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48845 Zip Code (Hubbardston, MI) Detailed Profile




City: Hubbardston, MI (6.52%)
Counties: Ionia County, MI (41.16%), Clinton County, MI (37.57%), Montcalm County, MI (13.20%), Gratiot County, MI (8.07%)
Estimated zip code population in 2022: 978
Zip code population in 2010: 1,003
Zip code population in 2000: 1,017

Houses and condos: 412
Renter-occupied apartments: 37
% of renters here:

11%
State:

27%
March 2022 cost of living index in zip code 48845: 80.4 (low, U.S. average is 100)

Land area: 24.5 sq. mi.
Water area: 0.2 sq. mi.
Population density: 40 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 48845
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Real estate property taxes paid for housing units in 2022:
This zip code:

1.1% ($1,546)
Michigan:

1.2% ($2,746)
Median real estate property taxes paid for housing units with mortgages in 2022: $1,759 (1.0%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $1,367 (1.1%)

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Males: 507  (51.9%)
Females: 471  (48.1%)

For population 25 years and over in 48845:

  • High school or higher: 88.2%
  • Bachelor's degree or higher: 10.0%
  • Graduate or professional degree: 1.5%
  • Unemployed: 9.3%
  • Mean travel time to work (commute): 29.5 minutes

For population 15 years and over in 48845:

  • Never married: 25.8%
  • Now married: 55.3%
  • Separated: 0.5%
  • Widowed: 8.1%
  • Divorced: 10.4%

Zip code 48845 compared to state average:

  • Median house value below state average.
  • Unemployed percentage above state average.
  • Black race population percentage significantly below state average.
  • Hispanic race population percentage below state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage significantly below state average.
  • Length of stay since moving in significantly above state average.
  • Number of college students significantly below state average.
  • Percentage of population with a bachelor's degree or higher significantly below state average.
  • Races in zip code 48845 (2022)
    • 86488.9%White
    • 626.4%Two or more races
    • 202.1%Hispanic or Latino
    • 192.0%Black
    • 50.5%American Indian
    • 20.2%Native Hawaiian and Other
      Pacific Islander
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Discuss zip code 48845 area on our local forum with over 2,400,000 registered users
100% rural population.

Estimated median house/condo value in 2022: $139,148
48845:

$139,148
Michigan:

$224,400



According to our research of Michigan and other state lists, there were 3 registered sex offenders living in 48845 zip code as of April 27, 2024.
The ratio of all residents to sex offenders in zip code 48845 is 351 to 1.
The ratio of registered sex offenders to all residents in this zip code is near the state average.


Median resident age:
This zip code:

44.1 years
Michigan median age:

40.3 years
Average household size:
This zip code:

2.7 people
Michigan:

2.4 people

Averages for the 2020 tax year for zip code 48845, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $48,435 (Individual Income Tax Returns)
Here:

$48,435
State:

$68,945

Salary/wage: $42,344 (reported on 74.4% of returns)
Here:

$42,344
State:

$57,142
(% of AGI for various income ranges: 825.0% for AGIs below $25k, 3481.1% for AGIs $25k-50k, 5826.7% for AGIs $50k-75k, 8826.7% for AGIs $75k-100k, 17240.0% for AGIs $100k-200k)

Taxable interest for individuals: $550 (reported on 23.3% of returns)
This zip code:

$550
Michigan:

$1,630
(% of AGI for various income ranges: 7.0% for AGIs below $25k, 41.1% for AGIs $25k-50k, 18.3% for AGIs $50k-75k)

Ordinary dividends: $433 (reported on 7.0% of returns)
Here:

$433
State:

$6,972
(% of AGI for various income ranges: 14.4% for AGIs $25k-50k)

Net capital gain/loss in AGI: +$5,933 (reported on 7.0% of returns)
Here:

+$5,933
State:

+$20,064
(% of AGI for various income ranges: 296.7% for AGIs $50k-75k)

Profit/loss from business: +$6,880 (reported on 11.6% of returns)
Here:

+$6,880
State:

+$11,172
(% of AGI for various income ranges: 186.0% for AGIs below $25k, 263.3% for AGIs $50k-75k)

Taxable individual retirement arrangement distribution: $7,820 (reported on 11.6% of returns)
48845:

$7,820
Michigan:

$19,803
(% of AGI for various income ranges: 135.0% for AGIs below $25k, 426.7% for AGIs $50k-75k)

Earned income credit: $1,800 (reported on 14.0% of returns)
Here:

$1,800
State:

$2,251
(% of AGI for various income ranges: 49.0% for AGIs below $25k, 65.6% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 97.7%
Here:

98%
State:

93%
(% for various income ranges: 92.9% for AGIs below $25k, 100.0% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 100.0% for AGIs $100k-200k)

Averages for the 2012 tax year for zip code 48845, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $39,848 (Individual Income Tax Returns)
Here:

$39,848
State:

$55,609

Salary/wage: $36,372 (reported on 80.0% of returns)
Here:

$36,372
State:

$46,782
(% of AGI for various income ranges: 49.4% for AGIs below $25k, 77.3% for AGIs $25k-50k, 75.0% for AGIs $50k-75k, 86.5% for AGIs $75k-100k, 68.9% for AGIs $100k-200k)

Taxable interest for individuals: $564 (reported on 27.5% of returns)
This zip code:

$564
Michigan:

$1,491
(% of AGI for various income ranges: 1.6% for AGIs below $25k, 0.2% for AGIs $25k-50k, 0.6% for AGIs $75k-100k)

Ordinary dividends: $533 (reported on 7.5% of returns)
Here:

$533
State:

$6,225

Net capital gain/loss in AGI: +$1,467 (reported on 7.5% of returns)
Here:

+$1,467
State:

+$9,326

Profit/loss from business: +$1,517 (reported on 15.0% of returns)
Here:

+$1,517
State:

+$11,523

Taxable individual retirement arrangement distribution: $7,075 (reported on 10.0% of returns)
48845:

$7,075
Michigan:

$15,298

Total itemized deductions: $17,017 (20% of AGI, reported on 15.0% of returns)
Here:

$17,017
State:

$21,628

Here:

20.1% of AGI
State:

18.4% of AGI

Charity contributions: $2,900 (reported on 10.0% of returns)
Here:

$2,900
State:

$4,225

Taxes paid: $5,583 (reported on 15.0% of returns)
48845:

$5,583
State:

$8,327

Earned income credit: $1,986 (reported on 17.5% of returns)
Here:

$1,986
State:

$2,306
(% of AGI for various income ranges: 4.3% for AGIs below $25k, 1.0% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 62.5%
Here:

62%
State:

57%
(% for various income ranges: 62.5% for AGIs below $25k, 66.7% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 66.7% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 48845, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $35,228 (Individual Income Tax Returns)
Here:

$35,228
State:

$48,204

Salary/wage: $32,794 (reported on 86.9% of returns)
Here:

$32,794
State:

$42,791
(% of AGI for various income ranges: 81.4% for AGIs below $10k, 57.2% for AGIs $10k-25k, 77.7% for AGIs $25k-50k, 86.1% for AGIs $50k-75k, 89.0% for AGIs $75k-100k)

Taxable interest for individuals: $1,032 (reported on 42.8% of returns)
This zip code:

$1,032
Michigan:

$1,725
(% of AGI for various income ranges: 2.1% for AGIs below $10k, 3.0% for AGIs $10k-25k, 2.0% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.2% for AGIs $75k-100k)

Taxable dividends: $356 (reported on 13.6% of returns)
Here:

$356
State:

$3,420
(% of AGI for various income ranges: 0.4% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.0% for AGIs $50k-75k, 0.1% for AGIs $75k-100k)

Net capital gain/loss: +$463 (reported on 9.4% of returns)
Here:

+$463
State:

+$8,532

Profit/loss from business: +$194 (reported on 8.3% of returns)
Here:

+$194
State:

+$9,547

Total itemized deductions: $13,170 (23% of AGI, reported on 20.2% of returns)
Here:

$13,170
State:

$18,509

Here:

23.0% of AGI
State:

20.7% of AGI

Charity contributions deductions: $1,773 (3% of AGI, reported on 15.2% of returns)
Here:

$1,773
State:

$3,365

Here:

3.0% of AGI
State:

3.6% of AGI

Total tax: $3,489 (reported on 75.2% of returns)
48845:

$3,489
State:

$7,691
(% of AGI for various income ranges: 1.7% for AGIs below $10k, 3.9% for AGIs $10k-25k, 6.3% for AGIs $25k-50k, 8.2% for AGIs $50k-75k, 10.0% for AGIs $75k-100k)

Earned income credit: $1,564 (reported on 12.6% of returns)
Here:

$1,564
State:

$1,737

Percentage of individuals using paid preparers for their 2004 taxes: 67.1%
Here:

67%
State:

60%
(% for various income ranges: 53.3% for AGIs below $10k, 67.3% for AGIs $10k-25k, 65.7% for AGIs $25k-50k, 75.0% for AGIs $50k-75k, 81.4% for AGIs $75k-100k)

Estimated median household income in 2022:
This zip code:

$56,865
Michigan:

$66,986
Hubbardston, MI (48845) map Nearest zip codes: 48811, 48860, 48873, 48835, 48870, 48856.
Percentage of family households:
This zip code:

41.3%
Michigan:

43.3%
Percentage of households with unmarried partners:
This zip code:

8.2%
Michigan:

45.7%
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 38
Household did not receive Food Stamps/SNAP in the past 12 months: 310


Women who had a birth in the past 12 months: 32 (8 now married, 22 unmarried)
Women who did not have a birth in the past 12 months: 141 (65 now married, 76 unmarried)


Housing units in zip code 48845 with a mortgage: 145 (10 second mortgage)
Median monthly owner costs for units with a mortgage: $1,150
Median monthly owner costs for units without a mortgage: $438

Residents with income below the poverty level in 2022:
This zip code:

16.0%
Whole state:

13.4%
Residents with income below 50% of the poverty level in 2022:
This zip code:

5.4%
Whole state:

6.9%
Median number of rooms in houses and condos:
Here:

6.4
State:

6.5
Median number of rooms in apartments:
Here:

5.4
State:

4.3
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable location: Hubbardston - North Plains Fire Department (A). Display/hide its location on the map

    Cemeteries: Saint Johns Cemetery (1), Hubbardston East Cemetery (2), West Side Cemetery (3). Display/hide their locations on the map

    Creeks: Fifield Creek (A), Stoughton Creek (B). Display/hide their locations on the map

    Parks in zip code 48845 include: Saint John the Baptist Church Historical Marker (1), Saint John the Baptist Cemetery Historical Marker (2). Display/hide their locations on the map

Year house built
  • Year house built (houses)
  • 02020 or later
  • 162010 to 2019
  • 372000 to 2009
  • 391990 to 1999
  • 431980 to 1989
  • 431970 to 1979
  • 211960 to 1969
  • 341950 to 1959
  • 201940 to 1949
  • 1581939 or earlier

Zip code 48845 satellite photo by USGS

Owner-occupied Renter-occupied
Bedrooms in owner-occupied houses and condos in Hubbardston, MI (48845)
  • Bedrooms in owner-occupied houses and condos in Hubbardston, MI (48845)
  • 0no bedroom
  • 151 bedroom
  • 842 bedrooms
  • 1073 bedrooms
  • 514 bedrooms
  • 585+ bedrooms
Bedrooms in renter-occupied apartments in Hubbardston, MI (48845)
  • Bedrooms in renter-occupied apartments in Hubbardston, MI (48845)
  • 0no bedroom
  • 81 bedroom
  • 112 bedrooms
  • 183 bedrooms
  • 04 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied
Cars and other vehicles available in Hubbardston, MI (48845) in owner-occupied houses/condos
  • Cars and other vehicles available in Hubbardston, MI (48845) in owner-occupied houses/condos
  • 13no vehicle
  • 941 vehicle
  • 1092 vehicles
  • 683 vehicles
  • 234 vehicles
  • 65+ vehicles
Cars and other vehicles available in Hubbardston, MI (48845) in renter-occupied apartments
  • Cars and other vehicles available in Hubbardston, MI (48845) in renter-occupied apartments
  • 0no vehicle
  • 191 vehicle
  • 132 vehicles
  • 63 vehicles
  • 04 vehicles
  • 05+ vehicles

  • Zip code 48845 household income distribution in 2022

  • Zip code 48845 household income distribution in 2022
  • 20Less than $10,000
  • 10$10,000 to $14,999
  • 11$15,000 to $19,999
  • 4$20,000 to $24,999
  • 17$25,000 to $29,999
  • 14$30,000 to $34,999
  • 11$35,000 to $39,999
  • 32$40,000 to $44,999
  • 30$45,000 to $49,999
  • 37$50,000 to $59,999
  • 27$60,000 to $74,999
  • 56$75,000 to $99,999
  • 40$100,000 to $124,999
  • 17$125,000 to $149,999
  • 10$150,000 to $199,999
  • 5$200,000 or more
  • Estimate of home value of owner-occupied houses/condos in 2022 in zip code 48845

  • Estimate of home value of owner-occupied houses/condos in 2022 in zip code 48845
  • 4Less than $10,000
  • 6$10,000 to $14,999
  • 3$15,000 to $19,999
  • 3$20,000 to $24,999
  • 2$25,000 to $29,999
  • 9$30,000 to $34,999
  • 7$35,000 to $39,999
  • 11$40,000 to $49,999
  • 3$50,000 to $59,999
  • 10$60,000 to $69,999
  • 15$70,000 to $79,999
  • 12$80,000 to $89,999
  • 9$90,000 to $99,999
  • 39$100,000 to $124,999
  • 6$125,000 to $149,999
  • 24$150,000 to $174,999
  • 10$175,000 to $199,999
  • 54$200,000 to $249,999
  • 4$250,000 to $299,999
  • 31$300,000 to $399,999
  • 9$400,000 to $499,999
  • 14$500,000 to $749,999
  • 2$1,000,000 to $1,499,999
  • 1$1,500,000 to $1,999,999
  • Rent paid by renters in 2022 in zip code 48845

  • Rent paid by renters in 2022 in zip code 48845
  • 1$300 to $349
  • 2$350 to $399
  • 9$500 to $549
  • 6$550 to $599
  • 5$750 to $799
  • 12No cash rent

Median gross rent in 2022: $759.

Estimated median house (or condo) value in 2022 for:

  • White Non-Hispanic householders: $110,867
  • Asian householders: $268,927
  • Two or more races householders: $78,075
  • Hispanic or Latino householders: $164,826

Estimated median house or condo value in 2022: $139,148
48845:

$139,148
Michigan:

$224,400
Lower value quartile - upper value quartile: $81,712 - $253,741

Mean price in 2022:

Detached houses: $201,015
Here:

$201,015
State:

$280,038

Mobile homes: $72,200
Here:

$72,200
State:

$72,868
Owners and renters by unit type in zip code 48845

Housing units in structures:

  • One, detached: 350
  • One, attached: 6
  • Two: 2
  • Mobile homes: 51

Unemployment: 9.3%

  • Means of transportation to work in zip code 48845

  • Means of transportation to work in zip code 48845
  • 76.6%246Drove a car alone
  • 13.1%42Carpooled
  • 1.2%4Walked
  • 6.2%20Worked at home
  • Travel time to work (commute) in zip code 48845

  • Travel time to work (commute) in zip code 48845
  • 15Less than 5 minutes
  • 15 to 9 minutes
  • 3110 to 14 minutes
  • 3915 to 19 minutes
  • 3720 to 24 minutes
  • 525 to 29 minutes
  • 8230 to 34 minutes
  • 835 to 39 minutes
  • 940 to 44 minutes
  • 2145 to 59 minutes
  • 3860 to 89 minutes
  • 190 or more minutes

Percentage of zip code residents living and working in this county: 45.8%

Household type by relationship:

Households: 978
  • Male householders: 154 (51 living alone), Female householders: 196 (45 living alone)
  • 214 spouses (214 opposite-sex spouses), 32 unmarried partners, (32 opposite-sex unmarried partners), 198 children (191 natural, 4 adopted, 3 stepchildren), 25 grandchildren, 1 brothers or sisters, 43 parents, 1 foster children, 7 other relatives, 65 non-relatives
  • In group quarters: 39 (-1 institutionalized population)

Size of family households: 131 2-persons, 42 3-persons, 32 4-persons, 9 5-persons, 4 6-persons, 15 7-or-more-persons

Size of nonfamily households: 96 1-person, 12 2-persons, 7 4-persons

112 married couples with children.
46 single-parent households (12 men, 34 women).

All residents speak English at home

Foreign born population: 21 (2.2%)
(0.0% of them are naturalized citizens)
:

2.2%
Whole state:

6.9%
Most common first ancestries reported in 48845
  • 32%German
  • 14%Irish
  • 12%English
  • 9%Dutch
  • 8%American
  • 6%Canadian
  • 2%French
Year of entry for the foreign-born population
  • Year of entry for the foreign-born population
  • 342010 or later
  • 02000 to 2009
  • 01990 to 1999
  • 0Before 1990

Zip code 48845 topographic map

Facilities with environmental interests located in this zip code:

  • HUBBARDSTON ELEMENTARY SCHOOL (305 RUSSELL STREET in HUBBARDSTON, MI)
    (National Center for Education Statistics) - STATE ID-01779
    Organizations: CARSON CITY-CRYSTAL AREA SCHOOLS (SCHOOL DISTRICT)

Zip code 48845 marital status for males
Zip code 48845 marital status for females

Housing units lacking complete plumbing facilities: 2.3%
Housing units lacking complete kitchen facilities: 2.1%

Most commonly used house heating fuel
  • 39.4%Utility gas
  • 26.5%Bottled, tank, or LP gas
  • 16.2%Wood
  • 8.5%Electricity
  • 7.3%Fuel oil, kerosene, etc.
  • 2.9%No fuel used

Population in 1990: 1,407.

Place of birth for U.S.-born residents:

  • This state: 848
  • Northeast: 24
  • Midwest: 39
  • South: 7
  • West: 26

62% of the 48845 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 34% lived in this county.
   Out of people who lived in different counties, 50% lived in Michigan.

98% of the 48845 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 67% moved from this county.
   Out of people who lived in different houses, 39% moved from different county within same state.

Year householders moved into unit in Hubbardston, MI (48845)

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 35
Here:

51.3%
Michigan:

12.4%
Students in private schools in grades 9 to 12 (high school): 1
Here:

6.1%
Michigan:

9.8%
Students in private undergraduate colleges: 5
Here:

74.7%
Michigan:

14.9%
Educational Attainment in 2022
School Enrollment by Level of School in 2022
Class of Workers in 2022
Occupation by median earnings in the past 12 months
  • Occupation by median earnings in the past 12 months ($)
  • 83,925Installation, maintenance, and repair occupations
  • 76,624Health diagnosing and treating practitioners and other technical occupations
  • 75,045Law enforcement workers including supervisors
  • 59,067Management occupations
  • 47,060Construction and extraction occupations
  • 46,140Office and administrative support occupations

Top industries in this zip code by the number of employees in 2005:

  • Construction: Masonry Contractors (10-19 employees: 1 establishment)
  • Other Services (except Public Administration): Computer and Office Machine Repair and Maintenance (1-4: 1)
  • Other Services (except Public Administration): Professional Organizations (1-4: 1)
  • Construction: Painting and Wall Covering Contractors (1-4: 1)

Age and Sex of Sensory-Disabled Noninstitutionalized Residents
Age and Sex of Physically-Disabled Noninstitutionalized Residents
Age and Sex of Mentally-Disabled Noninstitutionalized Residents
Age and Sex of Self-Care Disabled Noninstitutionalized Residents
Age and Sex of Go-Outside-Home Disabled Noninstitutionalized Residents
Age and Sex of Noninstitutionalized Residents with Employment Disability

People in group quarters in 2010:

  • 39 people in group homes intended for adults

People in group quarters in 2000:

  • 17 people in other noninstitutional group quarters
  • 8 people in other group homes
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED2$69,0252$97,72511$112,5661$11,620
APPLICATIONS APPROVED, NOT ACCEPTED0$00$00$00$0
APPLICATIONS DENIED0$00$04$172,8480$0
APPLICATIONS WITHDRAWN0$01$24,1702$85,4050$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$00$0

Detailed HMDA statistics for the following Tracts: 0106.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2008
(Based on 2 partial tracts)
A) Conventional
Home Purchase Loans
NumberAverage Value
LOANS ORIGINATED1$95,750
APPLICATIONS APPROVED, NOT ACCEPTED0$0
APPLICATIONS DENIED0$0
APPLICATIONS WITHDRAWN0$0
FILES CLOSED FOR INCOMPLETENESS0$0
Choose year:  2008 2007 2006 2005 2004 2003 2002 2001 1999

Detailed PMIC statistics for the following Tracts: 0106.00

Conventional Home Purchase Loans in zip code 48845
Conventional Home Purchase Loans in zip code 48845 - Value

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

    Fire incident distribution by year According to the data from the years 2002 - 2018 the average number of fire incidents per year is 8. The highest number of fires - 23 took place in 2003, and the least - 0 in 2014. The data has an increasing trend.
    Fire incident types in Zip Code 48845 When looking into fire subcategories, the most incidents belonged to: Structure Fires (52.1%), and Outside Fires (35.0%).

    • Fire incident types reported to NFIRS in Zip Code 48845
    • 7352.1%Structure Fires
    • 4935.0%Outside Fires
    • 128.6%Mobile Property/Vehicle Fires
    • 64.3%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 48845, Michigan

Most common first names in zip code 48845 among deceased individuals
NameCountLived (average)
John1076.7 years
Robert864.4 years
William774.3 years
Harold672.0 years
Mary673.3 years
Paul575.8 years
Helen474.7 years
Clifford465.2 years
James476.5 years
Clara382.7 years
Most common last names in zip code 48845 among deceased individuals
Last nameCountLived (average)
Cunningham1168.5 years
Clark871.5 years
Dailey770.4 years
Burns783.0 years
Hogan581.2 years
Osborne581.4 years
Schafer569.8 years
Andrews478.5 years
Cooper466.5 years
Evans462.8 years
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