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I ask you for nothing. I gave, I volunteered myself and services and I will continue to give. For me it is like a war that we have to continue to fight. For you, you do as you please. I want you to be able to do as you please and have your free choice. Go bare or buy a private individual or family insurance policy as you desire. I would not tax you to support a public option if you have your own private policy.
You're right, you didn't ask for anything. You demanded it. I don't care if you volunteer yourself, you volunteered the rest of us with you, which you oddly think is within your right to do. Then you come on here and write posts about how it's OK because "we" can afford it and blah blah blah. If you wanted me to "have my free choice," then I choose not to fund your crazy liberal ideas. But since you weren't being honest when you were writing that, now what?
Quote:
Originally Posted by Hoonose
The trade off was millions of young and healthy to offset those losses. But the Mandate is/was a failure and is un-American IMO. Failure was very likely from the get-go. Of course the idea was derived a conservative organization, but that is not material.
Clever how you try to blame conservatives for Obamacare. Got anything else up your sleeve?
Illegal immigrants are not really stealing American manufacturing jobs. They didn't go to illegals in this country.. they were taken Outside the country. Most illegals do grunt work that many americans don't want to do
As for bringing HB1 visa workers in - many are working in fields in which there is not enough talent to draw from .. particularly in fields of engineering. We need to refocus our education on math and sciences .. and we also need to move to more vocational trade rather than just encouraging very expensive 4 year college degrees that, when you graduate, you can't find a job.
Trump, ironically, brings in workers to build his hotels.. and THAT kind of labor he could probably readily find here in the U.S. BUt he thinks Americans make too much money (he said so) and so he brings in foreign cheaper labor to work in his hotels maximizing his profit. I call that greed over country.
I think moving to a unverisal health care system will help job growth. Here in PA the average employer contribution to an employees premium for health care is approx $13K.
I don't "want" to do the work that I do, but it pays enough to keep me showing up.
Whether or not a legal worker wants to do a particular job depends almost entirely on what it pays.
Two thousand dollars a month. Do you know many people who could do that long term?
I haven't the faintest idea how many people could do that long term. Is that supposed to be important? I already told you, if your cost is that high, it's because you're using high amounts of healthcare resources. You're probably one of the group of people who is known as a "super user" of healthcare, meaning you're someone who costs far in excess of what they pay in insurance that the rest of us balance out.
Create a pool for pre-existing condition policies that will, of course be more expensive than other policies, but if you have a pre-existing condition, you can be guaranteed you will be covered. Set specific factors for what "pre-existing" means. Did you have cancer that was cured over 20 years ago, then, should you have another diagnosis, that would NOT be considered "pre-existing." Complications arising from previous treatment of a condition should not be considered a "pre-existing" condition. Only those conditions like a chronic illness, a recurrence of cancer within 5 years or ongoing heart, blood pressure, etc., type illnesses should be considered "pre-existing". By doing that, the ability for people with a history of cancer, or other illnesses will be able to obtain coverage that cannot be cancelled by claiming the existence of a pre-existing condition. IMO
If there are any lurkers here, I hope they are learning a very important lesson about knowing what your COBRA payment will be if you are laid off before it happens and ensuring that you have that money set aside in an emergency fund just as you do for your other living expenses.
On another note, this day has absolutely sucked for me. A man just rear-ended my car while I was completely stopped waiting to merge from my neighborhood onto to a busy cross road. He wasn't carrying his auto insurance information. Let's hope that he follows through on his promise to provide it by e-mail tonight, so I can get the claim filed and the repairs scheduled promptly. I did photograph his license plate, registration, and driver's license, so I will hunt him down if he flakes. Last time my car was in an accident, it was a hit and run, and I ended up paying the entire deductible.
Happy effin' holidays to me!
((((Hugs!))))
Quote:
Originally Posted by bpollen
Add a law that prohibits ins companies from denying coverage based on pre-existing conditions. The law can add certain limitations.
It would eat into the ins co profits and raise premiums for all, but the ins cos would ALSO have the freedom to charge a higher premium to those with pre-existing conditions, which is fair.
It's that simple. The ACA was not required to get pre-existing conditions covered.
OK, Hoonose answered this, but I just want to support him. Pre-existing conditions was one of the big issues regarding the ACA.
Quote:
Originally Posted by wanderlust76
No that's bs companies want H1B workers because they pay them less. There's plenty of people getting into engineering into the US. Trump was talking about this issue this very week.
I don't know what Trump thinks, and I wouldn't trust him as far as I could throw him, but you're right about the H1B workers. I've known several US engineers, including one educated at Carnegie-Mellon who had a hard time finding jobs. I've discussed this with my spouse who works in high tech and he says it's nonsense that these foreign workers are somehow better educated than US engineers, which is another meme one hears about them.
Quote:
Originally Posted by bpollen
I would suggest that part of the reason the ins. co. denial of coverage for pre-existing conditions 31% was because people in the country have been becoming increasingly unhealthy. Obese, metabolic syndrome resulting from obesity, diabetes type 2 resulting from lifestyle, eating more and more fast food, high blood pressure, high cholesterol....and scoffing at a President because he ate salads and his wife promoted eating healthy.
With the advent of Obamacare, the insurance and monetary reasons for many to get healthier ceased to be. They could continue their unhealthy lifestyles while others paid the high premiums for them. No accountability. No incentive to get healthier.
It's easy to require ins cos to insure those with pre-existing conditions. You simply pass a law that prohibits them from denying coverage for pre-existing conditions. In fact, some companies before the ACA DID sell ins. in a high risk pool. The rates were outrageous, but that's because they were based on the outrageously high and continual claims those insureds turned in.
The ACA was not passed for the purpose of getting pre-existing condition people insured. The ACA wasn't necessary for that. It was passed to get coverage for the working class (with or w/o pre-existing conditions). Although a lot of lip service was given to pre-existing conditions at the time.
I'm sure if everyone puts their heads together, they can also address the unaffordable high premiums for those with pre-existing conditions. Charging someone ELSE a higher premium for YOUR high claims is flatly unfair and unacceptable. But maybe they could require the ins. cos. to spread a percentage of the high premiums to all insureds, while still maintaining most of the high premiums where they belong: with the person with the high claims.
Frankly, I can't wait for some of you younguns to get older and have these diseases turn up in you after you've yapped all over various message boards about it being a "lifestyle" thing.
Quote:
Originally Posted by Ringo1
I have never EVER heard one person say that Cobra 'wasn't very expensive".
You must be quite unique.
Exactly! Even when my 24 year old daughter had to go on COBRA, it was expensive, just for her, and her policy wasn't all that great to begin with.
Quote:
Originally Posted by T-310
I don't know. Not my problem.
Quote:
Originally Posted by InformedConsent
Deal with it. /shrug
The compassion on this thread is amazing. /s I'm tired of saying I hope it doesn't happen to you. I can't wait for some of you to develop health problems that are difficult to control as you get older.
Create a pool for pre-existing condition policies that will, of course be more expensive than other policies, but if you have a pre-existing condition, you can be guaranteed you will be covered. Set specific factors for what "pre-existing" means. Did you have cancer that was cured over 20 years ago, then, should you have another diagnosis, that would NOT be considered "pre-existing." Complications arising from previous treatment of a condition should not be considered a "pre-existing" condition. Only those conditions like a chronic illness, a recurrence of cancer within 5 years or ongoing heart, blood pressure, etc., type illnesses should be considered "pre-existing". By doing that, the ability for people with a history of cancer, or other illnesses will be able to obtain coverage that cannot be cancelled by claiming the existence of a pre-existing condition. IMO
Hopefully, you'll fit right in! Wo are you to decide this?
Sorry, I'm out of empathy for you people who think you'll be healthy forever!
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