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Oddly, in most interpersonal interactions, nobody even asks about my educational background. Maybe they assume I've gone to college, maybe they assume I didn't. I consider myself pretty well-spoken, and I have always learned more OUT of school than in it.
It depends on the reason for the debt and if they're responsible about repaying. I was recently asked out by a single dad (which is no big deal because I'm a single mom). What is a big deal is that he has bad credit, doesn't care about paying his bills, and complains about having to take care of his kids all the time. What makes it all worse is that he thinks he's a catch.
I go with those who say it's the kind of debt that matters.
A mortgage you're on top of and student loans are fine.
Credit card debt because you keep buying things you can't afford is not. Huge car payment because you think it's important to have a fancy car instead of something practical is not.
Financial stuff like this is really just a measure of responsibility, which is an important factor to me. But, because it is simply a measure of responsibility, I could also make exceptions depending on the particular circumstance.
I would NOT date a woman in serious debt, keyword being SERIOUS. Anytime someone's in serious debt, that's a sign of financial irresponsibility. I'm very smart with my finances and have no debt, so why would I put a female on my team with a credit score of -800?
It depends on the reason for the debt and if they're responsible about repaying. I was recently asked out by a single dad (which is no big deal because I'm a single mom). What is a big deal is that he has bad credit, doesn't care about paying his bills, and complains about having to take care of his kids all the time. What makes it all worse is that he thinks he's a catch.
Sounds like some women I've met. They are half way attractive and will put out so they think they are a hot comodity.
Be real careful. My ex owes much much more that 100K and is always having money problems. Yes, 100K is indicitive of more problems. Do you think that you're Superman? You can be the best guy and do everything right (she can tell you how you are the greatest guy in the world one day and how lucky she is to be with you, how you are "good to me" and how much you help her) only for her to stab you in the back because you can't save her from her problems! My ex often went through times where she is too screwed up to laugh, have sex, be a friend, be a partner in life and so on. She may tell you that you aren't being a good boyfriend/husband for different reasons when it's mostly about her problems with debt. 100k may be 200K after interest. Don't look at her debt as 100K...it's much much more! Who is going to sign for stuff. My ex wanted me to co-sign for a house! A fregkin' house with a guarantee from her that she would make the payments! Was she kidding. She lied so many times about money. Oh, I promise this and that! BS! Each case is different so look for signs. Look for them with your big head! Remember, a person brings a whole package, not just their puppy eyes and sexy body. I don't know how to be more real with you! Sure, you can tell that I had a ****ty experience with my ex-girlfriend, but that doesn't mean that I'm JUST pissed and venting. Like I said, be real about it. What's her plan? Does she tell the whole world how she has the best life only to hate herself when the doors closes at night. Can she live with herself and still find time to smile KNOWING that she carried this debt? You don't want to be with someone who is in denial or who is screwed up over her debt. Having it is one thing...what she does with it is another!
I dated this girl for a while but have since broken up. One thing that scared me away from her was the amount of debt she had. She had $80,000 in private school loans to pay off.
Would you keep dating somebody knowing they had this kind of debt?
Who cares as long as she is responsible about paying it back?
A lot of young people screw up by getting in over their heads with debt. It's how one handles it that speaks volumes about a person's character. Does she forego buying herself the extra goodies so she can make her payments, or does she beg for the money from her parents, or does she just say the heck with it and not try to pay it at all?
I dated this girl for a while but have since broken up. One thing that scared me away from her was the amount of debt she had. She had $80,000 in private school loans to pay off.
Would you keep dating somebody knowing they had this kind of debt?
It depends. School loan debts are one thing I could probably handle, but if somebody were in that much debt on their credit card (mostly buying clothes, electronic games, vacations they can't afford, etc) I would have to say bye-bye. I am a fanatic about my finances and try not to carry too much revolving debt.
I also try not to live beyond my means but unfortunately because of America's capitalist/hyper-consumer culture and everybody having to have the latest gadgets or whatnot, people tend to live beyond their means and end up in a lot of debt.
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