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I heard about the flood insurance situation a few months ago when I got insurance for my home. I did not realize the impact on the rates. The good news is much of SJP is not in flood plain, the bad news is that some of it is and that will impact those homeowners. Given global warming and the associated weather we have experienced, many will have to make a risk evaluation decision on whether they should take this insurance or not. It is certainly not an easy call.
I know this has probably been discussed before but I'm throwing it out again. We bought a lot in the Ellington section of the Reserve and are planning to build in 4-5 years. In the meantime we've been looking at house plans and came to SJP in May for the home tour. This is our first foray in home building and we would love any input we can get regarding what are important things to talk to builders about, what we need to look for and what to be wary of, etc. We will be back at SJP for about 12 days during Thanksgiving and will be checking out a house during that week. If anyone will be available that week, we would love the opportunity to meet our future neighbors and get insightful input from you.
What would you like to know. Most of us who live here think of it as paradise.
All coastal towns up and down East coast will be hit with huge rate increases from the National Flood Ins. program - not just NC - but I wonder - does this include the Wind/Hail insurances or just the National Flood Plan??
Wind and Hail insurance, which most get from the Farm Bureau went up July 1st, but the increase I believe was just a few hundred dollars. The reason I remember this is that we signed our policy just before the rates increased.
thanks, Pony!! We are at 59 feet above sea level in Ocean Ridge Plantation - not on the intercoastal so I think we are pretty safe. Can't wait to leave New Jersey!! "tax me to death" should be on the license plates!! Went to the Brunswick County Parade of Homes several weeks ago. Had a great experience seeing different builders, their styles, how the homeowners liked them, etc. Will go again in the spring!! thanks again and keep those posts acomin'
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