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Try a neighborhood called Trevor Green/Sterling Ridge which is very close to the beach, Mayport Naval Station, and has much better schools than Mayport. It is off of Girvin Road and Ashley Melisse Road. There was a foreclosure home that just went for $135k and a short sales just down the street from that a short sale that went for $150k. Last year the houses were selling for $220-250k, but with the market now you can get a really good deal on a decent house, and there is a bunch of them. Any real estate agent can give you listings for that community, and when they built this neighborhood, they didn't mow down all the trees like they do now, so it's very appealing.
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