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Old 07-08-2013, 08:40 AM
 
69,368 posts, read 64,143,658 times
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Quote:
Originally Posted by katzpaw View Post
That "someone" would have to be a licensed insurance company in the state of Kansas who will do it without increasing premiums.
Why would they need to do it without increasing premiums.
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Old 07-08-2013, 08:49 AM
 
Location: #
9,598 posts, read 16,572,790 times
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Quote:
Originally Posted by TheMoreYouKnow View Post
Great, someone else will gladly step up and make the money they refuse to take.
Not any company that knows how to spell "actuary" will. This was a no-brainer, training or no training.

You can't even have monkey bars anymore yet people really thought insurers would be okay with this? My goodness!
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Old 07-08-2013, 10:06 AM
 
Location: Stasis
15,823 posts, read 12,474,039 times
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Quote:
Originally Posted by GregW View Post
I do not have to imagine what can happen with a school full of unarmed teachers or guards
Our school board (in Texas) has it's own police force- with guns and police dogs. Their main focus (even in upscale white neighborhoods) is controlling gangs and the drug trade in schools. I'd rather have professional law enforcement in a school than armed teachers and janitors.

Quote:
Was the school district in Sandy Hook Ct sued for failing to protect the students it was responsible for? If not, why not?
AFAIK all Columbine lawsuits against the school district and education department were dismissed. The only one that wasn't was against the sheriff's dept for not letting paramedics through in time to save a dying student. I believe there were 2 Sandy Hook lawsuits - both withdrawn. One of them was because the principal (who died) warned the school by turning on the PA so they could hear the struggle in the office. The lawsuit said this was distressing to students and there should have been a better warning system in place. That lawsuit was withdrawn.

Last edited by katzpaw; 07-08-2013 at 10:14 AM..
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Old 07-08-2013, 10:20 AM
 
69,368 posts, read 64,143,658 times
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Quote:
Originally Posted by katzpaw View Post
AFAIK all Columbine lawsuits against the school district and education department were dismissed. The only one that wasn't was against the sheriff's dept for not letting paramedics through in time to save a dying student. I believe there were 2 Sandy Hook lawsuits - both withdrawn. One of them was because the principal (who died) warned the school by turning on the PA so they could hear the struggle in the office. The lawsuit said this was distressing to students and there should have been a better warning system in place. That lawsuit was withdrawn.
yes, they were dismissed because the shooters were soley to blame. No different if a teacher goes on a shooting rampage, the teacher would be soley to blame.
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Old 07-08-2013, 10:29 AM
 
Location: Long Island
57,317 posts, read 26,245,816 times
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Quote:
Originally Posted by pghquest View Post
yes, they were dismissed because the shooters were soley to blame. No different if a teacher goes on a shooting rampage, the teacher would be soley to blame.
Quite different when a company puts a gun in a employees hand, they are liable. Plenty of examples of schools being sued over the behavior of teachers, if a district decides to require a gun in the hands of a teacher they also take responsibility for any accidents or misuse.
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Old 07-08-2013, 11:13 AM
 
Location: NJ
18,665 posts, read 19,979,518 times
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Quote:
Originally Posted by crbcrbrgv View Post
You can't even have monkey bars anymore yet people really thought insurers would be okay with this? My goodness!
, says a lot about the ignorance of the administraitors who failed to forsee this very predictable, wse business decision.
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Old 07-08-2013, 11:26 AM
 
Location: San Diego, CA
10,581 posts, read 9,789,910 times
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If a whacko enters a school and starts shooting the kids and the teachers, and kills 20 people before the cops show up and stop him, the school's insurance doesn't have to pay for it, because it wasn't the fault of any school personnel.

But if a whacko enters a school and starts shooting the kids and the teachers, and the teachers are armed and they fail to stop him until three or four kids are dead, then the school's insurance DOES have to pay for it.

The risk to the people in the school isn't greater. The risk to the **insurance carrier** is greater.
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Old 07-08-2013, 12:06 PM
 
Location: San Francisco, CA
15,088 posts, read 13,458,676 times
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Having a bunch of gun amateurs running around schools with poorly-secured firearms that will create excellent opportunities for accidents, theft and misuse, or mayhem when bullets from shaky trigger fingers start flying around and police responders confuse the assailant with the defenders is such a profoundly stupid idea that only a conservative hick could intellectually embrace it.

Teachers have extensively-trained expertise in fostering basic intellectual skills in children, not in executing accurate tactical countermeasures during a live firefight. And it's highly impractical to expect a sufficient number of them to maintain high skill levels in both arenas. "Kindergarten Cop" is good in a movie, not in the real world.

If you want real defensive capability in schools, shell out the taxpayer funds for real trained police/paramilitary guards with special accommodations to secure and monitor their weapons. Oh, and how about locking the access points and maintaining strict control of entry? That's what they do in Israel, and it works.

Oh, and on top of it all, an intelligent person would still additionally support common sense, comprehensive measures to limit guns in the hands of criminals and demented people. It works in other civilized countries with high gun ownership.

And instead, we get mental midgets here who insist on eliminating all gun restrictions and expecting elementary school teachers to effectively double as SWAT sargeants at the drop of a hat.

Last edited by ambient; 07-08-2013 at 12:26 PM..
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Old 07-08-2013, 12:28 PM
 
Location: Londonderry, NH
41,479 posts, read 59,811,485 times
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I does not matter to me if the guards are special police or properly trained teachers so long as the childern are under guard.
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Old 07-08-2013, 12:35 PM
 
Location: Barrington
63,919 posts, read 46,773,354 times
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Quote:
Originally Posted by katzpaw View Post
That "someone" would have to be a licensed insurance company in the state of Kansas who will do it without increasing premiums.
The increasing premium is the real issue.

More than likely, the school districts will self insure.

Either way, the tax payer is on the hook for defense and any judgment.
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