Estimated median household income in 2007: $63,796
| This zip code: | $63,796 | | New York: | $53,514 |
Nearest zip codes: 12305, 12308, 12008, 12307, 12306, 12027.
Schenectady Zip Code Map
Housing units in zip code 12302 with a mortgage: 4,923 (312 second mortgage, 707 home equity loan, 13 both second mortgage and home equity loan)
Houses without a mortgage: 2,645
Median monthly owner costs for units with a mortgage: $1,570
Median monthly owner costs for units without a mortgage: $587
Residents with income below the poverty level in 2007:
| This zip code: | 3.9% | | Whole state: | 13.7% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 1.9% | | Whole state: | 6.1% |
Median number of rooms in houses and condos:
| Here: | 6.8 | | State: | 6.3 |
Median number of rooms in apartments:
| Here: | 4.3 | | State: | 3.6 |
Year house built: |
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- 1999 to March 2000: 73
- 1995 to 1998: 267
- 1990 to 1994: 456
- 1980 to 1989: 886
- 1970 to 1979: 1,338
- 1960 to 1969: 1,328
- 1950 to 1959: 2,125
- 1940 to 1949: 1,352
- 1939 or earlier: 3,205
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Bedrooms in owner-occupied houses in Schenectady, NY (12302): |
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- no bedroom: 13
- 1 bedrooms: 154
- 2 bedrooms: 1,272
- 3 bedrooms: 3,916
- 4 bedrooms: 2,702
- 5 or more bedrooms: 409
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 42
- 1 bedrooms: 783
- 2 bedrooms: 921
- 3 bedrooms: 307
- 4 bedrooms: 109
- 5 or more bedrooms: 16
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Vehicles available in 12302 zip code in owner-occupied houses/condos: |
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- no vehicle: 192
- 1 vehicle: 2,308
- 2 vehicles: 4,196
- 3 vehicles: 1,387
- 4 vehicles: 319
- 5 or more vehicles: 64
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 348
- 1 vehicle: 1,238
- 2 vehicles: 520
- 3 vehicles: 44
- 4 vehicles: 28
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 12302:
- Less than $10,000: 40
- $10,000 to $14,999: 20
- $15,000 to $19,999: 20
- $20,000 to $24,999: 13
- $25,000 to $29,999: 11
- $30,000 to $34,999: 12
- $35,000 to $39,999: 12
- $40,000 to $49,999: 24
- $50,000 to $59,999: 12
- $60,000 to $69,999: 7
- $70,000 to $79,999: 25
- $80,000 to $89,999: 39
- $90,000 to $99,999: 41
- $100,000 to $124,999: 208
- $125,000 to $149,999: 618
- $150,000 to $174,999: 1,080
- $175,000 to $199,999: 1,465
- $200,000 to $249,999: 1,967
- $250,000 to $299,999: 1,290
- $300,000 to $399,999: 1,042
- $400,000 to $499,999: 224
- $500,000 to $749,999: 151
- $750,000 to $999,999: 30
- $1,000,000 or more: 30
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Rent paid by renters in 2007 in zip code 12302:
- Less than $100: 7
- $100 to $149: 20
- $150 to $199: 13
- $200 to $249: 70
- $250 to $299: 15
- $300 to $349: 29
- $350 to $399: 64
- $400 to $449: 174
- $450 to $499: 131
- $500 to $549: 215
- $550 to $599: 181
- $600 to $649: 116
- $650 to $699: 148
- $700 to $749: 75
- $750 to $799: 48
- $800 to $899: 24
- No cash rent: 115
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Median price asked for vacant for-sale houses and condos in 2007: $155,500.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $210,704
- Black or African American householders: $193,637
- American Indian or Alaska Native householders: $1,316,903
- Asian householders: $280,447
- Two or more races householders: $203,751
- Hispanic or Latino householders: $167,299
Estimated median house or condo value in 2007: $215,862 (it was $99,500 in 2000)
| 12302: | $215,862 | | New York: | $311,000 |
Lower value quartile - upper value quartile: $90,242 - $199,446
Mean price in 2007:
Detached houses: $216,049| Here: | $216,049 | | State: | $352,556 |
Townhouses or other attached units: $240,744| Here: | $240,744 | | State: | $476,263 |
In 2-unit structures: $209,479| Here: | $209,479 | | State: | $482,362 |
In 3-to-4-unit structures: $286,485| Here: | $286,485 | | State: | $552,553 |
In 5-or-more-unit structures: $123,245| Here: | $123,245 | | State: | $503,284 |
Mobile homes: $18,865| Here: | $18,865 | | State: | $40,766 |
Occupied boats, RVs, vans, etc.: $17,500| Here: | $17,500 | | State: | $137,621 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 8,517
- One, attached: 184
- Two: 633
- 3 or 4: 469
- 5 to 9: 427
- 10 to 19: 414
- 20 to 49: 43
- 50 or more: 152
- Mobile homes: 186
- Boats, RVs, vans, etc.: 5

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Means of transportation to work
- Drove a car alone: 11,140 (88%)
- Carpooled: 775 (6%)
- Bus or trolley bus: 109 (1%)
- Taxi: 8 (0%)
- Motorcycle: 10 (0%)
- Bicycle: 16 (0%)
- Walked: 163 (1%)
- Other means: 32 (0%)
- Worked at home: 391 (3%)
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Travel time to work
- Less than 5 minutes: 366
- 5 to 9 minutes: 1345
- 10 to 14 minutes: 2150
- 15 to 19 minutes: 1915
- 20 to 24 minutes: 1863
- 25 to 29 minutes: 735
- 30 to 34 minutes: 1780
- 35 to 39 minutes: 405
- 40 to 44 minutes: 516
- 45 to 59 minutes: 753
- 60 to 89 minutes: 229
- 90 or more minutes: 196
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Percentage of zip code residents living and working in this county: 59.3%
Household type by relationship
Households: 25,868
- In family households: 22,204 (5,888 male householders, 1,581 female householders)
6,428 spouses, 7,499 children (7,051 natural, 195 adopted, 253 stepchildren), 170 grandchildren, 79 brothers or sisters, 90 parents, 207 other relatives, 262 non-relatives
- In nonfamily households: 3,664 (1,205 male householders (1,012 living alone)), 2,010 female householders (1,822 living alone)), 449 nonrelatives
- In group quarters: 917 (680 institutionalized population)
Size of family households: 3,532 2-persons, 1,660 3-persons, 1,479 4-persons, 579 5-persons, 164 6-persons, 55 7-or-more-persons.
Size of nonfamily households: 2,834 1-person, 359 2-persons, 13 3-persons, 9 5-persons.
5,000 married couples with children.
1,056 single-parent households (253 men, 803 women).
93.5% of residents of 12302 zip code speak English at home.
1.3% of residents speak Spanish at home (79% very well, 7% well, 14% not well).
4.7% of residents speak other Indo-European language at home (81% very well, 16% well, 3% not well).
0.4% of residents speak Asian or Pacific Island language at home (66% very well, 19% well, 15% not well).
0.2% of residents speak other language at home (100% very well).
Foreign born population: 794 (2.9%)
(71.5% of them are naturalized citizens)
| This zip code: | 2.9% | | Whole state: | 20.4% |
Most common places of birth for the foreign-born residents:
- Italy (16%)
- Canada (13%)
- Germany (11%)
- China, excluding Hong Kong and Taiwan (6%)
- United Kingdom (5%)
- Colombia (4%)
- Philippines (4%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 62
- 1990 to 1994: 49
- 1985 to 1989: 69
- 1980 to 1984: 54
- 1975 to 1979: 61
- 1970 to 1974: 42
- 1970 to 1974: 125
- 1965 to 1969: 332
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White population: 26,287
Black population: 185
American Indian population: 38
Asian population: 249
Native Hawaiian and Other Pacific Islander population: 6
Some other race population: 31
Two or more races population: 205

First ancestries reported:
|  Italian: 4190 |
|  Irish: 3368 |
|  German: 3206 |
|  English: 2386 |
|  Polish: 1962 |
|  French (except Basque): 1243 |
|  Other groups: 1005 |
|  United States or American: 992 |
|  Dutch: 729 |
|  Scottish: 724 |
|  Scotch-Irish: 554 |
|  French Canadian: 552 |
|  Swedish: 272 |
|  European: 233 |
|  Czech: 178 |
|  Norwegian: 172 |
|  Lithuanian: 155 |
|  Hungarian: 142 |
|  Welsh: 141 |
|  Czechoslovakian: 130 |
|  Russian: 127 |
|  Danish: 108 |
|  Slovak: 96 |
|  Ukrainian: 76 |
|  British: 66 |
|  Greek: 66 |
|  Austrian: 60 |
|  Swiss: 60 |
|  Albanian: 52 |
|  Canadian: 47 |
|  Portuguese: 37 |
|  Eastern European: 35 |
|  Arab:: 28 |
|  Finnish: 25 |
|  Yugoslavian: 25 |
|  Belgian: 22 |
|  Pennsylvania German: 20 |
|  Syrian: 19 |
|  Australian: 18 |
|  West Indian (excluding Hispanic groups):: 16 |
|  Haitian: 16 |
|  Armenian: 15 |
|  Afghan: 14 |
|  Scandinavian: 11 |
|  Latvian: 9 |
|  Other Arab: 9 |
|  Brazilian: 8 |
|  Northern European: 8 |
|  Subsaharan African:: 7 |
|  African: 7 |

Major facitilies with environmental interests located in this zip code:
- GLENVILLE - T ALPLAUS SD (18 GLENRIDGE ROAD in GLENVILLE, NY)
STATE MASTER (New York facility tracking) - National Pollutant Discharge Elimination System Permit,
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: SEWERAGE SYSTEMS
Business NAICS classification: SEWAGE TREATMENT FACILITIES.
Organizations: GLENVILLE (T) (CONTACT/OWNER)
Alternative names: ALPLAUS SEWER DISTRICT, GLENVILLE (T)
- INPEAKE PACKAGING (CORPORATION PARK BUILDING 803 in SCOTIA, NY)
AIR MINOR (AIRS/AFS)
STATE MASTER (New York facility tracking) - AIR PROGRAM
Business SIC classification: CORRUGATED AND SOLID FIBER BOXES
Business NAICS classification: CORRUGATED AND SOLID FIBER BOX MANUFACTURING.
Organizations: INPEAKE PACKAGING INC (LEGALLY RESPONSIBLE PARTY)
- CONIFER PARK REHABILITATION CENTER (150 GLENRIDGE RD in SCOTIA, NY)
STATE MASTER (New York facility tracking) - REFUSE DISPOSAL
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: NURSING AND PERSONAL CARE FACILITIES
Alternative names: CONIFER PARK INC
- ARC SCHENECTADY ( in SCOTIA, NY)
(National Center for Education Statistics) - STATE ID-530202890027
Organizations: SCOTIA-GLENVILLE CSD (SCHOOL DISTRICT)
- GLEN-WORDEN ES ( in SCOTIA, NY)
(National Center for Education Statistics) - STATE ID-530202060001
Organizations: SCOTIA-GLENVILLE CSD (SCHOOL DISTRICT)
- GLENDAAL SCHOOL ( in SCOTIA, NY)
(National Center for Education Statistics) - STATE ID-530202060002
Organizations: SCOTIA-GLENVILLE CSD (SCHOOL DISTRICT)
- CILBERTI PLATING & POLISH (589 SARATOGA RD in SCHENECTADY, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business NAICS classification: ELECTROPLATING, PLATING, POLISHING, ANODIZING, AND COLORING.
Organizations: OWNERNAME (CONTACT/OWNER)
- 1741 VLEY RD ( in GLENVILLE, NY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Organizations: CRANESVILLE BLOCK CO., INC (CONTACT/OWNER)
Alternative names: CRANESVILLE BLOCK CO., INC
- ADIRONDACK BEVERAGES (701 CORPORATION PARK in SCOTIA, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Business SIC classification: BOTTLED AND CANNED SOFT DRINKS AND CARBONATED WATERS
- GLENVILLE SHOP 'N SAVE (ROUTE 50 in GLENVILLE, NY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: SERVICES
Organizations: HANNAFORD BROS CO (CONTACT/OWNER)
Alternative names: L V D V OPERATIONS
- CUMBERLAND FARMS 3107 (222 MOWHOK & CENTER STS in SCOTIA, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- A T & T CORP (VASSER RD in SCOTIA, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- GETTY PETROLEUM CORPORATION #58175 (MOHAWK AVENUE & COLLINS STREET in SCOTIA, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Median worth of mobile homes: $11,743
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel: |
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- Utility gas (66%)
- Fuel oil, kerosene, etc. (20%)
- Electricity (11%)
- Bottled, tank, or LP gas (2%)
- Wood (1%)
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Place of birth for U.S.-born residents:
- This state: 21885
- Northeast: 2164
- Midwest: 758
- South: 839
- West: 208
69% of the 12302 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 64% lived in this county.
Out of people who lived in different counties, 67% lived in New York.
Population in 1990: 27,516. Population change in the 1990s: -515 (-1.9%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 164
| Here: | 5.7% | | New York: | 14.0% |
Students in private schools in grades 9 to 12 (high school): 63
| Here: | 3.8% | | New York: | 13.2% |
Students in private undergraduate colleges: 247
| Here: | 32.3% | | New York: | 38.2% |
School Enrollment by Level of School
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Companies with biggest federal contracts located in this zip code:
- BH/BL COMMUNITY HUMAN SERVICES (543 SARATOGA ROAD in GLENVILLE, NY): $1,442,589 in 8 contracts from 1999 to 2004
Contracts for Other Social Services by Navy Signed by year: 2000: $387,565; 2001: $0; 2002: $494,224; 2003: $387,282; 2004: $121,432; 2005: $0; 2006: $0.
Biggest contracts:
$494,224 with Navy for Other Social Services. Signed on 2002-10-31. Completion date: 2003-10-31.
$387,565, same as above. Signed on 2000-11-16. Completion date: 2001-09-30.
$387,282, same as above. Signed on 2003-11-12. Completion date: 2004-06-30.
$115,866, same as above. Signed on 2004-04-16. Completion date: 2004-09-30.
- GRENO INDUSTRIES INC (2820 AMSTERDAM RD in SCOTIA, NY; small business): $912,218 in 32 contracts from 2000 to 2006
Contracts for Valves, Nonpowered, Valves, Powered, Industrial Boilers, Vehicular Cab, Body, and Frame Structural Components, and more by Navy, Army, Defense Logistics Agency Signed by year: 2000: $31,184; 2001: $206,395; 2002: $447,532; 2003: $52,171; 2004: $64,596; 2005: $94,450; 2006: $15,890.
Biggest contracts:
$270,532 with Navy for Valves, Nonpowered. Signed on 2002-01-10. Completion date: 2002-06-28.
$125,184, same as above. Signed on 2001-10-17. Completion date: 2002-01-04.
$78,678 with Navy for Valves, Powered. Taking place in PA. Signed on 2001-09-22. Completion date: 2002-03-31.
$62,368 with Navy for Valves, Nonpowered. Signed on 2002-05-29. Completion date: 2002-12-05.
- ADIRONDACK LANDSCAPING (1008 PLEASANTVIEW AVE in SCOTIA, NY; small business): $127,686 in 4 contracts in 2003
$77,950 with Navy for Facilities Operations Support Services. Signed on 2003-08-13. Completion date: 2003-09-30.
$33,235, same as above. Signed on 2003-11-13. Completion date: 2003-11-30.
$27,285, same as above. Signed on 2003-11-17. Completion date: 2003-11-30.
$-10,784, same as above. Signed on 2003-11-05. Completion date: 2003-11-30.
- ALARM & SUPRESSION INC (92 SARATOGA RD in SCHENECTADY, NY; small business): $69,582 in 2 contracts in 2000
$43,282 with Defense Logistics Agency for Maintenance, Repair and Rebuilding of Equipment -- Alarm, Signal, and Security Detection Systems. Signed on 2000-03-13. Completion date: 2000-03-13.
$26,300, same as above. Signed on 2000-03-13. Completion date: 2000-03-13.
- BEVERLY KEATING (156 HORSTMAN DRIVE in SCOTIA, NY; small business)
$33,000 with Army for Other Professional Services. Signed on 2002-03-21. Completion date: 2003-02-28.
- 007 ELECTRONICS NETWORK INC (10 REDOAK DR in SCOTIA, NY; small business)
$25,160 with Navy for Microcircuits, Electronic. Signed on 2003-04-04. Completion date: 2003-04-25.
- SHAMROCK INC (51 CHARLTON ROAD in GLENVILLE, NY; small business)
$24,735 with Army for ADP Central Processing Unit (CPU, Computer), Digital. Signed on 2004-01-13. Completion date: 2004-02-13.
- DOWN, ROLAND J LLC (13 AIRPORT RD in SCHENECTADY, NY; small business): $24,297 in 2 contracts in 2004
$18,500 with Army for Construction of Structures and Facilities -- Office Buildings. Signed on 2004-09-27. Completion date: 2004-10-29.
$5,797, same as above. Signed on 2004-05-19. Completion date: 2004-06-01.
- REED, CLIVE W (116 WOODHAVEN DR in SCOTIA, NY; small business)
$7,500 with Navy for Other Professional Services. Taking place in MD. Signed on 2005-09-01. Completion date: 2005-09-02.
- HOME STYLE PIZZA (268 SARATOGA ROAD in GLENVILLE, NY; small business)
$6,000 with Army for Meat, Poultry, and Fish. Signed on 2004-06-08. Completion date: 2004-06-13.
Top industries in this zip code by the number of employees in 2005:
- Wholesale Trade: Industrial and Personal Service Paper Merchant Wholesalers (250-499 employees: 1 establishment, 1-4 employees: 1 establishment)
- Health Care and Social Assistance: Psychiatric and Substance Abuse Hospitals (250-499: 1)
- Health Care and Social Assistance: Nursing Care Facilities (250-499: 1)
- Accommodation and Food Services: Full-Service Restaurants (50-99: 1, 20-49: 5, 10-19: 1, 5-9: 3, 1-4: 2)
- Accommodation and Food Services: Limited-Service Restaurants (20-49: 5, 5-9: 3, 1-4: 8)
- Construction: Plumbing, Heating, and Air-Conditioning Contractors (100-249: 1, 10-19: 1, 1-4: 8)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 699 people in nursing homes
- 142 people in homes or halfway houses for drug/alcohol abuse
- 71 people in homes for the mentally retarded
Fatal accident statistics in 2006
- Fatal accident count: 1
- Vehicles involved in fatal accidents: 2
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 1
- Persons involved in fatal accidents: 2
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 6 full and 10 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 101 | $164,318 | 579 | $144,630 | 611 | $128,695 | 232 | $48,773 | 1 | $265,520 | 71 | $114,345 | 2 | $7,440 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $181,491 | 63 | $139,305 | 123 | $131,315 | 31 | $31,757 | 0 | $0 | 7 | $123,089 | 4 | $20,393 |
| APPLICATIONS DENIED | 7 | $165,571 | 95 | $138,173 | 403 | $129,919 | 166 | $44,454 | 0 | $0 | 36 | $111,337 | 13 | $48,594 |
| APPLICATIONS WITHDRAWN | 4 | $203,995 | 65 | $136,649 | 223 | $138,528 | 30 | $49,180 | 0 | $0 | 3 | $85,497 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $193,270 | 21 | $123,754 | 48 | $159,549 | 13 | $81,596 | 0 | $0 | 1 | $114,000 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 6 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 108 | $154,753 | 780 | $135,587 | 847 | $115,509 | 235 | $54,142 | 2 | $3,025,515 | 75 | $111,850 | 5 | $55,774 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $169,842 | 89 | $115,781 | 182 | $110,716 | 41 | $45,612 | 0 | $0 | 8 | $91,330 | 4 | $24,670 |
| APPLICATIONS DENIED | 9 | $150,768 | 137 | $112,483 | 439 | $123,724 | 143 | $54,882 | 0 | $0 | 27 | $111,342 | 6 | $12,827 |
| APPLICATIONS WITHDRAWN | 11 | $145,013 | 79 | $144,632 | 334 | $121,496 | 29 | $78,978 | 0 | $0 | 13 | $150,518 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $140,000 | 47 | $130,528 | 140 | $138,881 | 13 | $36,528 | 0 | $0 | 2 | $124,315 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 6 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 102 | $136,175 | 952 | $128,794 | 947 | $115,325 | 198 | $41,483 | 3 | $1,004,020 | 65 | $93,519 | 1 | $37,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $114,603 | 64 | $118,446 | 146 | $115,319 | 24 | $25,002 | 0 | $0 | 2 | $81,000 | 1 | $54,000 |
| APPLICATIONS DENIED | 4 | $67,575 | 83 | $98,573 | 521 | $107,809 | 106 | $35,905 | 0 | $0 | 29 | $72,305 | 5 | $66,004 |
| APPLICATIONS WITHDRAWN | 10 | $96,336 | 70 | $115,891 | 470 | $121,432 | 48 | $52,534 | 2 | $97,600 | 17 | $86,173 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 32 | $150,476 | 109 | $132,249 | 8 | $41,375 | 0 | $0 | 5 | $121,590 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 6 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 112 | $116,437 | 839 | $122,699 | 1,022 | $100,301 | 161 | $43,793 | 4 | $1,228,253 | 69 | $83,721 | 4 | $6,480 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $142,000 | 68 | $136,925 | 168 | $99,007 | 35 | $30,847 | 0 | $0 | 2 | $79,825 | 2 | $11,145 |
| APPLICATIONS DENIED | 14 | $117,195 | 84 | $94,575 | 410 | $99,807 | 105 | $30,853 | 0 | $0 | 23 | $83,328 | 2 | $7,960 |
| APPLICATIONS WITHDRAWN | 23 | $117,000 | 64 | $113,231 | 453 | $110,897 | 32 | $53,023 | 2 | $6,916,500 | 13 | $77,438 | 2 | $30,000 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $91,000 | 28 | $113,714 | 80 | $107,345 | 20 | $44,779 | 0 | $0 | 5 | $88,216 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 6 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 188 | $107,461 | 598 | $113,790 | 1,717 | $95,844 | 70 | $34,229 | 82 | $71,426 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 14 | $110,412 | 56 | $104,318 | 247 | $91,900 | 10 | $20,583 | 19 | $53,420 |
| APPLICATIONS DENIED | 8 | $128,301 | 69 | $89,940 | 391 | $93,756 | 64 | $26,515 | 21 | $67,909 |
| APPLICATIONS WITHDRAWN | 12 | $98,219 | 52 | $109,682 | 355 | $101,171 | 5 | $53,344 | 12 | $77,590 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $203,000 | 16 | $102,940 | 56 | $107,221 | 7 | $15,431 | 3 | $65,563 |
Aggregated Statistics For Year 2002 (Based on 5 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 88 | $98,789 | 290 | $85,000 | 531 | $87,063 | 56 | $20,442 | 49 | $65,727 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $60,250 | 33 | $71,333 | 100 | $84,796 | 8 | $38,979 | 8 | $67,590 |
| APPLICATIONS DENIED | 7 | $84,203 | 41 | $62,760 | 216 | $79,493 | 33 | $21,436 | 10 | $38,102 |
| APPLICATIONS WITHDRAWN | 5 | $50,728 | 15 | $63,985 | 123 | $78,874 | 7 | $37,280 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $141,405 | 29 | $86,190 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 5 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 138 | $86,577 | 265 | $83,680 | 371 | $82,102 | 44 | $12,628 | 4 | $317,125 | 32 | $55,808 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $71,213 | 20 | $75,717 | 45 | $70,086 | 15 | $19,601 | 0 | $0 | 4 | $44,315 |
| APPLICATIONS DENIED | 6 | $73,023 | 50 | $53,864 | 203 | $71,407 | 45 | $15,559 | 0 | $0 | 11 | $53,920 |
| APPLICATIONS WITHDRAWN | 4 | $51,000 | 24 | $75,569 | 142 | $84,081 | 31 | $23,972 | 1 | $374,000 | 7 | $64,666 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $68,000 | 25 | $96,123 | 2 | $20,000 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 5 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 115 | $79,836 | 234 | $82,233 | 144 | $57,637 | 72 | $16,538 | 23 | $55,092 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $61,000 | 28 | $80,497 | 31 | $52,593 | 27 | $23,861 | 5 | $36,000 |
| APPLICATIONS DENIED | 11 | $71,266 | 65 | $69,363 | 137 | $55,389 | 70 | $24,030 | 8 | $34,218 |
| APPLICATIONS WITHDRAWN | 14 | $78,261 | 13 | $78,658 | 102 | $59,773 | 11 | $43,111 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 4 | $112,000 | 9 | $79,672 | 5 | $17,940 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 3 full and 3 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 107 | $78,200 | 236 | $92,208 | 337 | $70,701 | 92 | $18,878 | 1 | $184,070 | 25 | $42,875 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $55,280 | 19 | $73,436 | 67 | $68,311 | 8 | $16,730 | 0 | $0 | 1 | $49,750 |
| APPLICATIONS DENIED | 4 | $75,783 | 33 | $73,127 | 186 | $65,451 | 56 | $19,276 | 0 | $0 | 6 | $47,678 |
| APPLICATIONS WITHDRAWN | 14 | $82,549 | 18 | $95,580 | 139 | $71,134 | 20 | $50,201 | 0 | $0 | 3 | $84,750 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $69,155 | 2 | $105,960 | 25 | $85,030 | 0 | $0 | 0 | $0 | 1 | $65,000 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 6 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 156 | $174,692 | 50 | $182,498 | 15 | $161,732 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 31 | $170,819 | 23 | $185,754 | 4 | $153,095 |
| APPLICATIONS DENIED | 2 | $78,535 | 4 | $190,500 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $174,340 | 6 | $222,597 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 6 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 109 | $170,930 | 50 | $148,767 | 9 | $103,778 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 29 | $181,204 | 20 | $125,047 | 1 | $131,000 |
| APPLICATIONS DENIED | 5 | $158,266 | 0 | $0 | 2 | $194,640 |
| APPLICATIONS WITHDRAWN | 8 | $187,731 | 4 | $143,200 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $85,000 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 6 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 153 | $148,912 | 65 | $157,259 | 3 | $93,120 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 35 | $153,090 | 10 | $207,288 | 8 | $91,535 |
| APPLICATIONS DENIED | 2 | $145,680 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $112,050 | 3 | $183,903 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $118,000 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 6 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 217 | $131,800 | 68 | $129,482 | 13 | $92,310 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 35 | $131,351 | 22 | $118,890 | 0 | $0 |
| APPLICATIONS DENIED | 5 | $113,480 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 13 | $120,560 | 9 | $109,651 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $152,500 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 6 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 208 | $126,073 | 137 | $112,362 | 9 | $74,258 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 45 | $107,406 | 54 | $116,937 | 3 | $77,487 |
| APPLICATIONS DENIED | 3 | $58,333 | 4 | $129,825 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 3 | $140,817 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $79,000 | 2 | $101,005 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 5 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 67 | $92,839 | 52 | $99,139 | 8 | $95,461 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 29 | $83,085 | 26 | $106,730 | 1 | $54,000 |
| APPLICATIONS DENIED | 2 | $36,000 | 4 | $79,290 | 2 | $36,000 |
| APPLICATIONS WITHDRAWN | 2 | $56,100 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $63,000 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 5 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 105 | $91,287 | 39 | $87,974 | 9 | $63,789 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 19 | $91,758 | 13 | $86,437 | 3 | $57,000 |
| APPLICATIONS DENIED | 2 | $63,000 | 5 | $91,792 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $71,000 | 2 | $59,175 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 5 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 90 | $79,564 | 8 | $99,188 | 6 | $54,333 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $126,872 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $124,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $28,000 | 0 | $0 | 1 | $28,000 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $46,000 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 3 full and 3 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 77 | $94,144 | 36 | $94,863 | 1 | $47,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $103,615 | 7 | $92,007 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $74,480 | 3 | $62,240 | 2 | $45,785 |
| APPLICATIONS WITHDRAWN | 3 | $89,997 | 2 | $69,040 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $121,200 | 0 | $0 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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