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Old 09-04-2014, 11:35 AM
 
Location: MA
1,623 posts, read 1,723,872 times
Reputation: 3026

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This is quite a shock and maybe I should have put this under non romantic since we were separated for a year. I just found out that my husband shot and killed himself last night and I'm very sad for him. Needless to say he was a hardcore abusive alcoholic, but, I had hoped he would find a peaceful way in his life not this. I am his closest family member and I need to make all the arrangements, but, I'm confused how I find out if he had money in his checkbook since he lived several states away to pay for funeral expenses. I need to make all the arrangements and becoming a a widow in my 40's was not in my plans. Uggg...but help.
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Old 09-04-2014, 11:39 AM
 
22,284 posts, read 21,718,518 times
Reputation: 54735
He has no family? If he owned a home he will have life insurance, or perhaps he is insured through his employer? I would assume that you are the beneficiary.

Unless you are listed as an account holder, you will not be able to access his bank account without a death certificate, a notice placed in the paper to alert his creditors (then wait a month for them to come forward to collect) and a bunch of other red tape.

Take a breath. You should post somewhere that specializes in the legalities of the death of a spouse.
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Old 09-04-2014, 11:42 AM
 
5,121 posts, read 6,801,551 times
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I would talk to a funeral home... you will need to consult with them anyway. They should be able to guide you through everything (not just the burial, but parts of the legalities). Life insurance might not cover suicide (I am sorry to say). Did you two have a lawyer you used for wills? Maybe go to that lawyer as well.

I am sorry for all you are going through. I wish you the best.
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Old 09-04-2014, 11:43 AM
 
Location: Brentwood, Tennessee
49,932 posts, read 59,914,733 times
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Definitely the Grief and Mourning forum.

There are people who have been through similar experiences.
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Old 09-04-2014, 11:45 AM
 
Location: SF Bay Area
13,520 posts, read 22,122,044 times
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This will help you get started: Death and Finances: Eight Things to Do After a Loved One Passes Away - DailyFinance
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Old 09-04-2014, 12:04 PM
 
Location: Beautiful Niagara Falls ON.
10,016 posts, read 12,574,700 times
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My sympathies go out to you at this time of sorrow!!!
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Old 09-04-2014, 12:05 PM
 
6,732 posts, read 9,992,608 times
Reputation: 6849
I'm so terribly sorry.

I second (third, fifth) the recommendation to run, not walk, away from this sub-forum. There are a lot of people here with big issues, who are likely to post things you don't want to see, in your thread.

I wish you grace, through this difficult time.
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Old 09-04-2014, 12:14 PM
 
1,505 posts, read 1,809,887 times
Reputation: 2748
I am sorry for you pain at this time. Check with his employer first to determine who he left as beneficiary if there is work insurance. If it is not you, let that person handle everything. Go to his place and look for an insurance policy. Check with his bank to determine if there is another person on his accounts. Be careful that you don't get stuck with a burial bill.
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Old 09-04-2014, 12:16 PM
 
36,499 posts, read 30,837,764 times
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Quote:
Originally Posted by stormynh View Post
This is quite a shock and maybe I should have put this under non romantic since we were separated for a year. I just found out that my husband shot and killed himself last night and I'm very sad for him. Needless to say he was a hardcore abusive alcoholic, but, I had hoped he would find a peaceful way in his life not this. I am his closest family member and I need to make all the arrangements, but, I'm confused how I find out if he had money in his checkbook since he lived several states away to pay for funeral expenses. I need to make all the arrangements and becoming a a widow in my 40's was not in my plans. Uggg...but help.
I agree with Jillabean, talk to the funeral director. The same thing happened to me 2 weeks before my divorce was final and the funeral director was a Godsend. He took care of everything, things I didn't even think of.
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Old 09-04-2014, 12:41 PM
 
Location: Lebanon, OH
7,077 posts, read 8,937,659 times
Reputation: 14734
Quote:
Originally Posted by stormynh View Post
I just found out that my husband shot and killed himself last night and I'm very sad for him. Needless to say he was a hardcore abusive alcoholic.
The same thing happened to my friends parents back in the 70s when I was growing up, will send good karma your way.
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