749: 208
- $750 to $799: 125
- $800 to $899: 74
- $900 to $999: 113
- $1,000 to $1,249: 155
- $1,250 to $1,499: 82
- $1,500 to $1,999: 119
- $2,000 or more: 396
- No cash rent: 152
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Median price asked for vacant for-sale houses and condos in 2007: $128,670.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $168,368
- Black or African American householders: $199,182
- American Indian or Alaska Native householders: $196,961
- Asian householders: $242,905
- Some other race householders: $144,216
- Two or more races householders: $161,150
- Hispanic or Latino householders: $151,295
Estimated median house or condo value in 2007: $162,239 (it was $118,800 in 2000)
| 48603: | $162,239 | | Michigan: | $153,100 |
Lower value quartile - upper value quartile: $39,765 - $89,209
Mean price in 2007:
Detached houses: $186,204| Here: | $186,204 | | State: | $200,820 |
Townhouses or other attached units: $191,347| Here: | $191,347 | | State: | $181,134 |
In 2-unit structures: $199,175| Here: | $199,175 | | State: | $129,336 |
In 3-to-4-unit structures: $80,831| Here: | $80,831 | | State: | $151,605 |
In 5-or-more-unit structures: $91,529| Here: | $91,529 | | State: | $149,899 |
Mobile homes: $35,093| Here: | $35,093 | | State: | $39,606 |
Occupied boats, RVs, vans, etc.: $55,000| Here: | $55,000 | | State: | $95,296 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 10,195
- One, attached: 741
- Two: 714
- 3 or 4: 725
- 5 to 9: 1,366
- 10 to 19: 1,715
- 20 to 49: 220
- 50 or more: 1,153
- Mobile homes: 666
- Boats, RVs, vans, etc.: 8

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Means of transportation to work
- Drove a car alone: 16,330 (90%)
- Carpooled: 1,081 (6%)
- Bus or trolley bus: 62 (0%)
- Taxi: 7 (0%)
- Bicycle: 17 (0%)
- Walked: 113 (1%)
- Other means: 48 (0%)
- Worked at home: 438 (2%)
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Travel time to work
- Less than 5 minutes: 528
- 5 to 9 minutes: 2627
- 10 to 14 minutes: 4430
- 15 to 19 minutes: 3791
- 20 to 24 minutes: 2548
- 25 to 29 minutes: 900
- 30 to 34 minutes: 1187
- 35 to 39 minutes: 145
- 40 to 44 minutes: 245
- 45 to 59 minutes: 492
- 60 to 89 minutes: 335
- 90 or more minutes: 430
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Percentage of zip code residents living and working in this county: 84.7%
Household type by relationship
Households: 37,872
- In family households: 30,394 (8,407 male householders, 2,099 female householders)
8,606 spouses, 10,321 children (9,699 natural, 240 adopted, 382 stepchildren), 255 grandchildren, 130 brothers or sisters, 134 parents, 194 other relatives, 248 non-relatives
- In nonfamily households: 7,478 (2,375 male householders (1,903 living alone)), 3,890 female householders (3,458 living alone)), 1,213 nonrelatives
- In group quarters: 879 (325 institutionalized population)
Size of family households: 5,335 2-persons, 2,201 3-persons, 1,972 4-persons, 730 5-persons, 194 6-persons, 74 7-or-more-persons.
Size of nonfamily households: 5,361 1-person, 717 2-persons, 144 3-persons, 28 4-persons, 15 5-persons.
6,080 married couples with children.
1,646 single-parent households (318 men, 1,328 women).
92.2% of residents of 48603 zip code speak English at home.
2.5% of residents speak Spanish at home (80% very well, 13% well, 7% not well).
2.7% of residents speak other Indo-European language at home (80% very well, 13% well, 7% not well).
1.9% of residents speak Asian or Pacific Island language at home (54% very well, 31% well, 15% not well).
0.7% of residents speak other language at home (64% very well, 20% well, 9% not well, 8% not at all).
Foreign born population: 1,761 (4.5%)
(54.4% of them are naturalized citizens)
| This zip code: | 4.5% | | Whole state: | 5.3% |
Most common places of birth for the foreign-born residents:
- Korea (11%)
- Philippines (10%)
- India (9%)
- Greece (8%)
- Mexico (8%)
- Canada (7%)
- Lebanon (6%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 515
- 1990 to 1994: 243
- 1985 to 1989: 75
- 1980 to 1984: 157
- 1975 to 1979: 143
- 1970 to 1974: 121
- 1970 to 1974: 113
- 1965 to 1969: 394
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White population: 34,419
Black population: 2,078
American Indian population: 106
Asian population: 1,052
Native Hawaiian and Other Pacific Islander population: 1
Some other race population: 579
Two or more races population: 600

First ancestries reported:
|  German: 9988 |
|  Other groups: 4983 |
|  Polish: 3174 |
|  English: 2494 |
|  Irish: 2420 |
|  French (except Basque): 1680 |
|  United States or American: 1561 |
|  Italian: 1148 |
|  Scottish: 770 |
|  French Canadian: 553 |
|  Scotch-Irish: 505 |
|  Dutch: 394 |
|  Greek: 362 |
|  Hungarian: 249 |
|  Arab:: 240 |
|  Swedish: 201 |
|  Russian: 190 |
|  Czechoslovakian: 184 |
|  Lebanese: 161 |
|  Czech: 154 |
|  European: 148 |
|  Canadian: 142 |
|  Norwegian: 130 |
|  British: 110 |
|  Welsh: 98 |
|  Lithuanian: 97 |
|  Slovak: 89 |
|  Finnish: 75 |
|  Assyrian/Chaldean/Syriac: 75 |
|  Swiss: 69 |
|  Danish: 67 |
|  Yugoslavian: 66 |
|  Belgian: 46 |
|  Iranian: 41 |
|  Subsaharan African:: 39 |
|  Ukrainian: 38 |
|  Austrian: 37 |
|  Iraqi: 37 |
|  Northern European: 36 |
|  Romanian: 35 |
|  Croatian: 34 |
|  Maltese: 27 |
|  Latvian: 26 |
|  Arab/Arabic: 26 |
|  African: 25 |
|  Pennsylvania German: 22 |
|  Australian: 22 |
|  Armenian: 21 |
|  Slovene: 13 |
|  Egyptian: 12 |
|  Eastern European: 10 |
|  Celtic: 9 |
|  West Indian (excluding Hispanic groups):: 8 |
|  Bahamian: 8 |
|  Ethiopian: 7 |
|  Nigerian: 7 |
|  Slavic: 6 |
|  Jordanian: 4 |

Public primary/middle schools in zip code 48603 not listed on the city page:- ARROWWOOD ELEMENTARY SCHOOL (Students: 479; Location: 5410 SEIDEL ROAD, SAGINAW, MI; Grades: KG - 05)
- SHERWOOD ELEMENTARY SCHOOL (Students: 440; Location: 3870 SHATTUCK ROAD, SAGINAW, MI; Grades: KG - 05)
- PLAINFIELD ELEMENTARY SCHOOL (Students: 352; Location: 2775 SHATTUCK ROAD, SAGINAW, MI; Grades: KG - 05)
- HEMMETER ELEMENTARY SCHOOL (Students: 318; Location: 1890 HEMMETER ROAD, SAGINAW, MI; Grades: KG - 05)
- MACKINAW ACADEMY (Students: 317; Location: 3870 SHATTUCK ROAD, SAGINAW, MI; Grades: UG - UG)
- WEISS ELEMENTARY SCHOOL (Students: 290; Location: 4645 WEISS STREET, SAGINAW, MI; Grades: KG - 05)
- WESTDALE ELEMENTARY SCHOOL (Students: 254; Location: 705 S. CENTER ROAD, SAGINAW, MI; Grades: KG - 05)
- SAGINAW COUNTY JUVENILE CENTER (Students: 48; Location: 3360 HOSPITAL ROAD, SAGINAW, MI; Grades: UG - UG)
- POST SECONDARY TRANSITION (Location: 3860 FASHION SQUARE BLVD., SAGINAW, MI; Grades: UG - UG)
Private primary/middle schools not listed on the city page:- ST JOHNS EV LUTHERAN SCHOOL (Students: 34; Location: 4705 BROCKWAY RD, SAGINAW, MI; Grades: KG - 8)
- GETHSEMANE LUTHERAN SCHOOL (Students: 27; Location: 3412 CRESTMONT, SAGINAW, MI; Grades: KG - 8)
- GOOD SHEPHERD EARLY CHILDHOOD (Students: 16; Location: 5335 BROCKWAY ROAD, SAGINAW, MI; Grades: KG - KG)
Major facitilies with environmental interests located in this zip code:
- AQUAMARINE AQUARIUM SYSTEMS, INC. (2824 UNIVERSAL DRIVE in SAGINAW, MI)
(Integrated Compliance Information System) - ICIS-05-1999-0212, FORMAL ENFORCEMENT ACTION
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
Business SIC classification: PESTICIDES AND AGRICULTURAL CHEMICALS
Alternative names: ACQUAMARINE AQUARIAM SYSTEMS
- ARROWWOOD ELEMENTARY SCHOOL (5410 SEIDEL ROAD in SAGINAW, MI)
(National Center for Education Statistics) - STATE ID-04954
Organizations: SAGINAW TOWNSHIP COMMUNITY SCHOOLS (SCHOOL DISTRICT)
- ADMIRAL PETROLEUM CO (8220 GRATIOT in SAGINAW, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: SPEEDWAY/SUPERAMERICA LLC (CONTACT/OWNER)
Alternative names: SPEEDWAY 7502
- DICK WILLIAMS GUN SHOP (4985 COLE RD in SAGINAW, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: RICHARD WILLIAMS (CONTACT/OWNER)
- GOWER CORP (2840 UNIVERSAL DRIVE in SAGINAW, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: GREGG GOWER (CONTACT/OPERATOR)
- AMOCO OIL CO 5365 (5770 STATE ST in SAGINAW, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: AMOCO OIL COMPANY (CONTACT/OWNER)
- GARB-KO (3990 TITTABAWASEE RD in SAGINAW, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: GARB-KO INC (CONTACT/OWNER)
Alternative names: 7-ELEVEN STORE #123
- BAY VALLEY OIL CO (6075 STATE ST in SAGINAW, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- AMOCO OIL CO 9851 (75 MIDLAND AND 46TH in SAGINAW, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: AMOCO OIL COMPANY (CONTACT/OWNER)
- AUTOHAUS SAGINAW INC (5645 STATE ST in SAGINAW, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: CAMP ROBERT D JR (CONTACT/OPERATOR)
- MEYER ADAM AND SONS (3216 BAY RD in SAGINAW, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- MI DEPT/ENVIRONMENTAL QUALITY (2343 MIDLAND RD in SAGINAW, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Alternative names: MI DEPT/DEQ (E)
- ACTION AUTO STORE 043 (5605 STATE ST in SAGINAW, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Median worth of mobile homes: $33,118
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Utility gas (88%)
- Electricity (10%)
- Bottled, tank, or LP gas (1%)
- Fuel oil, kerosene, etc. (1%)
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Place of birth for U.S.-born residents:
- This state: 31397
- Northeast: 908
- Midwest: 2172
- South: 1624
- West: 680
59% of the 48603 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 66% lived in this county.
Out of people who lived in different counties, 63% lived in Michigan.
Population in 1990: 49,303. Population change in the 1990s: -10,468 (-21.2%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 923
| Here: | 22.8% | | Michigan: | 11.2% |
Students in private schools in grades 9 to 12 (high school): 258
| Here: | 12.9% | | Michigan: | 8.7% |
Students in private undergraduate colleges: 204
| Here: | 8.2% | | Michigan: | 16.5% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- HERITAGE SUITES OF SAGINAW, IN (5180 FASHION SQUARE BLVD in SAGINAW, MI; small business): $24,922 in 6 contracts from 2001 to 2002
Contracts for Lodging - Hotel/Motel by Army Signed by year: 2000: $0; 2001: $23,224; 2002: $1,698; 2003: $0; 2004: $0; 2005: $0; 2006: $0.
Biggest contracts:
$20,478 with Army for Lodging - Hotel/Motel. Signed on 2001-11-01. Completion date: 2002-04-29.
$7,392, same as above. Signed on 2002-03-12. Completion date: 2002-05-31.
$4,851, same as above. Signed on 2002-01-25. Completion date: 2002-04-29.
$2,746, same as above. Signed on 2001-11-19. Completion date: 2002-04-29.
- SAGINAW SPIRIT (6200 STATE ST in SAGINAW, MI; small business)
$3,334 with Army for Signs, Advertising Displays, and Identification Plates. Signed on 2002-09-26. Completion date: 2003-03-21.
Top industries in this zip code by the number of employees in 2005:
- Administrative and Support and Waste Management and Remediation Services: Janitorial Services (500-999 employees: 1 establishment, 100-249 employees: 2 establishments, 10-19 employees: 3 establishments, 1-4 employees: 1 establishment)
- Accommodation and Food Services: Limited-Service Restaurants (50-99: 4, 20-49: 17, 10-19: 8, 5-9: 3, 1-4: 2)
- Accommodation and Food Services: Full-Service Restaurants (100-249: 1, 50-99: 6, 20-49: 5, 5-9: 6, 1-4: 1)
- Information: Wired Telecommunications Carriers (250-499: 1, 100-249: 1, 50-99: 1, 20-49: 1, 10-19: 1, 1-4: 7)
- Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (50-99: 1, 20-49: 4, 10-19: 10, 5-9: 12, 1-4: 32)
- Administrative and Support and Waste Management and Remediation Services: Temporary Help Services (100-249: 2, 50-99: 1, 10-19: 1, 1-4: 1)
- Health Care and Social Assistance: Offices of Dentists (10-19: 11, 5-9: 32, 1-4: 9)
- Administrative and Support and Waste Management and Remediation Services: Travel Agencies (250-499: 1, 1-4: 2)
- Health Care and Social Assistance: Specialty (except Psychiatric and Substance Abuse) Hospitals (250-499: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 375 people in nursing homes
- 353 people in other noninstitutional group quarters
- 54 people in short-term care, detention or diagnostic centers for delinquent children
- 44 people in other group homes
- 27 people in homes for the mentally ill
- 6 people in religious group quarters
- 5 people in homes for the mentally retarded
- 4 people in other nonhousehold living situations
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 7 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 115 | $119,858 | 619 | $118,111 | 947 | $110,655 | 185 | $31,427 | 52 | $114,082 | 10 | $41,547 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $107,090 | 59 | $92,792 | 131 | $141,581 | 24 | $43,356 | 10 | $69,855 | 8 | $39,126 |
| APPLICATIONS DENIED | 31 | $108,661 | 110 | $107,527 | 638 | $131,810 | 121 | $44,213 | 33 | $126,154 | 11 | $26,926 |
| APPLICATIONS WITHDRAWN | 11 | $136,480 | 77 | $128,489 | 209 | $121,630 | 19 | $81,149 | 18 | $118,499 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $145,485 | 10 | $130,153 | 49 | $139,620 | 1 | $21,920 | 3 | $208,037 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 7 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 90 | $126,467 | 900 | $114,223 | 1,176 | $101,995 | 222 | $32,826 | 0 | $0 | 91 | $100,476 | 16 | $48,980 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $135,211 | 126 | $101,980 | 188 | $112,383 | 26 | $46,622 | 1 | $12,830 | 18 | $88,827 | 11 | $54,108 |
| APPLICATIONS DENIED | 10 | $99,779 | 184 | $127,254 | 629 | $125,041 | 106 | $48,538 | 0 | $0 | 35 | $89,882 | 13 | $65,589 |
| APPLICATIONS WITHDRAWN | 8 | $107,554 | 96 | $119,252 | 331 | $139,629 | 21 | $78,270 | 0 | $0 | 24 | $97,697 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 13 | $108,124 | 81 | $134,647 | 0 | $0 | 0 | $0 | 2 | $99,910 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 7 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 76 | $127,386 | 1,095 | $118,275 | 1,369 | $112,582 | 198 | $41,175 | 3 | $825,150 | 92 | $100,511 | 20 | $43,109 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 14 | $124,653 | 122 | $136,602 | 222 | $115,781 | 39 | $58,843 | 0 | $0 | 11 | $159,335 | 14 | $43,735 |
| APPLICATIONS DENIED | 2 | $52,085 | 167 | $114,801 | 739 | $132,867 | 108 | $29,539 | 0 | $0 | 31 | $98,132 | 10 | $26,264 |
| APPLICATIONS WITHDRAWN | 12 | $110,763 | 126 | $128,625 | 411 | $133,808 | 32 | $209,253 | 0 | $0 | 21 | $193,786 | 5 | $114,606 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $126,380 | 33 | $109,113 | 189 | $135,419 | 7 | $26,284 | 0 | $0 | 11 | $153,385 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 7 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 90 | $116,335 | 1,106 | $130,308 | 1,760 | $115,860 | 181 | $36,483 | 7 | $1,606,080 | 102 | $108,989 | 17 | $64,371 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 17 | $100,148 | 115 | $116,573 | 252 | $114,635 | 33 | $28,211 | 0 | $0 | 24 | $122,171 | 10 | $52,713 |
| APPLICATIONS DENIED | 31 | $113,356 | 103 | $103,428 | 619 | $125,085 | 98 | $35,568 | 0 | $0 | 32 | $108,743 | 27 | $38,299 |
| APPLICATIONS WITHDRAWN | 10 | $123,175 | 72 | $133,358 | 259 | $127,977 | 20 | $73,277 | 2 | $1,128,900 | 13 | $98,142 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $75,760 | 30 | $117,216 | 181 | $128,743 | 4 | $69,630 | 0 | $0 | 6 | $74,512 | 6 | $76,023 |
Aggregated Statistics For Year 2003 (Based on 7 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 168 | $121,050 | 1,164 | $125,382 | 4,489 | $112,330 | 163 | $22,746 | 25 | $362,316 | 128 | $99,121 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $119,787 | 119 | $117,122 | 406 | $128,890 | 39 | $17,302 | 0 | $0 | 15 | $104,578 |
| APPLICATIONS DENIED | 17 | $113,103 | 104 | $158,150 | 805 | $110,571 | 93 | $31,056 | 0 | $0 | 31 | $111,120 |
| APPLICATIONS WITHDRAWN | 18 | $123,701 | 106 | $132,749 | 444 | $133,275 | 10 | $37,382 | 0 | $0 | 14 | $88,936 |
| FILES CLOSED FOR INCOMPLETENESS | 12 | $107,446 | 13 | $158,859 | 85 | $107,702 | 7 | $25,826 | 0 | $0 | 2 | $188,775 |
Aggregated Statistics For Year 2002 (Based on 7 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 154 | $107,995 | 1,079 | $123,895 | 3,366 | $110,722 | 184 | $14,859 | 4 | $585,675 | 96 | $89,646 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $105,692 | 95 | $122,227 | 370 | $128,083 | 37 | $17,832 | 0 | $0 | 9 | $107,907 |
| APPLICATIONS DENIED | 15 | $94,670 | 99 | $106,987 | 498 | $104,145 | 79 | $15,374 | 2 | $393,400 | 14 | $77,973 |
| APPLICATIONS WITHDRAWN | 5 | $118,520 | 70 | $112,803 | 367 | $98,220 | 10 | $42,073 | 0 | $0 | 11 | $100,326 |
| FILES CLOSED FOR INCOMPLETENESS | 6 | $104,740 | 15 | $113,586 | 102 | $84,135 | 0 | $0 | 0 | $0 | 1 | $205,000 |
Aggregated Statistics For Year 2001 (Based on 7 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 162 | $102,331 | 1,019 | $126,488 | 2,432 | $99,941 | 214 | $22,621 | 5 | $708,146 | 63 | $99,495 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $93,057 | 74 | $93,442 | 190 | $120,154 | 31 | $21,952 | 0 | $0 | 1 | $15,000 |
| APPLICATIONS DENIED | 5 | $91,238 | 99 | $85,196 | 402 | $87,324 | 72 | $22,100 | 0 | $0 | 19 | $58,595 |
| APPLICATIONS WITHDRAWN | 19 | $104,063 | 45 | $133,160 | 236 | $99,661 | 19 | $23,697 | 2 | $321,605 | 9 | $99,249 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $67,253 | 65 | $117,672 | 3 | $19,143 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 7 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 123 | $103,218 | 970 | $111,217 | 715 | $75,585 | 298 | $17,818 | 3 | $1,101,703 | 42 | $100,899 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $96,863 | 65 | $83,756 | 115 | $64,266 | 63 | $20,575 | 0 | $0 | 2 | $53,980 |
| APPLICATIONS DENIED | 11 | $86,535 | 104 | $125,868 | 256 | $70,761 | 89 | $16,246 | 1 | $58,460 | 16 | $83,837 |
| APPLICATIONS WITHDRAWN | 6 | $89,012 | 47 | $156,419 | 140 | $73,478 | 31 | $42,677 | 1 | $2,875,000 | 5 | $77,514 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $115,100 | 9 | $169,701 | 55 | $96,913 | 4 | $11,218 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 5 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 57 | $92,951 | 519 | $121,154 | 637 | $87,148 | 129 | $12,665 | 1 | $124,070 | 32 | $77,926 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $104,710 | 29 | $90,721 | 82 | $91,568 | 34 | $14,775 | 1 | $8,760 | 5 | $44,788 |
| APPLICATIONS DENIED | 5 | $106,748 | 67 | $84,640 | 129 | $83,097 | 46 | $22,596 | 1 | $14,600 | 7 | $59,887 |
| APPLICATIONS WITHDRAWN | 4 | $73,955 | 28 | $124,386 | 98 | $90,043 | 12 | $42,646 | 1 | $181,460 | 7 | $81,403 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 7 | $129,691 | 23 | $81,039 | 0 | $0 | 0 | $0 | 2 | $71,515 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 7 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 205 | $122,510 | 99 | $126,739 | 4 | $75,838 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 24 | $116,883 | 23 | $124,528 | 5 | $54,276 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $113,260 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $79,895 | 14 | $214,777 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 7 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 145 | $128,943 | 73 | $147,274 | 1 | $68,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 23 | $123,916 | 12 | $138,003 | 2 | $124,980 |
| APPLICATIONS DENIED | 1 | $163,000 | 6 | $160,223 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $178,298 | 9 | $123,634 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $111,385 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 7 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 194 | $139,595 | 73 | $155,175 | 11 | $104,326 | 1 | $182,700 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 33 | $142,010 | 19 | $176,765 | 3 | $156,907 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $138,675 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 6 | $140,338 | 11 | $134,425 | 4 | $121,073 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $197,925 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 7 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 185 | $136,996 | 80 | $122,739 | 9 | $82,591 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 30 | $131,187 | 48 | $152,066 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $184,650 | 4 | $140,148 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 6 | $125,337 | 5 | $122,516 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $114,240 | 2 | $125,550 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 7 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 305 | $142,856 | 257 | $145,464 | 15 | $115,505 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 41 | $191,767 | 55 | $159,997 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $343,753 | 2 | $126,900 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $102,285 | 4 | $151,898 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $116,190 | 6 | $172,140 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 7 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 274 | $135,061 | 177 | $145,186 | 15 | $99,097 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 39 | $130,057 | 34 | $140,404 | 2 | $91,780 |
| APPLICATIONS DENIED | 3 | $101,553 | 6 | $137,300 | 3 | $89,860 |
| APPLICATIONS WITHDRAWN | 10 | $130,634 | 9 | $136,018 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 7 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 300 | $136,898 | 157 | $140,743 | 10 | $78,620 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 28 | $116,912 | 14 | $154,311 | 0 | $0 |
| APPLICATIONS DENIED | 8 | $129,008 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $180,140 | 2 | $132,830 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $129,895 | 4 | $120,305 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 7 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 267 | $116,410 | 29 | $133,307 | 3 | $117,827 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 14 | $112,564 | 5 | $86,034 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $63,183 | 2 | $195,080 | 2 | $57,045 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $141,625 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 5 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 159 | $111,048 | 28 | $110,316 | 4 | $64,160 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 12 | $132,629 | 5 | $141,944 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $114,090 | 3 | $450,690 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $46,830 | 1 | $77,220 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $311,330 | 0 | $0 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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