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Besides talking with social workers at nursing homes on how to proceed, you could also talk to and consult with social workers who work for the county where your grandmother resides.
You could talk on the phone with a county social worker.
and also maybe talk with the social worker or liaison at the rehab facility for advice where your grandmother is being released from. (if one exists at the rehab facility)
This is a great place to start. Also, your grandmother's health insurer likely has social workers. Social workers know the systems, loopholes, laws, etc. and are advocates for the patients.
Well, what is "enough"? Since there is no way to know how long we're going to live or what may or may not befall us there is no way to know what "enough" is.
A person who retires at 65 with a 300K in retirement savings will have saved more than enough if they turn around and die at 66 with most of their money unspent. They won't have nearly enough if they wind up living until 100.
Unless you have a crystal ball or fabulously wealthy you won't know if you have enough until well into the future.
You might have saved enough, more than enough or not enough. Who knows?
Also, regarding "appropriate coverage", that poster must have had Cadillac insurance plan because most employer sponsored plans have co-pays and deductibles as well as things they won't cover. Before my back surgery I was sent to PT and for myofascial release, first one 3x/week then the other 3x/week, each time I had a $50 co-pay. My epidurals (4) had $250 co-pay each. How easy it is to say "they should have had appropriate coverage" as if options existed for everyone.
This is a great place to start. Also, your grandmother's health insurer likely has social workers. Social workers know the systems, loopholes, laws, etc. and are advocates for the patients.
She's in a rehab facility, the social worker's job there is to assist with placement after she leaves rehab.
I never heard of an insurer having social workers. I would advise hiring a local private geriatric care manager if the facility SW can't find answers, but I would start with him/her before calling around.
Not everyone makes enough to save a million dollars or more. Not everyone has a pension. Not everyone has a high IQ. Not everyone has good health even when they are young. Again your posts come off as if everyone starts life on equal footing, has the same life with involved parents who instill value on academics, hlp with homework, teach about savings. If you did, you are ahead of the game but there are millions of people who start out behind and never catch up.
What could my mother have done to save a million dollars for retirement?
And thus the million dollar question, how are these desperate people wiping bottoms for a living and lucky to make minimum wage going to then save a million dollars for their own care in old age. NOT EVERYBODY CAN BE THE INDIAN CHIEF. The tribe needs one chief, but many braves. So you need a system that provides for the majority not just the elite.
A system dependent on desperate people taking low wage undesirable jobs is a non-starter. In a capitalist system you either depend on desperate people with no other alternative, to take low wages, or you have to raise the wages to attract people to the job. Seems most here think cornering desperate people is way to go. Cause they are wealthy and are not willing to do the job themselves, but dont want to pay more. Thing is fewer and fewer people are feeling the need to take these jobs. Not sure how they survive, but those with a business model dependent on low wage desperate people are in world of hurt trying to get staff. Should thought of that before jacking rent to the moon and making survival impossible at low end whether those at bottom work full time or work 24/7. Yes money does matter. If it doesnt then landlords should rent to the poor on sliding scale dont you think. Oh that isnt fair. well then how is it fair to the poor working those jobs full time that dont provide a living?
If your grandmother lives in Bristol, TN, here is the Bristol Social Services Dept.
Maybe they have a social worker who could give advice…..along with maybe a social worker at the rehab facility where your grandmother gets released from tomorrow.
Bristol Social Service Department Contact Information
2305 Volunteer Parkway
Bristol, Tennessee, 37620
Phone
423-279-9164
The Bristol Social Service Department, located in Bristol, TN, is a government agency that offers social services for Bristol residents. Social Services include health and human services, low-income programs, and government benefits. The office oversees these programs to provide a social safety net and protect children, the elderly, and vulnerable adults. Bristol residents can contact Social Services to learn more about available programs, eligibility guidelines, and to apply for services.
You may contact Social Services for questions about:
• Bristol Social Services programs
• How to apply for Social Services
• Eligibility requirements
• Making an appointment with Social Services
• Hours of operation https://www.countyoffice.org/bristol...ristol-tn-1b9/
Serious Conversation, if your grandmother does not live in Bristol TN, let me know what town in TN she lives in, if you wish, and I'll look up info.
So you're mandating the big bad word of SOCIALISM as a solution? Meanwhile every pearl-clutching right winger will shriek about personal responsibility, that is until the situation changes and it's now personal. Sound bitter? You betcha! Sick and tired of the ceaseless hypocrisy.
Well, I am sick and tired of those people who cannot tell the difference about wanting to have a decent old age after paying taxes for many years and those who have depended on the government to provide basic shelter and food for themselves and their children all their lives.
Maybe you are not one of those people who don't know the difference, but there are many people who still equate Social Security and Medicare with "welfare", while ignoring the fact that many people die without being able to be 'reimbursed" at all for the thousands of dollars they paid into those programs. (I am talking about those people who die before age 65 after working for many years before starting Social Security and without leaving a spouse and/or any surviving dependents.)
I would rather die than go to a nursing home. Most are a miserable place to live.
This thread is about the shortage of home care workers, though. What will you do if you need care and want to stay in your own home but can't get anyone to take care of you? That is the question.
(And please, folks, spare us the "I will just kill myself if I get to that point!" recitations. No, you won't.)
This thread is about the shortage of home care workers, though. What will you do if you need care and want to stay in your own home but can't get anyone to take care of you? That is the question.
(And please, folks, spare us the "I will just kill myself if I get to that point!" recitations. No, you won't.)
I think the reality is that many people just suffer through and live at home without adequate or any care.
They are stoic about it, don't ask for help and resign themselves to sticking it out and staying in their homes.
And thus the million dollar question, how are these desperate people wiping bottoms for a living and lucky to make minimum wage going to then save a million dollars for their own care in old age. NOT EVERYBODY CAN BE THE INDIAN CHIEF. The tribe needs one chief, but many braves. So you need a system that provides for the majority not just the elite.
A system dependent on desperate people taking low wage undesirable jobs is a non-starter. In a capitalist system you either depend on desperate people with no other alternative, to take low wages, or you have to raise the wages to attract people to the job. Seems most here think cornering desperate people is way to go. Cause they are wealthy and are not willing to do the job themselves, but dont want to pay more. Thing is fewer and fewer people are feeling the need to take these jobs. Not sure how they survive, but those with a business model dependent on low wage desperate people are in world of hurt trying to get staff. Should thought of that before jacking rent to the moon and making survival impossible at low end whether those at bottom work full time or work 24/7. Yes money does matter. If it doesnt then landlords should rent to the poor on sliding scale dont you think. Oh that isnt fair. well then how is it fair to the poor working those jobs full time that dont provide a living?
I do agree that they should be paid well!!
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