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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Northwest Lathrop, Zip Code 95330, San Joaquin County, California (CA), Tract 0051.27

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 3291 Originated: 173 FHA, FSA/RHS & VA for an average of $192,948, 977 Conventional Home Purchase for an average of $249,100, 1762 Refinancings for an average of $260,476, 171 Home Improvement for an average of $198,497, 203 Non-occupant Loans on < 5 Family Dwellings for an average of $236,404, 5 Loans On Manufactured Home Dwelling for an average of $142,800
    • 752 Loans approved - not accepted: 11 FHA, FSA/RHS & VA Loans for an average of $183,818, 250 Conventional for an average of $256,468, 404 Refinancings for an average of $269,510, 35 Home Improvement Loans for an average of $143,600, 47 Non-occupant Loans on < 5 Family Dwellings for an average of $278,787, 5 Loans On Manufactured Home Dwelling for an average of $102,600
    • 1789 Loans denied: 29 FHA, FSA/RHS & VA for an average of $185,655, 480 Conventional Home Purchase for an average of $264,881, 1014 Refinancings for an average of $288,377, 169 Home Improvement for an average of $124,515, 84 Non-occupant Loans on < 5 Family Dwellings for an average of $263,298, 13 Loans On Manufactured Home Dwelling for an average of $199,154
    • 934 Withdrawn loans: 23 FHA, FSA/RHS & VA for an average of $181,913, 203 Conventional Home Purchase Loans for an average of $261,128, 602 Refinancings for an average of $277,836, 57 Home Improvement for an average of $187,246, 47 Non-occupant Loans on < 5 Family Dwellings for an average of $230,957, 2 Loans On Manufactured Home Dwelling for an average of $170,000
    • 282 Closed for incompleteness: 7 FHA, FSA/RHS & VA Loans for an average of $189,429, 55 Conventional Home Purchase for an average of $236,782, 190 Refinancings for an average of $277,032, 12 Home Improvement Loans for an average of $151,083, 17 Non-occupant Loans on < 5 Family Dwellings for an average of $235,824, 1 Loan On Manufactured Home Dwelling for $180,000

    Compared to the state average:

    • The number of loans originated per 1000 residents (589) is comparable to CA average (566). The average loan value for this tract ($248,665) is comparable to the state average ($267,254).
    • The number of loans not accepted per 1000 residents (135) is above CA average (99). The average loan value for this tract ($257,531) is comparable to the state average ($260,545).
    • The number of loans denied per 1000 residents (320) is significantly above CA average (195). The average loan value for this tract ($263,102) is comparable to the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (167) is above CA average (124). The average loan value for this tract ($263,724) is comparable to the state average ($255,431).
    • The number of loans closed per 1000 residents (50) is above CA average (34). The average loan value for this tract ($258,819) is comparable to the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 148 Loans originated: 76 Conventional for an average of $265,724, 64 Refinancings for an average of $310,359, 8 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $298,750
    • 71 Approved loans - not accepted: 35 Conventional Home Purchase for an average of $260,057, 30 Refinancings for an average of $333,600, 5 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $277,000, 1 Loan On Manufactured Home Dwelling (A & B) for $450,000
    • 12 Denied applications: 9 Conventional Home Purchase Loans for an average of $234,667, 1 Refinancing for $428,000, 2 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $253,500
    • 14 Withdrawn: 5 Conventional for an average of $275,800, 8 Refinancings for an average of $280,875, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $254,000
    • 5 Files closed for incompleteness: 2 Conventional Home Purchase for an average of $240,500, 2 Refinancings for an average of $341,500, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $382,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • 13 Originated: 3 Conventional Home Purchase Loans for an average of $240,667, 10 Refinancings for an average of $240,600
    • 14 Loans approved, not accepted: 10 Conventional Home Purchase Loans for an average of $272,600, 4 Refinancings for an average of $271,500
    • Conventional Home Purchase Loan denied for $266,000
    • 2 Closed for incompleteness: Conventional Home Purchase Loan for $320,000, Refinancing for $319,000
      Genworth Financial:
    • 5 Loans originated: 2 Conventional Home Purchase Loans for an average of $282,000, 3 Refinancings for an average of $245,333
    • 6 Applications approved - not accepted: 4 Conventional Home Purchase Loans for an average of $246,500, 2 Refinancings for an average of $198,500
    • Conventional Home Purchase Loan denied for $292,000
    • Refinancing Files closed for incompleteness for $235,000
      Mortgage Guaranty Insurance:
    • 8 Originated: 4 Conventional Home Purchase Loans for an average of $250,750, 4 Refinancings for an average of $223,500
    • 4 Approved - not accepted: Conventional Home Purchase Loan for $261,000, 3 Refinancings for an average of $235,000
      PMI Mortgage Insurance:
    • 5 Loans originated: Conventional Home Purchase Loan for $225,000, 4 Refinancings for an average of $256,000
    • 2 Refinancings Applications approved but not accepted for an average of $284,500
      Republic Mortgage Insurance:
    • Refinancing originated for $221,000
    • 4 Withdrawn applications: Conventional Home Purchase Loan for $251,000, 3 Refinancings for an average of $225,667
      United Guaranty Corporation:
    • 8 Originated: 3 Conventional Home Purchase Loans for an average of $247,667, 5 Refinancings for an average of $248,600
    • Refinancing Approved, not accepted for $199,000
      Triad Guaranty Insurance:
    • 4 Originated: 2 Conventional Home Purchase Loans for an average of $227,000, 2 Refinancings for an average of $257,500
    • Refinancing Applications closed for incompleteness for $301,000
      CMG Mortgage Insurance:
    • Conventional Home Purchase Loan originated for $501,000


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