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Old 12-05-2013, 11:01 AM
 
Location: SE Arizona - FINALLY! :D
20,460 posts, read 26,334,196 times
Reputation: 7627

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Quote:
Originally Posted by florida.bob View Post
I wonder ... were you equally outraged last year, and the decades before that, when people were finding their Ins policies cancelled?
Or when those folks with major illnesses found that NO ONE would insure them anymore?

Ken

 
Old 12-05-2013, 11:05 AM
 
3,971 posts, read 4,040,764 times
Reputation: 5402
Quote:
Originally Posted by LordBalfor View Post
Or when those folks with major illnesses found that NO ONE would insure them anymore?

Ken
People with pre-existing conditions will still find have to be underwritten and will pay a lot for insurance once they hit medicare age.
 
Old 12-05-2013, 11:14 AM
 
Location: Great State of Texas
86,052 posts, read 84,495,743 times
Reputation: 27720
Quote:
Originally Posted by ebbe View Post
People with pre-existing conditions will still find have to be underwritten and will pay a lot for insurance once they hit medicare age.
The GAO found that up to 32% of Americans have one condition or another that could prevent them from obtaining insurance. The age range was 19-64.

Hypertension, mental health disorders and diabetes were the top three pre-existing conditions found.
The study didn't give the age breakdown though.

U.S. GAO - Private Health Insurance: Estimates of Individuals with Pre-Existing Conditions Range from 36 Million to 122 Million
 
Old 12-05-2013, 11:14 AM
 
Location: Sonoran Desert
39,078 posts, read 51,239,172 times
Reputation: 28324
Quote:
Originally Posted by ebbe View Post
People with pre-existing conditions will still find have to be underwritten and will pay a lot for insurance once they hit medicare age.
People with pre-existing conditions do not pay any more in Medicare premiums than anyone else in Medicare does. Heck, just being 65 is a pre-existing condition. With the Obamacare rules, no one pays more now - for any policy, anywhere, anytime. There no longer is medical underwriting. The only things that matter in setting rates are where you live, your age and your tobacco use.
 
Old 12-05-2013, 11:15 AM
 
Location: SE Arizona - FINALLY! :D
20,460 posts, read 26,334,196 times
Reputation: 7627
Quote:
Originally Posted by ebbe View Post
People with pre-existing conditions will still find have to be underwritten and will pay a lot for insurance once they hit medicare age.
No they won't.
What gives you THAT idea?

Ken
 
Old 12-05-2013, 11:17 AM
 
Location: SE Arizona - FINALLY! :D
20,460 posts, read 26,334,196 times
Reputation: 7627
Quote:
Originally Posted by Ponderosa View Post
People with pre-existing conditions do not pay any more in Medicare premiums than anyone else in Medicare does. Heck, just being 65 is a pre-existing condition. With the Obamacare rules, no one pays more now - for any policy, anywhere, anytime. There no longer is medical underwriting. The only things that matter in setting rates are where you live, your age and your tobacco use.
Yeah, pretty much EVERYONE aged 65 has at least one "pre-existing" condition.

Ken
 
Old 12-05-2013, 11:18 AM
 
Location: Great State of Texas
86,052 posts, read 84,495,743 times
Reputation: 27720
Quote:
Originally Posted by LordBalfor View Post
Yeah, pretty much EVERYONE aged 65 has at least one "pre-existing" condition.

Ken
The biggest one being alive at 65 to get medicare as far as some taxpayers are concerned
 
Old 12-05-2013, 11:43 AM
 
45,582 posts, read 27,196,139 times
Reputation: 23898
Oh snap... check and double check...

Nasty Surprise May Await People Who Thought They Enrolled In Obamacare

Unresolved technical problems on HealthCare.gov could lead to a rude surprise at the doctor's office next month for patients who think they successfully used the website to sign up for health insurance. They may find they're not insured after all.

...
...insurance companies are still getting information on their would-be customers that is garbled and incomplete, and in some cases they are getting no information at all. President Barack Obama's administration is scrambling to repair the faulty system, but scant time remains until the Dec. 23 deadline for consumers to choose a health plan that will be in place Jan. 1.

The result could be an untold number of consumers remaining uninsured despite completing the enrollment process -- another embarrassing chapter in the rollout of the Affordable Care Act, Obama's signature health care reform law.
 
Old 12-05-2013, 11:49 AM
 
3,971 posts, read 4,040,764 times
Reputation: 5402
Quote:
Originally Posted by LordBalfor View Post
No they won't.
What gives you THAT idea?

Ken
This was the information I was given from a Plan F provider. The rate was much higher with the pre-existing condition. And you do need to be underwritten if you have issues such as kidney disease according to the insurance broker I spoke with.

If you have other info, please share.
 
Old 12-05-2013, 11:50 AM
 
3,971 posts, read 4,040,764 times
Reputation: 5402
Quote:
Originally Posted by Ponderosa View Post
People with pre-existing conditions do not pay any more in Medicare premiums than anyone else in Medicare does. Heck, just being 65 is a pre-existing condition. With the Obamacare rules, no one pays more now - for any policy, anywhere, anytime. There no longer is medical underwriting. The only things that matter in setting rates are where you live, your age and your tobacco use.
I got a quote, much higher with the pre existing condition than without. Plan F. Medigap...maybe that is the difference.
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