Phoenix, the most unaffordable "affordable" place to live (Scottsdale: calculator, living in)

[wilberry]

solution: move to
Jackson, Mississippi. one-bedroom Apts less than $700
Shreveport, Louisiana. also
start planning now.
hurry to get in while you Can, take your good-paying Phoenix job with you or create one there! it is that simple, you can do it!


https://www.youtube.com/watch?v=ZXsQAXx_ao0

[MN-Born-n-Raised]

Originally Posted by jaredC

While moving works for some, it doesn't for others. And I can only speak for myself here, but moving is just not practical. I tried convincing my wife that we need to move away from Phoenix, but her entire family is here, which is also our "village". My wife has a teaching degree specific for Arizona, moving to another state would require her to go back to school and recertify to get her certificate for that state, plus, she would then need to start at base level of salary. It's funny how everyone wants to spout out what they consider a "simple" solution without actually using their brain.

Spout? Simple? Who said it was easy to relocate or retool or __________? IF you want to buy a home, then, you have to make a sacrifice and change your course. That is what I've been "spouting". And it gets by you every single time!

Don't you think I would LOVE to live close to our son and future wife in the Bay Area? They will soon get out of residency and make $700K-$800K as a couple (and it will go FAST with taxes, PITA, a future daycare etc, etc). I'm in my winding down years. I'm not signing up for more taxes (property and income taxes), higher gas, and more expensive housing ($3M gets you a shoebox). Welcome to reality. Now I can "sacrifice" and rent for $4K a month (which is barely adequate). But it's my choice if I want to rent or live away from future grandkids. I'm not blaming the banks, CA (Prop 13 and ultra-wealthy people), etc. I have a choice. Rent or punt. You have a choice too. Move or re-tool. It's a pretty basic decision.

[wilberry]

Originally Posted by MN-Born-n-Raised

Spout? Simple? Who said it was easy to relocate or retool or __________? IF you want to buy a home, then, you have to make a sacrifice and change your course. That is what I've been "spouting". And it gets by you every single time!

Don't you think I would LOVE to live close to our son and future wife in the Bay Area? They will soon get out of residency and make $700K-$800K as a couple (and it will go FAST with taxes, PITA, a future daycare etc, etc). I'm in my winding down years. I'm not signing up for more taxes (property and income taxes), higher gas, and more expensive housing ($3M gets you a shoebox). Welcome to reality. Now I can "sacrifice" and rent for $4K a month. But it's my choice if I want to rent or live away from future grandkids. I'm not blaming the banks, CA (Prop 13 and ultra-wealthy people), etc. I have a choice. Rent or punt. You have a choice too. Move or re-tool. It's a pretty basic decision.

https://www.youtube.com/watch?v=ZXsQAXx_ao0

[MN-Born-n-Raised]

Originally Posted by wilberry

https://www.youtube.com/watch?v=ZXsQAXx_ao0

It's all in the attitude. I know a lot of people that kick butt in life. I do my best to surround myself with people who are doing well in life (relationships, careers, health, happiness). The common denominator is their attitude. They do what it takes. Most people I know read and watch motivational and self-help books. They are continuously improving. And therefore, they have the confidence to kick butt in all aspects of life.

I also do my best to stay away from a Debbie Downer or someone with a defeatist attitude. As Jim Rohn says, “You're the average of the five people spend the most time with.”

[Sno0909]

Originally Posted by MN-Born-n-Raised

It's all in the attitude. I know a lot of people that kick butt in life. I do my best to surround myself with people who are doing well in life (relationships, careers, health, happiness). The common denominator is their attitude. They do what it takes. Most people I know read and watch motivational and self-help books. They are continuously improving. And therefore, they have the confidence to kick butt in all aspects of life.

I also do my best to stay away from a Debbie Downer or someone with a defeatist attitude. As Jim Rohn says, “You're the average of the five people spend the most time with.”

This part can't be true - you spend too much time on this forum. It's filled with defeatist Debbie Downers.

[MN-Born-n-Raised]

Originally Posted by Sno0909

This part can't be true - you spend too much time on this forum. It's filled with defeatist Debbie Downers.

It's entertainment. I've always wanted to tell someone what I really think. Normally, I cannot tell people what I think ("MN-Nice"=not telling you the truth). I mean, you cannot tell someone to their face, "get your crap together and stop making excuses! Look in the mirror where you screwed up and change!" But you can on a forum.

[john3232]

Originally Posted by MN-Born-n-Raised

It's all in the attitude. I know a lot of people that kick butt in life. I do my best to surround myself with people who are doing well in life (relationships, careers, health, happiness). The common denominator is their attitude. They do what it takes. Most people I know read and watch motivational and self-help books. They are continuously improving. And therefore, they have the confidence to kick butt in all aspects of life.

I also do my best to stay away from a Debbie Downer or someone with a defeatist attitude. As Jim Rohn says, “You're the average of the five people spend the most time with.”

This ^^^

Are you willing to leave your comfort zone... and then stay out of it? Personally, I've never liked doing that.
I prefer to moan and groan but after a few days I usually get off my ass and look for possible solutions. The cost of housing changed overnight here. Blame the pandemic, blame greed, blame bad luck... but it is what it is.

Personally, if I couldn't afford housing I'd be making plans to leave. I'd be looking at San Antonio.

My family couldn't afford Chicago in the early 60's so my father went to San Jose where he spent six month getting things ready. Then my mother, brother, sister and I joined him. We spent a year there before moving to S.F. I grew up poor but so have a lot of people.

The U.S. is a big country and there are still areas to start over. Not sure if there will be in another 50 years but for now there are.

[jaredC]

Originally Posted by MN-Born-n-Raised

Spout? Simple? Who said it was easy to relocate or retool or __________? IF you want to buy a home, then, you have to make a sacrifice and change your course. That is what I've been "spouting". And it gets by you every single time!

Don't you think I would LOVE to live close to our son and future wife in the Bay Area? They will soon get out of residency and make $700K-$800K as a couple (and it will go FAST with taxes, PITA, a future daycare etc, etc). I'm in my winding down years. I'm not signing up for more taxes (property and income taxes), higher gas, and more expensive housing ($3M gets you a shoebox). Welcome to reality. Now I can "sacrifice" and rent for $4K a month (which is barely adequate). But it's my choice if I want to rent or live away from future grandkids. I'm not blaming the banks, CA (Prop 13 and ultra-wealthy people), etc. I have a choice. Rent or punt. You have a choice too. Move or re-tool. It's a pretty basic decision.

I am just replying to your post about moving. You suggested that people should simply just move as a solution, as if their situation is insignificant.

[Valley Native]

Originally Posted by wilberry

solution: move to
Jackson, Mississippi. one-bedroom Apts less than $700
Shreveport, Louisiana. also
start planning now.
hurry to get in while you Can, take your good-paying Phoenix job with you or create one there! it is that simple, you can do it!

In all seriousness, moving to a less expensive place is what some people will have to do if they can't afford to live here any longer, even if the "affordable" location is less than desirable. It's usually not what they want to hear, but the truth hurts. If they want to continue living in the Phoenix area, they will need to increase their income. In many cases, that will mean less time for hiking & basking in the sun, but they either need to face reality & get busy, or else get the hell out of here.

[hikernut]

Zillow says our house is up 3% in the last month. At that rate it will be worth about $50 million in ten years. Woohoo!