95348 Zip Code Detailed Profile




Cities: Merced, CA (14.16%), Franklin, CA (4.22%)
County: Merced County, CA
Estimated zip code population in 2013: 30,838
Zip code population in 2010: 30,805
Zip code population in 2000: 23,093

Houses and condos: 11,186
Renter-occupied apartments: 5,548
% of renters here:

56%
State:

46%
Mar. 2013 cost of living index in zip code 95348: 90.5 (less than average, U.S. average is 100)

Land area: 47.5 sq. mi.
Water area: 0.1 sq. mi.
Population density: 649 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 95348
Zip code 95348 (Merced, California) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

1.0% ($1,517)
California:

0.8% ($3,015)
Median real estate property taxes paid for housing units with mortgages in 2013: $1,618 (1.0%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $1,278 (1.0%)

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Males: 15,008  (48.7%)
Females: 15,830  (51.3%)

For population 25 years and over in 95348:

For population 15 years and over in 95348:

Zip code 95348 compared to state average:

  • Median house value significantly below state average.
  • Unemployed percentage above state average.
  • Median age below state average.
  • Length of stay since moving in below state average.
  • House age below state average.
  • Percentage of population with a bachelor's degree or higher below state average.
  • Races in zip code 95348

  • Zip code 95348 races chart
    • 10,119White population
    • 2,056Black population
    • 126American Indian population
    • 4,569Asian population
    • 46Native Hawaiian and Other Pacific Islander population
    • 53Some other race population
    • 912Two or more races population
    • 12,924Hispanic or Latino population

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95348, CA forum
Recent posts about zip code 95348 area on our local forum with over 1,800,000 registered users:
Moving to Merced  (1 reply)
Urban population: 28,929
Rural population: 1,908

Estimated median house/condo value in 2013: $150,700
95348:

$150,700
California:

$373,100



According to our research of California and other state lists there were 31 registered sex offenders living in 95348 zip code as of August 31, 2015.
The ratio of number of residents in zip code 95348 to the number of sex offenders is 999 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is near the state average.


Median resident age:
This zip code:

28.4 years
California median age:

35.7 years
Average household size:
This zip code:

3.1 people
California:

3.0 people

Averages for the 2012 tax year for zip code 95348, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $41,347 (Individual Income Tax Returns)
Here:

$41,347
State:

$72,726

Salary/wage: $37,082 (reported on 86.2% of returns)
Here:

$37,082
State:

$59,079
(% of AGI for various income ranges: 79.0% for AGIs below $25k, 82.9% for AGIs $25k-50k, 81.0% for AGIs $50k-75k, 80.7% for AGIs $75k-100k, 75.0% for AGIs $100k-200k, 48.5% for AGIs over 200k)

Taxable interest for individuals: $811 (reported on 25.5% of returns)
This zip code:

$811
California:

$2,146
(% of AGI for various income ranges: 0.6% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.4% for AGIs $100k-200k, 1.4% for AGIs over 200k)

Ordinary dividends: $3,416 (reported on 7.7% of returns)
Here:

$3,416
State:

$9,308
(% of AGI for various income ranges: 0.6% for AGIs below $25k, 0.8% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.7% for AGIs $100k-200k, 0.7% for AGIs over 200k)

Net capital gain/loss in AGI: +$6,438 (reported on 6.5% of returns)
Here:

+$6,438
State:

+$30,460
(% of AGI for various income ranges: 0.9% for AGIs $100k-200k, 10.7% for AGIs over 200k)

Profit/loss from business: +$10,244 (reported on 12.5% of returns)
Here:

+$10,244
State:

+$17,064
(% of AGI for various income ranges: 6.7% for AGIs below $25k, 2.4% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 3.1% for AGIs $100k-200k, 7.1% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $13,695 (reported on 5.5% of returns)
95348:

$13,695
California:

$19,557
(% of AGI for various income ranges: 1.4% for AGIs below $25k, 1.2% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 2.5% for AGIs $100k-200k, 3.0% for AGIs over 200k)

Self-employment retirement plans: $17,000 (reported on 0.2% of returns)
95348:

$17,000
California:

$24,530

Total itemized deductions: $20,544 (24% of AGI, reported on 22.9% of returns)
Here:

$20,544
State:

$34,004

Here:

24.0% of AGI
State:

22.7% of AGI
(% of AGI for various income ranges: 5.0% for AGIs below $25k, 8.0% for AGIs $25k-50k, 11.9% for AGIs $50k-75k, 13.9% for AGIs $75k-100k, 16.4% for AGIs $100k-200k, 12.9% for AGIs over 200k)

Charity contributions: $3,041 (reported on 18.3% of returns)
Here:

$3,041
State:

$4,659
(% of AGI for various income ranges: 0.4% for AGIs below $25k, 0.7% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.9% for AGIs $75k-100k, 2.3% for AGIs $100k-200k, 1.8% for AGIs over 200k)

Taxes paid: $6,364 (reported on 22.9% of returns)
95348:

$6,364
State:

$14,448
(% of AGI for various income ranges: 0.9% for AGIs below $25k, 1.6% for AGIs $25k-50k, 3.1% for AGIs $50k-75k, 4.1% for AGIs $75k-100k, 6.0% for AGIs $100k-200k, 7.2% for AGIs over 200k)

Earned income credit: $2,535 (reported on 31.4% of returns)
Here:

$2,535
State:

$2,286
(% of AGI for various income ranges: 10.4% for AGIs below $25k, 2.0% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 95348, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $37,487 (Individual Income Tax Returns)
Here:

$37,487
State:

$58,600

Salary/wage: $33,284 (reported on 86.6% of returns)
Here:

$33,284
State:

$49,455
(% of AGI for various income ranges: 91.3% for AGIs below $10k, 79.8% for AGIs $10k-25k, 84.7% for AGIs $25k-50k, 81.2% for AGIs $50k-75k, 80.6% for AGIs $75k-100k, 58.2% for AGIs over 100k)

Taxable interest for individuals: $1,453 (reported on 38.2% of returns)
This zip code:

$1,453
California:

$2,365
(% of AGI for various income ranges: 2.7% for AGIs below $10k, 1.3% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 2.0% for AGIs over 100k)

Taxable dividends: $2,590 (reported on 12.8% of returns)
Here:

$2,590
State:

$4,746
(% of AGI for various income ranges: 1.1% for AGIs below $10k, 0.7% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.4% for AGIs over 100k)

Net capital gain/loss: +$9,866 (reported on 10.2% of returns)
Here:

+$9,866
State:

+$23,418
(% of AGI for various income ranges: -1.3% for AGIs below $10k, 0.1% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 9.7% for AGIs over 100k)

Profit/loss from business: +$13,182 (reported on 12.5% of returns)
Here:

+$13,182
State:

+$16,826
(% of AGI for various income ranges: 4.3% for AGIs below $10k, 4.7% for AGIs $10k-25k, 2.9% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 2.8% for AGIs $75k-100k, 8.5% for AGIs over 100k)

Profit/loss from farming: +$1,677 (reported on 0.7% of returns)
Here +$1,677
State -$7,562
(% of AGI for various income ranges: -1.5% for AGIs below $10k, 0.1% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.2% for AGIs over 100k)

IRA payment deduction: $2,821 (reported on 1.5% of returns)
95348:

$2,821
California:

$3,192
(% of AGI for various income ranges: 0.1% for AGIs $10k-25k, 0.1% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $17,800 (reported on 0.5% of returns)
Here:

$17,800
California:

$17,688

Total itemized deductions: $18,508 (26% of AGI, reported on 29.9% of returns)
Here:

$18,508
State:

$28,113

Here:

26.3% of AGI
State:

25.3% of AGI
(% of AGI for various income ranges: 9.9% for AGIs below $10k, 8.1% for AGIs $10k-25k, 13.2% for AGIs $25k-50k, 16.8% for AGIs $50k-75k, 19.6% for AGIs $75k-100k, 16.0% for AGIs over 100k)

Charity contributions deductions: $2,514 (3% of AGI, reported on 26.1% of returns)
Here:

$2,514
State:

$3,923

Here:

3.4% of AGI
State:

3.3% of AGI
(% of AGI for various income ranges: 0.5% for AGIs below $10k, 0.6% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 2.5% for AGIs over 100k)

Total tax: $5,101 (reported on 66.3% of returns)
95348:

$5,101
State:

$10,761
(% of AGI for various income ranges: 1.9% for AGIs below $10k, 3.3% for AGIs $10k-25k, 5.6% for AGIs $25k-50k, 8.0% for AGIs $50k-75k, 9.4% for AGIs $75k-100k, 17.7% for AGIs over 100k)

Earned income credit: $1,919 (reported on 26.3% of returns)
Here:

$1,919
State:

$1,763

Percentage of individuals using paid preparers for their 2004 taxes: 60.1%
Here:

60%
State:

66%
(% for various income ranges: 53.3% for AGIs below $10k, 60.7% for AGIs $10k-25k, 58.7% for AGIs $25k-50k, 63.3% for AGIs $50k-75k, 67.2% for AGIs $75k-100k, 72.2% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$40,864
California:

$60,190
Merced, CA (95348) map Nearest zip codes: 95340, 95388, 95369, 95301, 95312, 95341.
Percentage of family households:
This zip code:

57.7%
California:

51.8%
Percentage of households with unmarried partners:
This zip code:

8.5%
California:

7.0%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 1,767
Household did not receive Food Stamps/SNAP in the past 12 months: 8,073


Women who had a birth in the past 12 months: 579 (381 now married, 198 unmarried)
Women who did not have a birth in the past 12 months: 7,556 (2,816 now married, 4,740 unmarried)


Housing units in zip code 95348 with a mortgage: 3,160 (230 second mortgage, 125 home equity loan)
Houses without a mortgage: 1,132

Median monthly owner costs for units with a mortgage: $1,460
Median monthly owner costs for units without a mortgage: S399

Residents with income below the poverty level in 2013:
This zip code:

24.1%
Whole state:

16.8%
Residents with income below 50% of the poverty level in 2013:
This zip code:

13.1%
Whole state:

9.5%
Median number of rooms in houses and condos:
Here:

5.8
State:

6.0
Median number of rooms in apartments:
Here:

4.4
State:

4.0
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 95348: Bellevue Ranch (A), Highway 59 Landfill (B), Merced County Honor Farm (C), Lesher Library (D), Merced City Fire Department Station 53 (E). Display/hide their locations on the map

    Shopping Centers: Merced Mall Shopping Center (1), Bear Creek Village Shopping Center (2). Display/hide their locations on the map

    Churches in zip code 95348 include: Islamic Center of Merced (A), Saint Lukes Episcopal Church (B), Saint Patricks Roman Catholic Church (C), Sierra Presbyterian Church (D). Display/hide their locations on the map

    Creeks: Cottonwood Creek (A), Parkinson Creek (B), Fahrens Creek (C). Display/hide their locations on the map

    Parks in zip code 95348 include: Black Rascal Creek Park (1), Fahrens Park (2), Santa Fe Park (3). Display/hide their locations on the map

Year house built

  • 222010 or later
  • 3,1022000 to 2009
  • 1,4311990 to 1999
  • 2,6781980 to 1989
  • 2,4411970 to 1979
  • 7761960 to 1969
  • 3091950 to 1959
  • 2051940 to 1949
  • 2221939 or earlier

Zip code 95348 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Merced, CA (95348)

  • 53no bedroom
  • 691 bedroom
  • 4082 bedrooms
  • 2,2653 bedrooms
  • 1,1684 bedrooms
  • 3295+ bedrooms

Bedrooms in renter-occupied apartments in Merced, CA (95348)

  • 121no bedroom
  • 9911 bedroom
  • 2,2932 bedrooms
  • 1,2643 bedrooms
  • 6264 bedrooms
  • 2535+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Merced, CA (95348) in owner-occupied houses/condos

  • 99no vehicle
  • 1,2011 vehicle
  • 1,7712 vehicles
  • 8693 vehicles
  • 2444 vehicles
  • 1085+ vehicles

Cars and other vehicles available in Merced, CA (95348) in renter-occupied apartments

  • 920no vehicle
  • 2,2471 vehicle
  • 1,5652 vehicles
  • 4373 vehicles
  • 3194 vehicles
  • 605+ vehicles

Median gross rent in 2013: $870.


Median price asked for vacant for-sale houses and condos in 2013: $253,861.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $150,700
95348:

$150,700
California:

$373,100
Lower value quartile - upper value quartile: $94,400 - $205,900

Mean price in 2013:

Detached houses: $144,830
Here:

$144,830
State:

$516,149

Townhouses or other attached units: $91,663
Here:

$91,663
State:

$433,209

In 2-unit structures: $125,600
Here:

$125,600
State:

$591,113

In 5-or-more-unit structures: $822,837
Here:

$822,837
State:

$419,085

Mobile homes: $25,556
Here:

$25,556
State:

$79,966

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 17.6%

Percentage of zip code residents living and working in this county: 87.2%

Household type by relationship:

Households: 30,518

Size of family households: 2,110 2-persons, 1,908 3-persons, 1,369 4-persons, 807 5-persons, 386 6-persons, 265 7-or-more-persons

Size of nonfamily households: 2,238 1-person, 470 2-persons, 111 3-persons, 58 4-persons, 118 5-persons

5,067 married couples with children.
3,430 single-parent households (939 men, 2,491 women).

57.9% of residents of 95348 zip code speak English at home.
29.1% of residents speak Spanish at home (65% very well, 13% well, 13% not well, 9% not at all).
3.1% of residents speak other Indo-European language at home (51% very well, 26% well, 15% not well, 8% not at all).
9.7% of residents speak Asian or Pacific Island language at home (68% very well, 17% well, 13% not well, 2% not at all).
0.2% of residents speak other language at home (75% very well, 25% well).

Foreign born population: 5,883 (19.1%)
(45.0% of them are naturalized citizens)
This zip code:

19.1%
Whole state:

26.9%

Most common places of birth for the foreign-born residents

  • 53%Mexico
  • 12%Laos
  • 6%Philippines
  • 6%India
  • 5%Thailand
  • 3%Portugal
  • 2%Japan

Most common first ancestries reported in 95348 (%)

  • 75%Other groups
  • 3%Portuguese
  • 3%German
  • 2%American
  • 2%Irish
  • 2%Italian
  • 2%English

Year of entry for the foreign-born population

  • 1062010 or later
  • 1,3012000 to 2009
  • 1,5921990 to 1999
  • 3,329Before 1990
There are 232 Medical Specialists in Zip Code 95348.

Facilities with environmental interests located in this zip code:


Zip code 95348 marital status for males
Zip code 95348 marital status for females

Housing units lacking complete plumbing facilities: 0.8%
Housing units lacking complete kitchen facilities: 3.9%

Most commonly used house heating fuel

  • 59%Utility gas
  • 35%Electricity
  • 2%Bottled, tank, or LP gas
  • 2%Other fuel
  • 1%Wood
  • 1%No fuel used

Population in 1990: 19,719. Population change in the 1990s: +3,374 (+17.1%).

Place of birth for U.S.-born residents:


42% of the 95348 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 70% lived in this county.
   Out of people who lived in different counties, 50% lived in California.

84% of the 95348 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 74% moved from this county.
   Out of people who lived in different houses, 18% moved from different county within same state.
   Out of people who lived in different houses, 7% moved from different state.
   Out of people who lived in different houses, 1% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 136
Here:

3.3%
California:

8.6%
Students in private schools in grades 9 to 12 (high school): 7
Here:

0.3%
California:

7.7%
Students in private undergraduate colleges: 171
Here:

4.9%
California:

16.0%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 75,898Computer and mathematical occupations
  • 72,654Business and financial operations occupations
  • 70,095Health diagnosing and treating practitioners and other technical occupations
  • 59,318Legal occupations
  • 55,291Law enforcement workers including supervisors
  • 55,238Management occupations

Companies with federal contracts located in this zip code:

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 178 people in nursing facilities/skilled-nursing facilities
  • 82 people in other noninstitutional facilities
  • 28 people in group homes intended for adults
  • 26 people in residential treatment centers for adults
  • 15 people in workers' group living quarters and job corps centers
  • 14 people in group homes for juveniles (non-correctional)

People in group quarters in 2000:

  • 136 people in other noninstitutional group quarters
  • 96 people in nursing homes
  • 37 people in agriculture workers' dormitories on farms
  • 7 people in homes for the mentally retarded

Fatal accident statistics in 2011:

  • Fatal accident count: 4
  • Vehicles involved in fatal accidents: 5
  • Fatal accidents caused by drunken drivers: 3
  • Fatalities: 5
  • Persons involved in fatal accidents: 15
  • Pedestrians involved in fatal accidents: 0

Fatal accident statistics in 2010:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 3
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 7 full and 8 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED384$149,075203$127,687238$191,06315$66,4832$1,946,800124$116,7871$54,690
APPLICATIONS APPROVED, NOT ACCEPTED31$140,34840$134,86841$181,0911$25,0000$025$125,9240$0
APPLICATIONS DENIED48$156,04647$112,908172$191,0598$112,7610$058$102,4842$267,750
APPLICATIONS WITHDRAWN48$139,05137$131,23377$215,9366$102,4270$028$122,1680$0
FILES CLOSED FOR INCOMPLETENESS8$128,7249$109,28825$188,7622$172,0900$05$97,6240$0
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 5 full and 8 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED22$191,6813$220,5374$197,925
APPLICATIONS APPROVED, NOT ACCEPTED13$192,1824$278,0803$110,837
APPLICATIONS DENIED3$123,0000$02$104,000
APPLICATIONS WITHDRAWN1$129,5201$247,0000$0
FILES CLOSED FOR INCOMPLETENESS2$208,0000$00$0

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 95348 among deceased individuals
NameCountLived (average)
Mary5980.0 years
Robert3974.3 years
John3974.4 years
William3780.4 years
Helen3278.8 years
Dorothy2878.7 years
Margaret2881.6 years
Richard2567.4 years
George2173.3 years
James2178.7 years
Most common last names in zip code 95348 among deceased individuals
Last nameCountLived (average)
Smith1973.2 years
Johnson1777.2 years
Brown1780.9 years
Anderson1379.5 years
Williams1380.8 years
Martinez1362.4 years
Davis1276.2 years
Miller1080.4 years
Jones1070.9 years
Garcia1073.1 years
Businesses in zip code 95348
NameCountNameCount
7-Eleven1KFC1
99 Cents Only Stores1Kohl's1
AT&T2Lane Bryant1
Aeropostale1Lane Furniture1
Applebee's1Lowe's1
Barnes & Noble1McDonald's2
Baskin-Robbins1Men's Wearhouse1
Bath & Body Works1New York & Co1
Blockbuster1Pac Sun1
Burger King1Panda Express1
CVS1Payless2
Carl\s Jr.1PetSmart1
Cricket Wireless2Pier 1 Imports1
Curves1Pizza Hut1
El Pollo Loco1Quiznos1
FedEx1RadioShack1
Foot Locker1Sears2
GameStop2Staples1
Goodwill2Starbucks1
H&R Block1T-Mobile4
Hobby Lobby1Target1
HomeTown Buffet1UPS4
IHOP1Vans1
JCPenney1Walmart1
Jack In The Box1Wet Seal1
Jamba Juice1

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