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I mean seriously folks, WHAT? I have had to fight my corporate insurance that I PAY for, doctors have had to refile my corporate insurance that I PAY for. Why are there so many Republicans, Tea Partiers and Conservatives against nationalized healthcare insurance, and yet we never hear them defend their private for-profit corporate health insurance - WHY IS THAT
'...The firms take billions of dollars out of the U.S. healthcare wallet as profits, while imposing enormous administrative costs on doctors, hospitals, employers and patients. They've introduced complexity into the system at every level. Your doctor has to fight them to get approval for the treatment he or she thinks is best for you. Your hospital has to fight them for approval for every day you're laid up. Then they have to fight them to get their bills paid, and you do too....'
I don't have any problems with our family's health insurance - actually, I'm quite happy with it.
The government's Medicare system is a complete mess - why should I have any hope that they'll do any better with national healthcare?
Has your family been well the passed several years? I am now trying to refile a plain old doctor's visit (I have much worse horror stories from years passed)
Have you experienced Medicare yet? If not, are you prepared to opt-out of it, and pay out of pocket?
The issue is not how profitable they are. The issue is that they add too much cost to the system. About 16 cents of every health care dollar is accounted for by the incremental administrative costs of private health insurance companies.
That's almost about $400 billion wasted dollars a year.
You can treat a lot of diabetics for $400 billion.
Has your family been well the passed several years? I am now trying to refile a plain old doctor's visit (I have much worse horror stories from years passed)
Have you experienced Medicare yet? If not, are you prepared to opt-out of it, and pay out of pocket?
I've had a MRI & a CT scan this year, one of kids has a thyroid disorder (now in remission) and my husband was hospitized for over two weeks (8 days of it being in ICU) earlier this year. So yes, I'm well versed in the ways of our insurance. And there's no way in hell that I want the government sticking their grubby hands in my health insurance policy.
I have a friend who was born & raised in England (several friends actually) ... last year it was discovered that her dad needed heart bypass surgery. He had to wait 6 months for it. No way, no thanks.
The issue is not how profitable they are. The issue is that they add too much cost to the system. About 16 cents of every health care dollar is accounted for by the incremental administrative costs of private health insurance companies.
That's almost about $400 billion wasted dollars a year.
You can treat a lot of diabetics for $400 billion.
I believe it is. Refer back to the title of the thread.
I love my private for-profit health insurance. The staff in the doctors' offices say that my insuror pays claims fairly and promptly. I never have a hassle over a doctor's office visit because I use insurance as INSURANCE--for major unexpected expenses, not as a way to finance routine expenses and small bills. I know people who paid a few hundred bucks in premiums, then had $33,000 and $128,000 claims within weeks--that were paid as agreed--by for-profit insurors.
Unfortunately, ObamaNation Care outlaws the use of insurance as insurance, instead mandating first dollar coverage with no deductible and no copay for a wide variety of routine expenses--necessarily driving costs up. (That is about the same as buying "insurance" in case lunchtime rolls around again, to cover food costs.) I am hopeful that the new folks in Washington can stomp the nonsense out of health care reform, yet preserve some of the good things it contained. Nobody should be able to buy a policy on the way to the hospital, then drop it when the claims are paid as Obamacare allows. But people who want to pay for health insurance over the long haul should be able to, without getting held up over pre-existing conditions.
I also like the private for-profit providers of meals at restaurants I frequent, I like my home that was built by a for-profit company, I like being able to go to private for-profit stores to meet virtually all my needs for goods and services. Best of all, I like being able to sell my labor on a for-profit basis so that I have the means to patronize all the manifestations of capitalist enterprise.
I believe it is. Refer back to the title of the thread.
Perhaps you should read more than the title.
Quote:
Originally Posted by andrea3821
Where are you getting your figures here?
A study by Harvard Medical School and the Canadian Institute for Health Information a few years ago. It was published in the NEJM.
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I have had to fight my corporate insurance that I PAY for, doctors have had to refile my corporate insurance that I PAY for. Why are there so many Republicans, Tea Partiers and Conservatives against nationalized healthcare insurance, and yet we never hear them defend their private for-profit corporate health insurance - WHY IS THAT
