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Old 11-17-2010, 08:53 PM
 
Location: Ohio
24,621 posts, read 19,177,123 times
Reputation: 21743

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Quote:
Originally Posted by Katiana View Post
. All health care costs money.
So does cable/satellite, your cell-phone, the internet and lots of other things that you don't need. So, the reality is, you do have enough money to purchase your own "health insurance."

The fact that people are unable to make the proper decisions concerning their finances, lives or health care is not a valid reason to tax the snot out of me.

Quote:
Originally Posted by marcopolo View Post
Here's my question: you say that the rest of the civilized world has 100% coverage. But how do you account for those who are denied treatment based on the cost/benefit analysis in the UK's system, or who are crowded out by rationing in Canada's system, etc.?
That is exactly the problem. They see; they want; they're freaking clueless.

None of them has any understanding of how the health care system in foreign countries actually works, and if they did, they'd reject it.

As I've said repeatedly until I want to vomit, the MSA (Metropolitan Statistical Area -- in this case 11 counties) I live in has a population of 2 Million and 19 freaking hospitals of which 15 offer open-heart surgery.

You WILL NOT find a similar situation anywhere outside of the US.

Go to Berlin with a population of 3 Million and they have only 6 hospitals. Bucharesti with a population of 3 Million has 6 hospitals. Paris with a population of 2 Million has 8 hospitals, but one is military only, one is for pediatrics, and one is solely for invalids.

Now, who on this forum would like to know why European countries can have health care?

Because they have fewer hospitals and less redundant services.

Now how many Americans would be willing to drive 4 to 8 hours to get to a hospital that does open-heart surgery? Or to see an endocrinologist? Or to see an orthopedic specialist for a hip transplant?

Ah, yeah, that's what I thought.

Well, you can't have it both ways.

Quote:
Originally Posted by marcopolo View Post
Some people do die on the waiting list for cancer treatment or heart surgery; many forms of treatment that are routine in America are denied or delayed in other places. Is this really 100% coverage as we understand it?
Well, again, they don't understand it, and that's the problem.

Quote:
Originally Posted by marcopolo View Post
Do you say to the 74 year old who needs bypass surgery, "Sorry, you cannot have it because we decided as a society that health care is a moral issue, not an economic one?"

Before anyone gets antsy, I am sympathetic to the argument that we spend too much money on procedures that are foolish by any measure. The President's own grandmother, in the end stage of dying of cancer, received an artificial hip. Two weeks later, they buried it. We do not have money for that, in my opinion.
You're right we don't and on top of that, we have something European countries don't have and that is a 14th Amendment.

The 14th Amendment doesn't have any exclusions for morality or ethics, or age for that matter. If a 54 year old gets by-pass surgery, then so does the 74 year old.

Quote:
Originally Posted by Katiana View Post
Why should insurance be only for catastrophic events?
That's what it originally was for. General emergency room visits weren't included until the 1950s. Pregnancy coverage not until 1961. Doctor's office visits not until the late 1970s, and doctor's office visits wasn't universal until the mid-1980s.

Life is about choices. You'll have to choose between your cell-phone and doctor's office visits.

Choose wisely.

Quote:
Originally Posted by HistorianDude View Post
The rest of the civilized world manages to achieve 100% health coverage at roughly half the cost per person of US Health care.
And how do they do that? Because their system is not like the US system. Sorry, you can't just walk into any hospital you want and demand certain types of tests or procedures, because not every hospital offers those tests or procedures.

Show me a city in Europe with a population of 2 Million that has 19 hospitals with 15 offering open-heart surgery.

You can't do it, because it doesn't exist, because their system is not set up that way. Their system is set up for efficiency, not quasi-competition.

It is grotesquely inefficient and extremely costly to have 15 hospitals offering open-heart surgery.

If it wasn't for the fact that hospitals operate as cartels, and collude to fix prices, and have the backing of "health insurance" companies, then the Market System would work and it would force the hospitals to become more efficient and less costly.

Quote:
Quote:
Originally Posted by aspiesmom
Now unions are standing behind HR676 (Medicare for ALL) because corporate insurance companies are middlemen that are grossly profiteering off of OUR healthcare.



How exactly will a single payer system work if you continue to allow hospitals to operate as cartels?

And taking the 14th Amendment into consideration, what is the maximum amount of money tax payers should spend on a single person? In other words, how much money should be spent on treatment to maintain a single person? $1 Million? $5 Million? $10 Million? $100 Million?
I wouldn't want people to think you'd weasel your way out, so here's another opportunity to answer the question.
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Old 11-17-2010, 09:28 PM
 
Location: Inland Levy County, FL
8,806 posts, read 6,114,806 times
Reputation: 2949
Quote:
Originally Posted by Katiana View Post
Your question is a strawman argument.

I'm certain that you are aware that companies get a tax deduction for the health insurance premiums they pay, and that a lot of these threats to close are just posturing.

Please provide a link to prove that unemployment will go up if all employers are required to provide insurance.
It's common sense.

And no, that's not a straw man argument, either. If you believe all employers should offer it, maybe you and those who agree should pay for it.
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Old 11-17-2010, 09:59 PM
 
10,854 posts, read 9,305,856 times
Reputation: 3122
Quote:
Originally Posted by andrea3821 View Post
I know what it's about. It's the same person griping yet again about the same topic. Health insurance companies do not make massive profits like people think. The problem lies elsewhere.

Link, please.
In order to have an OBJECTIVE discussion about health insurance companies below is a list of the largest health insurance companies in America and what they made in 2009.

Last year United Healtcare made $3.822 Billion in net income
UNH Income Statement | UNITEDHEALTH GROUP INCORPORATE Stock - Yahoo! Finance

Last year Aetna made $1.2765 Billion in net income
AET Income Statement | AETNA INC. Stock - Yahoo! Finance

Last year Wellpoint made $4.7459 Billion in net income
WLP Income Statement | WELLPOINT, INC. Stock - Yahoo! Finance

Last year Huamana made $1.039675 Billion
HUM Income Statement | HUMANA INC. Stock - Yahoo! Finance

Last year Cigna made $1.32 Billion
CI Income Statement | CIGNA CORPORATION Stock - Yahoo! Finance

Last year Health Net lost $49.004 million. Don't feel too bad for them, they made over $95 million the year before.
HNT Income Statement | HEALTH NET, INC. Stock - Yahoo! Finance

Last year Coventry Healtcare made $242.301 million
CVH Income Statement | COVENTRY HEALTH CARE, INC Stock - Yahoo! Finance

Last year Amerigroup Corp. made $149.279 million
AGP Income Statement | AMERIGROUP CORPORATION Stock - Yahoo! Finance

Universal American Corp. made $140.304 million
UAM Income Statement | UNIVERSAL AMERICAN CORP. Stock - Yahoo! Finance

Centene Corp made $83.671 million
CNC Income Statement | CENTENE CORPORATION Stock - Yahoo! Finance

The combined net income of these companies is about 12.87 billion dollars.
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Old 11-17-2010, 10:10 PM
 
Location: Inland Levy County, FL
8,806 posts, read 6,114,806 times
Reputation: 2949
Quote:
Originally Posted by JazzyTallGuy View Post
In order to have an OBJECTIVE discussion about health insurance companies below is a list of the largest health insurance companies in America and what they made in 2009.

Last year United Healtcare made $3.822 Billion in net income
UNH Income Statement | UNITEDHEALTH GROUP INCORPORATE Stock - Yahoo! Finance

Last year Aetna made $1.2765 Billion in net income
AET Income Statement | AETNA INC. Stock - Yahoo! Finance

Last year Wellpoint made $4.7459 Billion in net income
WLP Income Statement | WELLPOINT, INC. Stock - Yahoo! Finance

Last year Huamana made $1.039675 Billion
HUM Income Statement | HUMANA INC. Stock - Yahoo! Finance

Last year Cigna made $1.32 Billion
CI Income Statement | CIGNA CORPORATION Stock - Yahoo! Finance

Last year Health Net lost $49.004 million. Don't feel too bad for them, they made over $95 million the year before.
HNT Income Statement | HEALTH NET, INC. Stock - Yahoo! Finance

Last year Coventry Healtcare made $242.301 million
CVH Income Statement | COVENTRY HEALTH CARE, INC Stock - Yahoo! Finance

Last year Amerigroup Corp. made $149.279 million
AGP Income Statement | AMERIGROUP CORPORATION Stock - Yahoo! Finance

Universal American Corp. made $140.304 million
UAM Income Statement | UNIVERSAL AMERICAN CORP. Stock - Yahoo! Finance

Centene Corp made $83.671 million
CNC Income Statement | CENTENE CORPORATION Stock - Yahoo! Finance

The combined net income of these companies is about 12.87 billion dollars.
Thank you for that research. However, profit=income-expenses. Obviously I would agree that some of those expenses could be cut down through some streamlining but it's not for us to say that these companies are making a hideous amount of money just through gouging people.

ETA: Sorry, I read it wrong!! I would love to see a breakdown of their expenses. It's a little hard to argue that their overhead is too high when we don't know what their overhead is.
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Old 11-17-2010, 10:13 PM
 
Location: Foot of the Rockies
90,297 posts, read 120,810,305 times
Reputation: 35920
Quote:
Originally Posted by andrea3821 View Post
It's common sense.

And no, that's not a straw man argument, either. If you believe all employers should offer it, maybe you and those who agree should pay for it.
So only select employers should offer HI? And if some poor s*c*h*m*u*c*k ends up being employed at one that doesn't, that's his fault, and I'm supposed to ante up the premium? Of course, there's "personal responsibility". It's everyone's "personal responsibility" to get a job with an employer that does provide health care. Some people just make poor decisions and don't deserve it, right? That's about as common sense as saying "Pigs fly".
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Old 11-17-2010, 10:15 PM
 
10,854 posts, read 9,305,856 times
Reputation: 3122
Quote:
Originally Posted by JimMe View Post
It's not that it is so great. It's just that it's better than the alternative. Think about it. Would you rather have a car manufactured by a for-profit car company or one designed and manufactured by government stooges? Before you answer that remember the Zil.
Health care isn't a car. Once a car is sold aside from any warranty and recall issues the auto manufacturer has NO OBLIGATION TO YOU WHATSOEVER. The car maker makes its profit at the time of sale, and during the length of loan if any manufacturer financing is involved.

With health care it's an entirely different business model. Health insurers make money by spreading the risk of medical expenses over as many people as possible and by invested premium money in relatively safe investment vehicles. There a constant conflict between the health care insurers, medical care providers and the patient. Health care insurers want to spend the least amount on health care as possible. Medical care providers want to provide (In most cases) the best care possible. The patient is caught in the middle of the objectives of the health care insurers and the medical care providers.
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Old 11-17-2010, 10:19 PM
 
Location: Inland Levy County, FL
8,806 posts, read 6,114,806 times
Reputation: 2949
Quote:
Originally Posted by Katiana View Post
So only select employers should offer HI? And if some poor s*c*h*m*u*c*k ends up being employed at one that doesn't, that's his fault, and I'm supposed to ante up the premium? Of course, there's "personal responsibility". It's everyone's "personal responsibility" to get a job with an employer that does provide health care. Some people just make poor decisions and don't deserve it, right? That's about as common sense as saying "Pigs fly".
It's not about "deserving" it or not. It's whether you want to work your way up in life and get a better job. And no, obviously I don't believe it's your responsibility to pay for other people's insurance, that's my whole point. You have as much responsibility to pay for that guy's insurance as I do...none.
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Old 11-17-2010, 10:22 PM
 
Location: Foot of the Rockies
90,297 posts, read 120,810,305 times
Reputation: 35920
Quote:
Originally Posted by andrea3821 View Post
It's not about "deserving" it or not. It's whether you want to work your way up in life and get a better job. And no, obviously I don't believe it's your responsibility to pay for other people's insurance, that's my whole point. You have as much responsibility to pay for that guy's insurance as I do...none.
Oh, I see. It's OK for some employers not to offer insurance. It's OK for people doing menial work to be uninsured; they're just scum anyway. They can go die somewhere if they get sick. If they do recover, they should look for a different job that does provide insurance. I see it all now!

God forbid you should ever be in need!

Karma!
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Old 11-17-2010, 10:22 PM
 
10,854 posts, read 9,305,856 times
Reputation: 3122
Quote:
Originally Posted by aspiesmom View Post
You bring up an excellent point about freedom and liberty for Americans (instead of privileges for the corporate insurance rackets, that we are really slaves to.)

With nationalized health insurance, people can apply to jobs they desire, instead of sticking it out at jobs they hate BECAUSE of corporate health insurance "benefits". And when a person is laid off, a person applies to more jobs of course, but in their job research they would no longer have to limit their search to ONLY companies that offer great health insurance benefits but maybe low pay. Laid off people could broaden their job search to great jobs with great pay, if there was nationalized health insurance.
Actually the current system of employer based health insurance puts American companies and the American workers at a disadvantage when competing with other workers and corporations around the world. It's another reason jobs are leaving the United States. Not only are wages lower but there are not employer health care insurance issues in many countries around the world.
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Old 11-17-2010, 10:28 PM
 
10,854 posts, read 9,305,856 times
Reputation: 3122
Quote:
Originally Posted by Katiana View Post
It is not true that everyone in a job w/o health insurance is there by choice. For some, this is the best they can do. Why do they not deserve health insurance? They are people, too.

I'm all for people "working their way up" as well, but what about when they're down at the bottom of the wages ladder? Don't they deserve health care coverage, too?
The attitudes of conservatives time and time again on issues like this is "If you can't afford it f**k you!".
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