Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
Those pathologies are usually the product of a underclass; it is possible to socially engineer a desirable low-income neighborhood by populating it with non-criminal, non-drug-using, non-gangbanger-producing, educated, working people like myself.
The problem is that many greedy absentee landlords prefer to rent out their properties to undesirable neighbors who get government freebies and have more money than I do.
While most people would prefer to have me as a neighbor than, say, a Section 8 family with three gangbangers-in-training, the residents of a neighborhood generally do not decide who can live there; property owners (e.g. landlords) and government do. So while it's possible to have a desirable low-income neighborhood, landlords and government get in the way.
An interesting and thoughtful rejoinder
Quote:
Originally Posted by Rakin
And in total, over the past three years, HUD’s investigative efforts have resulted in more than $65 million in compensation for more than 25,000 individuals that were allegedly subjected to housing discrimination.
That's the essence of it--it's a racket. Nice work if you're on the receiving end.
The neat trick is that the courts have decided (as the quote above implies) that discrimination does not need to be demonstrated in order to cash in. Nice 'work' if you can get it, indeed.
Some consider the use of the credit score to be a form of red lining.
Others view credit scores as the great equalizer.
Credit scores are backed by the hard science of statistics.
What you are really hearing are people using the words "red lining" but in reality they are using disparate impact as "proof".
Note that there absolutley are businesses and people that use unfair practices. I hope they get their butts sued. However, the use of "disparate impact" is a patently unfair approach which I strongly oppose.
If a company is using unfair practices, it should be pretty easy to prove using hard data and not math-magics.
Disparate impact wouldn't stand a chance in the courts if we weren't a country full of innumerate idiots.
I see it here all the time, people that not only couldn't even remotely do any statistics is one thing....the swarms that don't even grasp what correlation or other basic concepts.
Pretty much anybody that ever tries to prove something using "red states" or "blue states" makes me want to chuck a stats book at thier head. lol.
I don't understand... does living in a certain neighborhood empower you to be different? I just assume people live in neighborhoods they could afford... I didn't think banks look at the address to see if an applicant is qualified for the loan...
the loan process is not the selection process. the bank is not the realtor. bank owned homes or banking practices is not the focus of this mandate.
The trend is scattered site housing for low income people. It's the absence of concentration of low income housing in a given geographical area that separates it from it's predecessors, the housing projects. When government money is used to build new multi unit rental housing a percentage of units typically would be set aside for low income dwellers. Low income includes senior housing. Seniors are the primary beneficiaries of Section 8 housing.
Just a back door way to pay back their political cronies, I'm thinking. First, they put poor folks out into the sticks. Then, when they have no way to get to places, they'll have to provide them with a car or build public transportation, where the contracts for those things will go to their buddies.
No thank you. Not only will crime skyrocket, but so will my property taxes since low income people can't pay their fair share to educate their children. This is just a scam to take wealth from white people.
Just end zoning, or water it down. In particular, end minimum lot sizes and weaken R-1 zoning, so it becomes easier to convert SFRs into multiple units.
Increasing the supply is the best way to lower the cost and promote accessibility.
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.
Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
