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I have not seen the premium numbers for high income bracket self employed yet. But ~$1,700 per year for a pretax $25,000 job will make it hard enough for NYC living.
An individual with annual income of $17,000 will pay about $55 a month for a silver plan, state regulators said. A person with a $20,000 income will pay about $85 a month for a silver plan, while someone earning $25,000 will pay about $145 a month for a silver plan.
a silver plan for a couple or family has an out of pocket up to 12,700.00.. did they forget to mention that part ha ha
Q. Are the plans sold on the exchange more comprehensive than plans outside?
A. There are four plan levels, each named for a precious metal. They all generally offer the same essential benefits, but their cost structures vary. The lower the premium, the higher the out-of-pocket costs.
The bronze level plan, for instance, has the lowest premiums, but will require consumers to shoulder more costs out of pocket. They generally cover 60 percent of a typical population’s out-of-pocket costs, and include deductibles, co-payments and coinsurance. The silver plans cover 70 percent; gold, 80 percent; while platinum covers 90 percent (and therefore carries the highest premiums).
If you buy a plan on an exchange, your annual out-of-pocket costs cannot exceed $6,350 for individuals and $12,700 for a family of two or more in 2014. Catastrophic plans are also available to people under age 30 or those suffering a financial hardship. These carry high deductibles (equivalent to the out-of-pocket maximum, or $6,350 for a single person, in 2014). You cannot apply tax credits to these plans, either.
It is also like the law that one cannot ride a bike without a helmet because someone in the past fell from the bike and crack the head
bicycle related spending does not take up 18% of our GNP
young healthy people do not have to contribute to a helmet fund in order for helmets to be effective
other people do not have to pay for your bike if you don't wear a helmet and fall off
the bicycle industry does not charge 500% more for bicycle related services to people who don't wear a helmet than people who do
the average consumer can accurately assess how much a bike helmet costs and generally see the price before they buy one
we don't rely on private employers to subsidize our bicycle helmet purchases even though there is really no connection between whether someone is employed and whether they need a bicycle helmet
if you've never worn a bicycle helmet before, you can easily purchase a new one
should i keep going?
what is your knowledge of the health care industry? you seem to be reasoning based on a general idea that "freedom is good" and "requirements are bad"
Has anybody signed up for the OBCare in NYC yet? What is your experience? I have been too busy to shed more lights on this potential government ponzi care system...a few will gain but most of us will lose in this forced medical care system, especially considering the ongoing debt ceiling drama in the US. Once implemented and malfunctioning, financial catastrophes will unfold to derail the exisitng imperfect yet functional medicare/caid system.
My husband is currently unemployed, with a pre-existing condition. Months ago we had to drop his COBRA coverage because it was nearly $600/month so now he has horrible "catastrophic" insurance for $200/month. Under ObamaCare, he will be able to get "normal" coverage for probably around $200, $400 less than what he was paying before for the same coverage. Sorry, but I see no downside to this as far as we are concerned.
And I totally agree that if you opt out and decide to just to pay the fine, then you get nothing if something happens. You want to gamble, fine but I'm not paying for it when you lose.
Are you really seeing a quote of $200??? Where and how? in NY or ? This is far lower than any RT quotes we see.
Are you really seeing a quote of $200??? Where and how? in NY or ? This is far lower than any RT quotes we see.
I'm seeing nothing anywhere near this low either. This confusion is part of the reason I am against the bill...other than, of course, the huge part of the country's health care costs that is being funneled into insurance company coffers. With enough confusion only the consumer loses.
AND toss in a $6000 deductible for an unseen $500 a month more if you need any kind of surgery or a day in the hospital.
I had a stent put in and an overnight for observation in the hospital: $111,000. Think about that if you are planning on going without insurance.
Obamacare is a monumental cluster F. This is the last thing our faltering economy needs.
Yea when they were trying to pass ACA in 2009 Nancy Pelosi wanted to pass it without knowing what bill whats about lol.
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