Well Obama is going to be inducted in 2 days and I for one am praying that he'll get stuff done asap! Other things (which are completely off topic) that Im glad progress is being made on is Omaha's new stadium. I haven't gotten the chance to drive up there but from what i know construction has started! I'm extremely excited and am looking forward to results. I am also glad to see that midtown crossing and riverfront tower 2 (both of which are residential complexs) are well under construction. Heres...

A Short Story By Robert Hilton

“My hills and valleys are bright, green, and lush. I have lived here since the beginning of time. Mother earth has been generous and shared her bounty. My spirit finds nourishment in this place. As the moon rises and sets my life is good and I have no imagining beyond this perfect place.”

The mist hangs low as the sun breaks through the trees. The sun light shows slight in dappled pools among the leaves at my feet. My heart begins to lift...

It is very cold in Maine...that is understood and is expected. Where I am it has been below zero the past several mornings....and while I realize that this isnt anything in comparison to parts of Minnesota and Wisconsin and the Dakotas....it is bone chilling cold. I know that because the plus side of zero feels warm.

I grew up in New England and was at one time used to "cold"; I was raised to put on a sweater before turning up the themostat; But I moved away to southern...

There is a term in engineering known as positive feedback. It is what causes the ugly whine that you sometimes get when setting up an audio system...a mike hears its own speaker and amplifies the noise it hears which increases the output from the speakers, which increases the input to the microphone which increases the output of the speakers...well you get the idea.

We appear to have gotten into such a situation in Las Vegas Real Estate.

The lenders sell homes...

What is an FHA Loan?
An FHA loan is a loan that is insured by Housing Urban Development Agency (HUD). It is important to understand the distinction between a Lender and an Insurer. The Lender in this case is not HUD, it is whoever makes the loan for you i.e.; XYZ Bank & Trust or Americas Super Big Mortgage Giant Co. Obviously these are examples of lenders who if they were real could make you an FHA loan if they were licensed and approved by HUD to do so. The Insurer in this case is HUD...