Housing units in zip code 72411 with a mortgage: 476 (34 second mortgage, 29 home equity loan, 33 both second mortgage and home equity loan) Houses without a mortgage: 287
Median monthly owner costs for units with a mortgage: $948
Median monthly owner costs for units without a mortgage: $318
Residents with income below the poverty level in 2010:
This zip code:
9.9%
Whole state:
18.4%
Residents with income below 50% of the poverty level in 2010:
Notable locations in this zip code not listed on our city pages:
Notable locations in zip code 72411: Herman (A), Bay Fire Department Station 1 (B), Bay Fire Department Station 2 (C), Bay Police Department (D). Display/hide their locations on the map
514 married couples with children.
164 single-parent households (71 men, 93 women).
98.4% of residents of 72411 zip code speak English at home.
5.6% of residents speak Spanish at home (26% very well, 25% well, 38% not well, 10% not at all).
2.1% of residents speak other Indo-European language at home (100% very well).
1.1% of residents speak Asian or Pacific Island language at home (50% very well, 29% well, 21% not well).
1.3% of residents speak other language at home (100% well).
Foreign born population: 90 (3.1%) (11.0% of them are naturalized citizens)
This zip code:
3.1%
Whole state:
4.4%
Most common places of birth for the foreign-born residents:
Germany (32%)
Mexico (24%)
Philippines (16%)
Canada (16%)
Turkey (12%)
Year of entry for the foreign-born population
2000 or later: 354
1990 to 1999: 26
1980 to 1989: 2
Before 1980: 7
Races in zip code 72411:
White population: 2,658 Black population: 57 American Indian population: 14 Asian population: 64 Native Hawaiian and Other Pacific Islander population: 0 Some other race population: 11 Two or more races population: 98 Hispanic or Latino population: 41
Facilities with environmental interests located in this zip code:
BAY, CITY OF-PWTP (224 ELDER ST in BAY, AR)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit COMMUNITY WATER SYSTEM (SDWIS) - SDWIS-AR0000129 1, WATER TREATMENT PLANT Business SIC classification: WATER SUPPLY Alternative names: BAY WATERWORKS
BAY ELEMENTARY SCHOOL (700 SCHOOL STREET in BAY, AR)
(Geographic Names Information System) (National Center for Education Statistics) - STATE ID-1601001
BAY HIGH SCHOOL (700 SCHOOL STREET in BAY, AR)
(Geographic Names Information System) (National Center for Education Statistics) - STATE ID-1601002
AMERICAN TEL & TEL CO LONG LINES (RURAL ROUTE 5 in BAY, AR)
(Resource Conservation and Recovery Act (tracking hazardous waste))
BAY, CITY OF (1.25MI S OF DORTON ST & HWY 63 in BAY, AR)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit Business SIC classification: SEWERAGE SYSTEMS
BAY GIN & MERCANTILE CO. (221 SMOKEY RD. in BAY, AR, AR)
AIR SYNTHETIC MINOR (AIRS/AFS) Business SIC classification: COTTON GINNING
Housing units lacking complete plumbing facilities: 2.2%
Housing units lacking complete kitchen facilities: 6.3%
Most commonly used house heating fuel:
Electricity (57%)
Utility gas (24%)
Bottled, tank, or LP gas (12%)
No fuel used (4%)
Fuel oil, kerosene, etc. (2%)
Wood (1%)
Population in 1990: 2,527. Population change in the 1990s: -175 (-6.9%).
Place of birth for U.S.-born residents:
This state: 1,872
Northeast: 14
Midwest: 182
South: 259
West: 43
60% of the 72411 zip code residents lived in the same house 5 years ago. Out of people who lived in different houses, 67% lived in this county. Out of people who lived in different counties, 50% lived in Arkansas.
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 26
Here:
8.1%
Arkansas:
6.6%
Students in private schools in grades 9 to 12 (high school): 16
Here:
10.0%
Arkansas:
7.6%
Students in private undergraduate colleges: 20
Here:
14.5%
Arkansas:
15.8%
Educational Attainment (%)
School Enrollment by Level of School (%)
Class of Workers (%)
Companies with federal contracts located in this zip code:
TAYLOR, W E & IRIS (500 BLALOCK ST in BAY, AR; small business) : $66,640 in 16 contractsfrom 2002 to 2006
Contracts for Operation of Government-Owned Facilities -- Recreation Facilities (Non-Building) by U.S. Army Corps of Engineers - civil program financing only, Army Signed by year:2000: $0; 2001: $0; 2002: $1,430; 2003: $13,130; 2004: $11,920; 2005: $20,440; 2006: $19,720.
Biggest contracts:
$10,075 with U.S. Army Corps of Engineers - civil program financing only for Operation of Government-Owned Facilities -- Recreation Facilities (Non-Building). Signed on 2003-03-20. Completion date: 2002-11-01.
$9,860 with Army for Operation of Government-Owned Facilities -- Recreation Facilities (Non-Building). Signed on 2006-02-13. Completion date: 2005-11-01.
$9,860, same as above.Signed on 2006-02-17. Completion date: 2005-11-01.
$9,380 with U.S. Army Corps of Engineers - civil program financing only for Operation of Government-Owned Facilities -- Recreation Facilities (Non-Building). Signed on 2005-02-01. Completion date: 2005-11-01.
Top industries in this zip code by the number of employees in 2005:
Construction: Commercial and Institutional Building Construction (10-19: 1)
Construction: Electrical Contractors (10-19: 1)
Administrative and Support and Waste Management and Remediation Services: Solid Waste Collection (5-9: 1)
Health Care and Social Assistance: Child Day Care Services (5-9: 1)
Administrative and Support and Waste Management and Remediation Services: Exterminating and Pest Control Services (1-4: 2)
Other Services (except Public Administration): Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance (1-4: 1)
Finance and Insurance: Direct Property and Casualty Insurance Carriers (1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009 (Based on 4 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
66
$114,445
49
$102,160
123
$110,259
14
$15,017
2
$336,440
42
$96,564
3
$35,043
APPLICATIONS APPROVED, NOT ACCEPTED
2
$94,500
1
$51,830
7
$79,804
1
$36,540
0
$0
0
$0
1
$33,510
APPLICATIONS DENIED
6
$112,847
8
$70,814
33
$85,020
9
$16,761
0
$0
3
$54,047
6
$39,273
APPLICATIONS WITHDRAWN
6
$81,203
4
$80,945
32
$98,370
0
$0
0
$0
1
$97,850
0
$0
FILES CLOSED FOR INCOMPLETENESS
1
$89,710
1
$132,070
5
$123,902
0
$0
0
$0
0
$0
0
$0
Aggregated Statistics For Year 2008 (Based on 4 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
59
$97,633
64
$110,006
106
$102,833
18
$30,823
2
$997,260
56
$89,338
7
$29,651
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
4
$101,840
7
$76,443
2
$29,710
0
$0
2
$81,200
3
$42,703
APPLICATIONS DENIED
11
$91,065
19
$66,815
43
$88,680
23
$14,862
0
$0
6
$38,292
8
$33,343
APPLICATIONS WITHDRAWN
4
$130,155
10
$78,676
21
$103,631
1
$24,360
0
$0
4
$38,930
1
$7,610
FILES CLOSED FOR INCOMPLETENESS
0
$0
1
$155,040
5
$81,846
0
$0
0
$0
0
$0
0
$0
Aggregated Statistics For Year 2007 (Based on 4 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
31
$99,684
120
$92,692
105
$90,309
21
$29,740
1
$412,840
65
$78,581
13
$40,050
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
11
$56,993
12
$109,875
4
$36,308
0
$0
2
$74,170
5
$49,316
APPLICATIONS DENIED
4
$99,910
35
$75,609
54
$87,775
16
$19,953
0
$0
5
$62,002
6
$41,177
APPLICATIONS WITHDRAWN
0
$0
12
$83,801
30
$101,731
0
$0
0
$0
9
$71,894
3
$47,190
FILES CLOSED FOR INCOMPLETENESS
0
$0
3
$75,430
11
$135,018
1
$3,810
0
$0
0
$0
0
$0
Aggregated Statistics For Year 2006 (Based on 4 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
29
$92,871
125
$87,212
102
$83,160
18
$29,009
4
$659,143
49
$72,948
8
$38,106
APPLICATIONS APPROVED, NOT ACCEPTED
1
$60,130
10
$72,149
15
$103,311
2
$41,620
0
$0
2
$48,925
4
$53,260
APPLICATIONS DENIED
3
$57,867
38
$63,775
54
$72,259
13
$29,578
0
$0
7
$62,057
12
$39,913
APPLICATIONS WITHDRAWN
3
$105,990
20
$70,811
45
$95,393
1
$30,380
0
$0
8
$44,434
1
$55,620
FILES CLOSED FOR INCOMPLETENESS
0
$0
3
$95,763
8
$89,009
1
$54,050
0
$0
0
$0
0
$0
Aggregated Statistics For Year 2005 (Based on 4 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
27
$85,393
118
$85,474
104
$85,641
21
$55,828
4
$581,733
43
$59,386
5
$38,898
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
8
$83,206
13
$72,325
1
$10,280
0
$0
2
$77,245
3
$24,137
APPLICATIONS DENIED
5
$66,080
36
$62,750
66
$80,876
11
$33,825
0
$0
9
$79,921
18
$38,143
APPLICATIONS WITHDRAWN
2
$52,475
15
$136,281
39
$88,230
5
$127,172
0
$0
6
$49,650
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
0
$0
11
$129,976
0
$0
0
$0
0
$0
0
$0
Aggregated Statistics For Year 2004 (Based on 4 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
34
$77,695
90
$88,562
154
$85,973
14
$34,629
4
$1,182,680
55
$78,061
11
$35,306
APPLICATIONS APPROVED, NOT ACCEPTED
1
$101,470
9
$83,020
19
$73,697
0
$0
0
$0
2
$51,645
3
$16,593
APPLICATIONS DENIED
4
$80,093
30
$71,094
71
$71,110
14
$24,853
0
$0
9
$40,303
7
$26,113
APPLICATIONS WITHDRAWN
2
$37,300
8
$76,928
35
$86,693
1
$44,760
0
$0
5
$46,086
0
$0
FILES CLOSED FOR INCOMPLETENESS
1
$35,780
3
$65,073
12
$74,153
0
$0
0
$0
0
$0
1
$12,180
Aggregated Statistics For Year 2003 (Based on 4 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
41
$76,283
79
$88,513
253
$74,842
14
$17,697
2
$292,430
61
$63,088
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
9
$61,990
18
$79,933
1
$25,330
0
$0
4
$80,838
APPLICATIONS DENIED
13
$69,208
25
$56,999
87
$71,292
9
$22,413
0
$0
5
$38,884
APPLICATIONS WITHDRAWN
4
$58,965
11
$62,711
49
$73,124
2
$1,520
0
$0
6
$43,855
FILES CLOSED FOR INCOMPLETENESS
1
$42,630
1
$93,830
9
$73,192
0
$0
0
$0
1
$116,150
Aggregated Statistics For Year 2002 (Based on 4 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
50
$69,435
88
$72,264
184
$70,174
17
$15,834
1
$120,190
69
$51,931
APPLICATIONS APPROVED, NOT ACCEPTED
2
$65,010
7
$64,013
30
$60,325
1
$17,870
0
$0
1
$47,380
APPLICATIONS DENIED
8
$58,918
21
$48,927
65
$64,035
9
$10,379
0
$0
2
$43,100
APPLICATIONS WITHDRAWN
3
$62,850
7
$84,173
22
$75,645
1
$44,230
0
$0
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
0
$0
7
$79,007
0
$0
0
$0
0
$0
Aggregated Statistics For Year 2001 (Based on 4 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
65
$70,890
77
$67,697
185
$68,900
30
$20,982
56
$58,901
APPLICATIONS APPROVED, NOT ACCEPTED
2
$61,155
3
$69,683
12
$64,452
0
$0
1
$37,560
APPLICATIONS DENIED
5
$71,686
21
$50,445
84
$52,166
12
$22,747
6
$24,900
APPLICATIONS WITHDRAWN
4
$75,020
5
$53,602
54
$57,812
0
$0
1
$62,550
FILES CLOSED FOR INCOMPLETENESS
1
$43,390
2
$36,155
10
$62,739
0
$0
0
$0
Aggregated Statistics For Year 2000 (Based on 4 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
39
$71,429
102
$65,663
87
$56,415
35
$14,351
2
$309,120
46
$50,984
APPLICATIONS APPROVED, NOT ACCEPTED
2
$46,630
11
$51,171
15
$62,505
2
$7,995
0
$0
2
$19,765
APPLICATIONS DENIED
3
$67,703
25
$43,860
59
$48,971
15
$13,613
0
$0
3
$31,160
APPLICATIONS WITHDRAWN
2
$49,445
3
$71,007
35
$50,298
3
$18,817
0
$0
1
$12,940
FILES CLOSED FOR INCOMPLETENESS
1
$97,850
2
$51,735
10
$49,326
0
$0
0
$0
0
$0
Aggregated Statistics For Year 1999 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)