Quote:
Originally Posted by Sunshine1995
Can we discuss the topic? We already know republicans don't like Obama and democrats don't like republicans. No need to state the obvious
What kind of healthcare plan would you like? What do you think of Ryan's or Rand Paul's plans? What do you think we should do with people with expensive conditions like diabetes or cancer? How about those people who get catastrophic policies and suddenly develop an expensive condition? Should they be allowed to switch plans to get coverage or should they pay those expenses?
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"Can we discuss the topic?"
Tell that to the poster I responded to first.
There a couple of hundred draft plans around.
I haven t read any of them, it is waste of time.
Eventually, very soon, 1 plan will be presented.
Amendments will be proposed.
it will be parts of ALL those plans.
I will read the FINAL version when it become available.
" What do you think we should do with people with expensive conditions like diabetes or cancer?"
Just as in life insurance, the youngstesr pay more because they have more accidents, you do more dangerous things like sky diving for instance or smoking etc. you pay more.
if you have pre existing condition you should pay a little more because it is going to cost more to provide for you.
Some will say that is not fair.
They need to learn one of the facts of live, live is NOT FAIR.
Some have suggested vouchers and Health Savings plans.
Many on here are against them and have not explained why.
I attended a seminar some years ago on HSP. They made sense to me but, I dont'y know enough about them.
Insurance is insurance.
You take your gamble and roll the dice.
If you didn't buy enough and later need it that is YOUR problem, not mine.
My top choice would be a state plan like the federal govt has.
The state sets a basic mandatory coverage that all health companies have to carry.
They may offer as many "additional" overages, catastrophic, cancer, dental, vision, etc. as they wish.
All prices are made public.
Once a year you can change your options or company.
Employers CAN contribute to your costs.
ALL people of that state are eligible to purchase from ANY of those companies.
It creates competition among the carriers which in turn keeps the rates down.
People who are not of child bearing age should NOT be required to carry maternity coverage, smokers pay more etc.
States could even co-op with other states to create a larger pool which through competition could reduce prices even more.
I hope that answers most of your questions.