Estimated median household income in 2007: $44,458
| This zip code: | $44,458 | | California: | $59,948 |
Nearest zip codes: 93637, 93606, 93722, 93711, 93650, 93653.
Madera Zip Code Map
Housing units in zip code 93638 with a mortgage: 6,089 (800 second mortgage, 613 home equity loan, 32 both second mortgage and home equity loan)
Houses without a mortgage: 1,336
Median monthly owner costs for units with a mortgage: $1,476
Median monthly owner costs for units without a mortgage: $336
Residents with income below the poverty level in 2007:
| This zip code: | 24.3% | | Whole state: | 12.4% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 9.9% | | Whole state: | 5.1% |
Median number of rooms in houses and condos:
| Here: | 5.5 | | State: | 5.8 |
Median number of rooms in apartments:
| Here: | 4.1 | | State: | 3.5 |
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Click to draw/clear zip code borders
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Notable locations in this zip code not listed on our city pages:
Notable locations in zip code 93638: Four Corners (A), Wide Awake Ranch (B), Borden Substation (C), Urrutia Ranch (D), Twentytwo Mile House (E), Daulton Ranch (F), Davis Ranch (G), Shannon Ranch (H), Madera County Adult Correctional Facility (I). Display/hide their locations on the map
Churches in zip code 93638 include: Madera United Methodist Church (A), First Christian Church (B), First Southern Baptist Church (C), Jehovahs Witnesses Spanish Congregation (D), Mount Zion Baptist Church (E), Church of God Eastlake (F), Church of God of Prophecy (G), Church of the Nazarene (H), Community Bible Church (I). Display/hide their locations on the map
Reservoirs: Madera Equalization Reservoir (A), Madera Lake (B). Display/hide their locations on the map
Rivers and creeks: Root Creek (A), Mud Spring Creek (B), Daulton Creek (C), South Fork Fresno River (D), Hildreth Creek (E). Display/hide their locations on the map
Post office: Madera Post Office (A). Display/hide its location on the map
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Year house built: |
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- 1999 to March 2000: 352
- 1995 to 1998: 950
- 1990 to 1994: 2,210
- 1980 to 1989: 3,344
- 1970 to 1979: 3,245
- 1960 to 1969: 1,142
- 1950 to 1959: 1,205
- 1940 to 1949: 750
- 1939 or earlier: 516
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Bedrooms in owner-occupied houses in Madera Acres, CA (93638): |
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- no bedroom: 201
- 1 bedrooms: 527
- 2 bedrooms: 1,517
- 3 bedrooms: 5,111
- 4 bedrooms: 1,152
- 5 or more bedrooms: 119
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 482
- 1 bedrooms: 978
- 2 bedrooms: 1,133
- 3 bedrooms: 1,370
- 4 bedrooms: 262
- 5 or more bedrooms: 19
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Vehicles available in 93638 zip code in owner-occupied houses/condos: |
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- no vehicle: 369
- 1 vehicle: 1,850
- 2 vehicles: 3,903
- 3 vehicles: 1,719
- 4 vehicles: 573
- 5 or more vehicles: 213
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 1,035
- 1 vehicle: 1,741
- 2 vehicles: 1,160
- 3 vehicles: 235
- 4 vehicles: 54
- 5 or more vehicles: 19
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 93638:
- Less than $10,000: 20
- $10,000 to $14,999: 10
- $15,000 to $19,999: 10
- $20,000 to $24,999: 10
- $25,000 to $29,999: 10
- $30,000 to $34,999: 10
- $35,000 to $39,999: 10
- $40,000 to $49,999: 31
- $50,000 to $59,999: 32
- $60,000 to $69,999: 35
- $70,000 to $79,999: 40
- $80,000 to $89,999: 40
- $90,000 to $99,999: 28
- $100,000 to $124,999: 141
- $125,000 to $149,999: 246
- $150,000 to $174,999: 471
- $175,000 to $199,999: 773
- $200,000 to $249,999: 1,873
- $250,000 to $299,999: 1,457
- $300,000 to $399,999: 2,225
- $400,000 to $499,999: 987
- $500,000 to $749,999: 567
- $750,000 to $999,999: 130
- $1,000,000 or more: 152
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Rent paid by renters in 2007 in zip code 93638:
- Less than $100: 28
- $100 to $149: 46
- $150 to $199: 110
- $200 to $249: 183
- $250 to $299: 130
- $300 to $349: 183
- $350 to $399: 158
- $400 to $449: 169
- $450 to $499: 86
- $500 to $549: 164
- $550 to $599: 139
- $600 to $649: 151
- $650 to $699: 113
- $700 to $749: 25
- $750 to $799: 53
- $800 to $899: 26
- $900 to $999: 10
- No cash rent: 289
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Median price asked for vacant for-sale houses and condos in 2007: $346,302.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $335,330
- Black or African American householders: $244,606
- American Indian or Alaska Native householders: $264,142
- Asian householders: $392,601
- Native Hawaiian and other Pacific Islander householders: $874,856
- Some other race householders: $222,661
- Two or more races householders: $260,663
- Hispanic or Latino householders: $226,675
Estimated median house or condo value in 2007: $275,283 (it was $102,400 in 2000)
| 93638: | $275,283 | | California: | $532,300 |
Lower value quartile - upper value quartile: $233,390 - $285,927
Mean price in 2007:
Detached houses: $266,798| Here: | $266,798 | | State: | $619,135 |
Townhouses or other attached units: $238,104| Here: | $238,104 | | State: | $541,123 |
In 2-unit structures: $217,154| Here: | $217,154 | | State: | $702,713 |
In 3-to-4-unit structures: $209,971| Here: | $209,971 | | State: | $512,546 |
In 5-or-more-unit structures: $243,657| Here: | $243,657 | | State: | $482,470 |
Mobile homes: $70,368| Here: | $70,368 | | State: | $59,450 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 10,592
- One, attached: 585
- Two: 122
- 3 or 4: 603
- 5 to 9: 290
- 10 to 19: 160
- 20 to 49: 232
- 50 or more: 376
- Mobile homes: 754

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Means of transportation to work
- Drove a car alone: 11,402 (70%)
- Carpooled: 3,649 (22%)
- Bus or trolley bus: 176 (1%)
- Motorcycle: 8 (0%)
- Bicycle: 79 (0%)
- Walked: 270 (2%)
- Other means: 193 (1%)
- Worked at home: 524 (3%)
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Travel time to work
- Less than 5 minutes: 349
- 5 to 9 minutes: 1094
- 10 to 14 minutes: 2231
- 15 to 19 minutes: 2249
- 20 to 24 minutes: 2095
- 25 to 29 minutes: 1038
- 30 to 34 minutes: 3012
- 35 to 39 minutes: 452
- 40 to 44 minutes: 581
- 45 to 59 minutes: 1076
- 60 to 89 minutes: 773
- 90 or more minutes: 827
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Percentage of zip code residents living and working in this county: 63.1%
Household type by relationship
Households: 48,557
- In family households: 45,689 (8,384 male householders, 2,559 female householders)
8,110 spouses, 18,553 children (16,912 natural, 423 adopted, 1,218 stepchildren), 1,567 grandchildren, 980 brothers or sisters, 496 parents, 2,190 other relatives, 2,850 non-relatives
- In nonfamily households: 2,868 (1,055 male householders (708 living alone)), 926 female householders (798 living alone)), 887 nonrelatives
- In group quarters: 776 (579 institutionalized population)
Size of family households: 2,877 2-persons, 1,837 3-persons, 2,202 4-persons, 1,703 5-persons, 990 6-persons, 1,334 7-or-more-persons.
Size of nonfamily households: 1,506 1-person, 289 2-persons, 80 3-persons, 41 4-persons, 30 5-persons, 35 6-persons.
10,847 married couples with children.
3,514 single-parent households (950 men, 2,564 women).
48.3% of residents of 93638 zip code speak English at home.
48.9% of residents speak Spanish at home (41% very well, 18% well, 18% not well, 23% not at all).
1.3% of residents speak other Indo-European language at home (60% very well, 26% well, 7% not well, 8% not at all).
0.5% of residents speak Asian or Pacific Island language at home (64% very well, 22% well, 8% not well, 5% not at all).
1.0% of residents speak other language at home (6% very well, 25% well, 12% not well, 57% not at all).
Foreign born population: 14,648 (29.7%)
(21.1% of them are naturalized citizens)
| This zip code: | 29.7% | | Whole state: | 26.2% |
Most common places of birth for the foreign-born residents:
- Mexico (92%)
- El Salvador (1%)
- Canada (1%)
- Guatemala (1%)
- Portugal (1%)
- Philippines (1%)
- United Kingdom (0%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 3,388
- 1990 to 1994: 3,386
- 1985 to 1989: 2,960
- 1980 to 1984: 1,523
- 1975 to 1979: 1,131
- 1970 to 1974: 1,053
- 1970 to 1974: 415
- 1965 to 1969: 792
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White population: 25,605
Black population: 1,801
American Indian population: 1,382
Asian population: 520
Native Hawaiian and Other Pacific Islander population: 61
Some other race population: 17,268
Two or more races population: 2,607

First ancestries reported:
|  Other groups: 30441 |
|  German: 2289 |
|  United States or American: 1835 |
|  Irish: 1398 |
|  English: 1343 |
|  Italian: 700 |
|  French (except Basque): 439 |
|  Dutch: 355 |
|  Portuguese: 318 |
|  Norwegian: 253 |
|  Swedish: 248 |
|  Scottish: 212 |
|  Polish: 186 |
|  European: 185 |
|  Scotch-Irish: 165 |
|  Armenian: 126 |
|  Russian: 117 |
|  Danish: 109 |
|  African: 96 |
|  Subsaharan African:: 96 |
|  Hungarian: 83 |
|  Yugoslavian: 65 |
|  Welsh: 61 |
|  British: 50 |
|  Greek: 45 |
|  Canadian: 44 |
|  French Canadian: 32 |
|  West Indian (excluding Hispanic groups):: 28 |
|  Arab:: 28 |
|  Swiss: 20 |
|  Lebanese: 20 |
|  Lithuanian: 18 |
|  Australian: 15 |
|  Croatian: 13 |
|  Finnish: 13 |
|  Austrian: 12 |
|  Celtic: 11 |
|  Pennsylvania German: 10 |
|  Serbian: 10 |
|  Latvian: 10 |
|  Dutch West Indian: 10 |
|  West Indian: 9 |
|  Scandinavian: 8 |
|  Basque: 8 |
|  Syrian: 8 |
|  Slovak: 6 |
|  Trinidadian and Tobagonian: 6 |
|  Northern European: 5 |
|  Eastern European: 5 |
|  Czech: 3 |
|  Belizean: 3 |
|  Czechoslovakian: 2 |
Public high school in zip code 93638 not listed on the city page:- CAMELOT HIGH (CONT.) (Students: 12; Location: 37193 AVENUE 12, #3E, MADERA RANCHOS, CA; Grades: 09 - 12)

Public primary/middle schools in zip code 93638 not listed on the city page:- WEBSTER ELEMENTARY (Students: 683; Location: 36477 RUTH AVE., MADERA, CA; Grades: KG - 08)
- SIERRA VIEW ELEMENTARY (Students: 389; Location: 16436 PAULA ROAD, MADERA, CA; Grades: KG - 08)
- SPECIAL EDUCATION (Students: 276; Location: 28123 AVENUE 14, MADERA, CA; Grades: KG - 12)
- LIBERTY MIDDLE SCHOOL (Students: 246; Location: 12220 ROAD 36, MADERA, CA; Grades: 07 - 08)
- SHERMAN THOMAS CHARTER (Students: 165; Location: 1902 HOWARD ROAD, MADERA, CA; Grades: KG - 06)
- ENTERPRISE SECONDARY SCHOOL (Students: 90; Location: 28281 AVENUE 14, MADERA, CA; Grades: 04 - 12)
- BONADELLE COMMUNITY DAY (Students: 2; Location: 16436 PAULA ROAD, MADERA, CA; Grades: 05 - 08)
Major facitilies with environmental interests located in this zip code:
- MADERA, CITY OF (205 WEST FOURTH STREET in MADERA, CA)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
COMMUNITY WATER SYSTEM (SDWIS) - SDWIS-CA2010002 24T, WATER TREATMENT PLANT, SDWIS-CA2010002 25T, SDWIS-CA2010002 27,
Organizations: CITY OF MADERA (CONTACT/OWNER)
Alternative names: MADERA-CITY
- CHILDRENS HOSPITAL CENTRAL CALIFORNIA (9300 VALLEY CHILDRENS PL in MADERA, CA). Federal Facility
STATE MASTER (California - Hazardous Waste Tracking) - HAZARDOU WASTE PROGRAM
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: GENERAL MEDICAL AND SURGICAL HOSPITALS
Organizations: CHILDREN`S HOSPITAL CENTRAL CALIFORNIA (CONTACT/OPERATOR)
Alternative names: VALLEY CHILDRENS HOSPITAL
- HEARTLAND OPPORTUNITY CENTER (323 N E ST in MADERA, CA)
STATE MASTER (California - Hazardous Waste Tracking) - HAZARDOU WASTE PROGRAM
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: JOSEPH COULOMBE (CONTACT/OWNER)
- MADERA CLEANERS & LAUNDRY INC (321 S C ST in MADERA, CA)
STATE MASTER (California - Hazardous Waste Tracking) - HAZARDOU WASTE PROGRAM
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: DRYCLEANING PLANTS, EXCEPT RUG CLEANING
Business NAICS classification: LINEN SUPPLY.
- ALTERNATIVE/OPPORTUNITY (28123 AVENUE 14 in MADERA, CA)
(National Center for Education Statistics) - STATE ID-2030096
Organizations: MADERA CO. OFFICE OF EDUCATION (SCHOOL DISTRICT)
- ENTERPRISE SECONDARY SCHOOL (28281 AVENUE 14 in MADERA, CA)
(National Center for Education Statistics) - STATE ID-2030054
Organizations: MADERA CO. OFFICE OF EDUCATION (SCHOOL DISTRICT)
- INDEPENDENCE HIGH (37479 AVENUE 12 in MADERA, CA)
(National Center for Education Statistics) - STATE ID-2030179
Organizations: GOLDEN VALLEY UNIFIED SCHOOL DISTRICT (SCHOOL DISTRICT)
- JUVENILE HALL (ENDEAVOR/VOYAGER SECONDARY) (28261 AVENUE 14 in MADERA, CA)
(National Center for Education Statistics) - STATE ID-2030153
Organizations: MADERA CO. OFFICE OF EDUCATION (SCHOOL DISTRICT)
- KING (MARTIN LUTHER JR.) MIDDLE (601 LILLY ST. in MADERA, CA)
(National Center for Education Statistics) - STATE ID-6112973
Organizations: MADERA UNIFIED (SCHOOL DISTRICT)
- LIBERTY HIGH (12220 ROAD 36 in MADERA, CA)
(National Center for Education Statistics) - STATE ID-2030203
Organizations: GOLDEN VALLEY UNIFIED SCHOOL DISTRICT (SCHOOL DISTRICT)
- MILLVIEW ELEMENTARY (1609 CLINTON ST. in MADERA, CA)
(National Center for Education Statistics) - STATE ID-6024020
Organizations: MADERA UNIFIED (SCHOOL DISTRICT)
- MONROE (JAMES) ELEMENTARY (1819 N. LAKE ST. in MADERA, CA)
(National Center for Education Statistics) - STATE ID-6023998
Organizations: MADERA UNIFIED (SCHOOL DISTRICT)
- MOUNTAIN VISTA HIGH (CONTINUATION) (1901 CLINTON ST. in MADERA, CA)
(National Center for Education Statistics) - STATE ID-2030138
Organizations: MADERA UNIFIED (SCHOOL DISTRICT)
Median worth of mobile homes: $106,204
Housing units lacking complete plumbing facilities: 1%
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel: |
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- Utility gas (33%)
- Bottled, tank, or LP gas (30%)
- Electricity (28%)
- Wood (7%)
- Other fuel (1%)
- No fuel used (1%)
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Place of birth for U.S.-born residents:
- This state: 27631
- Northeast: 438
- Midwest: 1464
- South: 3026
- West: 1747
58% of the 93638 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 68% lived in this county.
Out of people who lived in different counties, 86% lived in California.
Population in 1990: 36,525. Population change in the 1990s: +12,719 (+34.8%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 279
| Here: | 3.5% | | California: | 9.9% |
Students in private schools in grades 9 to 12 (high school): 128
| Here: | 2.8% | | California: | 7.8% |
Students in private undergraduate colleges: 171
| Here: | 8.3% | | California: | 15.4% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code (MADERA, CA):
- MICHAEL DEVOTO (1505 NORTH LAKE ST; small business): $236,838 in 17 contracts from 2002 to 2005
Contracts for Trash/Garbage Collection Services - Including Portable Sanitation Services, Custodial Janitorial Services by Army, U.S. Army Corps of Engineers - civil program financing only Signed by year: 2000: $0; 2001: $0; 2002: $31,912; 2003: $0; 2004: $91,224; 2005: $113,702; 2006: $0.
Biggest contracts:
$36,061 with Army for Trash/Garbage Collection Services - Including Portable Sanitation Services. Signed on 2005-02-24. Completion date: 2005-09-30.
$36,061 with U.S. Army Corps of Engineers - civil program financing only for Trash/Garbage Collection Services - Including Portable Sanitation Services. Signed on 2005-02-24. Completion date: 2005-09-30.
$35,466 with U.S. Army Corps of Engineers - civil program financing only for Custodial Janitorial Services. Signed on 2004-01-08. Completion date: 2003-09-30.
$35,466 with Army for Custodial Janitorial Services. Signed on 2004-01-08. Completion date: 2003-09-30.
- DIAMOND COMMUNICATIONS INC (215 E 4TH ST; small business): $48,659 in 15 contracts from 2003 to 2006
Contracts for Construction of Structures and Facilities -- Miscellaneous Buildings, Invalid code: AB17 by Army, U.S. Army Corps of Engineers - civil program financing only Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $6,012; 2004: $9,746; 2005: $30,500; 2006: $2,401.
Biggest contracts:
$12,000 with Army for Construction of Structures and Facilities -- Miscellaneous Buildings. Signed on 2005-08-25. Completion date: 2005-12-30.
$12,000 with U.S. Army Corps of Engineers - civil program financing only for Construction of Structures and Facilities -- Miscellaneous Buildings. Signed on 2005-08-25. Completion date: 2005-12-30.
$4,873 with Army for Invalid code: AB17. Signed on 2004-06-21. Completion date: 2004-09-30.
$4,873 with U.S. Army Corps of Engineers - civil program financing only for Invalid code: AB17. Signed on 2004-06-21. Completion date: 2004-09-30.
- GARY HUTCHENS ENGINEERING (12212 GLEASON DR; small business)
$26,000 with U.S. Army Corps of Engineers - civil program financing only for Construction of Structures and Facilities -- Highways, Roads, Streets, Bridges, and Railways (includes resurfacing). Signed on 2000-06-26. Completion date: 2000-05-25.
- PHOENIX COATINGS INC (19893 BERENDA BLVD; small business): $19,004 in 2 contracts in 2005
$10,705 with Army for Roofing and Siding Materials. Signed on 2005-01-31. Completion date: 2005-03-31.
$8,299, same as above. Signed on 2005-07-22. Completion date: 2005-08-05.
- HAYES, JOSHUA (12465 ROAD 36 1 2; small business)
$9,776 with U.S. Army Corps of Engineers - civil program financing only for Construction of Structures and Facilities -- Miscellaneous Buildings. Signed on 2002-09-26. Completion date: 2002-11-26.
Top industries in this zip code by the number of employees in 2005:
- Health Care and Social Assistance: General Medical and Surgical Hospitals (over 1000 employees: 1 establishment)
- Accommodation and Food Services: Limited-Service Restaurants (20-49: 7, 10-19: 2, 5-9: 2, 1-4: 1)
- Construction: Site Preparation Contractors (100-249: 1, 10-19: 1, 5-9: 1, 1-4: 2)
- Health Care and Social Assistance: Nursing Care Facilities (100-249: 1)
- Administrative and Support and Waste Management and Remediation Services: Telemarketing Bureaus (50-99: 2)
- Health Care and Social Assistance: All Other Outpatient Care Centers (50-99: 2)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 296 people in local jails and other confinement facilities (including police lockups)
- 149 people in nursing homes
- 105 people in other noninstitutional group quarters
- 54 people in homes for the mentally retarded
- 50 people in training schools for juvenile delinquents
- 36 people in short-term care, detention or diagnostic centers for delinquent children
- 24 people in homes for abused, dependent, and neglected children
- 21 people in unknown juvenile institutions
- 17 people in homes or halfway houses for drug/alcohol abuse
- 14 people in other group homes
- 11 people in other nonhousehold living situations
- 7 people in agriculture workers' dormitories on farms
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 9 full and 8 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 9 | $249,984 | 840 | $212,062 | 2,162 | $209,691 | 350 | $124,113 | 6 | $2,617,317 | 399 | $197,798 | 10 | $95,119 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $310,805 | 211 | $222,746 | 566 | $221,842 | 102 | $132,505 | 0 | $0 | 93 | $214,738 | 12 | $89,061 |
| APPLICATIONS DENIED | 7 | $225,550 | 589 | $224,978 | 1,941 | $241,264 | 389 | $113,879 | 0 | $0 | 317 | $222,420 | 39 | $122,891 |
| APPLICATIONS WITHDRAWN | 4 | $227,483 | 206 | $226,287 | 712 | $219,571 | 85 | $133,802 | 0 | $0 | 106 | $205,093 | 4 | $184,963 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 59 | $239,068 | 298 | $237,831 | 24 | $130,072 | 0 | $0 | 33 | $194,438 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 9 full and 8 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $190,363 | 1,973 | $189,599 | 3,329 | $208,529 | 543 | $126,131 | 8 | $338,180 | 722 | $197,931 | 23 | $104,735 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $181,953 | 596 | $173,165 | 688 | $220,054 | 125 | $118,388 | 0 | $0 | 191 | $190,285 | 5 | $71,276 |
| APPLICATIONS DENIED | 1 | $161,070 | 975 | $191,196 | 1,753 | $223,343 | 437 | $126,068 | 0 | $0 | 364 | $202,866 | 36 | $139,119 |
| APPLICATIONS WITHDRAWN | 2 | $210,500 | 407 | $213,166 | 1,459 | $215,065 | 115 | $142,228 | 0 | $0 | 140 | $222,651 | 3 | $114,407 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 97 | $223,683 | 370 | $212,234 | 19 | $161,955 | 1 | $129,720 | 54 | $263,532 | 5 | $214,166 |
Aggregated Statistics For Year 2005 (Based on 9 full and 8 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 28 | $129,353 | 2,129 | $179,985 | 3,716 | $183,782 | 582 | $121,354 | 2 | $1,789,000 | 703 | $181,463 | 34 | $130,175 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $198,540 | 395 | $178,863 | 645 | $180,197 | 109 | $83,481 | 0 | $0 | 135 | $184,778 | 16 | $107,254 |
| APPLICATIONS DENIED | 4 | $164,585 | 782 | $179,176 | 1,706 | $176,805 | 421 | $107,835 | 2 | $558,035 | 252 | $167,115 | 37 | $124,118 |
| APPLICATIONS WITHDRAWN | 5 | $126,318 | 428 | $185,481 | 1,626 | $180,475 | 232 | $144,887 | 1 | $731,940 | 169 | $167,019 | 14 | $132,861 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $167,950 | 70 | $183,849 | 413 | $189,829 | 41 | $122,347 | 0 | $0 | 49 | $164,717 | 1 | $79,260 |
Aggregated Statistics For Year 2004 (Based on 9 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 133 | $114,879 | 1,762 | $146,920 | 3,275 | $144,804 | 457 | $85,346 | 8 | $1,209,090 | 556 | $131,172 | 34 | $91,069 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $125,214 | 275 | $149,798 | 727 | $136,248 | 109 | $108,941 | 0 | $0 | 108 | $113,223 | 21 | $78,185 |
| APPLICATIONS DENIED | 16 | $118,686 | 559 | $146,615 | 1,711 | $132,619 | 410 | $86,900 | 1 | $117,110 | 172 | $120,882 | 33 | $87,696 |
| APPLICATIONS WITHDRAWN | 18 | $104,698 | 298 | $138,755 | 1,354 | $141,103 | 125 | $85,001 | 0 | $0 | 122 | $118,374 | 12 | $100,728 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $104,747 | 80 | $142,089 | 301 | $151,182 | 22 | $93,370 | 0 | $0 | 35 | $136,799 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 9 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 193 | $110,068 | 1,169 | $126,563 | 4,126 | $121,423 | 178 | $34,710 | 5 | $589,840 | 499 | $105,648 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $129,163 | 157 | $122,322 | 657 | $119,516 | 45 | $37,941 | 0 | $0 | 68 | $103,408 |
| APPLICATIONS DENIED | 27 | $95,923 | 362 | $112,324 | 1,672 | $122,084 | 182 | $41,651 | 0 | $0 | 171 | $111,474 |
| APPLICATIONS WITHDRAWN | 20 | $96,117 | 158 | $126,587 | 1,152 | $118,149 | 35 | $41,421 | 0 | $0 | 48 | $99,492 |
| FILES CLOSED FOR INCOMPLETENESS | 7 | $106,150 | 34 | $150,849 | 196 | $123,160 | 16 | $40,478 | 0 | $0 | 23 | $94,925 |
Aggregated Statistics For Year 2002 (Based on 3 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 123 | $85,357 | 284 | $112,235 | 642 | $107,254 | 29 | $25,115 | 5 | $693,468 | 163 | $108,023 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 9 | $86,008 | 51 | $123,263 | 137 | $92,518 | 7 | $31,629 | 1 | $105,840 | 55 | $96,435 |
| APPLICATIONS DENIED | 11 | $72,594 | 96 | $85,788 | 359 | $86,847 | 39 | $24,437 | 1 | $433,840 | 50 | $86,167 |
| APPLICATIONS WITHDRAWN | 11 | $96,257 | 34 | $110,575 | 243 | $100,463 | 3 | $43,853 | 0 | $0 | 19 | $116,474 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $83,840 | 12 | $89,635 | 74 | $83,499 | 0 | $0 | 0 | $0 | 9 | $77,014 |
Aggregated Statistics For Year 2001 (Based on 3 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 148 | $80,801 | 186 | $96,162 | 491 | $98,571 | 21 | $31,047 | 1 | $420,530 | 111 | $90,368 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 9 | $76,102 | 21 | $104,126 | 76 | $116,391 | 6 | $16,832 | 0 | $0 | 12 | $106,428 |
| APPLICATIONS DENIED | 13 | $79,611 | 62 | $73,048 | 459 | $81,423 | 46 | $19,764 | 1 | $182,320 | 46 | $93,368 |
| APPLICATIONS WITHDRAWN | 7 | $78,644 | 28 | $93,944 | 226 | $89,254 | 12 | $27,583 | 0 | $0 | 25 | $73,732 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $70,307 | 18 | $84,433 | 63 | $84,851 | 0 | $0 | 1 | $795,800 | 11 | $82,978 |
Aggregated Statistics For Year 2000 (Based on 3 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 165 | $74,246 | 168 | $82,511 | 214 | $76,418 | 43 | $21,914 | 1 | $479,750 | 81 | $64,234 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $79,840 | 32 | $68,012 | 57 | $73,982 | 25 | $27,978 | 0 | $0 | 16 | $84,598 |
| APPLICATIONS DENIED | 12 | $69,422 | 56 | $204,485 | 284 | $78,587 | 61 | $21,816 | 1 | $99,810 | 36 | $58,043 |
| APPLICATIONS WITHDRAWN | 16 | $81,441 | 32 | $78,897 | 112 | $72,927 | 7 | $33,490 | 0 | $0 | 14 | $72,673 |
| FILES CLOSED FOR INCOMPLETENESS | 11 | $69,534 | 4 | $395,863 | 31 | $82,001 | 3 | $34,047 | 0 | $0 | 6 | $70,048 |
Aggregated Statistics For Year 1999 (Based on 4 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 226 | $89,083 | 227 | $92,124 | 559 | $86,483 | 81 | $21,203 | 5 | $117,692 | 73 | $63,929 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 12 | $93,559 | 32 | $88,089 | 141 | $85,207 | 51 | $22,750 | 0 | $0 | 21 | $64,017 |
| APPLICATIONS DENIED | 35 | $94,156 | 81 | $77,830 | 485 | $81,255 | 98 | $18,290 | 4 | $131,380 | 39 | $77,127 |
| APPLICATIONS WITHDRAWN | 19 | $89,076 | 48 | $79,412 | 343 | $78,339 | 13 | $22,602 | 0 | $0 | 23 | $59,637 |
| FILES CLOSED FOR INCOMPLETENESS | 7 | $90,126 | 14 | $61,402 | 108 | $80,359 | 2 | $29,665 | 2 | $434,330 | 11 | $63,506 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 9 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 153 | $269,674 | 120 | $276,272 | 19 | $240,279 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 27 | $283,708 | 37 | $257,574 | 4 | $241,685 |
| APPLICATIONS DENIED | 8 | $346,591 | 7 | $305,497 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 20 | $273,479 | 13 | $287,473 | 4 | $259,318 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $222,820 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 9 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 59 | $275,698 | 58 | $287,056 | 6 | $302,112 | 2 | $183,560 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 16 | $315,226 | 14 | $293,796 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $394,880 | 6 | $247,730 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $169,913 | 5 | $286,954 | 3 | $285,630 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 9 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 90 | $234,083 | 41 | $246,177 | 18 | $189,901 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 23 | $250,120 | 11 | $241,272 | 7 | $281,660 |
| APPLICATIONS DENIED | 4 | $237,725 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $140,577 | 4 | $292,273 | 2 | $113,865 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $142,330 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 9 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 214 | $177,886 | 90 | $164,834 | 35 | $148,703 | 1 | $129,810 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 41 | $178,403 | 52 | $165,639 | 12 | $143,019 | 0 | $0 |
| APPLICATIONS DENIED | 6 | $149,323 | 0 | $0 | 4 | $115,158 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 10 | $165,328 | 1 | $335,900 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 6 | $127,993 | 1 | $145,440 | 2 | $99,350 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 9 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 271 | $149,893 | 240 | $144,498 | 40 | $133,408 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 45 | $138,150 | 59 | $152,483 | 9 | $116,088 |
| APPLICATIONS DENIED | 13 | $107,420 | 1 | $180,000 | 1 | $41,920 |
| APPLICATIONS WITHDRAWN | 2 | $170,000 | 3 | $149,530 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 8 | $120,695 | 8 | $172,449 | 4 | $107,100 |
Aggregated Statistics For Year 2002 (Based on 3 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 81 | $103,871 | 47 | $117,803 | 19 | $94,805 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 15 | $89,608 | 19 | $109,258 | 5 | $78,128 |
| APPLICATIONS DENIED | 1 | $93,450 | 1 | $191,620 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $95,067 | 3 | $87,157 | 1 | $72,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 3 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 65 | $97,079 | 48 | $107,707 | 19 | $70,197 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $96,390 | 5 | $109,816 | 2 | $65,765 |
| APPLICATIONS DENIED | 1 | $84,720 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $70,675 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 4 | $137,440 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 3 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 47 | $101,079 | 20 | $88,260 | 13 | $74,850 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $75,021 | 2 | $110,290 | 3 | $66,967 |
| APPLICATIONS DENIED | 2 | $55,300 | 1 | $130,170 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $96,405 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 4 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 75 | $117,372 | 59 | $107,642 | 4 | $79,728 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $118,238 | 15 | $103,684 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $123,705 | 1 | $173,970 | 1 | $64,910 |
| APPLICATIONS WITHDRAWN | 1 | $237,420 | 2 | $70,945 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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