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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Southeast Lathrop, Zip Code 95330, San Joaquin County, California (CA), Tract 0052.02

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 5564 Originated: 68 FHA, FSA/RHS & VA Loans for an average of $315,765, 2255 Conventional Home Purchase for an average of $327,417, 2706 Refinancings for an average of $351,839, 300 Home Improvement Loans for an average of $164,650, 2 Loans on Dwellings For 5+ Families for an average of $1,787,500, 222 Non-occupant Loans on < 5 Family Dwellings for an average of $350,090, 11 Loans On Manufactured Home Dwelling for an average of $148,364
    • 1198 Approved loans but not accepted: 9 FHA, FSA/RHS & VA for an average of $300,000, 470 Conventional Home Purchase Loans for an average of $351,272, 531 Refinancings for an average of $367,320, 131 Home Improvement for an average of $115,115, 46 Non-occupant Loans on < 5 Family Dwellings for an average of $338,522, 11 Loans On Manufactured Home Dwelling for an average of $150,182
    • 2326 Applications denied: 26 FHA, FSA/RHS & VA for an average of $356,538, 773 Conventional for an average of $366,235, 1160 Refinancings for an average of $388,300, 255 Home Improvement Loans for an average of $143,929, 2 Loans on Dwellings For 5+ Families for an average of $1,100,000, 92 Non-occupant Loans on < 5 Family Dwellings for an average of $369,304, 18 Loans On Manufactured Home Dwelling for an average of $135,056
    • 1254 Withdrawn: 14 FHA, FSA/RHS & VA Home Purchase Loans for an average of $282,429, 437 Conventional Home Purchase Loans for an average of $339,513, 687 Refinancings for an average of $380,571, 63 Home Improvement Loans for an average of $231,159, 52 Non-occupant Loans on < 5 Family Dwellings for an average of $298,000, 1 Loan On Manufactured Home Dwelling for $200,000
    • 348 Closed for incompleteness: 2 FHA, FSA/RHS & VA Loans for an average of $308,000, 105 Conventional Home Purchase for an average of $354,448, 212 Refinancings for an average of $373,222, 15 Home Improvement for an average of $174,333, 1 Dwelling For 5+ Families for $1,400,000, 13 Non-occupant Loans on < 5 Family Dwellings for an average of $296,000

    Compared to the state average:

    • The number of loans originated per 1000 residents (821) is above CA average (566). The average loan value for this tract ($331,451) is comparable to the state average ($267,254).
    • The number of loans not accepted per 1000 residents (177) is significantly above CA average (99). The average loan value for this tract ($329,841) is above the state average ($260,545).
    • The number of loans denied per 1000 residents (343) is significantly above CA average (195). The average loan value for this tract ($351,723) is above the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (185) is above CA average (124). The average loan value for this tract ($354,093) is above the state average ($255,431).
    • The number of loans closed per 1000 residents (51) is above CA average (34). The average loan value for this tract ($358,675) is above the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 241 Originated: 202 Conventional for an average of $290,554, 35 Refinancings for an average of $375,114, 4 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $328,500
    • 58 Approved loans but not accepted: 41 Conventional Home Purchase Loans for an average of $327,902, 17 Refinancings for an average of $373,471
    • 18 Denied loans: 12 Conventional Home Purchase for an average of $319,250, 4 Refinancings for an average of $499,500, 2 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $368,500
    • 14 Loans withdrawn: 12 Conventional Home Purchase Loans for an average of $339,000, 2 Refinancings for an average of $492,500
    • 5 Applications closed for incompleteness: 3 Conventional for an average of $296,333, 1 Refinancing for $792,000, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $792,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • 11 Conventional Home Purchase Loans Loans originated for an average of $240,909
    • Conventional Home Purchase Loan denied for $68,000
    • Conventional Home Purchase Loan Withdrawn for $244,000
      Genworth Financial:
    • 22 Conventional Home Purchase Loans Loans originated for an average of $235,000
    • 8 Conventional Home Purchase Loans Applications approved, not accepted for an average of $198,250
    • Conventional Home Purchase Loan Files closed for incompleteness for $232,000
      Mortgage Guaranty Insurance:
    • 19 Loans originated: 18 Conventional Home Purchase Loans for an average of $224,722, Refinancing for $198,000
    • 2 Approved - not accepted: Conventional Home Purchase Loan for $270,000, Refinancing for $396,000
      PMI Mortgage Insurance:
    • 7 Originated: 6 Conventional Home Purchase Loans for an average of $253,500, Refinancing for $195,000
    • Conventional Home Purchase Loan Denied for $251,000
      Republic Mortgage Insurance:
    • 3 Conventional Home Purchase Loans Loans originated for an average of $207,333
      United Guaranty Corporation:
    • 5 Conventional Home Purchase Loans Loans originated for an average of $263,200
    • Conventional Home Purchase Loan Applications withdrawn for $240,000
      Triad Guaranty Insurance:
    • 4 Conventional Home Purchase Loans Loans originated for an average of $221,750
      CMG Mortgage Insurance:
    • 2 Refinancings Approved but not accepted for an average of $476,000


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